{"text_format":"1","workbook":"xlsx","n_sheets":3,"sheets":["Instructions","Student Database","System Info"],"not_rendered":{"charts":0,"images":0,"macros":1,"external_links":0,"defined_names":1,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Instructions","index":0,"n_rows":22,"n_cols":4,"rows_kept":22,"cut":false,"hidden":false,"merged":[[21,1,24,16],[19,3,19,15],[3,2,12,15],[15,2,15,15],[16,3,16,15],[17,3,17,15],[18,3,18,15]]}
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[null,null,"In order for the Transfer Data button to work on the Student Database sheet, you have to have named the questionnaire spreadsheet \"studentQuestionnaire.xlsx\". If it is named anything else then this macro will not work and may add useless data to the bottom of the Student Database sheet. A back up copy of this workbook is always a good idea."]
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[null,null,"Steps for this to work"]
[null,null,1,"Save the studentQuestionnare.xlsx into the same folder as this workbook (the best way is to save the downloaded questionnaire workbook over the last workbook named studentQuestionnaire.xlsx. Make sure there are not two workbooks named studentQuestionnaire.xlsx)"]
[null,null,2,"Click on the Transfer Data button in the Student Database sheet"]
[null,null,3,"Manually go through and add \"Brother\" or \"Sister\" in column1 on the Student Database sheet"]
[null,null,4,"Rejoice that you didn't have to move all of that data by hand"]
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[null,"To use the email button in the Merge tab, you will need to select the rows of all the students who you wish to email. For example, select the rows by clicking on the numbers of the rows on the left or by highlighting any column of the rows of the students who you wish to email."]

{"sheet":"Student Database","index":1,"n_rows":4237,"n_cols":63,"rows_kept":2250,"cut":true,"hidden":false,"merged":[],"bounds":{"rows_first":1000,"rows_last":250,"rows_between":1000,"halvings":1}}
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["Column1","Last Name","First Name","Middle","Middle(2)","Middle(3)","Semester Class Was Taken","Grade in School","Major/ Emphasis","Email","Net ID","Student Number","Preferred Name","Phone","Employment","CareerInterest","Married","Spouse","Hometown","Gender","Age","MissionWhere","MissionWhen","ForeignLanguages","Year","Major","TalentComputer","TalentProgramming","TalentWebDevelopment","TalentMarketing","TalentAnimation","TalentMedia","TalentMusic","TalentWriting","TalentArtGraphics","TalentJournalism","TalentAthletic","TalentOther","TalentDescription","PastEmployment","ReasonParents","ReasonSpouse","ReasonStudent","ReasonInterest","ReasonCareer","ReasonGraduating","ReasonOther","CommentEasy","CommentTough","CommentFun6","CommentInformative","CommentCantMiss","CommentNothing","CommentOther","RatingNumbers","RatingMath2","RatingSaver","RatingWantMoney","RatingMotivation","RatingInvestments","RatingParent","RatingStudied","Comments"]
["Brother","Stevenson","Mark","MarKowsky",null,null,"Winter 2006","Senior","(None)","student30@gmail.com","student102","69-356-4101",null,"633-978-6377"]
["Sister","Johnson","Sarah","MarKowsky",null,null,"Fall 2005","Sophomore","(None)","student145@gmail.com","student120","54-086-3355",null,"225-755-8936"]
["Brother","Bobert","Sarah","MarKowsky",null,null,"Winter 2009","Senior","(None)","student101@gmail.com","student47","77-687-4628",null,"805-720-2737"]
["Sister","Stevenson","Brett","Stevenson",null,null,"Fall 2006","Junior","(None)","student68@gmail.com","student57","16-974-0171",null,"248-959-7654"]
["Brother","Palmer","Sarah","MarKowsky",null,null,"Winter 2007","Senior","(None)","student93@gmail.com","student152","09-299-6369",null,"688-239-4088"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Fall 2005","Senior","(None)","student128@gmail.com","student100","58-660-7833",null,"374-927-9937"]
["Sister","Stevenson","Mark","Bobert",null,null,"Winter 2007","Senior","(None)","student129@gmail.com","student53","65-744-4434",null,"341-588-8334"]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Winter 2010","Junior","(None)","student43@gmail.com","student134","51-079-7456","Amiee","881-150-8730","Byu bookstore book machine operator","Cake decorator/pastry chef",false,"none","Fruita","F",20,null,null,"none",null,null,false,false,false,false,false,true,false,false,true,false,false,null,null,"Catering wait staff\r\nfiling clerk at a law firm\r\ncommunity childrens camp leader",false,false,false,false,false,false,"Wanted to learn how to manage my money",false,false,false,false,true,false,"It is a life changing class",2,1,9,5,8,3,3,2]
["Brother","Wormington","Sarah","MarKowsky",null,null,"Fall 2008","Senior","(None)","student42@gmail.com","student93","03-682-3250",null,"660-228-3678"]
["Brother","Palmer","Jessica","Palmer",null,null,"Fall 2006","Senior","(None)","student110@gmail.com","student86","37-243-9406",null,"151-448-5111"]
["Brother","Johnson","Mark","Bobert",null,null,"Fall 2005","Sophomore","(None)","student121@gmail.com","student28","60-021-4387",null,"291-903-5432"]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Winter 2011","Sophomore","(None)","student153@gmail.com","student67","85-590-1834","Abbey","309-206-2534","Dance Instructor","Marketing and Public Relations",false,"none","Alpine, UT","F",18,"none","none","none",null,null,false,false,false,true,false,false,false,true,false,false,true,"Cooking",null,"Dance Assistant",false,false,false,true,true,false,"Learn how to manange money well at a young age",false,false,false,false,false,true,null,6,6,8,8,6,6,7,3,"I look forward to learning how to manage money, and hope to walk away from this class with a better understanding of economic and financial terms and ways to handle money. Thanks! "]
["Sister","Johansson","Mark","Bobert",null,null,"Winter 2010","Sophomore","(None)","student153@gmail.com","student45","68-773-5756","Abby","179-150-7803",null,null,false,null,"Salt Lake City","F",18,null,null,null,null,null,false,false,false,true,false,true,true,true,true,true,false,null,null,null,false,false,false,true,false,false,null,false,false,false,true,false,false,null,5,2,5,5,8,8,7,6]
["Brother","Bobert","Brett","Stevenson",null,null,"Winter 2010","Sophomore","(None)","student70@gmail.com","student41","06-937-7564","Andrew","828-263-1258",null,null,false,null,"Grantsville","M",18,null,null,null,null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,8,7,8,10,8,9,8,5]
["Sister","Stevenson","Mark","Bobert",null,null,"Fall 2008","Junior","(None)","student118@gmail.com","student26","01-695-2007",null,"205-307-1776"]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Winter 2012","Sophomore","Nutritional Science","student104@gmail.com","student60","96-752-2017","Bree","344-481-9877","BYU Independant Study ","Either HR or, dietition dentist",false,null,"Layton ","F",18,null,null,"None",null,null,false,false,false,false,false,false,true,false,false,false,false,"Ski, Wakeboard, Sing, Read, Crafts","I like a wide variety of things","dental assistant ",false,false,true,true,true,false,null,false,false,false,true,false,false,null,3,4,8,9,9,8,5,4,"I want to know what are the best ways to invest money that yeild the highest interest with the lowest risk."]
["Sister","Johansson","Kim","Johansson",null,null,"Winter 2011","Sophomore","(None)","student141@gmail.com","student135","07-055-4006","Abi","276-484-4482",null,null,false,null,"Declo, Idaho","F",19,null,null,null,null,null,false,false,true,false,true,true,true,true,true,false,true,null,null,"Custodial, Granite counter-top fabrication, cabinet fabrication",false,false,false,true,false,false,"need to know how to manage money",false,true,true,true,false,false,null,4,5,4,6,8,6,4,2,"Making a personal budget, and unveiling tricks that credit card companies, loan offices, and other programs may pull"]
["Sister","Stevenson","Kim","Johansson",null,null,"Winter 2011","Sophomore","(None)","student62@gmail.com","student142","51-307-7435","Ashley","634-367-4950","Unemployed/ Student",null,false,"N/A","Preston ID","F",18,"N/A","N/A","some spanish",null,null,true,false,false,false,false,false,true,true,false,false,true,null,null,"For five years I was employed at a local business named Riverdale Resort where I worked in customer service",true,false,false,true,false,false,null,false,false,false,false,false,true,null,6,7,10,10,8,7,8,9,"I would love to learn about investments that are low risk but will valuable to invest in."]
["Sister","Palmer","Kim","Johansson",null,null,"Fall 2006","Senior","(None)","student17@gmail.com","student133","19-857-3191",null,"188-203-2170"]
["Sister","Palmer","Kim","Johansson",null,null,"Winter 2012","Senior","(None)","student108@gmail.com","student125","58-189-1318","Anne","733-537-3213","Commercial Real Estate Appraising Assistant","Appraising and Teaching",false,null,"Sacramento","F",22,null,null,"None",null,null,false,false,false,false,false,false,false,false,false,false,true,"Design and Textiles",null,"Suit Tailor, Kids camp teacher,",false,false,true,true,false,true,null,false,false,true,true,true,false,null,7,6,10,8,7,8,5,5,"I'm interested in planning for the future, namely how to set up retirement plans, which ones to choose, how to invest my money, etc."]
["Sister","Johansson","Kim","Johansson",null,null,"Winter 2006","Senior","(None)","student63@gmail.com","student132","83-195-4563",null,"798-193-5368"]
["Sister","Stevenson","Brett","Stevenson",null,null,"Winter 2009","Sophomore","(None)","student84@gmail.com","student104","11-840-4370",null,"325-168-4181"]
["Brother","Johansson","Mark","Bobert",null,null,"Fall 2005","Freshman","(None)","student67@gmail.com","student100","14-462-9528",null,"828-164-8957"]
["Sister","Bobert","Mark","Bobert",null,null,"Fall 2011","Senior","(None)","student101@gmail.com","student81","21-826-6662","Annie Hull","249-741-9726","Full time student","Full time Mom at some point soon. Other than that, maybe get into financial advising?",true,"Blake","Syracuse, Utah","F",20,"Blake served in San Diego; I won't have served a mission until Blake and I reach our Point of Choice in 40 or so years... Ask me later.","2008-2010","ASL (not fluent)",null,null,false,false,false,false,false,false,true,true,false,false,false,null,null,"Dental Assistant; I've worked on the family farm my whole life.",false,true,true,true,true,false,null,false,false,true,true,true,false,null,10,9,10,5,5,7,8,3,"xWe want to get higher rates of return than ridiculously low savings accounts or even money market accounts. Understanding that stocks are meant to be invested for the long haul, what's the safest and best way to jump into the stock market as young college students with fewer resources? It's hard to commit money to anything that isn't liquid and accessible."]
["Sister","Palmer","Sarah","MarKowsky",null,null,"Winter 2009","Junior","Home & Family Living","student59@gmail.com","student122","23-927-1529",null,"931-110-9980"]
["Sister","Stevenson","Sean","Johnson",null,null,"Winter 2011","Senior","(None)","student11@gmail.com","student48","43-313-1494","Abby","920-665-1024","The Buckle","Interior Design",false,null,"Draper, UT","F",21,null,null,null,null,null,false,false,false,false,false,false,false,false,true,false,true,"Interior Design",null,null,false,false,true,true,false,false,null,false,false,false,true,false,false,null,4,6,6,10,7,6,6,9]
["Brother","Stevenson","Gary","Wormington",null,null,"Fall 2007","Senior","(None)","student136@gmail.com","student70","87-681-8774",null,"665-658-8999"]
["Sister","MarKowsky","Kim","Johansson",null,null,"Fall 2004","Senior","(None)","student22@gmail.com","student84","13-128-0310",null,"336-850-5053"]
["Sister","Johnson","Kim","Johansson",null,null,"Fall 2004","Sophomore","(None)","student43@gmail.com","student150","01-841-1294",null,"183-872-3619"]
["Sister","Stevenson","Gary","Wormington",null,null,"Fall 2005","Sophomore","Open-Major","student125@gmail.com","student62","13-480-4357",null,"724-433-1322"]
["Sister","Johnson","Brett","Stevenson",null,null,"Fall 2008","Sophomore","(None)","student152@gmail.com","student125","74-704-4355",null,"310-294-1021"]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Winter 2008","Junior","(None)","student142@gmail.com","student131","74-276-9510",null,"105-906-1988"]
["Brother","Johansson","Jessica","Palmer",null,null,"Fall 2010","Junior","(None)","student65@gmail.com","student151","02-604-1350","Andrew","114-951-4294","n/a",null,false,null,"Provo","M",21,"Madagascar","June 2008-2010","French",null,null,false,false,false,false,false,false,true,true,true,false,true,null,null,"Washington Mutual Bank",false,false,true,true,false,false,null,false,false,false,false,false,true,null,9,9,8,10,9,8,8,8,"Nothing specific comes to mind at the moment. I shall ask them as they come throughout the semester."]
["Sister","MarKowsky","Sean","Johnson",null,null,"Fall 2007","Sophomore","(None)","student11@gmail.com","student105","13-405-5975",null,"522-788-2774"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2006","Senior","(None)","student118@gmail.com","student21","72-451-4359",null,"218-184-7912"]
["Brother","Johansson","Gary","Wormington",null,null,"Fall 2007","Freshman","(None)","student37@gmail.com","student29","91-733-5835",null,"565-230-3262"]
["Sister","Palmer","Sean","Johnson","Cluff",null,"Winter 2007","Junior","(None)","student53@gmail.com","student107","77-298-6852",null,"771-864-5541"]
["Sister","Palmer","Brett","Stevenson",null,null,"Fall 2008","Sophomore","(None)","student98@gmail.com","student149","29-451-2266",null,"752-501-1055"]
["Sister","Wormington","Jessica","Palmer",null,null,"Fall 2004","Junior","(None)","student89@gmail.com","student24","10-690-9398",null,"374-373-5375"]
["Sister","Stevenson","Sean","Johnson",null,null,"Winter 2009","Sophomore","Ancient Near Eastern Studies","student132@gmail.com","student116","10-444-3303",null,"465-669-4289"]
["Sister","Johansson","Mark","Bobert",null,null,"Fall 2010","Junior","(None)","student47@gmail.com","student43","79-541-8109",null,"105-650-4787"]
["Brother","Johansson","Sean","Johnson",null,null,"Winter 2005","Senior","(None)","student35@gmail.com","student134","06-742-6662",null,"461-532-5998"]
["Brother","Stevenson","Kim","Johansson",null,null,"Winter 2008","Senior","(None)","student129@gmail.com","student24","68-731-4873",null,"208-790-7164"]
["Sister","Palmer","Mark","Bobert",null,null,"Winter 2010","Sophomore","(None)","student106@gmail.com","student46","69-322-3727","Aimee","407-755-3065",null,"Musician",false,null,"Boise","F",18,null,null,"none",null,null,false,false,false,true,false,false,true,true,false,false,false,null,null,"Swimming teacher, orthodontist assistant, lifeguard",true,false,false,true,false,false,null,false,false,false,false,false,true,null,5,5,9,9,8,10,5,1]
["Sister","MarKowsky","Sarah","MarKowsky",null,null,"Winter 2012","Junior","Psychology","student104@gmail.com","student51","76-558-8670","Alex","391-420-1653","BYU Bookstore Employee","Profiler",false,null,"Orem, UT","F",19,null,null,null,null,null,false,false,false,true,false,false,false,false,false,false,true,null,null,"Assistant Manager\r\nAssembly line worker",false,false,false,true,true,true,null,false,false,false,true,true,false,null,5,8,9,10,10,9,8,8]
["Sister","Bobert","Jessica","Palmer",null,null,"Fall 2012","Senior","Psychology","student17@gmail.com","student24","76-558-8670",null,"930-590-9800"]
["Sister","Johnson","Sean","Johnson",null,null,"Fall 2004","Senior","(None)","student119@gmail.com","student98","49-576-3170",null,"637-337-3601"]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2011","Sophomore","Electrical Engineering","student37@gmail.com","student124","74-904-2469","Adam","215-724-8905","BYU Custodial","Anything that will let me use my Chinese and travel to China",false,null,"Logan, UT","M",21,"Melbourne, Australia","Jan '09-Mar '11","Chinese",null,null,true,true,true,false,false,false,true,false,false,false,true,null,null,"Grocery Store Produce Clerk, Telephone Surveyor, Sawmill worker\r\n",false,false,false,true,false,false,null,false,false,false,false,false,true,null,10,7,7,7,8,6,3,6,"I took a personal finance class in high school, but it was more for getting an A in the class. Now I really want to learn how to budget my expenses well and how to plan for making important financial decisions, e.g. buying a car, buying a house, etc."]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2012","Senior","(None)","student154@gmail.com","student116","61-983-7704","Adam","326-451-4104","BYU custodial (Student Athlete Building)","Physical Therapy",true,"Ashley Squires","Buena Vista, VA","M",24,"Germany Frankfurt","Aug 2007 to Aug 2009","German",null,null,false,false,false,false,false,false,false,false,false,false,true,null,"I enjoy most sports","Landscaping, Burger King, Habilitation Technician",false,true,false,false,false,false,null,false,false,false,true,false,false,null,7,4,8,9,9,8,7,2,"nothing specific"]
["Brother","Johansson","Sean","Johnson",null,null,"Fall 2010","Sophomore","Open-Major","student115@gmail.com","student27","65-355-7798","Adam","554-470-1705","None","Entrepreneurship.  ",false,null,"Taylorsville, UT","M",22,"Tennessee Knoxville","2007-2009","none",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Small base pay hard physical jobs",false,false,false,true,true,false,null,false,false,true,true,false,false,null,6,7,3,10,8,8,8,7]
["Brother","Palmer","Sarah","MarKowsky",null,null,"Fall 2011","Junior","(None)","student88@gmail.com","student154","33-879-5666",null,"949-609-3042"]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2012","Junior","Landscape Management","student54@gmail.com","student85","71-250-9095","Adam","408-595-1295","Vivint Security Systems Salesman","None",false,"None","Kirkland, Wa","M",21,"Philippines Laoag Mission","May 20, 2009-May 26, 2012","Tagalog",null,null,true,false,false,true,false,false,false,false,true,false,true,"Construction","None","Puget Sound Gastroenterology/Medical Records Clerk",false,false,false,true,true,false,"Just want to learn more life skills in managing money.",false,false,false,true,false,false,"None",9,8,9,9,9,7,4,4,"I guess just when we are learning things I really hope to also learn how realistic everything is. Like how realistic it is for companies to match 401k's or how realistic it is to get a 4.1% interest rate and all that stuff. I don't want to hear just the perfect situations but also how to adjust and still make it work. Also for instance it isn't really realistic that we will have a full time job and start saving at 20 years old so i feel like all the examples starting at age 20 aren't the best. maybe if it started at at 25-30. I guess you do also have those ages up there sometimes though. Just food for thought. "]
["Sister","MarKowsky","Sarah","MarKowsky",null,null,"Winter 2012","Junior","(None)","student56@gmail.com","student86","82-763-4689","Ashley","517-348-6228","-","Accounting",false,"-","American Fork, UT","F",20,"-","-","-",null,null,true,false,false,true,false,false,false,false,false,false,true,null,null,"Ice Cream Shop\r\nCar Wash",false,false,false,true,true,false,null,false,false,true,true,false,false,null,9,6,9,8,7,6,5,4]
["Sister","Stevenson","Jessica","Palmer",null,null,"Fall 2009","Junior","(None)","student138@gmail.com","student47","30-783-2441","Alexa","391-280-1744","BYU ScholarsArchive","City Planner",true,"Jetmir Hysi","Las Vegas","F",20,null,null,"Albanian and Italian",null,null,false,false,false,false,false,false,true,true,false,false,false,null,null,"Deseret Book (Supervisor), BYU Campus Accommodations (Financial Specialist)",false,false,false,true,false,false,null,false,false,false,false,true,false,null,5,7,4,4,9,9,1,8,"Credit scores, loans, investments, taxes, and insurance are all things that I am learning about and would like to know more about how exactly they work and how I can handle them."]
["Brother","Palmer","Sean","Johnson",null,null,"Fall 2009","Junior","(None)","student131@gmail.com","student11","11-185-2336","Devin","443-753-8039","Sales","Real Estate",false,null,"Orangevale","M",21,"Mexico","July 2007-July 2009","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Manual Labor, Furniture installation, Lifeguard, Other",true,false,true,true,true,false,null,false,false,true,true,true,false,null,9,8,9,10,10,10,9,7,"I want to know how to know when a risk is worth taking, how I should start/where."]
["Brother","Bobert","Mark","Bobert",null,null,"Winter 2006","Sophomore","(None)","student141@gmail.com","student19","76-819-1460",null,"671-256-9683"]
["Brother","Johnson","Jessica","Palmer",null,null,"Winter 2005","Senior","(None)","student16@gmail.com","student93","91-324-2025",null,"834-568-1639"]
["Sister","MarKowsky","Jessica","Palmer",null,null,"Winter 2012","Senior","Photography","student114@gmail.com","student13","17-298-0608","Anna","339-211-6963","Downeasr basics","Art director",false,null,"Birmingham, AL","F",21,null,null,"Some French",null,null,false,false,false,false,false,false,false,true,true,false,false,"Styling/makeup",null,"Catering, retail",false,false,false,true,false,true,null,false,false,true,true,false,false,null,3,1,3,10,3,4,2,3,"I just want to learn to budget my money and how to save "]
["Brother","Bobert","Brett","Stevenson",null,null,"Winter 2005","Senior","(None)","student16@gmail.com","student138","12-465-6528",null,"993-381-5309"]
["Brother","Bobert","Sarah","MarKowsky",null,null,"Winter 2011","Sophomore","(None)","student118@gmail.com","student96","85-046-7543","Drew","588-148-5278","MTC Teacher","Finance",true,"Jessalyn","Mesa, AZ","M",21,"Mexico City North","April 08-10","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,null,false,false,false,true,true,false,null,false,false,false,false,false,true,null,8,8,7,9,8,9,7,4]
["Brother","Bobert","Brett","Stevenson",null,null,"Winter 2009","Junior","(None)","student74@gmail.com","student104","14-219-9696",null,"286-920-8010"]
["Sister","Johnson","Jessica","Palmer",null,null,"Winter 2007","Junior","(None)","student130@gmail.com","student137","98-401-7941",null,"339-569-7121"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2006","Senior","(None)","student85@gmail.com","student16","12-046-7017",null,"478-984-6845"]
["Sister","Johnson","Brett","Stevenson",null,null,"Fall 2010","Sophomore","(None)","student96@gmail.com","student127","33-245-7252","Anna Marie","415-116-7449","BYU Independent Study","Medical Field",false,null,"Provo","F",18,null,null,null,null,null,false,false,false,false,false,false,true,true,false,true,true,"Harry Potter","I wish I were him!","Bagger - Days Market\r\nLifeguard",false,false,false,true,true,false,null,false,false,false,false,false,true,null,3,4,5,9,9,10,9,7,"How do I not throw my money down the drain?"]
["Brother","Johansson","Jessica","Palmer",null,null,"Fall 2005","Senior","(None)","student78@gmail.com","student149","42-838-9284",null,"239-417-4405"]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2011","Senior","Mathematics Education","student148@gmail.com","student27","08-824-6848","Andrew","387-342-6373","Bio 100 TA","Good question",false,"N/A","Pasco, Washington","M",23,"England Manchester Mission","2007-2009","N/A",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Just a medley of summer jobs",false,false,false,false,true,false,null,false,false,false,false,false,true,null,10,10,10,8,8,6,8,7]
["Sister","Palmer","Sean","Johnson",null,null,"Winter 2006","Junior","(None)","student48@gmail.com","student102","16-924-4922",null,"298-399-7399"]
["Sister","Bobert","Mark","Bobert",null,null,"Fall 2007","Freshman","Nursing Premajor Program","student15@gmail.com","student61","77-994-7708",null,"461-667-1365"]
["Sister","Bobert","Sean","Johnson",null,null,"Fall 2011","Senior","Animation Premajor","student14@gmail.com","student139","33-761-0171","Alena","245-844-8171","BYU Custodial","Animator for Pixar/Dreamworks etc...",false,"N/A","Salem, OR","F",22,"N/A","N/A","German (only level 302 at BYU)",null,null,true,false,true,false,true,false,true,false,true,false,true,null,null,"Food Industry: Arby's, Big Town Hero\r\nClinical/Customer Service: Pomeroy Eyecare (Optician)\r\nOther: Custodial (Carpet Crew)",false,false,false,true,false,true,null,false,false,false,false,false,true,null,1,2,5,6,7,8,7,5,"What can I do now as a college student to save money? What are practical choices for a college student? We've talked alot about saving for retirement but what if I want to travel and explore before I'm too old, while I still have energy?"]
["Brother","Johnson","Sean","Johnson",null,null,"Winter 2012","Sophomore","Pre-Management Core","student149@gmail.com","student25","36-725-1497","Ashley","273-793-3444",null,null,false,null,"Gilbert, Arizona","F",18,null,null,null,null,null,false,false,false,false,false,false,false,true,false,false,false,"Math",null,null,false,false,false,true,true,false,null,false,false,false,false,false,true,null,8,5,2,8,5,3,5,3]
["Brother","Johansson","Jessica","Palmer",null,null,"Fall 2009","Senior","(None)","student122@gmail.com","student153","66-782-9929","Jason","233-888-7380","Student/Contracted work for the Church","Own a media/animation company whose products specialize in the Polynesian culture. Continue to use my 501c3 to teach Polynesians workshops in Visual Storytelling so that they develop the ability to produce art that promotes the richness of their cultures.",true,"Jasmine Tulikihihifo","Los Angeles","M",27,"Samoa","2001 - 2003","Samoan",null,null,true,false,false,false,true,true,true,false,true,false,true,null,null,"Contracted Graphic Designer and Animator, Teacher's Assistant",false,false,false,true,true,true,null,false,false,true,true,true,false,null,4,3,3,8,8,9,7,1]
["Brother","MarKowsky","Kim","Johansson",null,null,"Winter 2010","Senior","(None)","student72@gmail.com","student21","66-782-9929",null,"327-814-4403"]
["Sister","Stevenson","Kim","Johansson",null,null,"Fall 2012","Senior","Psychology","student152@gmail.com","student107","80-855-5394","Abigail/Abby/Gail","479-974-8841","SOTP Psych Tech","Psychologist ",false,null,"Evansville, IN","F",21,"Nope","Nope","Nope",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"JJS, food service",true,false,false,false,false,true,null,false,false,false,false,false,true,null,1,5,5,8,6,3,7,2,"Not that I can think of."]
["Brother","Palmer","Brett","Stevenson",null,null,"Winter 2010","Senior","(None)","student43@gmail.com","student111","60-008-7340","Austin","441-403-5699","Linx Communications","Corporate Attorney",true,"Tikla","Federal Way, WA","M",22,"Peru Lima North","May 2006 - June 2008","Spanish (2nd language)",null,null,false,false,false,true,false,false,true,false,false,false,true,null,null,"Fife Maritime\r\nIntellipass/Insurepass",false,false,false,true,false,false,"I have a strong interest in personal finance. ",false,false,false,false,true,false,null,7,7,9,10,10,10,3,10,"I am sure that you will touch on this several times. I am curious what I do now. I can stay out of debt and I can manage my behavioral spending habits. What I really want to start doing is investing and looking into Life Insurance. I am hoping you will touch on those issues in this class. How I can start investing now, and life insurance options. "]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Winter 2011","Senior","(None)","student122@gmail.com","student109","51-890-9518",null,"984-109-8321","Global Service Desk","Physics",false,null,"Mesquite","M",22,"AsunciÃ³n, Paraguay","May 2008-2010 ","Spanish",null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,"Security Tech, Lifeguard, Physical Therapy Aide",false,false,false,true,false,false,null,false,false,false,false,false,true,null,10,8,10,9,8,7,5,1]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2011","Junior","(None)","student55@gmail.com","student19","28-064-4238",null,"266-688-4913"]
["Sister","Palmer","Mark","Bobert",null,null,"Winter 2008","Sophomore","(None)","student101@gmail.com","student30","44-507-1647",null,"159-246-2667"]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Fall 2009","Senior","(None)","student78@gmail.com","student104","03-304-7914","Alicia","233-903-1163","Chemistry TA","Biology/Chemistry Teacher",false,null,"West Jordan, Utah","F",20,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Clerk/Secretary Work in Offices During the Summer\r\n\r\nPiano Teaching",true,false,false,true,false,false,null,false,false,true,true,false,false,null,9,6,7,4,4,4,3,2,"How can I invest in some kind of account that gives me compound interest? \r\n\r\nWhat are the safest ways to invest money?"]
["Brother","Palmer","Sarah","MarKowsky",null,null,"Winter 2012","Sophomore","Media Arts Premajor","student116@gmail.com","student48","32-047-7221","Brandon","370-777-9190",null,"Film Maker, Video Editor",false,null,"San Diego","M",19,null,null,"None",null,null,false,false,false,false,false,true,true,false,false,false,false,null,null,"Dimple Dell Recreation Center, McDonalds",true,false,false,true,false,false,null,false,false,false,true,true,false,null,5,8,10,10,10,9,10,6]
["Sister","Stevenson","Kim","Johansson",null,null,"Winter 2008","Freshman","(None)","student66@gmail.com","student128","93-678-5655",null,"818-513-9221"]
["Sister","Johansson","Mark","Bobert",null,null,"Fall 2012","Senior","Mechanical Engineering","student95@gmail.com","student145","57-245-4253",null,"195-863-9774","Patent Intern at Novatek Inc","Engineering",false,null,"Yakima, WA","F",22,"None","none",null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Manufacturing Intern at John Deere, TA for Engineering Graphics",false,false,true,true,false,false,"Sibling",false,false,true,true,true,false,null,8,7,9,9,8,6,7,6]
["Sister","Palmer","Sean","Johnson",null,null,"Winter 2011","Senior","(None)","student141@gmail.com","student60","65-891-4941","Ashley","439-409-7863","Skool Days Child Care Center Teacher","Child Care",true,"Robert Henrie","Riverton, Utah","F",21,"none","none","none",null,null,false,false,false,false,false,false,false,false,false,false,false,"Dance, Child Development",null,"MTC Bookstore cashier, Nanny, Summer camp counselor, dry cleaning, carnival worker...",false,false,false,true,true,true,null,false,false,true,true,false,false,null,6,2,7,6,7,7,10,9]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Winter 2010","Junior","(None)","student72@gmail.com","student49","49-595-3588","Austin","388-204-3731","Kilo Industries","Foreign Relations, Law and business",false,null,"Bountiful, Ut","M",22,"Seoul, Korea","2006-2008","Korean",null,null,false,false,false,false,false,false,false,false,false,false,true,"Rock Climbing",null,null,false,false,false,true,false,false,null,false,false,true,true,true,false,null,5,5,9,10,10,8,7,1]
["Sister","Stevenson","Kim","Johansson",null,null,"Winter 2006","Freshman","Pre-Management Core","student31@gmail.com","student92","27-595-4436",null,"545-617-1586"]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2012","Freshman","Open-Major","student155@gmail.com","student72","65-286-7039","Adam","873-537-3204",null,null,false,null,"Rocklin, CA","M",19,"Sao Paulo, Brazil","2012-05-02",null,null,null,false,false,false,false,false,false,false,false,false,false,true,"Business Management",null,"Thomasville Furnature, Redline Tire Co., Lawn Mowing Business Owner",false,false,false,true,true,false,null,false,false,false,false,false,true,null,4,6,9,9,10,10,10,10]
["Sister","MarKowsky","Jessica","Palmer",null,null,"Fall 2012","Freshman","Music--Premajor Program","student103@gmail.com","student75","95-357-9556","Ashley","395-474-1967","Unemployed","Unknown",false,null,"Corona","F",17,null,null,null,null,null,false,false,false,true,false,false,true,true,false,false,false,null,null,"Babysitting",true,false,false,false,true,false,null,false,false,false,true,false,false,null,8,6,7,10,10,10,8,1]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Winter 2011","Junior","(None)","student119@gmail.com","student137","63-346-1359","Andy","439-447-9807",null,"Business Related",false,null,"Klamath Falls, OR","M",22,"Paraguay","Nov. 07- Nov. 09","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Fast Food Cook, Database entry, Carpentry,Office Clerk",false,false,false,true,true,false,null,false,false,true,true,true,false,null,10,10,7,7,5,9,10,7]
["Brother","Stevenson","Kim","Johansson",null,null,"Winter 2010","Junior","(None)","student129@gmail.com","student36","09-495-1062","Andy","738-991-6693","Transcriber","undecided",false,null,"Orem","M",22,"Orlando, Florida","Sept. 06-08",null,null,null,true,false,false,false,false,true,true,false,false,false,true,null,null,"Bonneville Asphalt, Hogi Yogi, Emergency Essentials",false,false,false,true,false,false,null,false,false,false,false,false,true,null,6,2,7,7,8,8,4,3,"I would like to learn basic practical information about budgeting, investing, and taxes."]
["Brother","Johansson","Jessica","Palmer",null,null,"Fall 2010","Senior","Information Technology","student11@gmail.com","student153","00-218-7540","Andrew","658-180-2351","BYU Office of IT","Data Centers",false,null,"South Jordan, UT","M",23,"London, England","Oct. 2005-2007","British",null,null,true,false,false,false,false,true,false,false,true,false,true,null,null,"Boy's Ranch Counselor.",false,false,false,true,true,false,null,false,false,true,true,true,false,null,8,10,7,7,10,10,6,6]
["Brother","Stevenson","Gary","Wormington",null,null,"Fall 2008","Sophomore","(None)","student143@gmail.com","student38","28-153-7686",null,"957-305-8516"]
["Sister","Stevenson","Jessica","Palmer",null,null,"Fall 2006","Junior","(None)","student101@gmail.com","student16","06-345-1010",null,"905-998-6916"]
["Sister","Johansson","Kim","Johansson",null,null,"Fall 2010","Senior","(None)","student72@gmail.com","student81","00-450-8549","Amanda","963-124-8026","Peer Mentoring","Statistician ",false,null,"Brea, CA","F",20,null,null,"no",null,null,true,false,false,false,false,false,true,true,true,false,false,"Scrabble","Words With Friends on the ipod touch and The Diamond Anniversary Edition. ","Cold Stone Creamery, Dental Assistant",false,false,false,true,false,true,null,false,false,true,false,true,false,null,4,2,10,6,7,6,5,2,"I want to get a better grasp of the financial world. I have had some introduction to Real Estate investment through family business but have no idea what any of it really means. I have no concept of what 'a lot' of money is. No idea how to gauge expensive-ness of anything costing more than a pair of pants ($15-$25 is what I like to spend). I need to know how to budget and I need to learn about a variety of other financial jargon terms. :) I'm expecting a lot and am expecting to put in a lot of work. I am not confident in my ability to grasp any of it but hope that will change by the end of the semester, hopefully sooner. "]
["Sister","Johansson","Brett","Stevenson",null,null,"Winter 2009","Senior","(None)","student144@gmail.com","student70","37-649-1341",null,"494-419-9405"]
["Brother","Johnson","Mark","Bobert",null,null,"Fall 2005","Senior","Open-Major","student102@gmail.com","student94","37-864-4761",null,"687-977-4177"]
["Sister","Stevenson","Brett","Stevenson",null,null,"Winter 2010","Senior","(None)","student11@gmail.com","student110","31-974-9068","Alyse","145-640-9470","BYU- Bio 100 TA","Teacher of some sort",false,null,"None Claimed","F",21,null,null,"None",null,null,true,false,false,false,false,false,true,true,true,false,false,"Gaming","Any kind of games","Cashier",false,false,false,true,false,false,null,false,false,false,false,false,true,null,4,5,7,8,6,6,3,1]
["Sister","Bobert","Mark","Bobert",null,null,"Winter 2009","Junior","(None)","student103@gmail.com","student99","16-908-6927",null,"641-541-4454"]
["Brother","Stevenson","Mark","Bobert",null,null,"Winter 2010","Junior","(None)","student49@gmail.com","student98","86-102-2483","Andrew","480-147-9138","Security Guard","No Clue",false,null,"Orem","M",21,"Uruguay Montevideo Mission","Feb 2007-Feb 2009","Spanish, portuguese, and some Russian",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Discount Tire, Hogi Yogi, Supersonic Car Wash, etc.",false,false,true,true,false,false,null,false,false,true,true,true,false,null,5,5,-1,8,7,8,6,4]
["Brother","MarKowsky","Brett","Stevenson","James",null,"Fall 2012","Senior","Psychology","student43@gmail.com","student110","23-039-4050","Chris","839-301-1912","Drastik Designs","Marketing",false,"None","Camarillo","M",24,"Houston, TX","2007-2009","Spanish",null,null,false,false,false,true,false,true,true,false,false,false,true,"Entrepreneurship","I started my own marketing business 2 years ago, and have since moved on to SEO work.","Sales manager at Groove Entertainment Technologies",false,false,false,true,true,true,null,false,false,false,false,false,true,null,7,9,8,10,8,9,5,10,"I would like to know about other types of investments beyond 401ks and IRAs, especially as a young singe college student with free capital to invest.  I am also interested in investing in yourself and using credit through life insurance."]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Winter 2009","Senior","(None)","student31@gmail.com","student67","78-669-5043",null,"915-625-5047"]
["Sister","Bobert","Brett","Stevenson",null,null,"Winter 2011","Senior","(None)","student82@gmail.com","student136","09-465-2732","Ainsley","314-234-4135","Draper City ","Accounting job in industry",false,null,"Sandy, UT","F",22,"none","none","none",null,null,false,false,false,false,false,false,true,false,false,false,true,"Cooking","Ran a half-marathon last November and want to go to culinary school.","Marketing intern, digital pre-press technician, medical technician",false,false,true,true,true,true,null,true,false,true,true,true,false,null,9,8,9,8,9,9,8,6,"I am looking forward to learning about retirement funds, credit cards and 401Ks because I will be using or contributing to these in the near future."]
["Sister","Johansson","Jessica","Palmer",null,null,"Winter 2012","Sophomore","(None)","student63@gmail.com","student94","31-021-1045","Alyssa","690-277-5533","LDS Philanthropies BYU","Dental Hygiene",true,"Ryan Swensen","Grand Prairie","F",20,null,null,null,null,null,true,false,false,false,false,false,false,false,false,false,true,null,null,null,false,true,false,true,false,false,null,false,false,true,true,false,false,null,5,6,8,10,10,9,10,4]
["Brother","Bobert","Kim","Johansson",null,null,"Winter 2005","Senior","(None)","student119@gmail.com","student119","07-970-1469",null,"630-161-6033"]
["Brother","Johnson","Jessica","Palmer",null,null,"Fall 2007","Sophomore","(None)","student70@gmail.com","student60","62-610-6837",null,"941-767-2029"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Winter 2012","Senior","Psychology","student84@gmail.com","student66","74-002-8081","Aaron","997-600-2121","Custodian","Seminary teacher",false,null,"Mesa","M",23,"Spain, barcelona","2007-2009","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Custodian",false,false,false,true,false,false,null,false,false,false,false,false,true,null,8,5,8,7,7,6,7,1]
["Sister","Palmer","Sean","Johnson",null,null,"Winter 2005","Junior","(None)","student83@gmail.com","student151","32-605-8267",null,"900-388-9067"]
["Sister","Johnson","Mark","Bobert",null,null,"Winter 2006","Junior","(None)","student29@gmail.com","student60","38-605-4617",null,"850-843-3764"]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Fall 2009","Freshman","Open-Major","student147@gmail.com","student41","97-482-8972","Aaron","878-148-8530",null,"architecture",false,null,"Boise, Idaho","M",18,null,null,"No",null,null,false,false,false,false,false,false,false,false,false,false,true,null,"basketball","making countertops, grandpa's farm",false,false,true,false,false,false,null,false,false,false,true,false,false,null,7,7,10,8,5,5,7,7]
["Brother","Johansson","Mark","Bobert","Joseph",null,"Fall 2007","Senior","(None)","student70@gmail.com","student107","09-865-7774",null,"276-417-1431"]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2012","Freshman","Mechanical Engineering Pre-Professional","student136@gmail.com","student109","00-930-8767","Austin","272-152-4048",null,null,false,null,"Newdale, ID","M",18,null,null,null,null,null,false,false,false,true,false,false,false,false,false,false,false,null,null,null,false,false,false,true,false,false,null,false,false,true,true,false,false,null,9,7,9,10,9,10,8,10]
["Brother","Bobert","Jessica","Palmer",null,null,"Winter 2009","Sophomore","(None)","student120@gmail.com","student67","28-249-7813",null,"937-839-8190"]
["Sister","Johnson","Sarah","MarKowsky",null,null,"Winter 2006","Junior","(None)","student64@gmail.com","student131","36-140-7187",null,"352-792-5814"]
["Sister","Wormington","Sean","Johnson","Kenner",null,"Fall 2009","Senior","(None)","student11@gmail.com","student128","13-575-8444","Ashley","490-392-3469","none","Physical Therapy",true,"Theron Lane","Tucson, AZ","F",23,"none","none","none",null,null,false,false,false,false,false,false,true,false,false,false,true,"Investing","I have money invested in the stock market but would like to know all of my options for becoming a paw!","Accounting assistant, lifeguard, tutor",false,false,false,true,false,true,"Want to know how to invest and take care of myself financially",false,false,true,false,false,false,null,8,8,10,10,10,10,10,9,"I'm sure you're covering it, but I want to know how best to take care of my money! Also, I don't know that much about 401(k)s or IRA's or anything, so I want to feel comfortable with all of those kinds of investments and concepts so when I'm actually faced with them I'll know what to do."]
["Sister","Palmer","Sean","Johnson",null,null,"Fall 2011","Junior","Nursing","student76@gmail.com","student147","78-892-7814","Ashley","429-241-2937","N/A","Pediatric nursing",false,"N/A","Katy, Texas","F",19,"N/A","N/A","N/A",null,null,false,false,false,false,false,false,true,false,false,false,true,null,"I play the violin, and I love to play all sports","Lifeguard, Pool Manager for Greater Houston Pool Management",false,false,false,true,false,false,null,false,false,false,false,false,true,null,5,5,7,7,7,6,9,8]
["Sister","Johnson","Sean","Johnson",null,null,"Fall 2007","Senior","(None)","student111@gmail.com","student25","48-660-2473",null,"922-307-4693"]
["Sister","Bobert","Brett","Stevenson",null,null,"Fall 2008","Junior","(None)","student10@gmail.com","student141","11-654-7895",null,"545-179-4008"]
["Sister","Wormington","Jessica","Palmer",null,null,"Winter 2006","Senior","(None)","student99@gmail.com","student65","41-158-6708",null,"939-400-7972"]
["Sister","Johansson","Brett","Stevenson",null,null,"Fall 2005","Sophomore","(None)","student143@gmail.com","student114","71-359-3094",null,"213-752-6400"]
["Brother","Johnson","Sean","Johnson",null,null,"Winter 2012","Junior","(None)","student41@gmail.com","student104","79-971-1958","Alex","454-115-3010","Tennis Professor","Dentist",false,"none","Lindon, UT","M",21,"Brasil, Santa Maria","Aug. 2009 - Aug. 2011","Portuguese",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"none",false,false,true,true,false,false,null,false,false,true,true,false,false,null,9,8,7,10,9,10,6,3]
["Brother","MarKowsky","Mark","Bobert",null,null,"Winter 2005","Senior","(None)","student28@gmail.com","student131","05-910-7268",null,"676-758-7043"]
["Brother","Stevenson","Kim","Johansson",null,null,"Fall 2005","Senior","(None)","student37@gmail.com","student121","34-309-2559",null,"224-575-3566"]
["Brother","Johansson","Kim","Johansson",null,null,"Winter 2005","Senior","(None)","student125@gmail.com","student144","22-806-7066",null,"763-515-2937"]
["Brother","Palmer","Mark","Bobert",null,null,"Fall 2012","Senior","Media Arts Studies","student123@gmail.com","student33","35-225-1073","Adam","579-950-2159","Grounds","Videography",false,null,"San Diego","M",23,"West Indies","2008-2010","Nope",null,null,false,false,false,false,false,true,true,true,false,false,false,null,null,"Grounds",false,false,false,true,false,false,null,false,false,false,true,true,false,null,4,3,6,10,10,10,6,6]
["Sister","MarKowsky","Kim","Johansson",null,null,"Fall 2007","Sophomore","(None)","student138@gmail.com","student23","20-259-1526",null,"418-191-2329"]
["Brother","Wormington","Gary","Wormington",null,null,"Fall 2011","Sophomore","Pre-Management Core","student69@gmail.com","student14","17-072-8639","Alec","520-518-3050","Birch Creek Service Ranch","Small Business Employee/Manager",false,"She's Somewhere Out There","Salt Lake City","M",17,null,null,"...",null,null,true,false,false,true,false,true,true,false,false,true,true,null,null,"Cummings Christmas Tree Lot, ",false,false,true,true,true,false,null,false,false,true,true,false,false,null,8,5,9,10,9,10,6,5]
["Brother","Johansson","Gary","Wormington",null,null,"Winter 2007","Freshman","(None)","student34@gmail.com","student68","70-954-0677",null,"685-453-9122"]
["Brother","Palmer","Sean","Johnson",null,null,"Fall 2012","Senior","Economics","student75@gmail.com","student143","60-676-5015","Alex","506-521-1988","Econ TA & RA","Ophthalmology",true,"Sharla","Mesa","M",22,"Singapore & Malaysia","Aug 08-10","Malay",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Janitor",false,true,true,true,false,true,null,false,false,true,true,true,false,null,9,8,8,8,8,7,6,5,"I've heard a lot about the need to invest, but not any real help to a beginner. How do you invest? Where? What recommendations do you have on how much of your income you should invest? How should you manage your portfolio? Things like that."]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Winter 2012","Senior","(None)","student51@gmail.com","student98","14-647-6896","Alex","514-149-4933","Alumni Records Office","Real Estate",false,"None","Missoula, Montana","M",25,"Independence, MO","June 06 - June 08","None",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"None",false,false,false,true,false,true,null,false,false,true,true,false,false,null,6,-1,7,5,7,7,4,2,"None"]
["Brother","Johansson","Kim","Johansson",null,null,"Winter 2012","Freshman","Pre-Management Core","student32@gmail.com","student75","95-065-8205","Alex","493-521-2986",null,"Entrepreneur",false,null,"Charlotte","M",18,null,null,null,null,null,false,false,false,true,false,true,false,false,false,false,true,null,null,"self employed small scale Roof Cleaning Business",false,false,false,true,false,false,null,false,false,true,true,true,false,null,8,5,6,10,10,10,10,7,"Possible long term investment ideas for pre mission students who would invest while they are gone and not pull out till the return of there mission."]
["Brother","Palmer","Sarah","MarKowsky",null,null,"Winter 2010","Senior","(None)","student71@gmail.com","student128","55-008-5312","AJ","269-687-5699","Research assistant for Dr. Vaughn Call","Lawyer.  And later, a judge.",false,null,"Reno, NV","M",23,"Trujillo, Peru","Aug. 2006 - Aug. 2008","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Server at La Carreta Peruvian Restaurant, Best Buy associate, Photographer/Office assistant at Lifetouch National School Studios, Self employed in landscaping.",false,false,true,true,false,true,null,false,false,false,true,false,false,null,8,7,8,6,7,7,8,2]
["Brother","MarKowsky","Sean","Johnson",null,null,"Winter 2012","Senior","(None)","student102@gmail.com","student127","87-619-1423",null,"884-792-2415"]
["Sister","Stevenson","Brett","Stevenson",null,null,"Winter 2011","Sophomore","Print Journalism","student114@gmail.com","student79","13-741-6746","Alex","976-101-4049","n/a","Music Journalist",false,"n/a","Peoria, AZ","F",19,"n/a","n/a","n/a",null,null,false,false,false,false,false,true,true,true,false,true,false,"n/a",null,"Receptionist, Bookkeeping Assistant",false,false,false,true,false,false,null,false,false,false,false,false,true,null,8,8,8,7,9,6,8,1]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Winter 2010","Sophomore","(None)","student28@gmail.com","student134","78-130-5572","alex","389-779-2936","discount tire company","chiropractics",false,null,"puyallup, WA","M",22,"Cincinnati, ohio","jan 07 - jan 09",null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,false,true,true,false,null,false,false,false,true,true,false,null,10,8,8,10,10,10,5,1]
["Brother","Palmer","Sean","Johnson",null,null,"Winter 2007","Senior","(None)","student75@gmail.com","student66","27-728-1317",null,"173-515-6700"]
["Sister","Palmer","Mark","Bobert",null,null,"Fall 2011","Sophomore","Open-Major","student101@gmail.com","student144","48-257-2928","Ali","980-548-3343","N/A",null,false,"N/A","High Point, NC","F",18,"N/A","N/A","N/A",null,null,true,false,false,false,false,false,true,true,true,false,false,null,null,"Carolina's Diner",true,false,false,true,false,false,null,false,false,false,false,false,true,null,6,5,3,7,9,8,4,10]
["Sister","Johansson","Kim","Johansson",null,null,"Fall 2012","Junior","Sociology","student102@gmail.com","student69","28-405-8133","Allie","386-648-9068","Research Assistant for Vaughn Call (Sociology)","Still deciding, leaning toward social work of some kind. ",false,"n/a","Provo, UT","F",19,"n/a","n/a","none",null,null,false,false,false,false,false,false,true,false,false,false,true,null,"I played cello & soccer all throughout high school... still playing both a little, but not as much as I'd like to!","Papa John's Pizza, Library Secretary (Faculty Delivery Service)",false,false,true,true,false,false,"Needed a 3 credit class, wanted to seize the day and take a practical, non-GE/ Major course.",false,false,true,true,false,false,null,8,6,10,7,7,5,5,3,"I don't yet have enough \"extra\" money that I can afford to invest, but when I do... how? Where? What? "]
["Sister","Palmer","Sarah","MarKowsky",null,null,"Fall 2009","Junior","Physiology & Developmental Biology","student79@gmail.com","student50","48-090-4905","Ali","353-994-3728","BYU- T.A. for Tissue Biology","Physicians Assistant",false,null,"Silverdale, WA","F",21,null,null,"none",null,null,false,false,false,false,false,false,false,false,false,false,false,"reading, anything outdoors",null,"Kohls",false,false,true,true,false,false,"I want to know how to manage my money and make smart financial decisions",false,false,false,true,false,false,null,3,3,5,7,8,6,3,1]
["Sister","Stevenson","Brett","Stevenson",null,null,"Winter 2009","Senior","(None)","student51@gmail.com","student17","02-037-7273",null,"486-378-6128"]
["Sister","Bobert","Kim","Johansson",null,null,"Winter 2011","Sophomore","Dance Premajor","student141@gmail.com","student44","55-154-4698","Ali","131-278-4936","Dance Teacher","Dance Studio Director/Manager",false,"none","Provo, Utah","F",19,"none","none","ASL",null,null,false,false,false,false,false,false,false,true,false,false,false,"Dance",null,"Special Education Para-professional",false,false,true,true,false,false,null,false,false,true,true,false,false,null,3,2,5,8,8,5,2,1,"none"]
["Sister","Bobert","Jessica","Palmer",null,null,"Fall 2008","Senior","(None)","student104@gmail.com","student40","00-514-9055",null,"970-480-5528"]
["Sister","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2012","Senior","Biology","student33@gmail.com","student146","60-603-5711","Alisa","984-242-3666","BYU Custodial","Veterinarian",false,null,"Flower Mound, TX","F",22,null,null,"German",null,null,false,false,false,false,false,true,true,true,false,false,true,null,null,"BYU Custodial\r\nPetSmart\r\nPETCO",false,false,true,true,false,true,null,false,false,true,true,false,false,null,10,7,10,8,7,7,8,2]
["Sister","Wormington","Sean","Johnson",null,null,"Winter 2009","Senior","(None)","student154@gmail.com","student24","86-624-1853",null,"731-555-2205"]
["Sister","Bobert","Sean","Johnson",null,null,"Winter 2009","Sophomore","Public Health","student142@gmail.com","student148","29-835-6419",null,"887-188-8223"]
["Brother","Stevenson","Gary","Wormington",null,null,"Winter 2011","Sophomore","Communications Premajor","student115@gmail.com","student145","65-346-4542","Scott","986-392-4178","Humanvoice (In-bound call center)","Public Relations - Law",true,"Morgan","Houston","M",23,"Alaska","2007-2009",null,null,null,false,false,false,false,false,true,false,false,false,false,true,null,null,"Ultra Petroleum, Lowe's",false,false,false,true,false,false,null,false,false,true,true,true,false,null,7,5,5,8,9,8,5,3]
["Brother","Bobert","Mark","Bobert",null,null,"Fall 2007","Senior","(None)","student75@gmail.com","student39","73-674-7152",null,"395-599-7799"]
["Sister","Stevenson","Mark","Bobert",null,null,"Winter 2011","Senior","(None)","student120@gmail.com","student129","48-529-3296","Liz","955-601-3456","BYU Conference and Workshops","Marriage and Family Therapy or Cooperate Event Planning",false,null,"Provo","F",24,"Brazil Florianopolis","Sept 2007 - April 2009","Portuguese",null,null,true,false,false,false,false,false,true,false,true,false,false,"Event planning",null,"MTC, Executive Secretary. Waitress",false,false,true,true,false,false,"I took SFL 260 loved it and wanted to know more!",false,false,false,false,false,true,null,7,8,5,9,9,10,3,7,"In my family finance class we learned about investing but not a lot about how to actually get into the investing process, where to start, how to start and what to expect.  I have an overview of the concepts but no real concrete idea on how or where to start.  I am really interesting in how personal portfolios work too.  \r\n\r\nI have been called a \"math refugee\" before but last semester found that I actually enjoy the math involved in personal/family finance.  I am excited to learn more in this class!"]
["Sister","Bobert","Mark","Bobert",null,null,"Fall 2006","Senior","(None)","student140@gmail.com","student35","38-536-2690",null,"203-763-6675"]
["Sister","Wormington","Brett","Stevenson",null,null,"Fall 2009","Sophomore","(None)","student130@gmail.com","student136","76-622-5434",null,"169-485-8743"]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Fall 2009","Freshman","(None)","student21@gmail.com","student80","52-262-0679","Ally or Sonny","323-179-5595",null,null,false,null,"Corona, California","F",17,null,null,null,null,null,true,false,false,false,false,false,true,true,true,false,true,null,null,null,false,false,true,true,false,false,null,false,true,true,true,false,false,null,3,1,3,8,6,6,3,1]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Winter 2008","Senior","(None)","student114@gmail.com","student58","66-484-5127",null,"145-587-6323"]
["Brother","Johnson","Jessica","Palmer",null,null,"Fall 2011","Junior","(None)","student92@gmail.com","student19","46-131-0271","Alan","785-548-7626","BYU Grounds","Sports Medicine/ Physical Therapy",false,"none","Merced, CA","M",22,"Atlanta, GA","June '08 - June '10","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Office Max\r\nAdvanced Eye Healthcare",true,false,true,true,true,true,null,false,false,true,true,true,false,null,7,6,6,9,7,10,8,4]
["Brother","Palmer","Gary","Wormington",null,null,"Fall 2010","Senior","(None)","student22@gmail.com","student99","52-657-3149","Adam","745-180-8307","BYU English Tutor","get a job steady job I can hold through school and provide for my wife.",true,"Kimberly","Roy Utah","M",23,"Germany, Frankfurt","July 2006- July 2008","German",null,null,false,false,false,true,false,false,false,true,false,true,false,null,null,"Farm hand, telecommunications technician",false,false,false,true,false,false,null,false,false,false,false,false,true,null,6,7,8,6,7,8,5,2]
["Sister","MarKowsky","Mark","Bobert",null,null,"Winter 2007","Sophomore","(None)","student17@gmail.com","student16","56-223-1372",null,"179-894-3999"]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Winter 2011","Junior","(None)","student116@gmail.com","student83","65-932-0564","Alora","198-110-7213","BYU on-call model","marketing manager",false,"none","Logan, Utah","F",19,"none","none","none",null,null,false,false,false,true,false,true,true,false,false,false,true,null,null,"lifeguard\r\nhostess at Hamilton's steak and seafood",true,false,false,true,false,false,null,true,false,true,false,false,false,null,8,6,6,10,9,3,6,7]
["Brother","Johnson","Kim","Johansson",null,null,"Winter 2009","Sophomore","(None)","student64@gmail.com","student11","36-399-6758",null,"500-325-3080"]
["Brother","Bobert","Gary","Wormington",null,null,"Fall 2007","Freshman","(None)","student33@gmail.com","student56","21-460-6232",null,"322-530-2501"]
["Sister","Palmer","Brett","Stevenson",null,null,"Winter 2007","Sophomore","(None)","student11@gmail.com","student152","43-996-4806",null,"913-413-9971"]
["Sister","Stevenson","Jessica","Palmer",null,null,"Fall 2005","Sophomore","(None)","student150@gmail.com","student44","36-809-7851",null,"368-562-8625"]
["Sister","Palmer","Brett","Stevenson",null,null,"Fall 2011","Sophomore","(None)","student25@gmail.com","student17","10-404-8642","Aly","923-870-8929","BYU Catering","Musical Theatre",false,null,"Thatcher, Arizona","F",18,null,null,"nope",null,null,false,false,false,false,false,false,true,true,false,false,false,null,null,"Snowcone Shop",false,false,false,true,false,false,null,false,false,false,false,false,true,null,6,2,3,8,7,5,4,1,"Nope, just excited to take the class.\r\n"]
["Sister","MarKowsky","Sean","Johnson",null,null,"Fall 2010","Senior","(None)","student140@gmail.com","student141","23-051-7909",null,"308-433-9264","Pizza Pie Cafe-cashier","Money for school",false,null,"Spokane, WA","F",20,null,null,null,null,null,false,false,false,false,false,false,false,false,true,false,true,"outdoors",null,"secretary, lifeguard, swim instructor",true,false,true,true,true,false,null,false,false,true,false,false,false,null,6,4,8,9,10,10,5,4]
["Sister","Bobert","Brett","Stevenson",null,null,"Fall 2009","Senior","(None)","student59@gmail.com","student70","12-131-6489","Aly","441-812-4224","APX Alarm Solutions","mother",false,null,"Dallas","F",21,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"WSC Support Services, XXI (retail)",false,false,false,true,false,true,"major requirement",false,true,true,true,false,false,null,7,5,7,5,6,8,6,7]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Winter 2006","Senior","(None)","student48@gmail.com","student88","50-348-2227",null,"112-929-8189"]
["Sister","MarKowsky","Mark","Bobert",null,null,"Winter 2012","Junior","Spanish","student53@gmail.com","student108","81-936-8126","Ashley","395-347-7542","Teacher- MTC","Spanish teacher",false,null,"Elon, NC","F",24,"Arizona Tucson Mission","8/2009-3/2011","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,true,true,false,false,"Learn better financial habits than my parents have",false,false,false,false,false,true,null,4,-1,3,5,6,4,3,2]
["Sister","Stevenson","Gary","Wormington",null,null,"Fall 2007","Junior","(None)","student106@gmail.com","student17","30-649-8345",null,"155-611-9532"]
["Sister","Johansson","Sean","Johnson",null,null,"Fall 2009","Sophomore","(None)","student62@gmail.com","student129","58-203-4032","Amanda","583-567-4980","none","unsure",false,"Amanda Koch","Laguna Niguel, CA","F",19,"none",null,"none",null,null,false,false,false,false,false,false,true,true,false,false,true,"reading ","I like to read!","Childcare",false,false,false,true,false,false,null,false,true,false,true,false,false,null,7,6,4,4,5,6,5,1]
["Sister","Palmer","Jessica","Palmer",null,null,"Winter 2008","Senior","(None)","student136@gmail.com","student46","13-663-6057",null,"873-581-6073"]
["Sister","Stevenson","Mark","Bobert",null,null,"Winter 2012","Junior","(None)","student20@gmail.com","student152","88-529-9740","Amanda","187-151-7307",null,null,false,null,"Boise, ID","F",18,null,null,null,null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"Babysitter; Farm Worker; Runner/Receptionist for Belnap, Stewart, Taylor, and Morris",false,false,true,true,false,false,null,false,false,true,true,false,false,null,5,3,6,5,6,5,2,3]
["Brother","Johnson","Sean","Johnson",null,null,"Fall 2008","Junior","(None)","student119@gmail.com","student72","45-437-2631",null,"939-984-7176"]
["Brother","Palmer","Brett","Stevenson",null,null,"Winter 2008","Sophomore","(None)","student117@gmail.com","student57","13-158-2191",null,"916-390-7102"]
["Sister","Johansson","Jessica","Palmer",null,null,"Fall 2011","Junior","Communication Disorders","student84@gmail.com","student80","91-984-6185","Ashley","160-797-2011",null,null,false,null,"Eagle River, Ak","F",20,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,true,"Hula dance",null,"Janitor, dance teacher, Marble Slab employee",false,false,true,true,false,false,null,false,false,false,true,false,false,null,7,6,9,8,9,5,8,5,"Making budgets"]
["Sister","Johnson","Brett","Stevenson",null,null,"Fall 2004","Junior","(None)","student136@gmail.com","student39","59-190-2401",null,"773-290-7535"]
["Sister","Palmer","Sean","Johnson",null,null,"Fall 2011","Junior","(None)","student86@gmail.com","student78","52-431-1183","Amber","682-412-7166","Research Assistant, Marketing Dept., BYU","Business Consulting",false,null,"Cedar Hills, UT","F",19,null,null,null,null,null,false,false,false,true,false,false,false,false,false,false,true,"People","I am a research assistant for a professor in the Marketing Department and product/brands and human behavior is very interesting. Exercising is my passion and I love a lot of different sports and running. People are fascinating to me--I love watching people, learning about human behavior, watching how people work together, learning about human psychology, etc. I also really enjoy meeting new people and working in groups.","Research Assistant (Psychology Research Lab, BYU); Intern (Worldwide Organization for Women, UN, Geneva, Switzerland); Fit Model (Diviine ModesTee, Pleasant Grove, UT)",true,false,true,false,false,false,"Learn how to have exceptional money management skills",false,false,false,true,true,false,null,8,4,9,10,7,8,5,2,"Creating a budget"]
["Brother","Johnson","Kim","Johansson",null,null,"Winter 2009","Senior","(None)","student65@gmail.com","student150","56-088-3092",null,"710-782-5251"]
["Brother","Johansson","Sean","Johnson",null,null,"Winter 2005","Senior","(None)","student106@gmail.com","student44","36-727-0161",null,"925-788-1002"]
["Brother","Wormington","Sean","Johnson",null,null,"Fall 2012","Sophomore","Biochemistry","student80@gmail.com","student151","22-618-6594","Aaron","782-769-7981","TA for BYU, Dr. Huntington","Physician (thoracic)",false,null,"South Jordan, UT","M",21,"Riverside, CA","Nov 2009 - Nov 2011","Spanish",null,null,true,false,false,true,false,true,true,false,false,false,true,"Networking",null,"Lifeguard, swim instructor, swim coach with Lifetime Fitness & Gene Fulmer\r\nAssistant technician with Meldrum Scale Co.\r\nRoute Manager with Alterra Pest Control\r\n",false,false,false,true,false,false,null,false,false,true,true,true,false,null,9,10,9,10,10,10,10,8,"nothing in general, love the class so far!"]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Fall 2006","Sophomore","(None)","student63@gmail.com","student112","62-604-6495",null,"828-268-2351"]
["Sister","Stevenson","Mark","Bobert",null,null,"Fall 2009","Junior","(None)","student43@gmail.com","student154","21-881-0829","Amie","143-562-1205","Body By Banks (personal training & fitness company)","Personal Trainer",false,null,"I've moved all over--no real \"home town\"","F",20,"I plan on going on one!","Fall 2010","some Mandarin",null,null,false,false,false,false,false,false,true,false,false,false,true,"Travel/Adventure","I've grown up over-seas so I always love to travel places. I also love doing anything outdoor and active! I'm really adventurous.","Boy Scouts of America camp counselor (Camp Tomahawk); Mary Kay Beauty Consultant; Employee @ US Consulate in Hong Kong",false,false,false,true,false,false,"I NEED to learn how to manage money!! (Even though I'm not graduating soon) & another professor recommended the course.",false,false,false,true,false,false,null,6,9,7,6,10,2,4,5,"I need a really good way to track where my money is going because I keep trying and it NEVER works. I can't keep records to save my life. I also don't really know how to do taxes, I have absolutely NO idea about making investments (I wish I could just ignore them all together but I know they're important...) and I really would like to know how to save money for the future in a practical way, especially since we all know these times are really financially stressing. I'm not in debt and I want to know how I can stay out of it the best I can. I don't want to get caught in that trap. Right now I'm not financially independant (relying on parents) but I desperately want to be. Basically, what I want to get out of the course is how to be smart about being financially independant."]
["Brother","MarKowsky","Sean","Johnson",null,null,"Fall 2010","Junior","(None)","student39@gmail.com","student29","62-006-4384","Ammon","716-859-4524",null,null,false,null,"Huntington Beach, CA","M",21,"Oakland/San Francisco CA","Aug 2008-Aug 2010",null,null,null,true,false,false,true,false,false,true,false,false,false,false,null,"I enjoy all kinds of music- listening to is as well as creating it.  ","Piano Teacher \r\nBYU Dining Services",false,false,false,true,true,false,null,false,false,false,false,false,true,null,5,6,9,9,9,9,8,5,"I would like to learn how to invest smart.  "]
["Brother","MarKowsky","Kim","Johansson",null,null,"Fall 2012","Junior","Pre-Management Core","student72@gmail.com","student25","61-175-1580","Ammon","696-156-4983",null,"working in an investment back",false,null,"Hong Kong","M",23,"Hong Kong","2009-2011","Contonese",null,null,false,false,false,false,true,false,false,false,false,false,true,null,null,"personal assistant ",false,false,true,false,false,false,null,false,false,true,true,false,false,null,8,8,8,10,10,10,7,7]
["Brother","Johnson","Mark","Bobert",null,null,"Fall 2011","Sophomore","Mechanical Engineering Pre-Professional","student153@gmail.com","student69","01-550-6123","Ammon","619-831-2100","none",null,false,null,"Beaverton","M",18,"none","none","none",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,null,true,false,true,true,false,false,null,false,false,true,true,false,false,null,6,4,9,10,10,10,7,5]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2009","Junior","(None)","student128@gmail.com","student113","96-690-6237","Morgan","899-838-7819","MTC Teacher","Financial Planner or Accountant",false,null,"Orangevale, CA","M",21,"Guatemala Guatemala City South","July 2007 - July 2009","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Pool Cleaner",false,false,false,true,true,false,null,false,false,false,false,false,true,null,8,8,7,10,10,10,9,6]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2010","Junior","Electrical Engineering","student118@gmail.com","student69","60-506-8157","Lucas","923-790-5327",null,null,false,null,"Sao Paulo","M",21,"Massachusetts Boston Mission","2008-2010","Portuguese",null,null,true,false,false,false,false,false,true,true,false,false,true,null,null,"Custodian\r\nActor\r\nIntern",false,false,false,true,false,false,null,false,false,false,false,false,true,null,8,7,5,10,9,6,6,4]
["Sister","MarKowsky","Jessica","Palmer",null,null,"Fall 2010","Senior","Landscape Management","student40@gmail.com","student28","39-532-7514","Andrea","449-776-5552","BYU Soils Lab","Landscape designer",false,null,"Phoenix, Arizona","F",21,null,null,null,null,null,true,false,false,false,false,true,true,true,true,false,true,null,null,"File Clerk at a law firm, research assistant at BYU Genetics Lab, and BYU Grounds.",false,false,false,true,false,false,null,false,false,false,true,true,false,null,8,9,8,6,9,8,7,5]
["Sister","Bobert","Kim","Johansson",null,null,"Fall 2006","Junior","(None)","student105@gmail.com","student112","55-837-9816",null,"641-471-7659"]
["Sister","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2004","Senior","(None)","student119@gmail.com","student12","11-408-2778",null,"310-363-4138"]
["Sister","Wormington","Sean","Johnson",null,null,"Winter 2008","Junior","(None)","student14@gmail.com","student113","37-487-5319",null,"688-307-7915"]
["Sister","Stevenson","Jessica","Palmer",null,null,"Winter 2009","Sophomore","(None)","student135@gmail.com","student15","19-578-4251",null,"736-448-8899"]
["Sister","Palmer","Sarah","MarKowsky",null,null,"Winter 2010","Sophomore","Elementary Education Premajor","student151@gmail.com","student78","45-495-9730","Amy","221-125-7534","Hair stylist","Hair stylist/business owner ",false,null,"Las Vegas ","F",22,null,null,null,null,null,false,false,false,true,false,false,true,false,true,false,true,null,null,"Sales, secretary ",true,false,true,true,true,false,null,false,true,true,true,false,false,null,8,7,9,9,8,8,7,5]
["Sister","Johnson","Kim","Johansson",null,null,"Fall 2005","Junior","(None)","student98@gmail.com","student115","12-874-9657",null,"650-585-1916"]
["Sister","Johnson","Sean","Johnson",null,null,"Winter 2011","Sophomore","Music--Premajor Program","student90@gmail.com","student17","02-401-2819","Amy ","441-301-2431","BYU Catering","Nurse",false,null,"Anchorage, Alaska","F",20,null,null,"N/A",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Volleyball Referee, Secretary, Summer Camp Counselor ",false,false,true,true,false,false,null,false,true,false,true,false,false,null,9,8,9,8,9,8,5,2]
["Sister","Stevenson","Kim","Johansson",null,null,"Fall 2011","Junior","Media Arts Studies","student153@gmail.com","student87","95-001-9025",null,"923-821-7756"]
["Brother","Johnson","Jessica","Palmer",null,null,"Fall 2006","Senior","(None)","student52@gmail.com","student148","22-641-1048",null,"650-968-9145"]
["Sister","Bobert","Kim","Johansson",null,null,"Fall 2005","Freshman","(None)","student113@gmail.com","student99","11-371-8308",null,"851-639-9434"]
["Brother","Bobert","Jessica","Palmer",null,null,"Fall 2009","Freshman","(None)","student16@gmail.com","student43","05-202-2464","Aaron","551-413-1142","window washing, hogi yogi","physical therapy",false,null,"Eagle, ID","M",21,"New York Utica Mission","Jan 07-Feb 09","no",null,null,false,false,false,true,false,false,true,false,false,false,true,null,null,"window washing, food industry,landscaping, computer chip assembly line",false,false,true,true,true,false,null,false,false,false,true,true,false,null,7,6,4,10,10,9,7,5]
["Sister","Johnson","Sarah","MarKowsky",null,null,"Fall 2009","Senior","Economics","student149@gmail.com","student148","08-107-9389","Andrea","546-227-8097","Custodian",null,false,null,"Boise","F",20,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,null,false,false,true,true,false,false,null,false,false,true,false,true,false,null,8,8,8,8,9,8,8,9]
["Brother","Bobert","Jessica","Palmer",null,null,"Fall 2012","Senior","Exercise Science","student152@gmail.com","student139","24-409-8190",null,"794-190-3194","Insurance sales","Doctor",false,null,"Trabuco Canyon","M",24,"Baltic Mission","2007-2009","Estonian",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"MTC, Physical Therapy Aide",false,false,false,true,false,true,null,false,false,true,true,true,false,null,6,7,10,10,10,10,5,2,"What is the best way to pay off debt from medical school?"]
["Brother","Wormington","Kim","Johansson",null,null,"Fall 2008","Senior","(None)","student35@gmail.com","student58","24-002-5914",null,"958-516-3156"]
["Brother","Bobert","Sarah","MarKowsky",null,null,"Winter 2011","Junior","(None)","student84@gmail.com","student125","44-413-0657","Brent","433-359-2503","BYU Cougareat","International Business Consultant",false,null,"Fairfield","M",22,"South Africa Cape town Mission","2007-2009","English",null,null,false,false,false,false,false,true,true,true,false,false,true,null,null,"Kiewit Southwest\r\nOfficemax\r\nKiewit Northern California",false,false,false,true,true,false,null,false,false,false,false,false,true,null,8,7,8,9,8,9,7,7]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2008","Senior","(None)","student58@gmail.com","student104","00-742-4677",null,"773-799-6796"]
["Brother","Palmer","Sarah","MarKowsky",null,null,"Fall 2011","Junior","Economics","student97@gmail.com","student36","79-068-7198","Andrew","270-109-7240","Japanese Speaking Tour Guide","International Business Attorney",false,null,"Las Vegas","M",23,"Japan Sapporo","3/08 to 12/09","Japanese, Korean",null,null,false,false,false,false,false,false,true,true,false,false,false,null,null,"Service section of BMW dealership, Fabricated Fire Sprinkler pipe",true,false,false,true,true,false,null,false,false,false,false,false,true,null,4,1,10,10,10,10,10,2]
["Brother","MarKowsky","Mark","Bobert",null,null,"Fall 2009","Sophomore","(None)","student131@gmail.com","student150","35-133-2161",null,"588-524-2538"]
["Brother","MarKowsky","Gary","Wormington",null,null,"Winter 2008","Junior","(None)","student97@gmail.com","student126","82-901-6834",null,"482-455-3847"]
["Brother","Wormington","Brett","Stevenson",null,null,"Fall 2008","Senior","(None)","student61@gmail.com","student51","94-075-5399",null,"215-980-3896"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2007","Freshman","Pre-Management Core","student74@gmail.com","student138","69-801-3125",null,"596-629-7624"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Fall 2005","Senior","(None)","student59@gmail.com","student96","57-338-0011",null,"973-750-2894"]
["Sister","Johnson","Sean","Johnson",null,null,"Winter 2008","Freshman","(None)","student127@gmail.com","student81","20-760-8503",null,"539-738-7687"]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2008","Freshman","(None)","student81@gmail.com","student110","18-407-4956",null,"194-901-9870"]
["Sister","Stevenson","Sean","Johnson",null,null,"Fall 2009","Sophomore","(None)","student57@gmail.com","student127","45-298-8266","Vanessa","876-379-8348","BYU Concessions","Optometry",false,null,"Fallon, NV","F",19,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Mortgage Company",false,false,true,false,false,false,null,true,false,true,true,false,false,null,8,5,10,7,3,1,10,4]
["Sister","Wormington","Sarah","MarKowsky",null,null,"Winter 2011","Senior","(None)","student57@gmail.com","student23","71-055-0525","Anne","758-227-2472","MTC Bookstore","Guardian ad litem",false,"Anne Kelly","Salt Lake City","F",22,"Slovenia","April 2009-Oct 2010","Slovene",null,null,false,false,false,false,false,false,false,true,false,false,true,"Outdoors, Law","Anything active I love, and history and the law",null,false,false,false,false,false,true,null,false,false,false,false,false,true,null,2,2,8,7,6,6,5,1,"I would enjoy understanding how to wisely budget and general investments.  How to figure out saving programs for the future (retirement, children's college, etc.) "]
["Sister","Bobert","Sean","Johnson",null,null,"Fall 2005","Senior","(None)","student48@gmail.com","student110","79-835-1104",null,"267-713-1667"]
["Sister","Bobert","Sean","Johnson",null,null,"Winter 2010","Sophomore","(None)","student17@gmail.com","student12","42-132-9347","Anneliese","583-776-9318","none","Health",false,"none","Mesa, AZ","F",19,"none","none","none",null,null,false,false,false,false,false,false,false,false,false,false,true,"none","none","Secretary",true,false,true,true,false,false,"none",false,false,true,true,true,false,null,6,4,7,9,9,9,7,3,"none"]
["Sister","Stevenson","Mark","Bobert",null,null,"Winter 2009","Junior","(None)","student106@gmail.com","student131","83-260-9756",null,"682-353-9553"]
["Sister","Bobert","Gary","Wormington",null,null,"Fall 2010","Junior","(None)","student35@gmail.com","student20","84-158-6250","LeAnn ","552-764-6049","Religious Studies Center","Teacher or curator",false,null,"Draper, UT","F",20,null,null,null,null,null,false,false,false,false,false,false,false,false,false,true,true,null,null,"aVinci Media Group, Great Harvest, MedSource Rx, Religious Studies Center",true,false,true,true,false,false,null,false,true,true,true,false,false,null,3,1,8,10,10,10,7,1,"I'm just excited to learn about managing money, my dad wishes he could take the class with me!"]
["Sister","MarKowsky","Gary","Wormington",null,null,"Winter 2010","Junior","Leisure Services Management","student19@gmail.com","student15","80-299-9865","Annie","356-144-5257",null,null,false,null,"Beaverton","F",19,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Warehouse employee/Housekeeper/Nanny/Elderly care",false,false,true,true,false,false,null,false,false,false,true,false,false,null,3,4,9,8,9,8,3,1]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2011","Junior","(None)","student88@gmail.com","student149","11-198-7748","Anthony","795-516-3470","Romano's Macaroni Grill","Petroleum Industry-Exploration Geologist for ExxonMobil, Shell or BP",false,null,"Houston, TX","M",23,"Monterrey, Mexico","2007-2009","Spanish",null,null,false,false,false,false,false,false,false,false,false,true,true,null,null,"Landscaping, Server",false,false,true,true,true,false,null,false,false,true,true,true,false,null,7,8,9,10,10,10,10,9]
["Sister","MarKowsky","Kim","Johansson",null,null,"Winter 2012","Sophomore","(None)","student150@gmail.com","student70","67-918-5680","Ashley ","735-189-2901","none","Still trying to figure that out",false,null,"Fredericksburg, VA","F",18,null,null,"none",null,null,false,false,false,false,false,false,false,true,true,false,true,null,null,"Cici's Pizza",false,false,false,true,false,false,null,false,false,false,false,false,true,null,7,8,6,10,7,6,8,3,"Not yet. So far the class has been entertaining and I'm looking forward to a great semester!"]
["Brother","Johnson","Mark","Bobert",null,null,"Fall 2012","Sophomore","Communications Premajor","student57@gmail.com","student118","87-739-4977","Austin","554-642-8334",null,null,false,null,"Mesa","M",21,"Sweden","2010-2012","Swedish",null,null,false,false,false,false,false,true,true,false,true,false,true,null,null,null,true,false,false,false,false,false,null,false,false,false,true,false,false,null,8,4,6,9,5,4,6,1]
["Sister","Wormington","Gary","Wormington",null,null,"Winter 2011","Senior","(None)","student92@gmail.com","student107","64-384-9707","Alyson","527-662-6313","American heritage teaching assistant","Corporate communications",false,null,"Redlands, CA","F",21,null,null,null,null,null,false,false,false,true,true,true,false,true,false,false,true,null,null,"Intern w/ gold man Sachs",false,false,true,true,true,true,"I went on a study abroad with your son Chris, finally am taking the class!!!!",false,false,true,true,true,false,null,5,4,7,8,9,7,6,5]
["Sister","Bobert","Brett","Stevenson",null,null,"Winter 2009","Senior","(None)","student21@gmail.com","student131","31-059-8239",null,"503-909-3727"]
["Sister","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2004","Senior","(None)","student112@gmail.com","student44","71-317-4430",null,"820-401-5005"]
["Sister","Johansson","Brett","Stevenson",null,null,"Winter 2010","Senior","(None)","student30@gmail.com","student63","64-231-6008","Ashleigh","231-416-8651","BYU Bookstore cashier",null,false,null,"Highland","F",19,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"KFC shift member",false,false,true,true,false,false,null,false,false,false,true,true,false,null,8,6,10,6,10,9,4,1]
["Sister","Bobert","Sarah","MarKowsky",null,null,"Fall 2011","Sophomore","Communications Premajor","student112@gmail.com","student154","27-615-2859","Anna","813-860-7178","Student Accountant in OIT Finance",null,false,null,"Provo, UT","F",19,null,null,null,null,null,false,false,false,false,false,true,true,false,false,false,false,"People","I really enjoy being with people. :)","Custodian",false,false,true,true,false,false,"My siblings said it was a good class",false,true,false,true,false,false,null,4,3,4,8,5,5,5,6,"I would like to learn how to manage money wisely."]
["Sister","Stevenson","Brett","Stevenson",null,null,"Fall 2008","Senior","International Relations","student109@gmail.com","student53","69-487-3643",null,"292-112-6911"]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2010","Junior","(None)","student70@gmail.com","student123","41-514-5861","Aaron","428-626-9966","None","Fitness Center Owner",false,null,"Florence, OR","M",21,"Kentucky Louisville","August 2007-2009","None",null,null,false,false,false,false,true,false,false,false,true,false,true,null,null,"Football/Basketball Referee, Construction, BYU Sports Camp Counselor",false,false,false,true,false,false,null,false,false,false,false,false,true,null,7,8,5,10,9,6,6,4,"How can I stay disciplined enough to stick to a budget and be able to easily keep track of all my transactions?"]
["Brother","Johnson","Sean","Johnson",null,null,"Winter 2005","Senior","(None)","student22@gmail.com","student130","48-256-4349",null,"151-431-3114"]
["Brother","Wormington","Brett","Stevenson",null,null,"Winter 2006","Sophomore","(None)","student16@gmail.com","student127","14-674-6595","Aaron","893-427-6196","BYU Gorunds","Optometry",true,"Jillian","Las Vegas","M",24,"Lansing Michigan","2013-06-08","N/A",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Plumbing\r\nTNT fireworks",false,false,false,false,false,true,"already took the class but that was 5 years ago and need a refresher",false,false,true,true,true,false,null,6,6,3,5,6,5,3,5]
["Brother","Wormington","Brett","Stevenson",null,null,"Fall 2011","Senior","(None)","student54@gmail.com","student151","14-674-6595",null,"509-967-6486"]
["Sister","MarKowsky","Mark","Bobert",null,null,"Winter 2010","Senior","(None)","student106@gmail.com","student79","64-924-1702","April","664-587-3195",null,"nursing",false,null,"Salt Lake City","F",19,null,"soon!","Tongan",null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"sales clerk at Seagull Book; dental assistant in Tonga",false,false,false,true,false,false,null,false,false,false,true,false,false,null,7,8,10,7,9,6,3,2,"I'd like to figure out how to pay the most I can for my mission but not be completely broke when I come home. :)"]
["Brother","Johnson","Mark","Bobert",null,null,"Fall 2011","Senior","Teaching Physical Science","student77@gmail.com","student67","32-680-1496","Allen","895-620-2408","MTC Teacher","High School Teacher/Football Coach",true,"Cassandra Purvis","American Fork, UT","M",23,"Bulgarian","May 07 - May 09","Bulgarian",null,null,true,false,false,false,false,false,false,true,false,true,true,null,null,"Pizza Delivery, Sales, Cook",false,true,false,true,false,true,null,false,false,true,true,true,false,null,10,10,8,5,10,10,8,4]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2007","Junior","(None)","student89@gmail.com","student97","04-479-2685",null,"631-928-7061"]
["Brother","Wormington","Sarah","MarKowsky",null,null,"Fall 2011","Freshman","Information Technology","student44@gmail.com","student101","49-517-0234",null,"525-674-4685",null,null,false,null,"Sumter, SC","M",18,null,null,"n/a",null,null,true,true,false,false,false,false,true,false,false,false,false,null,null,"Mcdonalds",false,false,false,true,false,false,null,false,false,false,false,false,true,null,8,6,6,10,9,10,4,7,"I am interested in advancing my knowledge of personal finance to better support my minor of business management."]
["Brother","Johnson","Sean","Johnson",null,null,"Fall 2009","Sophomore","(None)","student38@gmail.com","student58","53-076-3564","Matt","426-457-1934","BYU Bindery","Business",false,null,"Springville","M",21,"Belgium/Netherlands","Sep. 2007 - Aug. 2009","Dutch",null,null,false,false,false,false,false,false,true,false,true,false,true,null,null,"Sunburst Shutters\r\nHogi Yogi\r\nJournal (Newspaper)",true,false,false,true,true,false,null,false,false,false,false,false,true,null,5,7,10,10,10,10,8,5]
["Brother","Johnson","Gary","Wormington",null,null,"Winter 2010","Senior","German Teaching","student53@gmail.com","student27","77-126-6250","Alan","511-315-6988","BYU Event Staff","High School German teacher and coach",false,null,"Lancaster, CA","M",22,"Germany Hamburg","May 2006- May 2008","German, Swedish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Heating and Air Conditioning installation, summer camp counselor",true,false,false,false,false,false,null,false,true,false,false,false,false,null,2,5,2,5,2,9,8,6]
["Sister","Johnson","Jessica","Palmer","DuPaix",null,"Winter 2011","Senior","(None)","student71@gmail.com","student27","12-993-9141","Andrea","899-512-1133","Department of Theatre & Media Arts - secretary","Physical therapy",false,"none","Waukesha, WI","F",20,"none","none","French",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"BYU Sports Camp counselor, Medical records in surgeons' office",false,false,true,true,false,true,null,false,true,true,true,true,false,null,8,6,7,9,10,7,10,3,"I've done a pretty good job of keeping track of my income and expenses, but that hasn't translated into being financially sound or to making good financial decisions. How can I use a budget to implement changes, rather than just keeping it as a record?"]
["Sister","Johnson","Kim","Johansson",null,null,"Fall 2010","Junior","(None)","student55@gmail.com","student36","49-057-6093","Aubrey","848-635-2896","BYU Freshman Mentoring","Fashion Merchandising",false,null,"Provo","F",19,null,null,"English",null,null,false,false,false,true,false,false,false,false,false,false,true,"Dance, turbo kick, and fashion","I have danced since I was young and enjoy doing it on the side when I have time.  Turbo Kick is a high-intensity mix of cardio and kick boxing.  I discovered it this year and I love it.  I also love fashion trends.  I love picking out clothes and helping others pick out their outfits as well.","Buckle-sales and retail",false,false,false,true,false,false,null,false,false,true,true,false,false,null,7,5,3,9,7,8,4,5,"The e-mail you sent earlier basically overviews everything I was excited about learning this semester in personal finance."]
["Sister","Bobert","Sean","Johnson",null,null,"Fall 2012","Junior","Music--Premajor Program","student45@gmail.com","student113","92-162-1174","Alex","130-890-2934","26.2 Running Company","Music Teacher",false,null,"Alpine, UT","F",18,null,null,"Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Music Teacher",true,false,true,true,false,false,null,false,false,true,false,true,false,null,6,5,10,10,8,5,6,4,"Nope, Thanks!"]
["Brother","Palmer","Mark","Bobert",null,null,"Fall 2012","Senior","American Studies","student57@gmail.com","student15","42-624-7666","Jason","734-785-5792","Policy Impact Communications","Business Development/ Social Entrepreneurship",false,"If you can tell me, I'll be a happy man.","Boston, MA","M",26,"Provo, Utah","2006-2008","Spanish",null,null,false,false,false,true,false,true,false,true,false,true,true,null,null,"Academic Mentor/ Teacher at the MTC",false,false,true,true,true,true,null,false,true,true,true,true,false,null,6,7,6,10,10,10,7,7]
["Brother","Johansson","Mark","Bobert",null,null,"Winter 2010","Senior","(None)","student140@gmail.com","student62","18-761-3675",null,"603-953-8409"]
["Sister","Johansson","Sean","Johnson",null,null,"Winter 2007","Senior","(None)","student73@gmail.com","student42","08-908-8499",null,"566-913-2385"]
["Sister","Johnson","Sean","Johnson","Galli",null,"Winter 2006","Senior","(None)","student21@gmail.com","student107","92-916-3718",null,"266-229-2298"]
["Sister","Palmer","Brett","Stevenson",null,null,"Winter 2010","Junior","Illustration","student146@gmail.com","student101","08-057-4283","Ariel","199-742-1792","Custodial at BYU","Art Education",false,null,"Houston","F",19,null,null,null,null,null,true,false,false,false,false,false,true,true,true,false,true,null,null,"Teaching art, waitress",false,false,true,true,false,false,null,false,true,false,false,false,false,"It's a useful class",5,4,7,6,6,5,5,2]
["Sister","MarKowsky","Kim","Johansson",null,null,"Fall 2008","Junior","(None)","student55@gmail.com","student68","73-595-4664",null,"740-969-9609"]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Fall 2010","Junior","Psychology","student91@gmail.com","student84","62-059-7231","Arielle","171-413-9517","Sales Secretary","Social Work",false,null,"Boise","F",19,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Waitressing, sales representative, sales secretary, custodian",false,false,true,true,false,false,null,false,false,true,true,false,false,null,5,4,8,6,5,3,3,1]
["Sister","MarKowsky","Sean","Johnson",null,null,"Fall 2012","Senior","Art History","student65@gmail.com","student139","55-765-1868","Alli","167-360-2332","Unemployed","Museum Curator",false,null,"Lewiston, ID","F",20,null,null,"none",null,null,false,false,false,false,false,false,true,false,true,false,true,null,null,"BYU Bookstore",false,false,false,true,false,false,null,false,false,false,true,false,false,null,5,3,6,6,6,4,5,1]
["Brother","Bobert","Kim","Johansson",null,null,"Fall 2008","Junior","Psychology","student12@gmail.com","student114","32-589-5313",null,"450-965-5010"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Winter 2007","Sophomore","European Studies","student85@gmail.com","student47","89-561-3881",null,"602-436-7742"]
["Brother","Wormington","Mark","Bobert",null,null,"Winter 2008","Junior","European Studies","student90@gmail.com","student26","89-561-3881",null,"434-734-1538"]
["Brother","Johansson","Brett","Stevenson",null,null,"Fall 2008","Junior","European Studies","student86@gmail.com","student42","89-561-3881",null,"755-547-4132"]
["Brother","Palmer","Kim","Johansson",null,null,"Fall 2012","Sophomore","Communications Premajor","student15@gmail.com","student150","99-560-5064","Matt","160-229-9276","Byu TV","Marketing",false,null,"Evansville Indiana","M",22,"Houston Texas","2010-2012","Spanish",null,null,true,false,false,false,false,true,true,false,true,false,false,null,null,"Qdoba (burrito place)\r\nWedding videos",false,false,false,true,false,false,"Lack of self management skills",false,false,false,false,false,true,null,4,5,6,6,8,8,5,5,"Budgeting and investments"]
["Sister","Johnson","Brett","Stevenson",null,null,"Winter 2010","Junior","(None)","student70@gmail.com","student40","05-280-5904",null,"102-323-1844"]
["Brother","Wormington","Sean","Johnson",null,null,"Fall 2008","Senior","(None)","student81@gmail.com","student130","12-226-5340",null,"989-436-5009"]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2007","Senior","Advertising & Marketing Communications","student122@gmail.com","student120","62-671-5055",null,"686-710-9059"]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2007","Junior","(None)","student96@gmail.com","student82","91-296-1343",null,"978-403-8661"]
["Brother","Bobert","Jessica","Palmer",null,null,"Fall 2008","Senior","(None)","student133@gmail.com","student94","51-542-8164",null,"663-393-7943"]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2011","Sophomore","(None)","student50@gmail.com","student46","69-884-2108","Andrew","496-932-8641","n/a","Doctor/Surgeon",false,null,"Provo, UT","M",21,"California Fresno","May 2008 - June 2010","n/a",null,null,true,false,false,true,false,false,true,false,false,true,true,null,null,"Hogi Yogi, Hollister",false,false,true,true,false,false,null,false,false,true,true,true,false,null,3,6,4,9,9,9,6,3,"I really would like to know how to make wise investments and tips on saving money (like even in tax ways).  It would be interesting to learn about people who are in situations where their home is about to foreclose and how they could get out of that situation (I saw a lot of that on my mission)."]
["Brother","Wormington","Brett","Stevenson",null,null,"Winter 2006","Sophomore","(None)","student48@gmail.com","student101","49-791-5646",null,"117-331-9299"]
["Sister","Stevenson","Sean","Johnson",null,null,"Fall 2006","Senior","(None)","student56@gmail.com","student114","18-804-2909",null,"112-870-6838"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2008","Senior","Information Technology","student151@gmail.com","student62","26-056-5319",null,"287-982-2657"]
["Brother","Johansson","Sean","Johnson",null,null,"Winter 2010","Senior","(None)","student104@gmail.com","student97","36-773-3010","Asael","919-349-1421","Pinnacle Security","1. Art Director for Ad Agency or Magazine\r\n2. Marketing Director\r\n",false,null,"Orem, Utah","M",26,"Lansing, Michigan","2006-2008","Spanish",null,null,true,false,false,true,true,false,true,true,true,true,true,"Sports","Golf, Basketball, Soccer","1. Security Metrics, Compliance Consultant\r\n2. Wireless Giant, Sales Manager\r\n3. Sandstorm Architects,\r\n Draftsman \r\n4. Paper boy\r\n5. Mowed lawns and anything i could do to make an extra buck.  ",false,false,false,true,true,true,"I spend too much money on things that have no real importance.",false,false,true,true,false,false,null,8,7,2,10,10,10,7,5,"I want it all! As much information as I can learn and apply in my life to better help myself and others."]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2009","Senior","(None)","student20@gmail.com","student86","02-498-7123","Andrew","803-150-2994","Sebo Marketing","Learning marketing skills across various business models",false,null,"Portland, OR","M",24,"Melbourne, Australia","2004-06","NA",null,null,false,false,true,true,false,false,true,true,true,true,false,null,null,"BYU Department of Geology\r\nFreeport McMoRan",false,false,false,true,false,true,null,false,false,false,false,true,false,null,8,9,6,7,9,5,5,4,"There is a lot I need to learn about personal finance.  I want to learn about the banking system, investment opportunities, etc."]
["Brother","MarKowsky","Kim","Johansson",null,null,"Fall 2006","Senior","(None)","student85@gmail.com","student35","08-538-4287",null,"367-104-5479"]
["Sister","Bobert","Kim","Johansson",null,null,"Fall 2006","Junior","(None)","student49@gmail.com","student138","76-297-4412",null,"844-528-9942"]
["Sister","Johansson","Sean","Johnson",null,null,"Winter 2006","Sophomore","(None)","student38@gmail.com","student93","76-109-0938",null,"368-477-2608"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2011","Senior","(None)","student66@gmail.com","student138","98-161-2055",null,"453-316-1117"]
["Sister","Stevenson","Kim","Johansson",null,null,"Fall 2005","Sophomore","(None)","student122@gmail.com","student119","16-551-7091",null,"453-336-5553"]
["Sister","Palmer","Kim","Johansson",null,null,"Fall 2010","Sophomore","(None)","student47@gmail.com","student15","27-869-3126","Ashley","238-988-8678","BYU Info","Interested in working as a speech therapist in elementary schools",false,null,"Brooklyn Park, MN","F",19,null,null,null,null,null,false,false,false,false,false,false,true,true,false,false,false,null,null,"Movie theater, dry cleaners, amusement park",true,false,false,true,false,false,"Not graduating soon, but need to know how to manage money",false,false,false,false,false,true,null,2,1,4,4,5,5,4,1]
["Sister","Bobert","Brett","Stevenson",null,null,"Winter 2006","Junior","(None)","student141@gmail.com","student135","78-091-0864",null,"830-793-6062"]
["Sister","Bobert","Jessica","Palmer",null,null,"Fall 2012","Sophomore","Pre-Management Core","student111@gmail.com","student108","62-037-7560","Ashley","803-929-1984","Papa John's","Not sure yet",false,null,"Gardiner, Maine","F",19,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,"I play piano some and I did cheering in high school.","China Lake Coins\r\nCougar Eat\r\nSun Tan City",false,false,false,true,false,false,null,false,false,false,false,false,true,null,5,4,8,8,10,9,10,10]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2009","Sophomore","(None)","student123@gmail.com","student121","11-695-1125",null,"709-958-5768"]
["Sister","Wormington","Sean","Johnson",null,null,"Winter 2009","Junior","(None)","student66@gmail.com","student94","29-443-0912",null,"282-156-6416"]
["Sister","MarKowsky","Jessica","Palmer",null,null,"Fall 2006","Sophomore","(None)","student16@gmail.com","student106","94-035-8565",null,"539-120-9913"]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Winter 2012","Junior","Psychology","student150@gmail.com","student11","59-009-2031","Corey","696-984-7646","BYU","Social Work",false,null,"Orem, Ut","M",23,"Greece Athens ","2013-04-08","Greek",null,null,false,false,false,true,false,false,true,false,true,false,true,null,null,"Framing(construction), Lab Technician, photographer's assistant, Window cleaning, cabinet shop",false,false,false,true,false,false,"I own my own window business and would like to learn how to better manage money, and make more of it.",false,false,false,true,false,false,null,6,6,9,7,4,9,8,1]
["Sister","MarKowsky","Gary","Wormington",null,null,"Winter 2010","Senior","(None)","student30@gmail.com","student68","20-561-4427","Katie","837-471-6303","BYU Cougareat: Assistant to the Manager","Medicine Field-- Pediatrics",false,null,"Salt Lake City","F",22,"Poland Warsaw","April2008-December2009","Polish",null,null,false,false,false,false,false,true,true,true,false,false,true,null,null,"Babysitting, Custodial, Painter, Marketing for a local ice cream company, Student Managing at the Cougareat ",false,false,true,true,false,false,null,false,false,true,false,true,false,null,8,8,9,7,8,10,8,5,"I am currently paying a financial advisor and it would be nice to know what he does and how I could possibly manage my finances without him. He is a great guy and all (works for Wachovia securities) it just seems ridiculous to pay a guy to make you money.\r\n\r\nI'd like to know about low-risk investment options and what I need to be doing NOW."]
["Sister","Johansson","Brett","Stevenson",null,null,"Fall 2009","Senior","Microbiology","student94@gmail.com","student155","55-797-2511","Marissa","984-349-8060","TA ","Pathogen Reasearch",false,null,"St Augustine ","F",20,null,null,null,null,null,false,true,false,false,false,false,true,true,false,false,false,null,null,"Cashier, TA, Research Assistant",false,false,false,true,false,false,null,false,false,false,false,false,true,null,7,9,9,9,3,6,1,4]
["Sister","Bobert","Sean","Johnson",null,null,"Fall 2008","Senior","(None)","student16@gmail.com","student101","08-714-8551",null,"386-488-6281"]
["Brother","Johansson","Brett","Stevenson",null,null,"Fall 2006","Sophomore","(None)","student32@gmail.com","student24","32-835-6521",null,"576-730-4113"]
["Sister","MarKowsky","Sean","Johnson",null,null,"Fall 2012","Sophomore","Nursing Premajor Program","student100@gmail.com","student42","90-442-2693","Atalie","887-506-1175","Not employed",null,false,null,"Rexburg, Idaho","F",19,null,null,"-",null,null,false,false,false,false,false,false,true,true,false,false,true,"Cooking/Baking ",null,null,false,false,true,true,false,false,null,false,false,false,true,false,false,"That it's one of the best classes to take at BYU",7,9,9,10,9,7,9,5,"Not that I can think of. "]
["Brother","Palmer","Sean","Johnson",null,null,"Fall 2004","Junior","(None)","student28@gmail.com","student14","93-268-3002",null,"385-364-5295"]
["Brother","Bobert","Sean","Johnson",null,null,"Fall 2008","Junior","(None)","student55@gmail.com","student52","85-311-8642",null,"918-998-2331"]
["Brother","Palmer","Brett","Stevenson",null,null,"Winter 2009","Junior","Middle East Studies / Arabic","student130@gmail.com","student126","21-058-8008",null,"843-323-5457"]
["Brother","MarKowsky","Gary","Wormington",null,null,"Fall 2007","Freshman","(None)","student111@gmail.com","student120","30-428-3863",null,"931-853-6612"]
["Sister","Wormington","Sarah","MarKowsky",null,null,"Winter 2009","Senior","(None)","student132@gmail.com","student15","13-254-0566",null,"338-731-8811"]
["Sister","Johansson","Sean","Johnson",null,null,"Winter 2012","Senior","Ancient Near Eastern Studies","student75@gmail.com","student145","20-508-8808","Aubrey","393-901-9667","Assistant Researcher","Academia",false,null,"Ellicott City","F",22,"Armenia, Yerevan","June 2010 - December 2011","Armenian",null,null,false,false,false,false,false,false,false,false,false,false,false,"Old stuff","Well, as is implied in my major, I love archaeology and specifically anything with relation to Egypt","Department of Public Affairs for the US Embassy in Canberra, Australia",false,false,true,true,false,true,null,false,false,false,false,true,false,null,3,2,7,7,8,3,8,3]
["Sister","Johansson","Brett","Stevenson",null,null,"Winter 2008","Sophomore","(None)","student60@gmail.com","student127","35-580-5568",null,"858-575-8390"]
["Sister","MarKowsky","Sean","Johnson",null,null,"Winter 2006","Senior","(None)","student83@gmail.com","student20","18-900-6971",null,"188-858-3794"]
["Sister","MarKowsky","Gary","Wormington",null,null,"Fall 2005","Senior","(None)","student73@gmail.com","student89","78-108-1796",null,"351-627-6782"]
["Brother","Bobert","Sean","Johnson",null,null,"Fall 2010","Junior","(None)","student135@gmail.com","student23","61-878-4725","Austen","447-565-6036","Missionary Training Center","I am not really sure.",false,null,"Tualatin","M",22,"Culiacan, Mexico","2007-2009","Spanish",null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,"Manager of Pizza Pie Cafe\r\nDelivery for Sticks and Stones furniture",false,false,false,true,false,false,null,false,false,false,true,false,false,null,7,6,8,9,9,9,6,4,"I am interested to know what would be the first step for us as students to begin investing at this time. I want to begin investing but I don't know how to go about it. "]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Winter 2012","Sophomore","(None)","student70@gmail.com","student33","63-710-4659","Austin","371-599-9226","MTC Teacher","Business Owner",false,null,"Loa, UT","M",22,"Florida, Ft. Lauderdale","2008-2011","None",null,null,false,false,false,true,false,false,false,false,false,false,true,"Agriculture","I grew up on a dairy farm so I love agriculture.","Plumbers apprentice\r\nfarm worker",true,false,false,true,true,false,null,false,false,false,false,false,true,null,9,9,9,10,10,10,5,4,"No questions at this time but I'm looking forward to the semester."]
["Brother","Johnson","Mark","Bobert",null,null,"Winter 2012","Senior","Physiology & Developmental Biology","student23@gmail.com","student137","81-131-6575",null,"681-845-2540"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Fall 2010","Junior","(None)","student130@gmail.com","student55","36-366-5096","austin","299-346-9758",null,null,false,null,"Boise","M",23,"Yekaterinburg, Russia","Jan 07- Jan 09","Russian",null,null,false,false,false,true,false,false,true,false,false,false,true,null,null,null,false,false,true,true,true,false,null,false,false,true,true,true,false,null,7,8,8,10,10,10,7,6]
["Brother","Johansson","Sean","Johnson",null,null,"Fall 2012","Freshman","Pre-Management Core","student24@gmail.com","student70","76-270-1523","Austin","370-621-5220",null,null,false,null,"Federal Way, WA","M",21,"Utah Salt Lake City South","Jan 2010 - Dec 2011",null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Reynolds Resale - Secondhand Goods\r\nEvergreen Eye Center - Ophthalmic Surgery Center, Office Assistant",false,false,false,true,true,false,null,false,false,false,false,false,true,null,7,7,6,10,8,9,7,4]
["Sister","Palmer","Kim","Johansson",null,null,"Fall 2006","Freshman","(None)","student66@gmail.com","student100","42-748-8461",null,"620-613-7564"]
["Sister","Stevenson","Jessica","Palmer",null,null,"Fall 2004","Junior","(None)","student44@gmail.com","student11","30-505-8312",null,"351-733-6078"]
["Sister","Stevenson","Jessica","Palmer",null,null,"Winter 2009","Junior","Sociology","student46@gmail.com","student58","08-900-6912",null,"866-528-2625"]
["Sister","Bobert","Mark","Bobert",null,null,"Winter 2011","Junior","Illustration","student66@gmail.com","student71","16-823-3169","Avery","198-975-7304","summer/holiday sales associate","Graphic Design, teaching art",false,null,"Salt Lake","F",19,null,null,"nope",null,null,false,false,false,false,true,false,false,false,true,false,true,null,null,"New Balance Sales Associate",false,false,true,true,false,true,null,false,false,false,true,false,false,null,2,2,9,6,6,2,6,2]
["Sister","Palmer","Kim","Johansson",null,null,"Winter 2005","Senior","(None)","student42@gmail.com","student31","04-568-8909",null,"883-532-8670"]
["Brother","Johnson","Mark","Bobert",null,null,"Winter 2009","Sophomore","(None)","student142@gmail.com","student92","57-059-5066",null,"325-316-6076"]
["Sister","Bobert","Mark","Bobert",null,null,"Winter 2010","Sophomore","Music--Premajor Program","student47@gmail.com","student127","96-057-9234","Angelica","839-813-7195","BYU","Military",false,null,"Sherman, Texas","F",21,null,null,"none",null,null,true,false,true,false,false,false,true,true,false,false,true,null,null,"Misc.",false,false,false,true,false,false,null,false,false,false,false,false,true,null,5,7,10,2,3,5,1,1,"I'm kinda interested in things I could invest in and why I should invest in them...stocks of companies or what the advantages and disadvantages are between bonds and CD's and such. "]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2005","Senior","(None)","student155@gmail.com","student37","21-703-0703",null,"402-667-8939"]
["Brother","Stevenson","Mark","Bobert",null,null,"Winter 2012","Senior","(None)","student100@gmail.com","student144","24-889-9512","Allan","356-751-1863","Pria Inc. ","Law",true,"Sandy","Decatur, AL","M",23,"T'bilisi, Georgia","Sept. 2007 - 2009","Georgian",null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Pria Inc. ",false,false,false,true,false,true,null,false,false,false,true,false,false,null,10,9,6,9,10,10,7,9,"I am really looking forward to learning about personal investment strategies and money managing skills so that I can make my money work for me instead of the other way around"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Fall 2006","Senior","(None)","student24@gmail.com","student47","39-967-7864",null,"786-932-3760"]
["Sister","Johnson","Sean","Johnson",null,null,"Winter 2008","Senior","(None)","student147@gmail.com","student74","61-422-6917",null,"597-125-2025"]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Fall 2010","Sophomore","(None)","student147@gmail.com","student72","53-603-3813","Andrew","425-267-7696",null,null,false,null,"Darnestown, MD","M",21,"Louisiana Baton Rouge","Aug 2008 - Aug 2010",null,null,null,true,false,false,false,false,false,false,false,false,false,true,null,null,"Lawn Service owner\r\nIT apprentice",false,false,true,false,false,false,null,false,false,false,true,false,false,null,6,8,6,9,10,8,8,4,"I need inspiration and ideas to save a lot of money"]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2009","Sophomore","(None)","student72@gmail.com","student48","81-680-5889",null,"844-593-3044"]
["Brother","Johansson","Jessica","Palmer",null,null,"Winter 2012","Senior","(None)","student123@gmail.com","student145","04-254-3657","Andrew","722-527-1229","Project Manager for YUDA Bands LLC","Social Entrepreneurship",false,null,"Mapleton","M",21,"Romania Bucharest Mission","August 2009 to September 2011","Russian, Spanish",null,null,false,false,false,true,false,false,true,true,false,false,true,null,null,"Counselor at BYU's Startalk Arabic camp. Salesman at Sugarsweet Corn.",true,false,false,true,false,false,null,false,false,false,true,false,false,"Applicable to life.",10,10,10,5,6,10,10,8]
["Brother","Bobert","Mark","Bobert",null,null,"Winter 2009","Junior","(None)","student155@gmail.com","student68","30-386-2216",null,"906-728-8232"]
["Sister","Palmer","Sean","Johnson",null,null,"Winter 2010","Freshman","(None)","student89@gmail.com","student122","96-966-5834","Andrea","745-544-3602",null,null,false,null,"Las Vegas","F",18,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,true,false,false,false,null,false,true,true,true,false,false,null,1,1,1,10,6,4,1,1]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Fall 2006","Senior","(None)","student58@gmail.com","student37","10-522-5837",null,"663-690-2705"]
["Brother","Stevenson","Mark","Bobert",null,null,"Fall 2012","Freshman","Pre-Management Core","student120@gmail.com","student23","06-150-8489","Axel","627-143-8695","unemployed","real estate management ",false,null,"Hartland","M",18,null,"2013-01-13","German",null,null,false,false,true,true,false,false,true,true,false,false,false,null,null,"landscaping",true,false,false,true,true,false,null,false,false,true,true,false,false,null,6,6,10,10,9,9,7,7,"I'm just really excited to learn and have a good time in the class!"]
["Brother","Johnson","Mark","Bobert",null,null,"Winter 2012","Junior","(None)","student104@gmail.com","student139","48-246-9245","Ryan","388-410-3962","None","Undecided",false,null,"Mesa","M",21,"Utah Salt Lake City South","Septmeber 2009 - October 2011","none",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Lab technician for small chemical company\r\nLifeguard for the City of Mesa",false,false,true,true,false,false,null,false,false,true,true,false,false,null,7,6,5,7,7,5,4,4,"none"]
["Sister","Stevenson","Jessica","Palmer",null,null,"Winter 2006","Senior","(None)","student32@gmail.com","student138","00-826-1428",null,"954-321-4008"]
["Brother","Bobert","Sean","Johnson",null,null,"Winter 2008","Senior","(None)","student62@gmail.com","student13","65-151-8361",null,"638-955-9754"]
["Brother","MarKowsky","Mark","Bobert",null,null,"Fall 2007","Senior","(None)","student127@gmail.com","student27","56-936-6432",null,"926-936-7926"]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2009","Senior","(None)","student100@gmail.com","student81","70-321-3134","Max","531-420-6425","HBLL Special Collections","English Professor",false,null,"Pleasant Grove Utah","M",22,"Cordoba Argentina","May 2006-May 2008","Spanish",null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"MTC Spanish Teacher\r\nTennis Coach",false,false,true,false,false,false,null,false,false,false,true,false,false,null,5,6,5,10,8,10,4,4]
["Sister","Johnson","Sean","Johnson",null,null,"Winter 2008","Senior","(None)","student143@gmail.com","student38","81-483-6656",null,"164-628-9146"]
["Sister","MarKowsky","Mark","Bobert",null,null,"Winter 2008","Junior","(None)","student28@gmail.com","student152","11-170-2352",null,"861-597-9058"]
["Brother","Wormington","Kim","Johansson",null,null,"Winter 2011","Sophomore","Open-Major","student153@gmail.com","student130","54-831-1173",null,"442-967-3513"]
["Brother","MarKowsky","Kim","Johansson",null,null,"Fall 2010","Senior","(None)","student76@gmail.com","student106","74-579-2515","Ben","797-928-8126","None","Mechanical Engineer",false,null,"Salt Lake City","M",23,"Sao Paulo, Brazil","2006-2008","Portuguese",null,null,true,true,false,false,false,false,false,false,true,false,false,null,null,null,false,false,false,true,false,false,null,false,false,true,false,false,false,null,8,8,8,9,9,9,9,5]
["Brother","Johnson","Sean","Johnson",null,null,"Winter 2009","Senior","(None)","student59@gmail.com","student99","95-624-3731",null,"671-448-6026"]
["Sister","Johnson","Sean","Johnson",null,null,"Fall 2006","Sophomore","(None)","student85@gmail.com","student134","03-336-4000",null,"960-610-6392"]
["Brother","Wormington","Jessica","Palmer",null,null,"Winter 2012","Junior","(None)","student149@gmail.com","student70","10-482-0291","Jonathan","860-557-3042","Delivery Driver","Animation",false,null,"Orem","M",21,"Alabama Birmingham Misssion","2009-2011",null,null,null,false,false,false,false,true,false,false,false,false,false,false,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,7,6,8,9,8,7,6,6]
["Brother","Palmer","Sarah","MarKowsky","Kellock",null,"Winter 2008","Sophomore","(None)","student120@gmail.com","student95","10-726-0139",null,"216-634-2506"]
["Brother","Bobert","Sean","Johnson",null,null,"Winter 2010","Junior","Mechanical Engineering","student45@gmail.com","student145","92-840-9735","Adam","883-908-2019","School","Foreign Service",false,null,"Dallas","M",23,"Brazil","2005-2007","Portuguese",null,null,false,false,false,false,false,false,true,false,true,false,false,null,null,"Security technician\r\nCar repair",false,false,false,true,false,false,null,false,false,false,false,true,false,null,7,6,5,5,8,7,3,2,"If you have a career that moves you a lot but provides housing is it still a good idea to by a house somewhere and rent it until I retire"]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Fall 2010","Senior","Mechanical Engineering","student15@gmail.com","student141","92-840-9735",null,"433-219-9078"]
["Brother","Wormington","Brett","Stevenson",null,null,"Fall 2007","Sophomore","Open-Major","student121@gmail.com","student70","42-769-5887",null,"455-507-7614"]
["Brother","MarKowsky","Kim","Johansson",null,null,"Winter 2007","Senior","(None)","student18@gmail.com","student124","57-800-2943",null,"663-142-7500"]
["Brother","Palmer","Mark","Bobert",null,null,"Winter 2008","Sophomore","(None)","student49@gmail.com","student13","11-306-2688",null,"986-615-2299"]
["Brother","Stevenson","Jessica","Palmer",null,null,"Fall 2012","Senior","Chemical Engineering","student61@gmail.com","student14","29-054-1830","Steven","582-494-7945","Research Assistant","Energy Industry",true,"Katie","Sugar Land, TX","M",23,"Arcadia, CA","2008-2010","Spanish",null,null,true,true,true,false,false,false,false,false,false,false,true,"Hunting, Fishing, Outdoors",null,"Computer technician, programmer, law clerk",false,false,true,true,false,false,null,true,false,true,true,true,false,null,9,10,8,10,10,10,7,5]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Fall 2011","Freshman","(None)","student56@gmail.com","student54","88-341-5160","James","823-766-8229",null,"footlocker",false,null,"Cedar Hills","M",18,null,null,"none",null,null,true,false,false,false,false,true,true,false,false,false,true,null,null,"Painter",false,false,true,false,false,false,null,false,false,true,false,false,false,null,9,6,2,9,6,4,4,2,"Not really, I like the class already though."]
["Brother","Bobert","Gary","Wormington",null,null,"Winter 2012","Sophomore","Pre-Management Core","student42@gmail.com","student138","20-319-7590","Tom","712-135-3506","none","Corporate Accountant",false,"none","El Dorado Hills","M",18,"none","future","None (yet)",null,null,true,false,false,false,false,false,true,false,false,false,true,"Tennis","I love exercising.  Tennis is a great workout.","Landscaper/hard wood floor installation/yard work",false,false,true,false,false,false,null,true,false,true,true,true,false,null,10,3,4,8,10,6,5,1,"None-Thank you for caring about your students the way you do. "]
["Brother","Bobert","Jessica","Palmer",null,null,"Winter 2009","Senior","(None)","student28@gmail.com","student15","34-156-8899",null,"291-546-4280"]
["Sister","Stevenson","Gary","Wormington",null,null,"Fall 2007","Senior","(None)","student103@gmail.com","student120","06-315-7682",null,"999-160-5223"]
["Brother","Stevenson","Gary","Wormington",null,null,"Fall 2008","Sophomore","(None)","student111@gmail.com","student127","04-836-2357",null,"976-436-7859"]
["Sister","Palmer","Sarah","MarKowsky",null,null,"Fall 2006","Senior","(None)","student99@gmail.com","student16","08-051-9014",null,"967-796-3973"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2009","Junior","(None)","student142@gmail.com","student86","97-804-4653","Brandon","997-412-6140","none","undecided",false,null,"Cincinnati","M",23,"none",null,null,null,null,true,false,false,false,false,false,true,false,true,false,true,null,null,"Panera Bread\r\nHome Remodeling\r\nSummer camp",false,false,false,true,false,false,null,false,false,true,true,true,false,null,6,7,8,10,10,10,9,6,"I want to learn how to invest in the stock market or other specific investments that I could start experimenting with now even if I do not have a large amount of money"]
["Sister","MarKowsky","Gary","Wormington",null,null,"Winter 2012","Senior","Teaching Physical Science","student39@gmail.com","student116","67-358-9676","Amy","175-141-7847","none","Teaching middle/high school",false,null,"Holladay, Utah","F",20,"none","none","none",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"work on family ranch",false,false,false,true,false,false,null,false,false,false,true,false,false,null,6,4,9,4,9,9,7,1]
["Brother","Wormington","Sarah","MarKowsky",null,null,"Winter 2009","Senior","(None)","student116@gmail.com","student36","34-564-5811",null,"931-451-5078"]
["Brother","Johansson","Mark","Bobert",null,null,"Winter 2006","Senior","(None)","student56@gmail.com","student122","25-494-9641",null,"384-650-2138"]
["Sister","Johnson","Jessica","Palmer",null,null,"Fall 2009","Junior","(None)","student82@gmail.com","student105","84-105-6010","Brittany","344-548-9947","Student Assistant","Prosecuting Attorney",false,null,"Vancouver, WA","F",20,null,null,null,null,null,false,false,false,false,false,false,false,true,false,false,true,null,null,"Secretary, Sales",false,false,true,true,false,false,null,false,false,true,true,true,false,null,7,4,2,8,9,8,9,5]
["Brother","Wormington","Sean","Johnson",null,null,"Winter 2006","Junior","(None)","student24@gmail.com","student77","86-547-5777",null,"159-148-5454"]
["Sister","Palmer","Sarah","MarKowsky","Ballew",null,"Winter 2008","Freshman","(None)","student136@gmail.com","student153","13-364-0361",null,"463-752-5751"]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Fall 2006","Sophomore","(None)","student140@gmail.com","student58","06-849-0596",null,"198-994-2301"]
["Sister","Johnson","Brett","Stevenson",null,null,"Fall 2011","Junior","Political Science","student35@gmail.com","student93","54-588-2070","Brianna","825-121-5545","AMP Security",null,false,"none","Hamburg, IA","F",22,"none","none","none",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,8,7,2,4,9,10,5,1]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2007","Junior","(None)","student18@gmail.com","student89","63-797-7856",null,"780-719-7919"]
["Brother","MarKowsky","Mark","Bobert",null,null,"Fall 2010","Senior","(None)","student91@gmail.com","student107","11-774-4247","Ben","272-646-6128",null,null,false,null,"Taylorsville, UT","M",21,"Belgium Brussels/Netherlands Mission","July 2008 - July 2010","French",null,null,true,false,false,false,false,false,true,true,true,false,true,null,null,null,false,false,false,true,true,false,null,false,false,false,false,false,true,null,9,6,7,8,10,5,6,2]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2011","Sophomore","(None)","student104@gmail.com","student135","81-835-0614","Ben","332-682-6125","Vivint","Medical, or entrepreneur",false,null,"Alpine, UT","M",21,"Florianopolis, Brazil","July 2009 - July 2011","Portuguese",null,null,false,false,false,true,false,false,false,false,false,false,true,"Health",null,"Server at La Vigna, Merchandiser for pepsi, Ref at Jump on it, Contruection",false,false,false,true,true,false,null,false,false,false,false,false,true,null,8,6,4,-1,9,10,2,3]
["Sister","Stevenson","Brett","Stevenson",null,null,"Fall 2010","Senior","Leisure Services Management","student91@gmail.com","student121","25-755-1238","Becca","869-396-3279","Aspen Grove Family Camp and Conference Center","Recreation Management - youth leadership",false,null,"Provo, UT","F",20,null,null,null,null,null,true,false,false,false,false,false,true,true,false,false,true,null,null,"Personal Secretary for Susan Black (professor at BYU)\r\nFood Service at Seven Peaks Water Park",false,false,true,true,false,false,null,false,false,false,true,false,false,null,9,6,7,8,9,6,6,5]
["Brother","Palmer","Gary","Wormington",null,null,"Winter 2010","Senior","(None)","student74@gmail.com","student132","55-175-5847","Brandon","196-397-3906",null,null,true,"Felicia","Orem","M",25,null,null,null,null,null,true,true,false,false,false,false,false,false,false,false,true,null,null,"Journeyman Electrician",false,false,false,true,false,true,null,false,false,false,false,true,false,null,10,10,7,10,10,10,3,8,"I want to know about all annuity formula's."]
["Brother","Palmer","Gary","Wormington",null,null,"Winter 2007","Junior","(None)","student145@gmail.com","student132","96-101-2959",null,"927-943-6385"]
["Brother","Johansson","Brett","Stevenson",null,null,"Winter 2012","Senior","(None)","student154@gmail.com","student108","16-390-9588","Bryan","414-293-7911","Seven Peaks","Management Consulting",true,"Malerie","South Jordan, UT","M",23,"Philippines Tacloban","Jan 2007- 2009","Tagalog, Waray-waray. Cebuano",null,null,false,false,false,false,false,false,false,false,false,false,true,"Mountain Biking","I love being outdoors, running around, getting sweaty, and taking pictures","- State Department Intern in Manila, Philippines\r\n- Started auto-detailing business\r\n- Photographer\r\n",false,false,false,true,false,false,null,false,false,false,false,false,true,null,9,9,7,10,9,8,6,4]
["Brother","Bobert","Jessica","Palmer",null,null,"Fall 2012","Sophomore","Open-Major","student66@gmail.com","student138","55-345-3419","Brad","533-571-3678","Unemployed","Accountant",false,null,"Cumming, GA","M",18,"Unknown","Next summer","A little bit of French",null,null,false,false,false,false,false,false,false,false,false,false,true,null,"Captain of High school swim team for 2 years.\r\nFormer National champion and black belt in Tae Kwon Do.\r\nThree time rugby player including a number 7 seed in the Nation. Captain for one year.","Lifeguard\r\nLandscape jobs (aerating, mowing lawns, bush trimming, chopping down trees, etc)",true,false,true,true,true,false,null,false,false,false,true,true,false,null,10,6,8,9,5,6,6,4,"I'm just looking forward to learning about how I can save for the future in hopes of becoming wealthy enough to support my family nicely and have a modest home."]
["Brother","MarKowsky","Sean","Johnson",null,null,"Fall 2009","Senior","(None)","student104@gmail.com","student102","01-362-4137","Bryan","532-999-4164","Self Employed","Self made business and gaining Engineering experience.",false,null,"Spokane, Washington","M",22,"South Africa Durban Mission","2006-2008","Zulu",null,null,true,false,true,false,false,false,false,false,true,false,false,null,null,"Cucumber Picker, Mcdonalds, Punch Machine Operator, Secretary, Company Data Entry Position.",false,false,false,true,false,false,null,false,false,false,false,false,true,null,8,8,9,4,7,8,6,7,"I'd sure like to learn about financial software like Quicken. What it is good for? How do you use it?"]
["Brother","Palmer","Mark","Bobert",null,null,"Fall 2008","Junior","(None)","student16@gmail.com","student19","21-495-4463",null,"146-908-3251"]
["Sister","Palmer","Sarah","MarKowsky",null,null,"Winter 2009","Senior","Visual Art - Pre Program","student12@gmail.com","student123","77-945-7929",null,"512-202-3534"]
["Sister","Palmer","Sarah","MarKowsky",null,null,"Winter 2009","Senior","(None)","student142@gmail.com","student38","70-314-3689",null,"493-334-5789"]
["Sister","Johnson","Jessica","Palmer",null,null,"Fall 2009","Senior","(None)","student81@gmail.com","student81","39-236-3088","Becca","206-742-4083","BYU Catering","Illustration/Graphic Design",false,null,"Lucas, TX","F",20,null,null,"some French",null,null,false,false,false,false,false,false,false,true,true,false,false,null,null,"Scene Shop, Catering, Data Entry, Assistant, Ticketer",false,false,true,true,false,false,null,false,true,false,true,false,false,null,1,1,5,10,6,5,4,1,"Is it possible to audit the class? I really want to learn about personal finance, but I'm afraid my busy schedule may become a problem..."]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2006","Senior","(None)","student41@gmail.com","student74","81-323-6892",null,"308-658-8226"]
["Brother","Johnson","Jessica","Palmer",null,null,"Winter 2009","Sophomore","(None)","student62@gmail.com","student153","61-574-3237",null,"204-840-4688"]
["Brother","Bobert","Brett","Stevenson",null,null,"Fall 2007","Freshman","(None)","student24@gmail.com","student87","85-179-5208",null,"110-368-3422"]
["Brother","Bobert","Jessica","Palmer",null,null,"Fall 2008","Junior","(None)","student91@gmail.com","student22","88-507-5968",null,"170-618-6567"]
["Brother","MarKowsky","Kim","Johansson",null,null,"Winter 2011","Junior","(None)","student134@gmail.com","student61","25-908-9916","Brock","150-528-4551","BYU IT Training","Dentist",false,null,"Boise, Idaho","M",21,"Kobe Japan","2008-2010","Japanese",null,null,true,false,false,false,false,true,false,false,false,false,true,null,null,null,false,false,true,true,false,false,null,false,false,true,true,true,false,null,6,5,4,7,9,8,7,6]
["Brother","Palmer","Mark","Bobert",null,null,"Fall 2012","Senior","Mechanical Engineering Pre-Professional","student146@gmail.com","student98","08-595-5812","Brandon","665-406-5129",null,null,false,null,"Kennewick WA","M",22,"Salt Lake City Ut","2009-2011",null,null,null,true,false,false,false,false,false,false,true,true,false,false,null,null,null,true,false,true,false,false,false,null,false,false,false,false,false,false,null,8,10,7,10,8,7,10,7]
["Brother","Palmer","Brett","Stevenson",null,null,"Fall 2007","Senior","(None)","student109@gmail.com","student10","89-598-5103",null,"436-885-8283"]
["Brother","Bobert","Sarah","MarKowsky",null,null,"Winter 2005","Senior","(None)","student56@gmail.com","student50","80-948-9584",null,"359-615-5396"]
["Brother","Wormington","Brett","Stevenson",null,null,"Fall 2010","Senior","Computer Science","student116@gmail.com","student102","73-782-6086","Bryan","217-138-7348","FHSS Computing Services","Systems/Network Administration",true,"Karen","Porterville, CA","M",23,"Ukraine, Donetsk Mission","April 2006 - May 2008","Russian",null,null,true,true,false,false,false,false,false,false,false,false,false,null,null,null,false,true,false,true,false,false,null,false,true,true,true,true,false,null,6,7,3,10,7,7,5,3]
["Brother","Bobert","Brett","Stevenson",null,null,"Winter 2005","Junior","Pre-Management Core","student45@gmail.com","student89","59-824-8613",null,"696-850-2101"]
["Brother","Bobert","Kim","Johansson",null,null,"Winter 2011","Sophomore","Biology","student106@gmail.com","student23","81-362-1367","Ben","303-134-4735",null,"Private orthodontic practice",false,null,"Fayetteville, GA","M",18,null,null,"N/A",null,null,false,false,false,false,false,true,true,true,true,false,false,null,null,null,false,false,true,true,false,false,null,true,false,true,true,true,false,"Great professor",7,6,8,9,8,9,7,5,"Looking forward to understanding different financial aspects and learning how to apply them for my betterment. So basically, whatever you throw at me!"]
["Brother","Bobert","Kim","Johansson",null,null,"Winter 2009","Junior","(None)","student113@gmail.com","student65","65-379-5574",null,"453-694-7822"]
["Brother","Palmer","Gary","Wormington",null,null,"Winter 2005","Senior","(None)","student90@gmail.com","student149","77-098-1357",null,"944-148-9640"]
["Brother","Palmer","Mark","Bobert",null,null,"Winter 2006","Senior","(None)","student132@gmail.com","student39","24-080-3252",null,"554-170-2314"]
["Brother","Bobert","Brett","Stevenson",null,null,"Fall 2011","Freshman","Open-Major","student117@gmail.com","student39","80-920-8468","Mikey","791-955-7090","None","Music Industry",false,null,"Puyallup","M",18,null,null,"no",null,null,false,false,false,true,false,true,true,true,true,false,false,null,null,"Family company, Richards Pipe & Steel",false,false,false,true,false,false,null,false,false,false,false,false,true,null,6,6,5,10,8,9,6,4]
["Brother","Palmer","Brett","Stevenson",null,null,"Winter 2008","Senior","(None)","student139@gmail.com","student53","67-679-1833",null,"246-458-9902"]
["Brother","Palmer","Sean","Johnson",null,null,"Winter 2011","Freshman","Applied Physics","student123@gmail.com","student109","06-226-5547","Blake","300-668-6723","N/A","Accountant",false,null,"Escondido, CA","M",18,"N/A","N/A","No",null,null,true,false,false,false,false,false,false,false,false,false,false,null,null,"Chem Dry Sales Representative; Vector Marketing Sales Representative; The Balloon Bunch Administrator",false,false,false,true,true,false,null,false,false,false,false,false,true,null,6,7,10,7,10,10,8,8,"I am looking forward to learning about how to manage my finances and about investments."]
["Brother","Johnson","Mark","Bobert",null,null,"Fall 2012","Freshman","Pre-Management Core","student95@gmail.com","student19","51-159-4436","Tanner","551-923-8841","N/A","Accounting/Forensic Accounting",false,"N/A","Tigard, Oregon","M",18,"N/A","N/A","N/A",null,null,true,false,false,false,false,true,true,false,false,false,true,null,null,"Assistant Maintenance Worker for Koldkist Bottled Water Production, Youth Lacrosse Referee",false,false,false,true,false,false,null,false,false,false,false,false,true,null,9,7,7,10,9,10,9,5]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2011","Freshman","Open-Major","student95@gmail.com","student60","28-161-2951","Jared","682-989-7944","Custodian",null,false,null,"Blackfoot, ID","M",18,"New York, New York North","Just recently called to serve","None",null,null,false,false,false,false,false,false,true,false,true,false,true,null,null,"Farm Laborer",true,false,true,true,false,false,null,false,false,true,true,false,false,null,7,4,8,10,10,8,7,6]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2010","Senior","(None)","student109@gmail.com","student46","90-238-4283","Barrett","738-591-6555","BYU Carpet Cleaning","counselor",false,"none","Poway, California","M",23,"Belgium, Brussels/Netherlands Mission","Jan 2007 - Jan 2009","Dutch",null,null,false,false,false,false,false,false,false,false,false,false,true,"the human mind","psychology, neuroscience, sociology","interns at pharmacutical companies",false,false,false,true,true,false,null,false,false,true,true,false,false,null,10,10,2,10,8,9,3,5,"i would enjoy learning little tidbits about jobs in finance."]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Winter 2007","Junior","(None)","student153@gmail.com","student43","13-664-3762",null,"800-697-1373"]
["Brother","Johnson","Jessica","Palmer",null,null,"Fall 2007","Junior","(None)","student51@gmail.com","student86","56-185-4106",null,"201-118-6194"]
["Sister","MarKowsky","Sarah","MarKowsky",null,null,"Winter 2012","Sophomore","Pre-Management Core","student25@gmail.com","student130","27-630-3085","Becca","692-640-7392","none",null,false,null,"Ellicott City","F",19,null,null,null,null,null,true,false,false,false,false,false,true,false,false,false,false,null,null,"child care worker - YMCA\r\nCamp Counselor",false,false,true,true,true,false,null,false,false,false,false,true,false,null,5,4,9,5,7,4,7,3]
["Brother","MarKowsky","Sean","Johnson",null,null,"Fall 2012","Senior","International Relations","student15@gmail.com","student76","14-339-4312","Brian","594-938-8067","Petitions Office, BYU","International Tourism",true,null,"Sandy","M",22,"Brasilia Brazil","July 2009-July 2011","Portuguese, little Spanish",null,null,false,false,false,false,false,false,false,false,false,false,true,"Politics","I like to play sports and watch CNN and campaigns.","Cashier, Custodian, Tech Support, Lifeguard, Swimming Teacher",false,false,false,true,false,false,null,false,false,false,false,false,true,null,8,5,3,7,6,5,8,6]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Winter 2005","Senior","(None)","student56@gmail.com","student107","60-430-0119",null,"462-866-8394"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Fall 2011","Junior","Neuroscience","student147@gmail.com","student83","06-666-7885","Bengt","915-272-6937","Instructor at the MTC","Physician",false,null,"Salt Lake City","M",21,"Washington Seattle","July 2009 - 2011","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Retail",false,false,false,true,false,false,"I have never been good at managing my money",false,false,false,false,false,true,null,8,10,2,7,6,7,7,3,"How to Plan long term finance such as retirement and "]
["Sister","Bobert","Mark","Bobert",null,null,"Fall 2012","Sophomore","Nursing Premajor Program","student127@gmail.com","student125","55-880-5285","Kiersten","881-761-2366",null,"Nursing",false,null,"Chester Spings, PA","F",18,null,null,null,null,null,false,false,false,false,false,false,true,true,false,false,false,"Caretaking and serving","My favorite thing to do is to go help others who are in need.","Jake's Wayback Burgers\r\nProm'D by David's Bridal",false,false,false,true,false,false,null,false,true,false,true,true,false,null,3,5,10,7,6,2,7,1,"What is the number one most important thing for a college student to do, regarding personal finance and preparing for an unknown future?"]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Fall 2008","Senior","(None)","student48@gmail.com","student117","06-915-2650",null,"451-910-5685"]
["Sister","MarKowsky","Gary","Wormington",null,null,"Winter 2010","Junior","(None)","student18@gmail.com","student153","21-895-6478","Bekah","515-461-3502","TA ","Editing, Teaching",false,"Rebekah Davis","Bellingham, WA","F",20,null,null,null,null,null,false,false,false,false,false,false,false,true,false,false,true,null,null,"BYU Catering, Famous Footwear Sales Associate",false,false,true,false,false,false,null,false,false,false,true,false,false,"It's a USEFUL class",3,1,6,4,7,3,6,1,"I am looking forward to all of it!"]
["Sister","Palmer","Kim","Johansson",null,null,"Winter 2008","Senior","(None)","student51@gmail.com","student146","90-821-6178",null,"513-119-9567"]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Winter 2012","Senior","(None)","student35@gmail.com","student132","79-162-6763","Ashley","546-828-5221","Research Assistant/TA","Marriage Family Therapist",false,null,"Centerville","F",21,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Secretary at LDS Philanthropies, Apartment Manager, BYU Conference Assistant",false,false,true,true,false,true,null,false,false,true,false,true,false,null,5,5,8,5,5,5,4,6,"Budgeting and investing. "]
["Brother","Wormington","Brett","Stevenson",null,null,"Winter 2011","Senior","Jazz Studies","student137@gmail.com","student76","61-348-3964","Benjamin","519-772-3450","Just quit to study full time","Music Professor ",false,null,"Pleasant Grove","M",21,"Guadalajara, Mexico","Oct 2008-Oct 2010","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Geneva Rock, Covenant Comunications",true,false,true,true,false,false,"I want to know how to wisely invest my money",false,false,false,false,false,false,"It's a really good class",6,5,8,8,8,10,7,4,"Where and how to invest money today with a good interest rate, so that I can take it our after I retire or in 10 or 20 years to be able to buy a house, or to retire off of."]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Winter 2010","Senior","(None)","student28@gmail.com","student119","06-051-8245","Kiera","907-156-4060","none","Elementary school teacher",false,null,"Beaverton","F",23,"Rome, Italy","Dec. '07 - Jun. '09","Italian",null,null,false,false,false,false,false,false,true,true,true,false,true,null,null,"Music teacher, English tutor, nanny, preschool teacher",false,false,false,true,false,true,null,false,false,false,false,true,false,null,4,2,7,10,10,8,6,4]
["Sister","Palmer","Sarah","MarKowsky",null,null,"Winter 2011","Senior","(None)","student21@gmail.com","student115","94-245-8684","Sarah","944-710-1829","Marketing Team/ Graphic Designer for the College of Physical and Mathematical Sciences","Graphic Designer, Freelance artist",true,"Kevin Schwieger","North Ogden Utah","F",21,null,null,"French",null,null,false,false,false,false,false,false,false,false,true,false,false,null,null,"Resident Assistant, Nanny, Lifeguard, Catering employee",false,false,true,true,false,true,null,false,false,false,true,true,false,null,2,2,9,7,9,8,6,2,"I would like to know how to budget with an income that is variable. My husband has a restaurant job and his income changes from week to week so I feel that I can't start a budget. \r\n\r\nI would like to know how to make intelligent investments, especially in an economy that I can't always trust. "]
["Brother","Stevenson","Kim","Johansson",null,null,"Winter 2005","Sophomore","(None)","student21@gmail.com","student47","25-934-5236",null,"571-321-9679"]
["Brother","Johansson","Kim","Johansson",null,null,"Winter 2010","Sophomore","Pre-Management Core","student142@gmail.com","student105","86-763-5414","Benson","191-127-9896",null,null,false,null,"Kent, WA","M",18,"not sure yet","May or June 2010","none",null,null,true,false,false,false,false,false,false,true,false,false,true,"Logic/Philosophy","I like to discuss and debate current issues and the nature of things.","clerk, referee, umpire",false,false,false,true,false,false,null,false,false,true,true,true,false,null,9,9,7,9,9,10,8,7]
["Brother","Johansson","Brett","Stevenson",null,null,"Fall 2012","Senior","Open-Major","student140@gmail.com","student110","20-127-4941","Ben","183-921-7640","Alterra",null,false,null,"Lubbock, TX","M",22,"Argentina Cordoba","Feb 2009-Mar 2011","Spanish",null,null,false,false,false,true,false,false,true,false,true,false,true,null,null,"MTC Teacher\r\nDollar General\r\nDairy Queen",false,false,false,true,false,false,null,false,false,false,false,false,true,null,5,5,8,10,9,8,9,5,"Stocks and Bonds\r\nTips on Savings\r\nHow to stay debt free.\r\nBest ways to get out of debt."]
["Sister","Johansson","Kim","Johansson",null,null,"Fall 2011","Sophomore","Pre-Management Core","student100@gmail.com","student111","92-145-4635","Bergen","329-378-4972","none","Owning a bakery",false,null,"North Salt Lake","F",17,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,false,"It was a meaningful class.",5,4,5,9,8,5,5,5]
["Brother","Palmer","Brett","Stevenson",null,null,"Winter 2012","Senior","(None)","student134@gmail.com","student116","42-255-4979","Bernt","806-706-8885","BYU OIT","Systems Admin",false,null,"Star Valley, WY","M",28,"Moscow, Russia","July 2003 - Aug 2005","Russian",null,null,true,true,false,false,false,false,false,true,true,false,false,"Photography",null,null,false,false,false,true,false,true,null,false,false,false,false,false,true,null,5,8,1,7,5,1,4,1]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2005","Junior","(None)","student143@gmail.com","student48","98-367-5606",null,"114-818-8118"]
["Sister","Bobert","Sean","Johnson",null,null,"Winter 2008","Junior","(None)","student88@gmail.com","student12","77-746-9492",null,"196-545-2393"]
["Brother","Wormington","Sarah","MarKowsky",null,null,"Winter 2009","Senior","(None)","student77@gmail.com","student39","15-655-6039",null,"747-675-7696"]
["Brother","Wormington","Jessica","Palmer",null,null,"Winter 2009","Junior","(None)","student82@gmail.com","student33","49-200-0436",null,"232-283-1247"]
["Sister","Johansson","Kim","Johansson",null,null,"Fall 2006","Sophomore","(None)","student81@gmail.com","student117","76-208-2007",null,"707-128-7704"]
["Sister","Johnson","Jessica","Palmer",null,null,"Fall 2011","Junior","Sociocultural","student126@gmail.com","student141","74-736-5723","Bridgette","396-595-9933","not employed",null,false,null,"Chapman, KS","F",17,null,null,"none",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,6,5,8,6,8,9,3,4]
["Brother","Bobert","Sean","Johnson",null,null,"Winter 2011","Junior","American Studies","student54@gmail.com","student130","59-253-5787","Ben","613-800-8565","BYU Bookstore - Candy Counter","Attorney/Lawyer",false,null,"Boise, Idaho","M",18,null,null,"None",null,null,false,false,false,false,false,false,false,true,false,false,false,"History, Politics","I really enjoy studying American History, and I have always loved to write.","I cleaned offices (Janitorial work) throughout High School. Also, I worked for a center that helped children with Developmental Disabilities.",false,false,true,true,false,false,null,true,true,false,true,false,false,null,7,5,2,8,7,4,9,4]
["Brother","Bobert","Jessica","Palmer",null,null,"Winter 2011","Sophomore","Open-Major","student115@gmail.com","student59","67-952-0794","Bruce","932-878-7596","Macey's Dairy Supervisor",null,true,"Aldana","Provo","M",22,"New York New York N.","2007-2009","none",null,null,true,false,false,true,false,false,false,false,false,false,false,null,"I have discovered that I enjoy how the business world functions and want to learn how all the pieces work together so that I may participate successfully.  I hope to find more specifically what it is that fascinates me about business and money management.","Best Western Cottontree Inn",false,false,false,false,true,false,null,false,false,false,false,false,true,null,4,4,9,6,10,10,5,5,"I am just excited to learn how to use my money wisely and possibly pursue further as a career."]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2011","Senior","(None)","student128@gmail.com","student84","58-561-8251","Bret","752-626-7666","Teaching Assistant, Research Assistant","Biomedical Research",true,"Jessica","South Jordan, UT","M",25,"Missouri, St. Louis","2004-2006 (Sept.)","Very little German",null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"South Salt Lake Valley Mosquito Abatement, Bureau of Criminal Identification, Jordan School District Sweeper/Janitor",false,false,true,true,false,true,null,false,true,true,true,true,false,null,8,8,9,8,9,10,8,4,"I am looking forward to learning about investments, mutual funds, retirement plans, and hope to learn about life insurance decisions."]
["Brother","MarKowsky","Gary","Wormington",null,null,"Winter 2007","Senior","(None)","student26@gmail.com","student68","88-622-8115",null,"950-412-8301"]
["Sister","Palmer","Mark","Bobert",null,null,"Fall 2009","Junior","(None)","student50@gmail.com","student153","69-894-3737","Bridgette","284-388-2175","none","financial planning",false,"none","San Antonio","F",19,"none","none","none",null,null,false,false,false,false,false,false,false,false,false,false,false,"taking pictures",null,"grocery store cashier \r\nlifeguard\r\ncamp counselor\r\nnanny",false,false,false,true,true,false,"getting married and need to know how to manage money",false,false,true,true,true,false,null,8,7,5,6,5,5,7,4,"I just want to learn how to budget my money and spend it wisely."]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2008","Junior","(None)","student94@gmail.com","student28","49-959-1322",null,"623-941-8279"]
["Brother","Johansson","Brett","Stevenson",null,null,"Winter 2008","Sophomore","(None)","student130@gmail.com","student54","98-650-8990",null,"163-423-8640"]
["Brother","Palmer","Sean","Johnson",null,null,"Fall 2009","Sophomore","(None)","student89@gmail.com","student66","62-569-3834","Ben","523-821-7110","BYU Records and Registration","undecide, maybe business",false,null,"Provo, Utah","M",21,"Argentina Buenos Aires South Mission","Jan 2007 - Feb 2009","Spanish",null,null,false,false,false,true,false,false,false,false,false,false,true,"outdoors, getting to know people ","Fishing, camping, etc. it is fun being with people ","Janitorial work, Construction for my older brother, Grounds at BYU",true,false,true,true,true,false,null,false,false,true,true,true,false,null,7,7,9,9,8,8,10,7,"How to be money smart and invest your money so you don't lose it. \r\n\r\nInsurance? what is the best?\r\n\r\nI am looking forward to this class!"]
["Sister","Johnson","Sarah","MarKowsky",null,null,"Winter 2009","Senior","(None)","student78@gmail.com","student15","95-733-3474",null,"360-954-3303"]
["Brother","Bobert","Mark","Bobert",null,null,"Winter 2007","Freshman","(None)","student128@gmail.com","student51","11-918-1148",null,"266-762-9332"]
["Brother","Palmer","Jessica","Palmer",null,null,"Winter 2011","Junior","(None)","student114@gmail.com","student29","27-173-2059","Bill","856-235-1488","None","Engineer\r\nor Business Owner",false,null,"North Wildwood","M",22,"Barranquilla, Colombia","Aug 2008-2010","Spanish",null,null,true,false,false,false,false,false,false,false,false,false,true,null,null,"Fish Market,\r\nParking Lot,\r\nCook",false,false,true,true,true,false,null,false,false,true,true,false,false,null,9,8,5,10,7,9,7,4,"Mutual Funds, Safe Way to Invest"]
["Sister","Stevenson","Kim","Johansson",null,null,"Fall 2010","Sophomore","(None)","student103@gmail.com","student120","26-575-5496","Cassie","164-263-4089","BYU CSC","none",false,null,"Spokane, WA","F",19,"none","none","none",null,null,false,false,false,false,false,false,true,true,false,false,false,"Travel ",null,"Plato's Closet, Baskin Robbins, nannying",false,false,true,false,false,false,"none",false,false,false,false,false,true,"none",2,4,7,10,9,7,9,2]
["Sister","Bobert","Mark","Bobert",null,null,"Fall 2005","Junior","(None)","student70@gmail.com","student50","85-596-5909",null,"181-726-4748"]
["Brother","Bobert","Mark","Bobert",null,null,"Fall 2008","Senior","(None)","student90@gmail.com","student105","82-347-4815",null,"810-430-5410"]
["Brother","Johansson","Jessica","Palmer",null,null,"Fall 2007","Sophomore","(None)","student153@gmail.com","student58","61-213-1833",null,"475-247-2057"]
["Brother","Bobert","Jessica","Palmer",null,null,"Winter 2011","Sophomore","(None)","student11@gmail.com","student76","63-546-8033","Robbie","978-536-6061","None","Unknown",false,null,"Sandy, UT","F",21,"Texas Fort Worth","Dec 08- Dec 10","None",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Forest Service",false,false,false,true,false,false,null,false,false,false,false,false,true,null,7,4,7,8,7,8,6,2,"No"]
["Sister","Johnson","Kim","Johansson",null,null,"Winter 2009","Junior","(None)","student150@gmail.com","student125","33-815-3190",null,"131-500-8948"]
["Brother","Palmer","Brett","Stevenson",null,null,"Fall 2009","Senior","(None)","student35@gmail.com","student124","65-045-4778","Brad","947-457-6400","none","Automotive Engineering",false,null,"Nevada City","M",23,"Mexico","June 2005 to July 2007","Spanish",null,null,true,false,false,false,true,true,true,false,true,false,true,null,null,"MTC teacher, Cougar Copy Center Attendant ",false,false,true,true,false,false,null,false,false,true,true,false,false,null,8,9,7,10,8,9,5,1]
["Sister","Stevenson","Sean","Johnson",null,null,"Fall 2004","Masters Degree","(None)","student96@gmail.com","student148","08-842-7943",null,"362-829-8703"]
["Sister","Johnson","Gary","Wormington",null,null,"Winter 2007","Senior","(None)","student68@gmail.com","student108","45-618-2463",null,"401-524-6282"]
["Brother","Bobert","Sean","Johnson",null,null,"Fall 2010","Senior","(None)","student70@gmail.com","student30","03-234-4264","Brandon","731-316-9735","Food Science Research Assistant","Start-up new food company ",true,"Katie","Huntington Beach, CA","M",24,"Nagoya & Kobe, Japan","2005-07","Japanese",null,null,false,false,false,true,false,false,false,false,true,false,false,null,null,"Product Developer at Mars Chocolate\r\nFood Science Research Assistant at BYU\r\nJapanese Encyclopedia Publications author at BYU",false,false,true,true,false,true,null,false,false,true,true,true,false,null,7,5,9,6,7,9,10,4,"401K's, Buying homes, Determining return on assets, help evaluating future financial advisers."]
["Sister","MarKowsky","Kim","Johansson",null,null,"Fall 2005","Senior","(None)","student136@gmail.com","student127","07-064-8301",null,"292-636-6814"]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2008","Junior","(None)","student23@gmail.com","student47","64-062-7458",null,"849-688-4021"]
["Brother","Johnson","Jessica","Palmer",null,null,"Winter 2009","Junior","(None)","student143@gmail.com","student18","30-555-9217",null,"698-807-5506"]
["Brother","Johansson","Gary","Wormington",null,null,"Fall 2009","Senior","(None)","student48@gmail.com","student129","99-323-3199","Brigham","340-463-9287","Utah State Hospital","Physical Therapy",true,"Elizabeth Fosson","Rancho Cucamonga, CA","M",25,"Uruguay, Montevideo","Dec 03-05","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Maceys Market",false,true,true,true,false,false,null,false,false,true,true,true,false,null,3,4,7,10,8,9,5,4]
["Brother","Bobert","Brett","Stevenson",null,null,"Winter 2009","Senior","(None)","student16@gmail.com","student81","96-388-1382",null,"814-859-3666"]
["Brother","Johansson","Gary","Wormington",null,null,"Winter 2010","Senior","(None)","student119@gmail.com","student134","88-252-4590","Boyd","489-364-4891","MTC","International Corporate Lawyer",false,null,"Fountain Valley, CA","M",22,"Argentina Rosario","July 2006 - 2008","Spanish, Portuguese",null,null,false,false,false,false,false,false,true,false,true,false,true,null,null,null,false,false,true,false,false,false,null,false,false,true,false,true,false,null,5,3,5,8,10,8,5,3]
["Brother","Johansson","Brett","Stevenson",null,null,"Fall 2006","Junior","(None)","student147@gmail.com","student144","34-429-4902",null,"431-572-8988"]
["Brother","Bobert","Mark","Bobert",null,null,"Fall 2011","Junior","Physiology & Developmental Biology","student42@gmail.com","student87","06-935-9161","Brian","323-811-4696","LDSP, BYU Telefund Caller","Physician",false,null,"Tualatin, OR","M",22,"Georgia Atlanta North","June '08-June '10","none",null,null,false,false,false,false,false,false,true,false,false,false,false,null,"I love to sing and enjoy singing with the BYU select choirs, specifically the Men's Chorus and hopefully Concert Choir this year for the first time.",null,false,false,true,true,true,false,null,false,false,true,true,false,false,"That Brother Marsh is the best.",3,6,7,7,10,8,6,7,"I am especially interested to know what I should start doing now to further myself financially, especially regarding saving and investing while paying for school at the same time."]
["Brother","Bobert","Gary","Wormington",null,null,"Fall 2004","Senior","(None)","student106@gmail.com","student48","49-572-6366",null,"806-116-4024"]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2006","Senior","(None)","student61@gmail.com","student62","09-259-7861",null,"339-675-5485"]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Fall 2010","Junior","(None)","student135@gmail.com","student42","14-224-0166","Kyle","630-611-6274","Student","Financial Advisor",true,"Nicole","Alpine","M",22,"Mississippi Jackson Mission","2007-2009",null,null,null,true,true,true,true,true,true,true,true,true,true,true,null,"I'm interested in everything.  I love learning.","Minimum wage odd jobs: warehouse, dry cleaning, BYU creamery, construction, construction cleaning, janitor",false,false,false,false,true,false,null,false,false,false,false,false,false,"It is REALLY good.",9,7,8,7,9,10,6,3]
["Brother","Johansson","Mark","Bobert",null,null,"Fall 2009","Sophomore","(None)","student40@gmail.com","student43","04-088-4477","Brian","111-730-1136","Student","Psychologist",false,null,"Midway, Utah","M",22,"Munich Germany, Austria","Dec. 2006-Dec 2008","German",null,null,true,true,false,false,true,false,true,false,true,false,false,null,null,"Hickory Farms (just about every position)",false,false,false,true,false,false,null,false,false,false,false,false,true,null,7,6,9,9,9,9,9,7,"Real estate investment interests me.  Risk analysis, understanding market trends, etc.  I don't really know what the scope of this class is, but if those could be included that would be great!"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Winter 2010","Senior","Physiology & Developmental Biology","student111@gmail.com","student36","57-394-6572","Brad","787-542-2538","BYU site development and Bio 100 TA","Dentistry/Oral surgery",true,"Ashton Kelley","Preston ID","M",23,"New York New York North","Jan 06- Jan 08",null,null,null,false,false,false,false,false,false,false,false,false,false,true,"Anything Outdoors","I love to hunt, fish, ride horses, play competitive sports, and spend time with my wife.","Dental assisting, grounds maintenance, horseback riding instructor, carpenter, farm hand.    ",false,false,false,true,false,true,null,false,false,true,true,false,false,null,7,7,9,9,7,9,8,3,"I would like to learn about managing finances for the long term, investing and finical planning. "]
["Brother","Johansson","Gary","Wormington",null,null,"Winter 2010","Senior","(None)","student146@gmail.com","student43","83-666-8122","Bryce","992-772-5333","TA and Research Assistant","Film Director and Screenwriter",false,null,"West Valley City","M",25,"Peru Lima South Mission","Jan. 2004 - Jan. 2006","Spanish",null,null,true,false,false,false,false,true,true,true,true,false,true,"Folk Dance","Performing traditional dances from around the world.","Bank Teller, Graphic Designer, Usher",false,false,true,true,false,true,null,false,false,false,true,true,false,null,6,3,8,8,7,9,8,6,"Can you reach your point of choice if you're in a career that doesn't have an annual salary or consistent income?  And would that affect the approach you take to reach your point of choice?"]
["Brother","Johnson","Kim","Johansson",null,null,"Winter 2010","Senior","Information Technology","student145@gmail.com","student87","00-073-1418","Ben","486-850-4614","N/A","Japanese Document translation",false,null,"Kalaheo","M",24,"Tokyo, Japan","2005-2007","Japanese",null,null,true,true,true,false,false,false,true,false,false,false,false,null,null,"Student Development Course TA",false,false,false,true,false,false,null,false,false,false,false,false,true,null,7,7,9,8,8,10,3,2,"Nothing in particular."]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Fall 2012","Senior","Bioinformatics","student44@gmail.com","student64","02-699-2604","Braden","416-118-7634","BYU Intramurals","Pathology",true,"Tori","Fishers, IN","M",22,"Sapporo, Japan","Feb. 2009-March 2011","Japanese",null,null,false,false,false,false,false,true,true,false,true,false,true,null,null,"Borders Bookstore",false,false,false,true,false,false,null,false,false,false,false,false,true,null,6,5,6,8,8,7,7,6,"None"]
["Brother","Bobert","Sean","Johnson",null,null,"Fall 2006","Senior","(None)","student16@gmail.com","student61","15-397-3312",null,"497-796-4781"]
["Brother","Palmer","Gary","Wormington",null,null,"Winter 2008","Senior","(None)","student24@gmail.com","student96","03-009-7131",null,"280-195-2212"]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Fall 2009","Sophomore","(None)","student105@gmail.com","student129","40-807-6574","Brandon","612-619-2606","Student","Business/Law",false,null,"Southlake, TX","M",22,"Johannesburg, South Africa","August 2006 - August 2008",null,null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,"Various positions at a freight forwarding company",false,false,true,true,true,false,null,false,false,true,true,false,false,null,5,4,6,10,7,7,5,5]
["Brother","Wormington","Mark","Bobert",null,null,"Fall 2010","Senior","(None)","student17@gmail.com","student130","96-084-0108","Ben","812-689-4420","Research Lab","Dentistry/Orthodontics",false,null,"San Francisco","M",22,"Singapore","2007-2009","Malay",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Summer Camp Counselor, DNA bank, Research Lab",false,false,false,true,false,false,null,false,false,false,true,false,false,null,7,7,5,10,4,6,5,1]
["Brother","Johnson","Jessica","Palmer",null,null,"Winter 2012","Senior","(None)","student33@gmail.com","student86","23-011-3941","Bryan","603-720-3216","Research  Assistant","Medical School 2013",true,"Aubri","Albuquerque","M",23,"Buenos Aires North, Argentina","Aug 2007-Aug 2009","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Creamery on 9th ",false,false,true,true,false,true,null,true,false,true,true,false,false,null,8,7,5,5,8,5,3,1,"What really affects your credit score? I've heard lots of conflicting information and I'd like to get a solid source of what really helps and hurts."]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2011","Sophomore","(None)","student50@gmail.com","student122","98-328-0387","Blaine","590-989-8416",null,"Money making",false,null,"Boise","M",18,null,null,"None",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Advertiser",false,false,true,true,true,false,null,true,false,true,true,true,false,null,9,9,10,10,9,8,10,7]
["Brother","Bobert","Mark","Bobert",null,null,"Fall 2010","Sophomore","Open-Major","student14@gmail.com","student39","28-853-2697","Michael","401-990-5974","Los Hermanos","Health Care Administrator",true,"Rachel","Roosevelt Utah","M",21,"Seattle Washington","Oct. 07 to Oct. 09",null,null,null,false,false,false,false,false,false,false,false,false,false,true,"Business Management",null,"Floor Manager and Truck Driver for Basin Wholesale West",false,false,false,true,true,false,null,false,false,false,true,false,false,null,9,8,9,7,10,10,8,7,"How to be a smart investor and to make the most out of the money you do have."]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2009","Freshman","Animation Premajor","student90@gmail.com","student40","06-340-4617","James","690-774-6124",null,"Animation",false,null,"Syracuse, UT","M",18,null,null,null,null,null,true,false,false,false,true,true,true,true,false,true,true,null,null,"Papa Murphy's Pizza\r\nPiano Teacher",true,false,false,true,false,false,null,false,false,false,false,false,true,null,6,6,8,10,7,10,7,3,"Investing money is something that really interests me, but I've never done it so learning the proper way to invest would help me out a lot."]
["Brother","Palmer","Jessica","Palmer",null,null,"Winter 2012","Senior","Exercise Science","student153@gmail.com","student99","45-945-3916","Blake","876-244-5306","none","Dentistry",false,null,"Bellevue, WA","M",21,"Concepcion, Chile","June 2009-2011","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Door-to-door sales",true,false,true,true,false,false,null,false,false,true,true,false,false,null,8,4,9,9,8,9,7,2]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2008","Senior","(None)","student95@gmail.com","student77","59-392-2325",null,"612-229-1593"]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2010","Sophomore","Chemical Engineering","student51@gmail.com","student137","38-045-6209","Blake","578-363-3797","none","Not totally sure but I'm leaning toward something in science or engineering",false,"none","Kennewick, WA","M",18,"none","none","none",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"I worked as a gopher for a company called Intermountain-West Insulation ",false,false,false,false,false,false,"Not graduating soon, but I want to learn how to manage money",false,true,true,true,false,false,null,6,4,10,8,8,6,9,4]
["Brother","Stevenson","Kim","Johansson",null,null,"Fall 2011","Junior","(None)","student115@gmail.com","student49","37-830-9356","Blake","357-168-1298","MTC","Business",false,null,"Ephraim, Utah","M",22,"Buenos Aires Argentina","May 2008 - June 2010","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Roy's Pizza \r\nKen Garff Porsche Audi",false,false,false,true,true,false,null,false,false,false,false,false,true,null,5,-1,8,7,8,8,8,5]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Winter 2008","Sophomore","Pre-Management Core","student66@gmail.com","student117","90-386-2437",null,"241-102-6005"]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Fall 2009","Junior","(None)","student103@gmail.com","student154","65-235-2741","Blake","499-487-7609",null,"Medicine",false,null,"Fairfield,CA","M",22,"Florida Orlando","July 06-July 08","Spanish from the mission",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Byu sports camps-golf",false,false,false,true,false,false,null,false,false,false,true,false,false,null,5,7,8,8,9,8,7,3,"I would love to learn about loans, mortgages, and overall anything that would be helpful for my future family."]
["Brother","Palmer","Jessica","Palmer",null,null,"Winter 2011","Junior","(None)","student137@gmail.com","student107","73-735-5777","Blake","823-716-7719","Tire Tech","Psychologist",false,null,"Highland, Utah","M",22,"San Diego California","Jan 08-10","Spanish",null,null,true,false,false,false,false,false,false,false,false,false,true,null,null,"Framer, Finish Carpenter, ",false,false,false,true,false,false,null,false,false,false,false,false,true,null,5,5,10,8,8,6,7,4,"I would love to know a bit more about the stock market and learn what makes an investment wise."]
["Sister","Bobert","Brett","Stevenson",null,null,"Fall 2007","Senior","(None)","student133@gmail.com","student136","85-499-8662",null,"232-397-2028"]
["Brother","MarKowsky","Sean","Johnson",null,null,"Fall 2011","Sophomore","Open-Major","student47@gmail.com","student34","01-867-3108","Brent","763-851-7484","IT Intern","Economic Consultant\r\nIT Technician",false,null,"Atchison, Kansas","M",22,"Australia Melbourne","November 2008-2010",null,null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,"Cleaning Crew, Manual Labor, Subway, Wal-mart stocker.",false,false,false,true,false,false,null,false,false,false,false,false,true,null,6,2,4,7,7,7,4,1,"I learn a lot by engagement. The more hands on the class is, the better I seem to learn. Also group activities are motivating."]
["Brother","Wormington","Brett","Stevenson",null,null,"Fall 2004","Senior","(None)","student84@gmail.com","student133","74-490-5564",null,"226-529-4837"]
["Brother","Bobert","Kim","Johansson",null,null,"Winter 2009","Junior","Open-Major","student14@gmail.com","student32","34-874-9497",null,"404-679-5112"]
["Brother","Bobert","Kim","Johansson",null,null,"Fall 2009","Senior","(None)","student118@gmail.com","student35","92-696-8769",null,"968-662-8478"]
["Brother","MarKowsky","Mark","Bobert",null,null,"Fall 2011","Sophomore","Open-Major","student63@gmail.com","student70","46-172-9010","Brandon","415-592-6642","student","I don't know yet.",false,null,null,"M",23,"Yes I served, but why would a finance class ask about my mission?",null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,"outdoors activities","hunting, fishing, camping, hiking. If it gets me into the outdoors, you can bet that I like it.","Picture warehouse-Assembly technician \r\nIntermountain Landscaping- general laborer, garden design tech.\r\nLowes- cashier, lumber salesman, customer service, loader",false,false,false,true,false,false,null,false,false,false,true,false,false,null,5,4,6,8,6,5,6,4,"budgeting tips, how to invest money, how to save for retirement."]
["Brother","Wormington","Sean","Johnson",null,null,"Winter 2011","Senior","(None)","student58@gmail.com","student104","54-359-2846","Logan","505-974-4424","BYU Anatomy Teacher's Assistant","Medicine",false,"None","Laguna Hills, CA","M",24,"Fort Lauderdale, FL","2005-2007","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,true,"None","None","Waiter, Accounting Clerk, Car Prep",false,false,true,false,false,false,null,false,false,false,true,false,false,"None",7,4,8,9,8,6,2,7,"How to find a financial adviser you trust?"]
["Brother","MarKowsky","Kim","Johansson",null,null,"Winter 2010","Senior","(None)","student137@gmail.com","student81","16-639-6012",null,"479-641-4729"]
["Sister","Johnson","Kim","Johansson",null,null,"Fall 2005","Senior","(None)","student65@gmail.com","student117","81-976-0891",null,"291-466-8949"]
["Brother","Johansson","Brett","Stevenson",null,null,"Fall 2009","Senior","(None)","student92@gmail.com","student113","98-795-1076",null,"812-658-4174","Tahitian noni international","Clinical Professor",false,null,"Roy, Utah","M",22,"Warsaw, Poland","2013-06-08","Polish",null,null,false,false,false,false,false,false,true,false,false,false,false,"Food Challenges","I can consume a half gallon of chilled tampico in under 7 minutes.\r\n","Janitor, intramural ref, warehouseman, ",false,false,true,true,false,false,null,true,false,true,true,true,false,null,4,5,7,6,5,3,5,1]
["Sister","Bobert","Mark","Bobert",null,null,"Winter 2010","Freshman","Home & Family Living","student44@gmail.com","student32","31-333-1119",null,"385-911-7503"]
["Brother","Palmer","Mark","Bobert",null,null,"Winter 2006","Sophomore","(None)","student26@gmail.com","student155","49-876-6290",null,"244-106-4183"]
["Brother","MarKowsky","Mark","Bobert",null,null,"Fall 2007","Senior","(None)","student83@gmail.com","student124","29-940-1388",null,"529-764-9155"]
["Brother","Johansson","Mark","Bobert",null,null,"Winter 2010","Senior","(None)","student73@gmail.com","student47","40-591-9241","Bryce","287-814-4842","TA, MMBio department, Research Assistant","Research in the field of biomedicine",true,"Anna Lunt","Mesa, AZ","M",23,"Florida, Tampa","2006-2008",null,null,null,false,false,false,false,false,false,true,false,false,false,false,null,"I play the cello in the BYU Symphony Orchestra.","Ranch worker, electrician",false,false,true,true,false,false,null,false,false,true,true,false,false,null,9,8,5,8,5,8,7,6]
["Brother","Johansson","Jessica","Palmer",null,null,"Fall 2008","Junior","(None)","student128@gmail.com","student112","69-174-4610",null,"567-323-3431"]
["Brother","Bobert","Kim","Johansson",null,null,"Fall 2010","Junior","(None)","student21@gmail.com","student106","44-901-6362","Brandon","733-430-4222","apx alarm","don't know",false,null,"Eagle, ID","M",22,"Brasil - Joao Pessoa","June 07 - June 09","Portuguese",null,null,false,false,false,false,false,false,true,false,false,false,true,"none","none","construction\r\nlandscaping\r\nsummer sales",false,false,false,true,false,false,"none",false,false,false,true,false,false,"none",7,5,7,9,9,10,5,5,"none"]
["Brother","MarKowsky","Kim","Johansson",null,null,"Fall 2005","Senior","(None)","student130@gmail.com","student74","97-571-4982",null,"183-865-7664"]
["Sister","Bobert","Sean","Johnson",null,null,"Fall 2011","Senior","(None)","student108@gmail.com","student72","05-934-1032","Bromwyn","241-298-2410","none","working in a job related to my major",false,null,"Sammamish","F",20,null,null,"learning Spanish",null,null,false,false,false,false,false,false,false,true,false,false,false,"reading",null,"-data entree on wild horse research\r\n-Biological Intern at Fish Springs National Wildlife Refuge",false,false,true,true,false,true,"-I really want to feel confident about managing my money--I want the confidence that I have some idea what I'm doing!",true,false,true,true,false,false,null,4,3,8,6,7,8,3,1]
["Sister","Palmer","Brett","Stevenson","Maile",null,"Fall 2006","Senior","(None)","student122@gmail.com","student66","65-137-8902",null,"309-577-2659"]
["Sister","Johansson","Jessica","Palmer",null,null,"Fall 2007","Senior","(None)","student104@gmail.com","student49","93-200-6126",null,"610-518-1193"]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2008","Junior","(None)","student129@gmail.com","student51","13-695-1304",null,"596-559-8863"]
["Brother","Bobert","Sean","Johnson",null,null,"Fall 2007","Senior","(None)","student107@gmail.com","student47","66-054-4871",null,"690-205-8007"]
["Sister","Wormington","Brett","Stevenson",null,null,"Fall 2009","Freshman","(None)","student50@gmail.com","student62","36-320-1659","Brittany","278-692-9553",null,null,false,null,"Rancho Santa Margarita","F",18,null,null,"no",null,null,true,false,false,false,false,true,false,false,false,false,true,null,null,null,true,false,false,false,false,false,null,false,false,false,false,false,true,null,8,4,6,7,4,5,3,2]
["Sister","Johnson","Brett","Stevenson",null,null,"Winter 2011","Senior","(None)","student12@gmail.com","student137","66-083-0405","Beth","805-918-2915","Activities Support for sports events in the SFH","undecided.\r\n\r\n",false,null,"Raleigh, NC","F",19,"N/A",null,"Little bit of spanish",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"housecleaner\r\nnanny\r\nbabysitter",true,false,true,true,false,false,null,false,false,true,true,false,false,null,1,1,3,8,9,6,10,2,"Although its important to look ahead and how to be financially stable in the future, I'm very interested in the here and now, and how to deal with finances while in college. I feel I'll be struggle the rest of my college years and I wish there was a way to help make it not so miserable.\r\nThis semester I had to cut out voice lessons because I can't afford them. I hate knowing that my quality of life and my opportunities are limited because my finances are limited. How do I work this out? "]
["Brother","Johansson","Mark","Bobert",null,null,"Winter 2012","Junior","(None)","student13@gmail.com","student107","14-939-0529","Ben","309-654-9441","BYU Broadcasting","Financial Advisor",false,null,"Bountiful","M",21,"Singapore","July 2009-July2011",null,null,null,false,false,false,true,false,true,false,false,false,false,true,null,null,null,false,false,true,true,true,false,null,false,false,true,true,true,false,null,10,10,8,8,9,8,7,4]
["Sister","Johansson","Mark","Bobert",null,null,"Fall 2004","Senior","(None)","student147@gmail.com","student56","88-377-9241",null,"807-604-4007"]
["Brother","Johansson","Sean","Johnson",null,null,"Winter 2012","Senior","Biochemistry","student136@gmail.com","student34","83-715-3605","Brad","293-871-3705","Research Assistant","Biochem researcher",false,null,"Rochester, MN","M",24,"California, Santa Rosa Mission","2007-2009",null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Paraprofessional for Rochester school district",false,false,true,false,false,false,null,false,false,false,true,false,false,null,7,7,6,8,7,8,6,3]
["Brother","Bobert","Brett","Stevenson",null,null,"Winter 2010","Junior","(None)","student150@gmail.com","student49","11-508-4923","Sam","121-257-7439","BYU University Press","Counseling, therapist",false,null,"Sandy UT","M",22,"Chile Santiago East","april 07 april 09","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,false,"Psychology","I am super interested in why people do what they do.","guitar teacher, warehouse, dishwasher",false,false,false,true,false,false,null,false,false,false,false,true,false,null,6,7,7,6,10,8,8,4,"I'm all about efficiency--- I just want to know how to get the most out of my money without living an unbalanced life. I, at this point, don't even plan on retiring until my health says I must. My grandpa died working and I don't want to outlive my usefulness. I don't plan on being rich, but I plan on having financial stability and not wasting resources. But i don't know hardly anything about how to reach those goals."]
["Sister","Palmer","Sarah","MarKowsky",null,null,"Fall 2012","Senior","Exercise Science","student105@gmail.com","student37","06-910-0364","Katie","733-780-7016",null,"Sport Performance",false,null,"Holladay","F",21,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Intern at Physical Therapy Office",false,false,true,true,false,true,null,false,false,true,true,true,false,null,7,3,2,5,4,3,2,1]
["Sister","Palmer","Brett","Stevenson",null,null,"Winter 2006","Junior","(None)","student88@gmail.com","student125","29-199-4328",null,"441-305-2341"]
["Brother","Wormington","Brett","Stevenson",null,null,"Winter 2006","Junior","(None)","student128@gmail.com","student144","31-715-1170",null,"523-617-1471"]
["Brother","Bobert","Mark","Bobert",null,null,"Fall 2009","Junior","(None)","student99@gmail.com","student57","15-991-4677","Austin","629-752-5407","Manager at Toad's Fun Zone in Ogden, UT.","Something Financial, either financial advisor or accountant.",false,null,"Ogden","M",19,"N/A","N/A",null,null,null,false,false,false,false,false,true,true,false,false,false,true,null,null,null,false,false,false,true,true,false,null,false,false,false,false,false,true,null,10,10,9,10,10,10,1,6]
["Sister","Johnson","Mark","Bobert",null,null,"Fall 2006","Senior","(None)","student124@gmail.com","student150","95-272-6548",null,"956-477-8070"]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Fall 2012","Senior","Open-Major","student77@gmail.com","student153","83-657-2600",null,"793-426-4026","None","Not Certain",false,null,"Dinuba California","M",25,"Mexico Leon",2006,"Spanish",null,null,false,false,false,false,false,false,false,false,true,false,true,"History, Design",null,"Assistant Kindergarten Teacher, Ranch hand, Day Health Club Manager, BYU Bookstore, MTC Driver",false,false,true,true,false,false,null,false,false,false,true,true,false,null,8,5,10,9,9,10,7,6]
["Brother","Johansson","Sean","Johnson",null,null,"Winter 2008","Sophomore","(None)","student79@gmail.com","student68","04-496-4461",null,"142-779-8152"]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2009","Sophomore","(None)","student20@gmail.com","student74","70-211-8382",null,"331-274-8770"]
["Brother","Johnson","Mark","Bobert",null,null,"Winter 2010","Junior","Mechanical Engineering Pre-Professional","student57@gmail.com","student45","86-723-8942",null,"187-812-1569",null,"Financial Adviser Lvl 3",false,null,"Irvine","M",23,"Buenos Aires Sur Argentina","Jan 2008- Jan 2010","Spanish",null,null,true,false,false,false,false,false,false,false,false,false,false,null,null,"Customer service, Cook, Hotel reception, and many others",false,false,false,true,true,false,null,false,false,false,false,false,true,null,10,10,8,10,10,10,10,3,"I was unable to make it to the first day of class because I was flying home from my mission that day, so my question is if I can meet with a TA to get the notes and understand what I need to do to get an A.  Thanks.\r\n\r\nMy email: ryan.nicholas.bowler@gmail.com\r\n\r\nThank you.\r\n-Ryan"]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2011","Freshman","Open-Major","student123@gmail.com","student65","49-185-1097",null,"999-430-9058"]
["Brother","Palmer","Kim","Johansson",null,null,"Fall 2008","Junior","(None)","student97@gmail.com","student55","17-900-2061",null,"231-626-5282"]
["Brother","Palmer","Brett","Stevenson",null,null,"Winter 2009","Junior","(None)","student64@gmail.com","student50","94-613-0089",null,"409-881-3120"]
["Sister","Johnson","Sean","Johnson",null,null,"Fall 2010","Sophomore","(None)","student68@gmail.com","student37","29-208-3150","Brianne","251-121-5140","Administrative Assistant BYU Comprehensive Clinic","Medical Field",false,null,"Genola, Ut","F",18,null,null,null,null,null,false,false,false,false,false,false,false,true,false,false,false,"Medical Field",null,"Centaur Print Partners\r\nCashier at South Ridge Farms",false,false,true,true,true,false,null,false,false,false,true,false,false,null,8,6,8,9,-1,8,5,6]
["Brother","Johansson","Gary","Wormington",null,null,"Fall 2009","Senior","(None)","student118@gmail.com","student50","83-574-5631","Brad","347-303-8282",null,"Sales/Management",true,"Michelle Pearson","Cincinnati OH","M",22,"Ukraine Donetsk","2006-2008","Russian",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Janitorial, Food Service",false,false,true,true,false,false,null,false,false,false,true,true,false,null,7,6,9,10,8,7,8,6]
["Brother","Wormington","Mark","Bobert",null,null,"Fall 2007","Freshman","(None)","student95@gmail.com","student106","33-379-5516",null,"771-148-7687"]
["Brother","Palmer","Jessica","Palmer",null,null,"Fall 2010","Sophomore","(None)","student66@gmail.com","student150","80-455-6458","Ben","263-516-8627","Culinary Support Center - BYU",null,false,null,"Spokane, WA","M",19,null,null,null,null,null,false,false,false,false,false,true,true,false,true,false,false,null,null,"Legends Grille,\r\nSimply Gourmet Catering",false,false,false,true,false,true,"(not graduating soon but still want to know how)",false,false,false,false,false,true,null,6,3,4,10,8,7,7,1]
["Brother","MarKowsky","Sean","Johnson",null,null,"Fall 2012","Senior","Manufacturing Engineering Technology","student54@gmail.com","student137","36-161-6957",null,"970-372-7522","Plastics and Composites TA","Specialize in composite materials by obtaining a Phd and then working in industry. After a doing that for a while I would like to go into academia and teach",true,"Laci","Las Vegas","M",27,"Texas Houston South","Aug 2006 - Aug 2008","Vietnamese",null,null,false,false,false,false,false,false,false,false,false,false,true,"Mountain bIking",null,"Manufacturing Engineer for The Boeing Company; ",false,false,true,true,false,true,null,false,false,false,true,false,false,null,9,6,8,8,10,9,5,4]
["Brother","Bobert","Brett","Stevenson",null,null,"Winter 2007","Sophomore","Open-Major","student101@gmail.com","student99","34-135-8670",null,"511-790-2153"]
["Brother","Bobert","Jessica","Palmer",null,null,"Fall 2007","Junior","(None)","student39@gmail.com","student150","95-863-9404",null,"172-408-1948"]
["Brother","Palmer","Sean","Johnson",null,null,"Fall 2010","Senior","(None)","student141@gmail.com","student81","16-192-0744","Brad","689-511-7627","BYU Sprinkler Crew","Financial Planning",false,null,"Spanish Fork","M",22,"Tijuana Mexico","July 2007 - 2009","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,false,true,true,false,null,false,true,false,false,false,false,null,9,6,9,8,9,9,7,7]
["Brother","Johansson","Mark","Bobert",null,null,"Winter 2011","Junior","(None)","student141@gmail.com","student34","56-040-7902","Braden","928-350-1427",null,"Private Wealth Managemnet",false,null,"Nyssa","F",23,"Russian Novosibirsk","2006-2008","Russian",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Maize Inc.",false,false,true,false,false,false,null,false,false,true,false,true,false,null,8,8,5,10,9,10,6,5]
["Brother","Johnson","Gary","Wormington",null,null,"Winter 2011","Senior","(None)","student46@gmail.com","student87","57-032-3623","Curtis","660-832-4697","MTC Development","Medical School",true,"Eliza","Portland, Oregon","M",24,"Kiev, Ukraine","2005-2007","Russian",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"MTC Teacher, Custodial, General Contracting",false,false,true,true,false,true,null,false,false,true,true,true,false,"It's the most phenomenal class at BYU",10,10,10,10,10,7,2,2]
["Brother","Stevenson","Kim","Johansson",null,null,"Fall 2011","Senior","Advertising","student64@gmail.com","student137","05-868-1017","Brad","797-220-2820","BYU Independent Study Videographer  and BYU College of Nursing Videographer","Advertising Media and Media Lawyer",false,null,"Mapleton","M",22,"Iowa Des Moines","2013-08-10","None",null,null,true,false,false,true,true,true,false,false,true,false,false,null,null,null,false,false,false,true,false,false,"My fiance's parents recommended a class like this",false,false,false,false,false,true,null,7,9,5,10,9,8,7,4,"Where should we put our savings.  How much of our income should we save, and what's a good idea of how much a newly wed couple should be spending."]
["Brother","Palmer","Kim","Johansson",null,null,"Fall 2006","Senior","(None)","student145@gmail.com","student72","11-498-9481",null,"865-489-2180"]
["Brother","MarKowsky","Sean","Johnson",null,null,"Fall 2011","Sophomore","Open-Major","student19@gmail.com","student77","76-051-7468","Brad","910-378-9212","none","education!",false,null,"Powder Springs, GA","M",18,"none","none","none",null,null,false,false,false,false,false,false,true,true,false,true,true,null,null,"summer lawn business, piano teacher",false,false,false,true,false,false,null,false,false,true,true,false,false,null,8,7,9,8,8,7,8,6,"I'm looking forward to learning the importance of saving, and especially how (and where) to invest my money. I want to know how to reach my point of choice early even if I don't have a job that earns me a ton of money. Also, if I do the assigned reading and assignments outside of class, is it pretty likely I can get an A?"]
["Brother","Stevenson","Gary","Wormington",null,null,"Fall 2009","Junior","(None)","student87@gmail.com","student53","81-325-7105","bradshat","590-681-5459","Provo School District","HR",false,null,"Holladay","M",23,"Canada Montreal","Aug 2005-2007","French",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Rocky Mountain Power, Holland America, Princess, Stephen's Management corporation, etc. ",false,false,true,true,false,false,null,false,true,false,true,false,false,null,4,5,7,9,7,6,5,4]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Fall 2012","Junior","Exercise Science","student115@gmail.com","student17","99-601-2264","Jon","831-795-3869","Currently unemployed","Physical Therapy",false,null,"Holladay","M",23,"Greece","2008-2010","Greek",null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,"Landscaping, Bus Driver for Princess and Holland America Cruise Lines",true,false,false,true,false,false,null,false,false,false,true,true,false,null,8,6,8,10,7,5,6,4]
["Brother","Stevenson","Gary","Wormington",null,null,"Fall 2008","Junior","(None)","student92@gmail.com","student12","07-171-2424",null,"426-381-9921"]
["Brother","Bobert","Brett","Stevenson",null,null,"Fall 2008","Junior","(None)","student133@gmail.com","student120","75-616-9874",null,"626-944-2609"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Winter 2011","Senior","(None)","student59@gmail.com","student49","24-069-0236","Branden","260-783-7669","APX Alarms Systems","Law",false,"None","Thatcher Arizona","M",22,"Chile Santiago North","January 2008-January 2010","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,true,"None","None","Salesmen,  construction worker,  secretary.",false,false,true,true,true,false,"None",false,false,false,true,false,false,"None",7,5,8,10,10,10,9,4,"None"]
["Brother","Johansson","Gary","Wormington",null,null,"Fall 2012","Sophomore","Communications Premajor","student93@gmail.com","student114","74-069-0641","Brad","861-110-1315","BYU Arts Production","Advertising",false,null,"Littleton","M",21,"Oregon Eugene","Aug 2010-2012","Spanish",null,null,true,false,false,true,false,true,true,false,true,false,false,null,null,"BYUTV, Tucano's Brazilian Grill, Catering by Design",true,false,true,false,false,false,null,false,false,true,true,false,false,null,6,8,4,8,8,7,3,3,"How to work the stock market.\r\nWhy would investing in gold/silver/etc be an option or advantage compared to other investment options?"]
["Brother","Johansson","Sean","Johnson",null,null,"Winter 2009","Senior","(None)","student108@gmail.com","student154","81-683-1249",null,"540-452-4523"]
["Brother","Stevenson","Mark","Bobert",null,null,"Winter 2011","Sophomore","Pre-Management Core","student135@gmail.com","student119","42-892-7366",null,"219-784-7189"]
["Brother","Johansson","Brett","Stevenson",null,null,"Winter 2007","Sophomore","(None)","student108@gmail.com","student139","63-095-0029",null,"278-318-3175"]
["Brother","Johansson","Jessica","Palmer",null,null,"Winter 2012","Freshman","Open-Major","student24@gmail.com","student114","45-534-5431",null,"963-945-1114"]
["Brother","Wormington","Jessica","Palmer",null,null,"Fall 2012","Senior","Advertising","student41@gmail.com","student78","40-124-4048","Brian","661-901-3457","On campus Custodial","Advertising",false,null,"Redlands, CA","M",23,"Boise, ID","July 2009-July 2011",null,null,null,false,false,false,true,false,true,true,false,true,false,true,null,null,"Errand boy in a law firm",false,false,false,true,false,false,null,false,false,true,true,true,false,null,5,3,9,9,10,10,3,5,"I am looking forward to learning as much as I can in this class!"]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Fall 2007","Senior","(None)","student127@gmail.com","student25","21-716-9779",null,"516-949-9606"]
["Brother","Johansson","Sean","Johnson",null,null,"Winter 2011","Senior","(None)","student51@gmail.com","student48","34-897-0984","Brayden","765-945-4284","BYU Locker Room","Hospital Director",false,null,"Riverton Utah","M",22,"Toulouse, France","08, 09","French",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Mowed Lawns, Moved Furniture",false,false,true,true,false,false,null,false,false,false,true,false,false,"Takes Work",7,5,9,10,8,10,9,5,"Stocks?? I dont really know if this relates. But different things like that, where you manage more then work."]
["Brother","Stevenson","Kim","Johansson",null,null,"Winter 2005","Senior","(None)","student152@gmail.com","student99","20-952-4851",null,"627-825-6377"]
["Brother","Wormington","Kim","Johansson",null,null,"Fall 2006","Sophomore","(None)","student48@gmail.com","student80","71-898-1776",null,"741-415-8271"]
["Brother","Johansson","Mark","Bobert",null,null,"Fall 2006","Sophomore","(None)","student125@gmail.com","student118","16-440-5959",null,"433-555-1610"]
["Brother","Bobert","Brett","Stevenson",null,null,"Winter 2007","Junior","(None)","student33@gmail.com","student87","75-775-4209",null,"998-127-1699"]
["Sister","MarKowsky","Sean","Johnson",null,null,"Fall 2007","Freshman","Pre-Management Core","student24@gmail.com","student80","17-468-6739",null,"641-802-2044"]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Fall 2005","Junior","(None)","student86@gmail.com","student35","54-085-0605",null,"510-165-9368"]
["Brother","Johansson","Brett","Stevenson",null,null,"Fall 2010","Senior","(None)","student103@gmail.com","student52","14-554-7297","Brenden","263-401-4612","Financial Clerk for the School of Technology","Renewable Energy Industry",true,"Cecily","Sunnyside, WA","M",23,"Thailand","2006 - 2008","Thai",null,null,true,false,false,false,false,false,false,true,false,false,true,null,null,"Administrative Assistant for the School of Technology",true,false,false,true,true,true,"I love learning about investing and finances",false,false,false,false,true,true,null,9,10,9,10,10,10,7,9]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Fall 2011","Sophomore","Open-Major","student140@gmail.com","student90","58-262-0862","Brent","566-352-3443","Cannon Commons","Good question",false,null,"Sandy, UT","M",21,"Calgary Canada Mission","Aug 09-11","None",null,null,false,false,false,false,false,false,false,true,false,false,true,null,null,"-Maggie Moos Ice Cream\r\n-Rhodes Rolls Office Mailroom\r\n",true,false,true,false,false,false,null,false,false,false,true,false,false,null,7,5,9,8,7,-1,9,5]
["Brother","Palmer","Kim","Johansson",null,null,"Fall 2010","Senior","Manufacturing Engineering Technology","student146@gmail.com","student52","89-937-1132","Brett","154-220-3952","Student",null,false,null,"El Centro, CA","M",26,"Chihuahua. Mexico","Apr. 2004 - Apr. 2006","Spanish",null,null,true,false,false,false,true,false,true,true,true,false,false,null,null,"Telemarketing\r\nSecretary\r\nJanitor",false,false,false,false,false,true,null,false,false,true,true,true,false,"Needed an extra credit or two for a full 12+",6,6,-1,6,4,3,2,2]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Fall 2011","Junior","(None)","student141@gmail.com","student102","94-152-1101",null,"276-513-6202","Unisys","IT Consulting",false,null,"Bountifuul","M",22,"Brazil Belo Horizonte","2007-2009",null,null,null,true,false,true,false,false,true,true,false,false,false,true,null,null,null,false,false,false,true,false,false,null,false,false,true,true,true,false,null,10,6,8,8,10,10,6,6,"No...I think everything is already planned for."]
["Brother","Bobert","Jessica","Palmer",null,null,"Winter 2006","Sophomore","(None)","student122@gmail.com","student151","99-605-2057",null,"346-744-6754"]
["Brother","Bobert","Sean","Johnson",null,null,"Fall 2010","Junior","(None)","student74@gmail.com","student108","40-988-9913","Brett","616-652-7364","Head Editor",null,false,null,"Twin Falls","M",19,null,null,null,null,null,false,false,false,false,false,true,false,false,false,false,false,"Film","I like to direct, film, and edit short videos.",null,false,false,false,true,false,false,"need to know how to manage money",false,false,false,false,false,true,null,4,5,10,10,8,10,8,7]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2007","Senior","(None)","student148@gmail.com","student117","87-738-6692",null,"790-768-7579"]
["Brother","Palmer","Sean","Johnson",null,null,"Winter 2010","Sophomore","(None)","student78@gmail.com","student53","62-387-7247","Brett","184-657-2470","Freelance Computer Repair","Filmmaker",false,null,"Spokane, WA","M",22,"Utica, New York","June 07-June 09",null,null,null,true,false,false,true,true,true,true,true,true,false,false,null,null,"IT Assistant",false,false,false,true,false,false,null,false,false,false,false,false,true,null,5,4,8,8,9,7,7,5]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2006","Freshman","Open-Major","student87@gmail.com","student132","47-344-8785",null,"582-101-9439"]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2012","Senior","(None)","student130@gmail.com","student98","06-369-3678",null,"989-503-3778"]
["Sister","Johnson","Sean","Johnson",null,null,"Winter 2008","Senior","(None)","student123@gmail.com","student71","60-189-1953",null,"188-905-4525"]
["Sister","Stevenson","Jessica","Palmer",null,null,"Winter 2005","Freshman","(None)","student30@gmail.com","student11","37-665-4027",null,"812-464-6337"]
["Sister","Stevenson","Brett","Stevenson",null,null,"Fall 2008","Senior","(None)","student113@gmail.com","student139","05-331-2702",null,"329-226-7000"]
["Sister","Palmer","Jessica","Palmer",null,null,"Fall 2011","Sophomore","(None)","student147@gmail.com","student119","72-894-6296","Brianna","463-741-1147",null,null,false,null,"Logan, UT","F",18,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,"I was on my high school girls tennis team.","Chick-Fil-A",false,false,true,true,false,false,null,true,false,true,false,false,false,null,7,5,4,10,8,8,7,8,"I just want to learn how to manage my money!!!"]
["Brother","Palmer","Mark","Bobert",null,null,"Fall 2007","Sophomore","(None)","student145@gmail.com","student90","21-007-6233",null,"776-282-3046"]
["Brother","Johnson","Sean","Johnson",null,null,"Fall 2012","Junior","Exercise Science","student66@gmail.com","student58","23-701-0849","Brian","697-290-4066","Salesman to real estate agents","Optometrist",true,"Chelsea","Las Vegas","M",22,"Minnesota","2009-2011","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Cougareat",false,false,false,true,false,false,null,true,false,false,true,true,false,null,6,6,7,7,8,8,7,4]
["Brother","Stevenson","Mark","Bobert",null,null,"Fall 2009","Sophomore","Fitness & Wellness Management","student154@gmail.com","student64","13-399-1657","Brian","615-529-9412","BYU Law School","Some sort of medical profession",false,null,"Kansas City, MO","M",22,"Las Vegas West","July 06-08",null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,false,true,true,false,null,false,false,false,false,false,true,null,5,4,6,9,8,8,3,3]
["Brother","Bobert","Jessica","Palmer",null,null,"Winter 2011","Senior","English","student24@gmail.com","student34","84-702-2274","Brice","875-496-9329","BYU Freshman Mentoring","Professor of English Lit",false,null,"Orem, UT","M",22,"Russia Yekaterinburg","August 2007-2009","Russian",null,null,true,false,false,false,false,false,true,true,false,false,true,"none","none","BYU Commissary\r\n",false,false,false,true,false,false,"My parents aren't that great with money and I want to be better",false,false,false,true,true,false,null,1,7,5,5,8,10,4,1]
["Sister","Wormington","Jessica","Palmer",null,null,"Winter 2009","Junior","(None)","student42@gmail.com","student25","85-767-0904",null,"609-135-6834"]
["Brother","Bobert","Mark","Bobert",null,null,"Winter 2009","Freshman","Open-Major","student100@gmail.com","student16","24-177-7830",null,"708-484-1670"]
["Brother","Palmer","Jessica","Palmer",null,null,"Winter 2007","Senior","(None)","student33@gmail.com","student26","94-293-8090",null,"577-821-6180"]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Fall 2010","Junior","(None)","student66@gmail.com","student11","54-783-7944","Brianna","130-699-2570","NA","Advertising",false,"NA","Snohomish","F",19,"NA","NA","NA",null,null,false,false,false,false,false,false,true,false,true,false,false,null,null,"NA",false,false,true,true,false,false,null,false,false,false,false,false,false,null,7,5,8,7,6,6,7,5]
["Sister","Wormington","Jessica","Palmer",null,null,"Fall 2007","Freshman","(None)","student84@gmail.com","student134","04-411-8799",null,"792-818-5066"]
["Sister","MarKowsky","Sean","Johnson",null,null,"Winter 2010","Junior","(None)","student123@gmail.com","student106","24-679-1031","Jessica","475-461-1220",null,null,false,null,"Boise, Id","F",20,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,null,true,false,true,true,false,false,null,false,false,false,true,false,false,null,5,2,8,5,7,4,5,5,"I just want to learn to organize and plan out my financial situation so that I am better prepared for becoming completely independent from my parents! "]
["Brother","Palmer","Sarah","MarKowsky",null,null,"Winter 2009","Sophomore","(None)","student138@gmail.com","student81","02-764-1320",null,"116-825-4505"]
["Sister","Stevenson","Jessica","Palmer",null,null,"Fall 2009","Senior","(None)","student129@gmail.com","student131","96-447-8957",null,"914-824-1395"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2009","Sophomore","Political Science","student48@gmail.com","student19","36-569-3099",null,"307-312-4413"]
["Brother","Johansson","Gary","Wormington",null,null,"Winter 2010","Senior","(None)","student10@gmail.com","student13","85-870-4972","Brian","495-498-9065","Research Assistant","Medicine (M.D.)",true,"Natalie","Portland, OR","M",25,"Vladivostok, Russia","07/04-07/06","Russian",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Russian teacher at MTC; student custodian",false,false,true,true,false,true,null,false,false,true,true,true,false,null,9,9,9,6,10,10,6,7,"I would like to know more about student loans and other principles about loans (consolidation, for example). "]
["Sister","Stevenson","Brett","Stevenson",null,null,"Fall 2008","Sophomore","(None)","student22@gmail.com","student113","40-486-7422",null,"400-714-5460"]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Fall 2005","Sophomore","(None)","student49@gmail.com","student63","91-324-1371",null,"796-270-8624"]
["Sister","Johnson","Jessica","Palmer",null,null,"Fall 2010","Junior","(None)","student58@gmail.com","student22","24-028-5357","Brittany","170-818-6671",null,null,false,null,"South Jordan, Utah","F",18,null,null,"None",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,null,false,false,false,true,false,false,null,false,false,true,true,false,false,null,7,4,9,8,10,4,5,7]
["Brother","Palmer","Kim","Johansson",null,null,"Fall 2010","Junior","(None)","student129@gmail.com","student48","49-290-2566","Brian","253-574-4576","Self-employed","Foundations and Etate Attorney",false,null,"Las Vegas","M",23,"Portugal Porto","April 2007-2009","Portuguese",null,null,false,false,false,false,false,false,false,false,false,false,true,"Off-roading","Off-roading :)","Runner, Book keeper, Logisitics Rep., Sales Rep.",false,false,false,true,true,false,null,false,false,false,true,true,false,null,8,9,6,7,8,9,9,9,"I'd like to learn about different types of investments, comparing the advantages and disadvantages of each. I'm interested in comparing real estate investments with mutual funds, index funds, bonds, 401k's, etc."]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2010","Sophomore","(None)","student23@gmail.com","student88","69-588-9301",null,"249-603-2287","BYU security guard",null,false,null,"Woodburn","F",22,"Harrisburg, Pennsylvania","ended november 2008","none",null,null,false,false,false,true,false,false,true,true,false,false,true,null,null,"APX alarm sales, ran heavy machinery",false,false,true,true,false,false,null,true,false,true,true,false,false,null,7,6,5,9,8,8,10,5]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2011","Freshman","Open-Major","student102@gmail.com","student101","07-420-3267","Brody","973-692-1491","Not employed ","Don't really know",false,null,"Salt Lake City","M",18,null,"After Fall Semester ","Dont speak one",null,null,false,false,false,true,false,false,false,false,false,false,true,null,null,"Mowed lawns ",false,false,true,false,false,false,null,false,false,true,false,false,false,null,7,7,8,10,7,8,4,6,"Could you get me a hot date?"]
["Brother","Palmer","Brett","Stevenson",null,null,"Winter 2012","Senior","(None)","student148@gmail.com","student85","07-831-3773",null,"728-524-3150"]
["Sister","Bobert","Jessica","Palmer",null,null,"Fall 2008","Sophomore","(None)","student39@gmail.com","student73","94-060-8574",null,"787-711-7125"]
["Sister","Johansson","Jessica","Palmer",null,null,"Winter 2012","Junior","Music--Premajor Program","student73@gmail.com","student50","28-106-6424","Brooke","438-738-8573",null,"Music Education",false,null,"Littleton, Colorado","F",18,null,null,null,null,null,false,false,false,false,false,false,true,false,true,false,false,null,null,null,false,false,true,true,true,false,null,false,false,false,true,false,false,null,8,4,9,9,7,2,4,3]
["Brother","Bobert","Sean","Johnson",null,null,"Fall 2009","Senior","(None)","student117@gmail.com","student126","18-814-3876","Matt","292-685-2617","Studio Y (HFAC)","Choral conductor",false,null,"Livermore","M",24,"Ireland Dublin Mission","Feb 2004-2006",null,null,null,false,false,false,false,false,false,true,false,false,false,false,"Audio","Recording and Live Sound","Sound Engineer - Church Radio\r\nSound Engineer - BYU Multimedia Events",false,false,false,true,false,true,"Need to have three credits to be a full time student",false,false,false,true,true,false,null,1,2,2,10,5,7,7,3]
["Brother","Palmer","Brett","Stevenson","Mar",null,"Winter 2009","Sophomore","(None)","student38@gmail.com","student149","30-457-5024",null,"886-476-9538"]
["Sister","MarKowsky","Sean","Johnson",null,null,"Winter 2007","Sophomore","(None)","student132@gmail.com","student74","62-853-0583",null,"608-906-7238"]
["Brother","Wormington","Sarah","MarKowsky",null,null,"Winter 2011","Junior","(None)","student96@gmail.com","student122","01-784-0145",null,"670-582-2605"]
["Brother","Palmer","Sarah","MarKowsky",null,null,"Fall 2005","Junior","(None)","student114@gmail.com","student121","35-090-3102",null,"374-561-6990"]
["Brother","Johansson","Kim","Johansson",null,null,"Winter 2007","Junior","(None)","student34@gmail.com","student49","65-036-1893",null,"914-510-8288"]
["Brother","Wormington","Brett","Stevenson",null,null,"Fall 2008","Senior","(None)","student76@gmail.com","student151","65-036-1893",null,"798-313-4111"]
["Sister","Johnson","Mark","Bobert",null,null,"Fall 2010","Senior","(None)","student126@gmail.com","student135","92-143-4374","Brenda ","398-930-5969","research assistant","none",false,"none","Portoviejo","F",28,"none","none","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,false,"dancing","lating dance","spanish TA",false,false,false,true,false,false,"need credits",false,false,false,false,false,true,"none",5,3,8,8,5,6,8,1,"none"]
["Brother","Palmer","Sean","Johnson",null,null,"Winter 2005","Senior","(None)","student123@gmail.com","student90","61-353-7413",null,"819-547-8734"]
["Brother","Stevenson","Mark","Bobert",null,null,"Winter 2008","Junior","(None)","student115@gmail.com","student153","81-108-8514",null,"602-518-4618"]
["Brother","Bobert","Jessica","Palmer",null,null,"Fall 2009","Senior","(None)","student54@gmail.com","student34","08-551-3218",null,"341-134-2362"]
["Brother","Bobert","Sean","Johnson",null,null,"Winter 2009","Sophomore","Biology","student99@gmail.com","student115","66-375-5458",null,"908-127-7633"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2007","Senior","(None)","student101@gmail.com","student32","00-939-8270",null,"642-278-4395"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2007","Sophomore","(None)","student71@gmail.com","student118","88-138-7525",null,"951-701-1672"]
["Brother","Bobert","Gary","Wormington",null,null,"Fall 2007","Junior","(None)","student77@gmail.com","student67","12-480-5471",null,"588-110-8164"]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Winter 2011","Junior","General Business","student104@gmail.com","student120","89-772-2850","Boston","412-529-1352","Spanish Teacher at the MTC","Attorney",false,null,"Gilbert, AZ","M",21,"Texas Houston South Mission","May 2008 - June 2010","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Landscaping",false,false,false,true,false,false,null,false,false,false,false,false,true,null,8,9,7,10,9,10,7,10,"Nope, I look forward to learning how to better manage my money and begin putting what I learn into practice immediately."]
["Brother","Johansson","Jessica","Palmer",null,null,"Fall 2008","Freshman","(None)","student55@gmail.com","student133","68-523-6133",null,"145-342-6366"]
["Brother","Palmer","Jessica","Palmer",null,null,"Winter 2010","Senior","(None)","student114@gmail.com","student65","81-981-4449",null,"709-413-9026"]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Winter 2005","Senior","(None)","student38@gmail.com","student108","99-892-8507",null,"175-447-5297"]
["Sister","Johansson","Brett","Stevenson",null,null,"Fall 2009","Senior","(None)","student67@gmail.com","student155","08-218-6193","Betsy","282-916-5882","Personal Assistant","Research, University Professor, Writer",false,null,"Kearns","F",26,"Tacoma, Washington","Nov 2004 - May 2006","French",null,null,false,false,false,false,false,false,false,true,false,false,false,null,null,"Editor, Website Coordinator, Research Assistant, Book Binder, English (TESOL) teacher",false,false,false,false,false,true,null,false,false,false,false,true,false,null,2,1,6,6,6,7,1,6,"I would really like to learn more about credit, especially good ways to improve credit without getting into debt"]
["Brother","Palmer","Jessica","Palmer",null,null,"Winter 2008","Junior","(None)","student127@gmail.com","student43","59-783-6430",null,"423-947-3402"]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Winter 2007","Junior","(None)","student24@gmail.com","student135","46-573-8926",null,"680-360-4624"]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2008","Sophomore","(None)","student51@gmail.com","student86","97-536-8983",null,"505-892-6778"]
["Brother","Johnson","Mark","Bobert",null,null,"Fall 2012","Sophomore","Athletic Training","student36@gmail.com","student56","12-030-2095","Brian","897-914-7524","none","possible law interest",false,null,"Boise, Idaho","M",0,null,null,"none",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"lawn technician",false,false,true,true,false,false,null,false,true,false,true,false,false,null,6,6,7,9,8,8,7,5]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Fall 2008","Senior","(None)","student15@gmail.com","student34","26-457-0470",null,"250-666-9249"]
["Brother","Johansson","Sean","Johnson",null,null,"Fall 2011","Sophomore","(None)","student147@gmail.com","student91","19-888-0843",null,"522-152-7643"]
["Sister","Wormington","Mark","Bobert",null,null,"Winter 2010","Senior","(None)","student59@gmail.com","student113","49-553-7562","Brittanie","616-145-7066","Marvellous Catering Company","Speech Technician",false,null,"Crownpoint","F",22,null,null,"English",null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Caterer, Waitress, busser, receptionist",false,false,false,false,false,true,null,false,false,false,true,false,false,null,3,1,5,6,5,7,1,1,"I don't know anything about money management besides make sure you are not spending more than you are earning. My parents are poor money managers and I do not want the same spending habits that they have. So the main thing that I am interested in learning is how to spend money wisely and learn when it is applicable to invest."]
["Brother","Bobert","Jessica","Palmer",null,null,"Winter 2007","Senior","(None)","student124@gmail.com","student37","11-123-6796",null,"556-334-1466"]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2007","Junior","(None)","student108@gmail.com","student34","06-617-9469",null,"606-973-2373"]
["Brother","Johnson","Sean","Johnson",null,null,"Winter 2009","Senior","(None)","student132@gmail.com","student138","03-723-2713",null,"323-949-2908"]
["Brother","MarKowsky","Kim","Johansson",null,null,"Fall 2009","Freshman","Open-Major","student74@gmail.com","student57","84-430-9456","Ben","534-628-2358","Part Time","Lawyer",false,null,"Las Vegas","M",18,null,null,"n/a",null,null,false,false,false,true,false,false,false,false,false,false,true,null,null,"Discount Tire Co. since October 2008 to present.",false,false,false,true,false,false,null,false,false,false,true,false,false,null,8,8,7,9,9,7,8,4,"What is your advice on being successful and HAPPY no matter what?"]
["Brother","Palmer","Sarah","MarKowsky",null,null,"Fall 2009","Senior","(None)","student48@gmail.com","student17","43-920-2866","Blake","720-973-5403","BYU Student Auxiliary Services","Consulting or entrepreneuring",false,null,"Midland, TX","M",24,"Hungary, Budapest","Sep 2004 - Sep 2006","Hungarian",null,null,true,true,true,false,false,true,true,false,false,false,true,null,"Love music, play guitar, piano, bagpipes, viola, and sing. Enjoy good movies","OpenSource Center (US Government), KLAS Enterprises",false,false,true,true,false,true,null,false,false,true,true,false,false,null,8,9,6,7,7,6,7,5,"In your opinion, does what Chris Martenson say have any merit?"]
["Brother","Johansson","Mark","Bobert",null,null,"Fall 2007","Junior","(None)","student144@gmail.com","student98","70-947-6253",null,"132-293-1280"]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2009","Senior","(None)","student26@gmail.com","student11","43-922-2499",null,"359-445-7999"]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2007","Freshman","(None)","student133@gmail.com","student68","36-436-0513",null,"964-773-2893"]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Winter 2009","Sophomore","Open-Major","student86@gmail.com","student111","11-716-4358",null,"344-525-8024"]
["Sister","Johnson","Mark","Bobert",null,null,"Winter 2011","Senior","(None)","student30@gmail.com","student45","08-986-8122",null,"579-282-1277"]
["Sister","Wormington","Sean","Johnson",null,null,"Fall 2009","Senior","(None)","student33@gmail.com","student36","79-279-5735","Becky","276-355-2584",null,null,false,null,"Salt Lake City, UT","F",22,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,null,true,false,false,false,false,false,null,false,false,false,false,false,true,null,3,2,8,7,8,4,7,1,"I just want tips and helpers for managing my finances."]
["Sister","MarKowsky","Sarah","MarKowsky",null,null,"Winter 2009","Junior","(None)","student154@gmail.com","student106","97-093-9084",null,"150-727-4752"]
["Brother","MarKowsky","Sean","Johnson",null,null,"Fall 2009","Senior","(None)","student32@gmail.com","student14","84-619-0776","burt67","462-195-8492","none","music industry",false,"none","Poplarville, MS","M",26,"Salt Lake City South","Nov 2002-04","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,"none","none","land surveyor, MTC cafeteria, TA SFL260, campus truck driver",false,false,true,true,true,false,"none",false,false,true,true,false,false,"none",7,9,8,8,10,8,2,10,"I want to learn more about personal finance service careers."]
["Brother","Johansson","Sean","Johnson",null,null,"Fall 2009","Junior","(None)","student27@gmail.com","student132","94-828-5451","Dane","512-133-6989","Burton Lumber","Undecided",false,"None","Draper, Utah","M",23,"South Carolina","2004-2006","English",null,null,false,false,false,false,false,false,false,false,false,false,true,null,"Basketball, football, baseball, tennis, golf, swimming, etc.","RMSB umpiring, Landscaping",false,false,false,true,false,false,null,false,false,false,false,false,true,null,7,6,6,8,7,8,5,4,"Where do I go to find good investments? "]
["Brother","Bobert","Gary","Wormington",null,null,"Winter 2005","Junior","(None)","student36@gmail.com","student63","49-733-8757",null,"909-207-8806"]
["Sister","Johnson","Brett","Stevenson",null,null,"Fall 2011","Senior","Molecular Biology","student70@gmail.com","student89","63-450-7424",null,"413-553-3062"]
["Sister","Johansson","Jessica","Palmer",null,null,"Winter 2010","Senior","(None)","student65@gmail.com","student135","39-012-4211",null,"591-633-4287"]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2008","Sophomore","(None)","student70@gmail.com","student37","54-879-8010",null,"443-463-3607"]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2012","Sophomore","Open-Major","student78@gmail.com","student69","73-010-2040",null,"104-248-2133","none","One requiring a professional degree.",false,null,"Genola","M",21,"Manila Philippines Mission","Jan2010-Jan2012","Tagalog",null,null,false,false,false,false,false,false,false,false,false,false,true,"Mechanics","I have a fond interest in mechanical systems.","Fruit seller, Truck Driver, Septic tank pumper, Farm hand.",false,false,false,true,false,false,null,false,false,false,false,false,true,null,8,9,9,8,10,9,9,7,"I had first heard about the study of economics from a mission companion. And as he explained it to me, it captured my interest. I would like to understand what makes the world turn? And why the world has now gone from local to global. Both large scale, and small scale. I look forward to learning. Thank you for the email, and survey. "]
["Brother","Stevenson","Gary","Wormington",null,null,"Fall 2008","Senior","(None)","student68@gmail.com","student114","23-435-1490",null,"610-149-8077"]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Winter 2011","Senior","Construction Management","student65@gmail.com","student94","94-399-3643","Brandon","457-208-4302","MTC","Principal in a Design/Build firm specializing in historic renovations and high-end redesigns",true,"Audra","Rogers, AR","M",22,"Seattle WA","2007-2009","none",null,null,false,false,false,false,false,false,true,false,true,false,false,null,null,"Harrison French & Associates (architecture firm in NWArk), Product Develpment with a kitchenware company, CAD draftsman for home theater design",false,false,false,true,false,false,"Want to better understand principles of budgeting and wise investment",false,false,false,false,false,true,null,8,9,7,10,10,9,6,2,"What are the specific things that I need to do NOW to get on a path for financial stability when I am retired? What does it take to truly live comfortably after retirement?"]
["Sister","Stevenson","Brett","Stevenson",null,null,"Winter 2010","Senior","(None)","student16@gmail.com","student131","40-303-8486","Brittany","448-568-1849","byu chemistry department","medicine",false,null,"Murrieta","F",21,null,null,null,null,null,false,false,false,false,false,false,false,false,true,false,true,"science",null,null,false,false,false,true,false,true,null,false,true,true,true,true,false,null,7,4,7,10,9,9,4,4]
["Brother","Bobert","Sean","Johnson",null,null,"Winter 2010","Junior","(None)","student47@gmail.com","student32","20-098-8405","Blake","736-487-4927",null,"Lawyer, doctor, not really sure",false,null,"San Diego","M",18,null,null,null,null,null,false,false,false,false,false,false,false,true,true,true,true,null,null,"Construction worker, day camp worker",false,false,true,true,false,false,null,false,false,true,true,true,false,null,7,8,6,7,6,8,5,4]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Winter 2011","Senior","(None)","student152@gmail.com","student46","18-616-6327","Ben","703-709-6114","MTC teacher/Developer","Doctor (Neonatologist, Gastroenterologist, pediatric surgeon ... I'm still deciding the specialties i want to pursue)",true,"Callista Welling","Beaverton, Oregon","M",25,"Torreon, Mexico","Feb 2005 - Feb 2007","Spanish",null,null,false,false,false,false,false,false,false,false,true,false,false,"Pottery/Ceramics","I love throwing pots on a potters wheel.","Asphalt Paving Laborer, Landscaper, ",false,false,true,true,false,true,null,false,false,false,false,true,false,null,8,6,7,10,10,10,8,4,"I am leaving for medical school this fall. I am 25. As a result I do not foresee myself making money until I am around 35. Thus far in class we have focused on the time value of money and investing early. I get scared as we talk that I will miss some of the benefits of early investments because I won't be working for money until much later in life. If you could make some mention in class to those of us that are going into medicine or dentistry, what we must due given our circumstances. I think there are a lot of us in the same boat."]
["Brother","MarKowsky","Mark","Bobert",null,null,"Fall 2008","Junior","(None)","student46@gmail.com","student134","56-378-8046",null,"980-983-2159"]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2005","Junior","(None)","student133@gmail.com","student72","07-742-9737",null,"831-133-2161"]
["Sister","Johnson","Brett","Stevenson",null,null,"Fall 2008","Senior","(None)","student92@gmail.com","student125","03-652-1688",null,"564-789-7279"]
["Brother","Johnson","Jessica","Palmer",null,null,"Winter 2006","Junior","(None)","student39@gmail.com","student23","06-692-9641",null,"531-745-9513"]
["Brother","Johansson","Brett","Stevenson",null,null,"Winter 2007","Senior","(None)","student71@gmail.com","student39","99-792-0278",null,"944-832-1517"]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2006","Senior","(None)","student129@gmail.com","student132","00-321-2755",null,"901-271-3894"]
["Brother","Wormington","Kim","Johansson",null,null,"Fall 2008","Freshman","(None)","student67@gmail.com","student122","69-082-2736",null,"663-541-7886"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Winter 2005","Senior","(None)","student123@gmail.com","student125","36-788-1796",null,"589-190-3269"]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2005","Sophomore","(None)","student122@gmail.com","student107","85-683-1283",null,"304-709-9862"]
["Sister","Johansson","Brett","Stevenson",null,null,"Winter 2009","Freshman","(None)","student67@gmail.com","student105","03-612-1615",null,"225-556-5190"]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2007","Sophomore","(None)","student57@gmail.com","student94","59-693-0099",null,"112-928-5193"]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2010","Sophomore","(None)","student153@gmail.com","student70","56-372-7221","Brent","683-354-1634","Carrabba's Italian Grill","Waiter",false,null,"Norton Ohio","M",22,"Rome, Italy","2006-2008","I speak Italian and some spanish",null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"Restaurants and farm work",false,false,true,true,false,false,null,false,false,false,true,true,false,"Best Class at University",7,7,5,9,7,8,8,7]
["Brother","Johnson","Kim","Johansson",null,null,"Winter 2012","Senior","Economics","student114@gmail.com","student111","30-111-7281","Brian","698-593-1398","Missionary Training Center","Corporate Financial Services, Entrepreneurial Ventures",false,null,"Portland, OR","F",25,"Los Angeles, CA","2005 - 2007","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,null,false,false,true,true,true,false,null,false,true,false,true,true,false,null,8,8,3,7,8,8,1,6]
["Sister","Johnson","Kim","Johansson",null,null,"Fall 2008","Senior","(None)","student111@gmail.com","student87","64-412-8574",null,"695-897-7073"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Winter 2011","Senior","(None)","student137@gmail.com","student97","33-950-1477","Matthew","710-697-4012","Research Assistant and Teaching Assistant","Physician",true,"Cindy Fabiszak","Ventura, CA","M",24,"Texas Houston South Mission","July 06-08","Mandarin",null,null,true,false,false,false,false,true,true,false,false,false,true,null,null,"Supervisor and Quality Assurance Clerk for United States Census Bureau, BYU Security, Construction, Electrician's Apprentice, and Ice Cream Scooper.",false,false,true,true,false,false,null,false,true,false,true,true,false,null,9,9,9,9,10,10,9,7,"Where to find high yielding investments like those used in examples (12%) in class."]
["Brother","Johansson","Sean","Johnson",null,null,"Winter 2011","Freshman","Neuroscience","student92@gmail.com","student72","41-755-9566","Chance","238-135-7480","None","Physician",false,null,"Gilbert, AZ","M",18,"None",null,"None",null,null,true,false,false,true,false,false,true,true,false,false,true,null,null,"Referee",false,false,false,true,true,false,null,false,false,true,true,false,false,null,5,8,8,8,7,9,8,3]
["Sister","Bobert","Brett","Stevenson",null,null,"Winter 2005 ","Senior","(None)","student10@gmail.com","student96","65-461-5956",null,"485-948-4088"]
["Brother","Bobert","Mark","Bobert",null,null,"Winter 2006","Senior","(None)","student101@gmail.com","student138","66-043-9396",null,"600-324-6873"]
["Brother","Johnson","Sean","Johnson",null,null,"Fall 2011","Freshman","Computer Engineering","student116@gmail.com","student126","03-725-9668","Cade","779-156-8665","none",null,false,null,"Lindon, UT","M",18,"Not yet",null,"None",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Laying Tile",true,false,false,false,false,false,null,false,false,false,true,true,false,null,8,6,7,9,6,9,9,4]
["Brother","Bobert","Jessica","Palmer",null,null,"Fall 2010","Senior","(None)","student120@gmail.com","student128","59-721-0637","Chris","661-803-3837","Math Dept.","NSA",false,null,"Middletown, NY","M",23,"San Diego, CA","July 2006-July 2008","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Pizza Place, Early Morning Custodial, Math Research",false,false,true,true,false,true,null,false,false,true,true,false,false,null,10,9,5,8,7,6,5,4]
["Sister","Bobert","Sarah","MarKowsky",null,null,"Fall 2009","Sophomore","(None)","student57@gmail.com","student56","47-903-8471","Allie","618-679-7785",null,null,false,null,"Cottonwood Heights, UT","F",18,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,"I enjoy spending time outside and staying healthy.",null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,4,4,10,5,10,5,10,10,"Making a budget that fits my personal needs and keeping to it."]
["Sister","Stevenson","Brett","Stevenson",null,null,"Winter 2012","Senior","(None)","student154@gmail.com","student125","59-455-3150","Cali","668-889-6644",null,"Engineer or Midwife",false,null,"Loveland","F",19,null,null,"French",null,null,true,false,false,false,false,false,true,false,false,false,true,"Math, Health, Travel, foreign langauge, rock climbing",null,"Hostess\r\nTechnician for power supply company",false,false,false,true,false,false,"I need to be better at this.",false,false,true,true,true,false,null,9,6,4,8,8,8,5,4,"I know I have a lot to learn, but I'm really excited for this class in that I hope to learn what habits I need to develop and what is the best thing to do with the money I have."]
["Sister","Palmer","Sean","Johnson",null,null,"Fall 2011","Sophomore","(None)","student39@gmail.com","student121","09-788-3972","Callie","557-447-5033","N/A","Something in the Health Care field",false,null,"Cottonwood Heights","F",18,"N/A","N/A","English, some French",null,null,false,false,false,false,false,false,true,false,false,false,true,"Figure Skating",null,"Pharmacy Technician in Training at Target Pharmacy, Figure Skating Instructor, Skate Guard",false,false,true,true,false,false,null,false,false,true,true,true,false,null,6,5,7,9,9,5,6,5,"I think this will be a great class! Can't wait to take it :)"]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2011","Senior","(None)","student129@gmail.com","student110","72-523-8885","Clay","879-460-6827","All West Homes","Real Estate",true,"Caitlin Allsop","Las Vegas","M",23,"Calgary, AB, Canada","2013-06-08","None",null,null,false,false,false,false,false,false,false,false,false,false,false,"Urban Planning","Public policy and real estate development ","Contstruction",false,false,false,false,false,true,null,false,false,false,true,false,false,null,5,1,10,10,10,10,10,1]
["Brother","Bobert","Brett","Stevenson",null,null,"Winter 2009","Senior","(None)","student16@gmail.com","student53","27-500-8350",null,"275-726-8072"]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2011","Senior","(None)","student68@gmail.com","student138","92-521-8243",null,"405-953-1691","Lab Assistant","Medicine- Doctor",false,null,"Glendale, AZ","M",24,"Peru Lima East","May 06-May 08","Spanish",null,null,false,false,false,false,false,true,true,false,true,false,true,null,null,"Everything from burger flipping to cleaning up warehouses to TA for classes at BYU",false,false,false,true,false,true,null,true,false,true,false,true,false,null,8,9,5,10,10,10,4,7,"I would like to have answers to my questions WHEN I ask them.  Even though we will touch all the concepts later in class, I have relevant questions I would like answered now.  If you can't take the time in class to answer the question, give me the answer after class or tell me where I can find the answer.  Anything is better than:  \"Just wait, I promise we'll get there.\"\r\nAll in all, a great class so far.  I just think it's better to feed kids when they're hungry. :)"]
["Brother","Bobert","Sean","Johnson",null,null,"Fall 2012","Senior","Pre-Management Core","student14@gmail.com","student89","25-598-1719",null,"171-846-5263"]
["Brother","Johansson","Mark","Bobert",null,null,"Fall 2011","Senior","Political Science","student49@gmail.com","student75","76-871-3962","Cam","615-587-6932","BYU Student Services","Medical or Legal Fields",false,null,"South Jordan, Utah","M",23,"Cambodia, Phnom Penh","July 2007-August 2009","Cambodian",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Construction, Discover Student Loans, Law Offices, JC Penny",false,false,false,true,false,false,null,false,false,false,false,false,true,null,7,9,8,9,8,9,7,6]
["Sister","Bobert","Mark","Bobert",null,null,"Fall 2011","Junior","Mathematics Education","student101@gmail.com","student34","43-734-0538","Camille","687-645-6134","N/A","Tutoring Math, I'm trying to become a TA for the Math lab",false,null,"Overland Park, KS","F",20,"N/A","Fall 2012","N/A",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Piano Teacher, Home Care Provider, Babysitting, Accounting Assistant,File Clerk.",false,false,false,true,false,false,"I feel I need to know how to manage my money because it disappears faster than it should!",false,false,false,true,false,false,null,7,9,6,5,6,3,5,3,"So far in class, there is a lot of talk of investments, particularly a 401K. However, I feel like, as a college student, the best I can do to \"invest\" is keeping money in a savings account instead of a checking account. How do I save money while still having access to it so I can help out my family?"]
["Sister","Bobert","Brett","Stevenson",null,null,"Fall 2008","Sophomore","(None)","student52@gmail.com","student154","44-553-4578",null,"714-703-5219"]
["Brother","Johnson","Mark","Bobert",null,null,"Winter 2012","Sophomore","Integrative Biology","student126@gmail.com","student119","61-627-6975","Kyle","887-268-1576","none","Business field",false,null,"Okotoks","M",21,"Colorado Denver South","Nov 09 - Nov 11","none",null,null,false,false,false,false,false,false,false,false,false,false,true,null,"I like basketball, volleyball and skiing.","Safety watch for a cistern cleaning company",true,false,false,true,true,false,null,false,false,true,true,false,false,null,7,8,8,10,9,9,9,4,"I'm curious about investment options.  So far we have talked a lot about 401(k) but what about the stock market?  I also enjoy seeing the stuff about where to find things for the best price such as the vehicle review last class."]
["Brother","Stevenson","Gary","Wormington",null,null,"Winter 2009","Senior","(None)","student152@gmail.com","student61","40-306-2485",null,"140-730-6510"]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Winter 2011","Junior","(None)","student143@gmail.com","student21","35-038-5184","Cam","945-695-6683","None","Finance",false,"-","Rolling Hills, CA","M",21,"New Jersey Morristown","2013-08-10","Spanish",null,null,false,false,false,true,false,false,false,false,false,false,false,null,null,"Worked in restaurant",false,false,false,true,false,false,null,false,false,false,false,true,false,null,9,7,8,10,10,10,7,1]
["Brother","MarKowsky","Kim","Johansson",null,null,"Winter 2006","Sophomore","(None)","student142@gmail.com","student100","97-648-3115",null,"795-574-2610"]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Winter 2006","Junior","(None)","student130@gmail.com","student83","34-874-5840",null,"848-254-7479"]
["Sister","Johnson","Brett","Stevenson",null,null,"Winter 2008","Senior","(None)","student101@gmail.com","student66","09-125-5929",null,"645-461-9708"]
["Brother","Palmer","Sarah","MarKowsky",null,null,"Fall 2011","Senior","Family Studies","student94@gmail.com","student84","94-175-4727","Chris","940-514-4429","looking","Marriage and Family Therapist",true,"Adrienne Anderson","Lansdale, PA","M",24,"Hungary Budapest","2006-2008","Hungarian",null,null,true,false,false,false,false,true,true,false,false,false,false,"Movies","I love film. That's it!","Pest Control Sales Team Manager; Server; Data Consultant",false,false,true,true,false,false,null,true,false,true,true,false,false,null,6,5,3,7,7,7,6,4]
["Brother","Bobert","Mark","Bobert",null,null,"Fall 2011","Junior","Pre-Management Core","student82@gmail.com","student78","18-563-8182","Brett","559-242-2513","Pinnacle Security","Lawyer",true,"Victoria","Danville, CA","M",24,"Oakland, CA","09","Arabic",null,null,true,false,false,true,false,false,false,false,false,false,true,null,null,"Paralegal\r\nGolf cart attendant\r\nWaiter\r\n",false,false,true,true,true,false,null,false,false,true,true,true,false,null,8,7,6,10,10,10,6,3,"I really want to learn how to start investing in the stock market. I've heard that if you just consistently invest money and leave it for the long term it will grow considerably. I want to know the actual step by step process of investing. "]
["Sister","MarKowsky","Jessica","Palmer",null,null,"Fall 2009","Senior","(None)","student19@gmail.com","student27","04-160-7214","Camille","437-494-1077","Receptionist at Veterinary Hospital","Art Restoration",false,null,"Fallbrook CA","F",21,null,null,"Some German",null,null,false,false,false,true,false,false,true,false,false,false,false,null,null,null,false,false,false,true,false,true,null,false,false,false,false,false,true,null,6,8,3,7,7,9,1,3]
["Sister","Johnson","Sean","Johnson",null,null,"Winter 2012","Junior","(None)","student67@gmail.com","student32","58-111-1988","Cassie","930-188-8503","Jamba Juice Teamlead and trainer","Preschool (music) and vocal director",false,"none","Turner, Oregon","F",20,"none","none","none",null,null,false,false,false,false,false,true,true,false,true,false,true,"none","none","Dairy Queen",true,false,true,true,false,false,"none",false,false,true,true,false,false,null,8,5,3,9,4,2,3,1,"I wnat to learn how to magae my money to know what I can and cannot spend."]
["Sister","Johansson","Sean","Johnson","Chendo",null,"Fall 2012","Non-Matriculated","Pre-Management Core","student38@gmail.com","student60","28-422-9004","Claudia","918-138-3301",null,"Bank",false,null,"Lisbon","F",21,null,null,"Portuguese",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,null,false,false,false,true,true,true,null,false,false,false,false,false,true,null,7,6,9,10,8,9,8,2]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Fall 2005","Senior","(None)","student39@gmail.com","student140","96-774-1378",null,"896-861-4960"]
["Brother","Wormington","Brett","Stevenson",null,null,"Fall 2007","Freshman","Physical Education Teaching K-12","student112@gmail.com","student133","97-887-9444",null,"495-112-6187"]
["Sister","Stevenson","Sean","Johnson","Bean",null,"Fall 2006","Senior","(None)","student130@gmail.com","student120","76-423-2400",null,"502-285-4753"]
["Sister","Wormington","Gary","Wormington",null,null,"Fall 2010","Freshman","Nutritional Science","student84@gmail.com","student112","11-445-9014",null,"223-803-3719"]
["Sister","Johnson","Mark","Bobert",null,null,"Winter 2009","Senior","(None)","student54@gmail.com","student132","42-284-1489",null,"413-633-3861"]
["Brother","Stevenson","Jessica","Palmer",null,null,"Fall 2012","Senior","(None)","student77@gmail.com","student89","01-360-7286","Ryan","557-940-8970","Psych Tech","I am currently applying to Medical School",false,null,"Elk River, MN","M",23,"Indiana, Indianapolis","Dec 2007-Dec 2009","None",null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,null,false,false,true,true,false,false,null,false,false,false,true,true,false,null,6,4,9,9,6,5,3,6,"I am planning on going to Medical School, which requires that I take on a considerable amount of debt. Would it be best to pay off my debt first and worry about investing later? Should I start investing while I am in Medical School?"]
["Brother","Bobert","Brett","Stevenson",null,null,"Fall 2006","Senior","(None)","student138@gmail.com","student16","11-361-6271",null,"277-312-8984"]
["Sister","Bobert","Sean","Johnson",null,null,"Fall 2011","Junior","Political Science","student151@gmail.com","student64","07-260-7233","Carly","774-500-2195","BYU PMPC","Lawyer",false,null,"Orem","F",19,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,"Government and Politics",null,"Pizza Factory, Western Wats, BYU.",true,false,false,true,false,false,null,false,false,true,true,false,false,null,6,8,10,9,10,7,8,7,"I have always enjoyed working with money and planning my own finances. I have always worked a lot and saved a lot of money. I am financially independent of my parents and I want to increase my knowledge and skills on how I can best take care of my finances."]
["Sister","Wormington","Brett","Stevenson",null,null,"Winter 2010","Sophomore","Open-Major","student58@gmail.com","student107","81-127-5009","Carly","111-910-7637","Cannon Center","undecided.",false,null,"Prescott","F",19,"none","none","none",null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"Cold Stone Creamery, Safeway Grocery, BYU concessions, BYU Creameries.",false,false,false,true,true,false,null,false,false,false,true,false,false,null,7,4,5,10,10,10,3,1]
["Sister","Johnson","Gary","Wormington",null,null,"Winter 2012","Sophomore","Psychology","student34@gmail.com","student109","65-451-5022","Carly","658-363-9286","none","Psychology internships",false,null,"Norman, Oklahoma","F",19,null,null,null,null,null,false,false,false,false,false,true,true,true,false,false,false,null,"I'm interested in learning new things, but mostly things that will help figure out my life and the important aspects of it","Softball umpire, babysitting",false,false,true,true,false,false,"Wanting to become independent from my parents and I need to know how!!!",false,false,true,true,false,false,null,6,7,6,9,8,7,6,3,"Not having a lot of employment history and experience, how do I gain independence from my parents in the best way? Is is smart to get a credit card as a student? And if so, how do I gain \"good credit?\""]
["Sister","Johnson","Sarah","MarKowsky",null,null,"Winter 2010","Sophomore","(None)","student144@gmail.com","student59","45-185-1971","Carmela","218-318-8421",null,null,true,"Jeremy Balter","Peru","F",20,null,null,"Spanish",null,null,false,false,false,false,false,false,false,false,false,false,true,"science","like geology ",null,false,false,false,true,false,false,null,false,false,true,true,false,false,null,3,3,7,10,10,8,5,3]
["Sister","Bobert","Sean","Johnson",null,null,"Winter 2012","Sophomore","European Studies","student65@gmail.com","student78","81-686-8467","Carol","237-207-9590","BYU Laundry","Working for a non-profit organization in Europe",false,null,"New Rochelle","F",18,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,null,false,false,true,true,false,false,null,false,false,false,false,false,true,null,3,1,2,5,3,1,4,1]
["Sister","Johnson","Kim","Johansson",null,null,"Fall 2012","Senior","Economics","student114@gmail.com","student67","03-994-0644","Caroline","822-464-1967","MTC - Technology","Technology",true,"Will","Washington, D.C.","F",24,"none","none","none",null,null,true,false,false,true,false,true,true,true,false,true,false,null,null,"BYU Student Life - Technology",false,false,true,false,false,false,"I want to learn how to invest so that I can start now in order to secure my, my husband's, and my eventual kids' futures.",false,false,true,true,true,false,null,6,6,5,8,10,10,8,7,"As students and part-time employees, how can we more wisely start investing our money now when our employer does not offer 401ks or matching 401ks?"]
["Sister","Stevenson","Sean","Johnson",null,null,"Fall 2007","Senior","(None)","student147@gmail.com","student66","28-844-0671",null,"261-691-6778"]
["Brother","Bobert","Gary","Wormington",null,null,"Winter 2012","Senior","(None)","student28@gmail.com","student80","11-367-7832","Kent","190-113-6643","Banner Health","Medicine",false,null,"Phoenix, AZ","M",23,"Ulaanbaatar, Mongolia","June 2007-2009","Mongolian",null,null,true,false,false,false,false,false,true,true,false,false,true,null,null,null,true,false,false,true,false,true,null,false,false,false,false,false,true,null,6,8,7,8,9,5,7,6]
["Sister","MarKowsky","Sean","Johnson",null,null,"Winter 2006","Senior","(None)","student13@gmail.com","student116","14-086-8027",null,"455-598-3691"]
["Brother","Johansson","Kim","Johansson",null,null,"Fall 2011","Senior","(None)","student83@gmail.com","student141","23-215-2073","kyle","841-335-5623","BYU Custodial","Public Accounting",true,"Lindsey","Coeur d'Alene, ID","M",23,"Atlanta, GA","Dec 2006-08",null,null,null,false,false,false,false,false,false,false,false,false,false,false,"Golfing",null,"Wakeboard Instructor",false,false,false,true,false,false,null,false,false,false,true,false,false,null,10,8,9,10,10,10,6,8]
["Sister","Stevenson","Brett","Stevenson",null,null,"Fall 2006","Senior","Open-Major","student18@gmail.com","student73","99-963-2620",null,"302-411-5380"]
["Sister","Bobert","Kim","Johansson",null,null,"Winter 2006","Junior","(None)","student100@gmail.com","student152","66-766-8862",null,"454-233-5534"]
["Sister","Johansson","Brett","Stevenson","Nicolas",null,"Fall 2012","Junior","Sociology","student16@gmail.com","student96","65-117-8609","Casey","229-748-6105",null,null,false,null,"Renton ","F",18,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,null,true,false,false,true,false,false,null,false,false,false,true,false,false,null,7,8,6,9,8,9,6,3]
["Brother","Bobert","Brett","Stevenson",null,null,"Fall 2009","Senior","(None)","student110@gmail.com","student86","28-305-2418","Casey","892-176-1475","Pol Sci - 328 TA","Local Government Administration",false,null,"Mesa, AZ","M",24,"Ireland Dublin","July 04-06","NA",null,null,false,false,false,false,false,false,false,false,false,false,false,"Public Administration","Hope to pursue an MPA-JD","BYU-Herbarium, Custodial, Research Assistant",false,false,false,false,false,true,null,false,false,false,true,false,false,null,5,3,7,3,6,4,3,1]
["Sister","Johnson","Jessica","Palmer",null,null,"Fall 2007","Senior","(None)","student130@gmail.com","student82","31-285-3907",null,"170-349-7026"]
["Sister","MarKowsky","Sean","Johnson","Saunders",null,"Fall 2006","Senior","(None)","student79@gmail.com","student103","01-500-4605",null,"892-275-5161"]
["Sister","Johnson","Mark","Bobert",null,null,"Fall 2007","Freshman","(None)","student139@gmail.com","student148","29-474-4141",null,"896-327-2905"]
["Sister","MarKowsky","Jessica","Palmer",null,null,"Winter 2010","Senior","(None)","student59@gmail.com","student35","85-385-0671","Cassidy","334-959-9062",null,null,false,null,"Glendale, AZ","F",24,"New York New York South","Aug 2006 - March 2008","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,null,false,false,false,true,false,true,null,false,false,false,false,false,true,null,4,4,2,8,6,8,3,1]
["Sister","Palmer","Gary","Wormington",null,null,"Winter 2008","Junior","(None)","student56@gmail.com","student49","50-474-5457",null,"967-197-1281"]
["Sister","MarKowsky","Gary","Wormington",null,null,"Fall 2011","Senior","(None)","student70@gmail.com","student12","94-353-2406","Cassie","293-564-1095","Center for Teaching and Learning","Speech Therapy",true,"Allen Purvis","Boise, ID","F",22,"NA","NA","NA",null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"various minimum wage jobs; photographer",false,false,true,true,false,true,null,false,false,true,true,false,false,null,3,1,7,6,5,3,5,5,"I am really looking forward to learning about how to manage money out in the real world, to stay out of debt, and make the most of the money I do earn. "]
["Sister","Wormington","Brett","Stevenson",null,null,"Winter 2007","Junior","(None)","student39@gmail.com","student49","43-732-7769",null,"800-522-3320"]
["Sister","Wormington","Jessica","Palmer",null,null,"Fall 2009","Senior","(None)","student22@gmail.com","student102","02-359-6031","Cassie","358-665-3567","Searching for a job","Working in the medical field preventing chronic diseases.",false,null,"Salt Lake city","F",21,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"copy clerk, byu custodian, clerical temp jobs, hostess and cashier.",true,false,false,false,false,false,null,false,false,false,true,true,false,null,3,1,4,9,3,6,1,1]
["Sister","Johansson","Brett","Stevenson",null,null,"Fall 2012","Freshman","Open-Major","student142@gmail.com","student63","80-923-5343","Cassie","969-249-1830","Self Employed","Business owner.",false,null,"Provo","F",25,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Massage Therapist\r\nRopes Course facilitator",false,false,false,true,false,false,null,false,false,false,false,false,true,null,1,3,8,10,9,8,8,7]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Fall 2010","Sophomore","(None)","student14@gmail.com","student15","48-269-3366","Christine","687-788-5713",null,"Sports journalism",false,null,"Walnut Creek, CA","F",19,null,null,null,null,null,false,false,false,false,false,true,true,false,false,false,true,null,null,"Lifeguard, Tutor, Intern at a bank",true,false,false,true,false,false,null,false,false,false,false,false,true,null,7,6,8,9,8,5,8,3]
["Brother","Stevenson","Kim","Johansson",null,null,"Winter 2011","Sophomore","(None)","student123@gmail.com","student12","61-923-1606","Micah","786-245-7057","Custodian","???",false,null,"Rigby, ID","M",22,"Quito Ecuador","Jan 2008-2010","Spanish",null,null,false,true,false,false,false,false,true,false,false,false,true,null,null,"Pizzeria, Door-to-door sales, Hardware store",false,false,false,true,false,false,null,false,false,false,false,true,false,null,7,4,3,7,6,5,4,2,"nope"]
["Brother","Palmer","Jessica","Palmer",null,null,"Fall 2008","Senior","(None)","student97@gmail.com","student59","53-633-6595",null,"211-913-2998"]
["Sister","Wormington","Sarah","MarKowsky",null,null,"Winter 2007","Sophomore","(None)","student65@gmail.com","student118","37-989-8937",null,"454-839-1871"]
["Sister","Palmer","Brett","Stevenson",null,null,"Winter 2008","Senior","(None)","student124@gmail.com","student67","79-658-3708",null,"843-591-6191"]
["Sister","MarKowsky","Sean","Johnson",null,null,"Winter 2008","Freshman","Communications Premajor","student48@gmail.com","student90","67-312-9895",null,"642-628-4698"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Fall 2007","Senior","(None)","student74@gmail.com","student128","34-383-4778",null,"804-665-1662"]
["Sister","MarKowsky","Mark","Bobert",null,null,"Fall 2011","Sophomore","(None)","student125@gmail.com","student46","02-726-0047","Chelsea","322-288-3012","Pita pit","Accounting/ being a successful and loving mother and wife",false,null,"Mesa, wa","F",19,null,null,null,null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"Pizza station, cherry worker, yokes fresh market",false,false,false,true,true,false,null,false,false,true,true,true,false,null,8,6,9,7,8,6,3,2]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2011","Freshman","International Relations","student65@gmail.com","student86","66-426-5095","Connor","979-181-6631","none","Dentistry",false,null,"Magrath","M",21,"Salt Lake City, UT","August 80 August 10","NO",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Farming",false,false,true,false,false,false,null,false,false,false,true,false,false,null,5,6,7,10,10,6,8,2]
["Sister","Wormington","Jessica","Palmer",null,null,"Winter 2011","Senior","(None)","student14@gmail.com","student46","56-228-8040","Christa","267-451-2569","SFL 110 TA","Physicians Assistant",true,"Andrew","Portola, CA","F",22,"NA","NA","NA",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Busser/Server\r\nSummer Sales\r\nCall center",false,false,true,false,false,true,null,false,false,false,true,false,false,null,8,2,6,7,7,5,6,2]
["Brother","Johansson","Mark","Bobert",null,null,"Fall 2006","Junior","(None)","student121@gmail.com","student17","97-826-0960",null,"515-411-1076"]
["Brother","Johnson","Gary","Wormington",null,null,"Fall 2012","Senior","Photography","student139@gmail.com","student150","37-087-5631","Caleb","863-697-6740",null,null,false,null,"Albuquerque, NM","M",25,"Salt Lake City South","2006-2008","Spanish",null,null,false,false,false,false,false,false,false,false,true,false,false,"Photography",null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,8,5,5,10,10,10,7,1]
["Sister","Palmer","Mark","Bobert",null,null,"Fall 2009","Sophomore","(None)","student75@gmail.com","student116","77-844-2897","Claire","835-594-1719",null,"Graphic Design",false,null,"Burbank, CA","F",20,null,null,"ASL",null,null,false,false,false,false,false,false,true,true,true,false,false,null,null,"Retail, dance teacher",false,false,false,true,true,true,null,false,false,false,false,false,true,null,3,7,9,5,5,5,3,1]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2010","Junior","Geology","student102@gmail.com","student14","15-507-8275","Colton","230-454-7566","None",null,false,"Colton Birch","Avon, IN","M",21,"Lima Peru","Sep 07-Sep 09","Spanish",null,null,false,false,false,false,false,true,false,true,false,false,false,null,null,null,false,false,false,true,false,false,null,false,false,false,true,false,false,null,6,7,9,7,5,7,6,4]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Winter 2009","Senior","(None)","student109@gmail.com","student63","66-127-3140",null,"791-626-7161"]
["Brother","Palmer","Mark","Bobert",null,null,"Fall 2011","Senior","Media Music Studies","student42@gmail.com","student149","98-569-8738","Caleb","666-950-6189","Recording Studio TA","Music Industry (performing and recording or otherwise)",false,null,"Foster City, CA","M",22,"MIchigan Detroit","Aug 08 - Aug 10","None",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Law Office and Periodontal Office",false,false,false,true,false,false,null,false,false,false,true,false,false,null,6,3,5,8,7,6,4,3]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Winter 2010","Senior","(None)","student19@gmail.com","student81","47-093-4691","Chris","663-857-6191","Mad Dog Cycles","Working professionally in the cycling industry.",false,null,"Suwanee, GA","M",24,"San Jose, California","2004-2006","None",null,null,true,false,false,false,true,true,false,false,true,false,true,"Cycling",null,"Been working as a tech/service manager in a bike shop since I was 16.",false,false,false,true,false,false,null,false,false,false,true,false,false,null,5,5,5,6,7,4,8,4]
["Brother","Palmer","Sarah","MarKowsky",null,null,"Winter 2010","Junior","(None)","student44@gmail.com","student109","23-010-5886","Christopher","612-504-4475","Sales Associate Diamond Wireless (verizon retailer)","Build an Architecture/ interior design business. ",false,null,"Richmond, Va","M",23,"Uruguay Montevideo","0ct 2006-oct 2008","Spanish",null,null,false,false,false,true,false,false,false,false,true,false,false,null,null,null,false,false,true,true,true,false,null,false,false,true,true,true,false,null,10,10,5,10,10,10,1,10,"Please give specific examples of investing- what to do and what not to do.  I want to learn what I can do to teach myself more about it- where to go, what to read, what to do.   I appreciate positive stories to teach principles instead of tragedies."]
["Brother","MarKowsky","Mark","Bobert",null,null,"Fall 2010","Junior","Construction Management","student13@gmail.com","student83","23-010-5886",null,"345-243-7396"]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Fall 2006","Senior","(None)","student102@gmail.com","student151","61-004-0065",null,"925-704-8393"]
["Sister","Stevenson","Jessica","Palmer",null,null,"Winter 2012","Senior","(None)","student81@gmail.com","student31","06-115-5137","Courtney","834-700-8436","Health Care Advisor at Residential Treatment Center for Troubled Teen Girls","FBI behavioral analyst",false,null,"Ashburn, VA","F",21,null,null,"n/a",null,null,true,false,false,false,false,false,true,false,false,false,false,"criminal justice","getting masters in criminal justice after graduation","misc.",true,false,false,false,false,false,null,false,false,false,false,false,true,null,8,8,10,8,10,7,9,7,"My dad is a financial adviser and it will be interesting to see how much of the class applies to real-life situations and what is actually used in the financial world outside of college."]
["Brother","Palmer","Brett","Stevenson",null,null,"Fall 2008","Senior","(None)","student151@gmail.com","student23","17-089-9250",null,"253-544-5514"]
["Brother","MarKowsky","Sean","Johnson",null,null,"Winter 2008","Junior","(None)","student30@gmail.com","student57","13-735-3194",null,"797-393-8793"]
["Brother","Johnson","Sean","Johnson",null,null,"Winter 2009","Senior","(None)","student152@gmail.com","student111","34-928-8307",null,"457-444-1013"]
["Sister","Stevenson","Sean","Johnson",null,null,"Winter 2007","Senior","(None)","student86@gmail.com","student67","36-172-2156",null,"897-341-3084"]
["Brother","Johansson","Kim","Johansson",null,null,"Fall 2005","Junior","(None)","student138@gmail.com","student133","20-014-5059",null,"908-951-9324"]
["Brother","Johansson","Mark","Bobert",null,null,"Winter 2010","Junior","(None)","student75@gmail.com","student56","65-324-1101","Curtis","138-883-8910","Student",null,false,null,"Sandy","M",22,"Texas Houston South","Jan 2007-Jan 2009",null,null,null,false,false,false,false,false,false,true,true,false,false,true,"Woodwork","Cabinetry & Furniture ","Technical recruiter, cabinet assembly and installation ",false,false,true,true,true,false,null,false,false,false,true,true,false,null,8,9,10,10,9,10,8,8,"Especially looking forward to learning about investment. "]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Winter 2006","Junior","(None)","student101@gmail.com","student59","53-354-1175",null,"270-618-4552"]
["Sister","Johansson","Mark","Bobert",null,null,"Winter 2008","Senior","(None)","student147@gmail.com","student86","65-405-1933",null,"767-364-2072"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Fall 2010","Senior","(None)","student125@gmail.com","student86","20-719-1919","Blake","892-354-9859","MTC Zone Coordinator","Executive of top five Publishing Firm",false,null,"Bountiful, UT","M",25,"Philippines, Bacolod","July 2004-July 2006","Cebuano",null,null,false,false,false,false,false,false,false,true,false,false,true,null,"N/A","Budget, Wal-Mart, Hogi Yogi",true,false,false,true,false,true,null,false,false,false,true,true,false,null,8,8,6,9,10,8,7,5,"N/A"]
["Brother","Johnson","Kim","Johansson",null,null,"Winter 2011","Senior","(None)","student58@gmail.com","student17","63-900-8565","Casey","109-216-8369","Clearlink Technologies- Sales Analyst","Marketing, Communications, Management",true,"Sarah","Billings, Montana","M",24,"Florida Fort Lauderdale","2005-2007",null,null,null,false,false,true,true,false,true,true,true,false,false,true,null,null,"Quality Assurance Manager, Sales Rep., construction assistant",false,false,false,true,false,true,null,false,false,false,true,false,false,null,8,7,8,8,8,9,7,6]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Fall 2010","Senior","(None)","student33@gmail.com","student13","79-685-1096",null,"476-253-4237"]
["Brother","Johnson","Sean","Johnson",null,null,"Fall 2006","Freshman","Open-Major","student124@gmail.com","student136","48-948-7489",null,"797-236-2058"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Winter 2006","Post-Bacc Studies","(None)","student116@gmail.com","student119","25-747-3540",null,"734-398-4982"]
["Brother","Wormington","Jessica","Palmer",null,null,"Fall 2005","Senior","(None)","student96@gmail.com","student128","19-446-5466",null,"975-716-7939"]
["Brother","Johnson","Mark","Bobert",null,null,"Winter 2007","Junior","(None)","student118@gmail.com","student120","95-432-9327",null,"270-854-8636"]
["Brother","MarKowsky","Sean","Johnson",null,null,"Fall 2011","Freshman","Open-Major","student102@gmail.com","student70","98-315-2653",null,"881-748-2331"]
["Sister","Palmer","Gary","Wormington","V",null,"Fall 2006","Masters Degree","(None)","student131@gmail.com","student89","00-784-4042",null,"693-700-1539"]
["Brother","Wormington","Sean","Johnson",null,null,"Fall 2005","Senior","(None)","student126@gmail.com","student94","37-151-8721",null,"729-269-3389"]
["Brother","Johansson","Sean","Johnson",null,null,"Fall 2011","Junior","Chemical Engineering","student65@gmail.com","student62","80-113-6567",null,"895-953-5933","Apple Rebates","Biomedical Engineer",false,null,"Villisca","M",23,"Spokane, WA","Dec 2008-2010","Marshallese",null,null,true,true,false,false,false,false,false,false,false,false,false,null,null,"Grocery Store, Microsoft software sales",false,false,false,true,false,false,null,false,false,false,false,false,true,null,9,9,10,9,9,8,8,8]
["Sister","Stevenson","Sean","Johnson",null,null,"Winter 2007","Sophomore","(None)","student134@gmail.com","student35","87-331-1889",null,"401-988-1558"]
["Brother","Bobert","Jessica","Palmer",null,null,"Winter 2010","Junior","(None)","student63@gmail.com","student69","12-243-0029","Chuck","833-135-2995","Self-Employed (Painter)","Bachelors in business and then law school",false,null,"Lake Mills, WI","M",22,"Arkansas Little Rock Mission","Nov. 2006 - Nov. 2008","Basic Spanish",null,null,true,false,false,false,false,false,true,false,false,true,true,null,null,"Painter, sales associate at various stores (Aeropostale, Gap, Menards), office assistant at a translation company (Lingua Language Services)",false,false,false,true,true,false,null,false,false,true,true,true,false,null,9,8,9,9,9,7,8,1,"What can a single student with no income do now to start good habits for the future?"]
["Brother","Bobert","Sean","Johnson",null,null,"Fall 2010","Senior","(None)","student106@gmail.com","student46","48-583-1061","Corbin","929-931-7530","Organic Chemistry TA","Medical School",true,"Alyssa","Boise, ID","M",22,"Chile Vina del Mar","Aug 06 - Aug 08","Spanish",null,null,true,false,false,false,false,false,true,false,false,false,true,"Camping",null,"Photographer",false,false,false,true,false,true,null,false,false,false,true,false,false,null,10,10,9,8,8,10,6,8,"Best way to pay back medical school loans with the least amount of interest gained and also the best types of investments."]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Winter 2005","Senior","(None)","student41@gmail.com","student60","07-525-2085",null,"289-829-9414"]
["Brother","Palmer","Brett","Stevenson",null,null,"Fall 2008","Senior","(None)","student46@gmail.com","student137","59-065-6666",null,"208-524-8677"]
["Brother","Wormington","Sarah","MarKowsky",null,null,"Fall 2004","Freshman","(None)","student78@gmail.com","student66","03-793-2144",null,"812-628-3384"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2006","Senior","(None)","student14@gmail.com","student95","18-541-6478",null,"224-754-2281"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Fall 2004","Junior","(None)","student37@gmail.com","student112","42-753-2701",null,"504-692-6174"]
["Sister","Palmer","Kim","Johansson",null,null,"Winter 2010","Senior","Dance","student136@gmail.com","student29","01-163-1132","Courtney","645-357-3794",null,"Dance Teacher",false,null,"Moses Lake, WA","F",19,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,"Dancing","I guess it's a combination of art, music, and athletic. ","Taught dance at various studios for about six years. Taught dance aerobis at BYU. ",false,false,true,true,false,true,null,false,false,false,true,false,false,null,8,5,9,9,9,8,5,3]
["Sister","Johnson","Sean","Johnson",null,null,"Winter 2009","Junior","(None)","student19@gmail.com","student110","61-727-6158",null,"576-242-8169"]
["Brother","Stevenson","Kim","Johansson","Christian","Ernesto","Fall 2009","Freshman","(None)","student148@gmail.com","student120","23-552-2382","Christian","171-609-9005","BYU COUGAREAT",null,false,null,"Paraguay","M",22,"San Bernardino California","08/06 to 08/08","Spanish",null,null,false,false,false,false,false,false,true,false,true,false,true,null,null,null,false,false,true,false,true,false,null,false,false,false,true,false,false,null,10,7,6,10,10,10,10,4]
["Sister","Bobert","Mark","Bobert",null,null,"Fall 2009","Junior","Pre-Management Core","student121@gmail.com","student72","04-319-9372","Cindy","575-341-3483",null,null,false,null,"Chicago","F",20,null,null,"Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,true,false,false,false,false,false,null,false,false,true,false,false,false,null,7,5,10,10,7,8,9,9,"Nope"]
["Sister","Stevenson","Sean","Johnson",null,null,"Fall 2010","Senior","Pre-Management Core","student133@gmail.com","student65","04-319-9372",null,"237-539-9804"]
["Brother","Palmer","Kim","Johansson",null,null,"Winter 2009","Senior","(None)","student44@gmail.com","student63","42-515-3291",null,"520-555-4241"]
["Brother","Johansson","Mark","Bobert",null,null,"Fall 2004","Senior","(None)","student92@gmail.com","student90","04-007-9355",null,"381-115-5243"]
["Sister","Bobert","Sarah","MarKowsky",null,null,"Fall 2011","Freshman","(None)","student153@gmail.com","student32","47-417-2616","Faber","921-749-4592","no","no",false,null,"Bountiful, Ut","M",17,"no","no","no",null,null,true,false,false,false,false,false,false,false,false,false,false,"Science",null,"no",false,false,false,true,true,false,"Sibling recommended",false,false,true,true,true,false,null,10,8,7,10,9,9,6,10]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2010","Sophomore","(None)","student83@gmail.com","student15","79-882-6041","Cameron","453-636-5769","None","Musician/Undecided",false,null,"Duluth","M",21,"California Sacramento","2008-2010",null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Dishwasher, Housekeeper",true,false,true,true,false,false,"Need to know how to manage finances",false,false,false,false,false,true,null,5,8,5,6,7,1,4,1]
["Brother","MarKowsky","Sean","Johnson",null,null,"Winter 2012","Sophomore","Physiology & Developmental Biology","student139@gmail.com","student27","09-243-0750","Justin","845-541-8153",null,null,false,null,"Springville, Utah","M",21,"Berlin, Germany","Jan 10 - Dec 11","German",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Courtesy clerk at two grocery stores.",false,false,true,false,true,false,null,false,false,false,true,false,false,null,8,6,9,7,7,9,7,5]
["Sister","Palmer","Jessica","Palmer",null,null,"Fall 2006","Junior","(None)","student113@gmail.com","student22","08-594-4880",null,"757-249-3990"]
["Sister","Bobert","Brett","Stevenson",null,null,"Fall 2010","Senior","(None)","student74@gmail.com","student33","53-687-6348","Chantelle","789-823-9322","BYU's Freshman Mentoring","Substance Abuse Prevention",false,null,"Tooele, Utah","F",23,"Belgium Brussels/Netherlands Mission","January 2009-July 2010","Dutch",null,null,false,false,false,false,false,false,true,true,false,false,false,"Cooking",null,"CNA, Piano Teacher",false,false,true,true,false,true,null,false,false,true,true,true,false,null,5,6,7,7,6,6,4,3,"I've always had enough money for myself, but I'm worried about managing a budget for a family and am interested in understanding more about finances so that I can manage those resources in my future family."]
["Sister","Johansson","Brett","Stevenson",null,null,"Winter 2007","Junior","(None)","student85@gmail.com","student94","66-966-0839",null,"651-526-4088"]
["Sister","Palmer","Mark","Bobert",null,null,"Fall 2009","Junior","Home & Family Living","student45@gmail.com","student74","93-412-5528",null,"141-221-7443"]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Fall 2008","Sophomore","(None)","student111@gmail.com","student29","61-438-7691",null,"514-962-7809"]
["Brother","Palmer","Jessica","Palmer",null,null,"Winter 2012","Senior","Advertising","student146@gmail.com","student129","58-019-5053","Chris","255-524-4883","Art Director in the Laycock Center","Art Director in Advertising",false,null,"Rigby, ID","M",24,"La Reunion (Madagascar Mission)","2006-08","French",null,null,true,false,false,true,false,true,true,false,true,false,true,null,null,"Video Creative for BYU Football",false,false,false,true,false,true,null,true,false,false,true,false,false,null,5,6,7,10,8,9,6,1,"Keep up the energy. Class has been awesome, hilarious, entertaining, informative, and fun so far! Thank YOU!!!"]
["Sister","Bobert","Jessica","Palmer",null,null,"Fall 2004","Junior","(None)","student19@gmail.com","student30","43-902-7519",null,"259-551-5756"]
["Brother","Johnson","Kim","Johansson",null,null,"Winter 2011","Senior","(None)","student37@gmail.com","student131","65-948-1696",null,"680-494-1739"]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2006","Senior","(None)","student140@gmail.com","student114","32-991-0684",null,"499-693-7265"]
["Brother","Johansson","Mark","Bobert",null,null,"Fall 2011","Senior","(None)","student44@gmail.com","student16","95-539-9058","Cesar","183-699-5798","Response Marketing ","MBA",false,null,"Saint Rose, Louisiana","M",24,"Argentina Mendoza","January 2007-February 2009","Spanish",null,null,false,false,false,false,false,false,false,true,false,false,true,"Psychology",null,"MTC Front Desk",false,false,true,false,false,false,null,false,false,false,true,false,false,null,8,7,9,10,9,9,8,8]
["Sister","Palmer","Sean","Johnson",null,null,"Winter 2011","Freshman","(None)","student148@gmail.com","student126","93-442-8275","Cailey","686-531-6609",null,null,false,null,"Las Vegas","F",19,null,null,"a little spanish and hebrew",null,null,false,false,false,false,false,false,true,true,false,false,true,"oncology","My little sister had cancer so I want to do all I can to help others with their cancer.",null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,7,6,9,9,10,10,9,8]
["Sister","MarKowsky","Gary","Wormington",null,null,"Fall 2006","Junior","(None)","student106@gmail.com","student23","74-609-3108",null,"378-527-4798"]
["Sister","Bobert","Gary","Wormington",null,null,"Fall 2005","Senior","(None)","student65@gmail.com","student27","55-184-2971",null,"462-343-7087"]
["Brother","MarKowsky","Mark","Bobert",null,null,"Fall 2012","Senior","Economics","student155@gmail.com","student124","74-123-5692","Chad","811-519-8211","none","Law",false,null,"Goodrich, MI","M",23,"Carlsbad, California","Jan 08-Jan 10","none",null,null,false,false,false,false,false,false,false,false,false,false,true,"Puzzles","I like to build puzzles","American Heritage TA\r\nCashier\r\nGate captain/ticket taker",false,false,false,true,false,true,null,false,false,false,false,false,true,null,9,10,7,10,8,7,2,2,"No I just would like to learn to be a better budgeter"]
["Brother","Palmer","Brett","Stevenson",null,null,"Winter 2010","Sophomore","(None)","student82@gmail.com","student85","34-914-3856","Chae","958-251-2220","BYU custodian","Physical Therapist",false,null,"Mesa","M",21,"Geneva, Switzerland","May 2007 - June 2009","French",null,null,true,false,false,false,false,false,false,false,false,false,true,null,null,"Multiple",false,false,false,true,true,false,null,false,false,false,false,false,true,null,7,5,8,10,7,10,5,6,"I'm really interested in investments and personal budgets. If we could really work with these two concepts I would really appreciate it.  I would like to know what is out there for me to to in terms of investing my money."]
["Brother","Wormington","Gary","Wormington",null,null,"Fall 2007","Senior","(None)","student134@gmail.com","student102","11-066-0203",null,"636-432-4440"]
["Brother","Bobert","Sarah","MarKowsky",null,null,"Winter 2008","Junior","(None)","student142@gmail.com","student67","14-016-9933",null,"295-226-1224"]
["Sister","Stevenson","Jessica","Palmer",null,null,"Winter 2011","Sophomore","(None)","student77@gmail.com","student88","13-258-0334",null,"615-952-1011",null,null,false,null,"Kaysville, Utah","F",19,null,null,null,null,null,false,false,false,false,false,false,false,true,false,true,true,null,null,null,false,false,true,true,true,false,null,false,false,true,true,false,false,null,8,6,4,8,5,4,4,4,"I really want to learn how to best manage my money and see if I would want a career in finance."]
["Brother","MarKowsky","Mark","Bobert",null,null,"Winter 2011","Sophomore","Open-Major","student119@gmail.com","student47","03-798-4231","Chad","655-699-8084","Taco Bell","Unknown",false,null,"Boise","M",18,null,null,null,null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"Eagle Quest Landscaping, Vector Marketing",false,false,false,true,false,false,null,false,false,true,false,false,false,null,7,8,10,9,9,6,5,5]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Fall 2012","Junior","Communications Premajor","student118@gmail.com","student17","96-139-9214",null,"967-140-1357"]
["Brother","MarKowsky","Mark","Bobert",null,null,"Fall 2011","Junior","(None)","student139@gmail.com","student110","18-904-3309","chase","765-392-7891","Server","Medical Doctor",false,null,"Cedar Hills","M",21,"Brazil, Belo Horizonte","Nov. 2008 - Nov. 2010","Portuguese",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Lifeguard\r\nPrivate Bass Instructor",false,false,true,true,false,false,null,false,false,false,true,true,false,null,7,7,9,8,9,8,5,5,"How to best manage finances with a spouse so as to create a mutual environment."]
["Brother","Bobert","Gary","Wormington",null,null,"Winter 2006","Freshman","(None)","student15@gmail.com","student132","30-781-4921",null,"598-118-9705"]
["Brother","Johansson","Mark","Bobert",null,null,"Winter 2009","Senior","(None)","student125@gmail.com","student150","06-243-8770",null,"262-503-3031"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Fall 2005","Sophomore","Teaching Social Science Premajor","student68@gmail.com","student112","74-221-2009",null,"110-745-6550"]
["Brother","Bobert","Kim","Johansson",null,null,"Fall 2009","Senior","(None)","student86@gmail.com","student151","97-635-0576","Westin","847-506-8019","Petersen Medical","Medical field - not sure what kind of doctor",false,null,"Cedar City","M",23,"Guatemala City South","2005-07","Spanish",null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,"Inside Sales rep\r\nConstruction",false,false,true,true,false,false,null,true,false,true,true,false,false,null,9,8,8,8,8,9,8,8]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2010","Junior","Exercise Science","student89@gmail.com","student96","08-687-6186","Chase","188-825-1106","Unemployed",null,false,null,"El Dorado Hills, CA","M",18,null,"Summer 2010",null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,"I enjoy hiking, basketball, soccer, weightlifting, and volleyball.","Pizza Shop and Subway",false,false,false,true,false,false,null,false,false,false,true,false,false,null,9,-1,8,10,9,8,8,4]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Fall 2010","Junior","English Teaching","student49@gmail.com","student136","20-691-9005","Chris","947-434-9462","Research","English Teacher\r\nPrinciple",false,null,"Livermore","M",22,"Santiago, Chile","2007-2009","Spanish",null,null,false,false,false,false,false,false,false,true,false,false,false,null,null,"Janitor\r\nCougar Eat Employee",false,false,true,false,false,false,null,false,false,false,true,true,false,null,5,5,5,5,9,3,5,2,"What in the world do I do with my money?\r\nGood budgeting techniques.\r\nThings/habits I should know about now that will benefit me both long term and short term.\r\nHow does insurance work?\r\nHow important is credit?\r\nHow do loans work?\r\nWhere are banks, credit unions, and other investment options going to hit me hardest? How do I avoid being taken advantage of? "]
["Sister","Palmer","Brett","Stevenson",null,null,"Fall 2008","Junior","(None)","student86@gmail.com","student154","13-146-8893",null,"737-224-3109"]
["Sister","Palmer","Mark","Bobert",null,null,"Winter 2007","Sophomore","(None)","student42@gmail.com","student53","12-792-8647",null,"836-206-1413"]
["Sister","MarKowsky","Sean","Johnson",null,null,"Winter 2007","Sophomore","(None)","student52@gmail.com","student27","36-424-0773",null,"703-251-9238"]
["Sister","MarKowsky","Mark","Bobert",null,null,"Fall 2005","Senior","Pre-Management Core","student137@gmail.com","student49","81-418-9670",null,"929-363-8947"]
["Brother","Stevenson","Kim","Johansson",null,null,"Fall 2007","Sophomore","Pre-Management Core","student56@gmail.com","student30","15-348-4966","Mike","320-381-6274",null,null,false,null,"China","M",23,null,null,"Chinese",null,null,true,false,false,true,true,true,true,true,true,false,true,"All the fun stuffs",null,null,false,false,false,true,false,false,null,false,true,false,false,false,false,null,9,9,9,10,10,10,6,8,"If grading is depending on a curve, then how can I know my ranking in the class?"]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2010","Junior","Pre-Management Core","student62@gmail.com","student61","15-348-4966",null,"898-185-3912"]
["Brother","Palmer","Brett","Stevenson",null,null,"Fall 2012","Freshman","Pre-Management Core","student16@gmail.com","student42","32-877-3852","David","168-227-7980","None","Not known",false,null,"Waxhaw","M",18,null,null,"None",null,null,false,false,false,false,false,true,true,false,false,false,true,null,null,"Landscaping ",true,false,true,false,false,false,null,false,true,true,false,false,false,null,7,7,8,10,5,8,10,4,"Be able to manage all my loans,expenses, etc. without my parents help."]
["Brother","Bobert","Gary","Wormington",null,null,"Winter 2011","Senior","(None)","student133@gmail.com","student151","73-997-8191","Jon","836-140-2956","Business Owner",null,false,null,"Sugar Land, TX","M",24,"Taiwan","April 2006-2008","Spanish, Chinese",null,null,true,false,false,true,false,false,true,false,false,false,true,"Kayaking","My favorite hobby by far (maybe equal with piano)","Sales, gymnastics coach, business owner",false,false,true,true,false,false,null,false,false,true,true,true,false,null,10,10,2,10,10,10,10,10,"I would love to get some more knowledge of advanced stock trading--I'm not sure if that will be covered in this class, but that interests me!  I also would like to know what the best way is to get investors for a startup company."]
["Sister","Stevenson","Kim","Johansson",null,null,"Fall 2009","Freshman","(None)","student123@gmail.com","student110","49-010-9873","Cherene","921-883-7627",null,null,false,null,"Sugar Land, TX","F",18,null,null,"none",null,null,false,false,false,false,false,false,true,false,false,false,true,"Religion",null,null,true,false,false,true,false,false,null,false,false,false,false,false,true,null,5,4,6,10,10,10,5,5]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Winter 2009","Senior","(None)","student71@gmail.com","student125","12-890-3568",null,"966-280-4141"]
["Sister","Johansson","Sean","Johnson",null,null,"Fall 2005","Sophomore","(None)","student122@gmail.com","student82","30-478-4315",null,"195-844-2546"]
["Sister","Johnson","Sarah","MarKowsky",null,null,"Fall 2006","Senior","(None)","student44@gmail.com","student76","64-557-8885",null,"255-102-3983"]
["Sister","Bobert","Gary","Wormington",null,null,"Winter 2008","Non-Matriculated","(None)","student87@gmail.com","student132","43-812-8869",null,"291-207-4458"]
["Sister","Bobert","Kim","Johansson",null,null,"Winter 2011","Junior","(None)","student86@gmail.com","student138","41-298-9359","Cheryl","330-385-6096","Retail, Nanny, MTC Cafeteria","High School Teaching",false,"none","Rocklin, CA","F",20,"none","none","none",null,null,false,false,false,false,false,false,true,false,false,true,true,null,null,"Orthodontic Assistant, Retail, Custodial, Food Service, Nannying",false,false,true,true,false,false,null,false,false,true,true,true,false,null,4,2,8,5,5,10,5,2,"none"]
["Sister","Palmer","Brett","Stevenson",null,null,"Fall 2005","Junior","(None)","student11@gmail.com","student86","36-735-7163",null,"506-682-4709"]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2009","Senior","(None)","student155@gmail.com","student83","25-286-3792",null,"443-122-7063"]
["Sister","Palmer","Jessica","Palmer",null,null,"Fall 2009","Freshman","(None)","student55@gmail.com","student100","05-332-4063","Celeste","911-613-7148","cashier","to become an elementary school teacher",false,null,"Streetsboro, Ohio","F",18,null,null,"Spanish",null,null,false,false,false,true,false,true,true,false,false,true,false,null,null,"babysitting",true,false,false,true,false,false,null,false,false,false,false,false,true,null,5,4,9,6,7,3,4,2,"I just want to feel comfortable working with my finances.  I don't want to make any dumb mistakes and regret them later."]
["Brother","MarKowsky","Sean","Johnson",null,null,"Fall 2010","Freshman","Open-Major","student145@gmail.com","student153","65-447-6680","Adam","173-234-2692","none",null,false,null,"Bountiful, Utah","M",18,"None","Papers are in","None",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Started my own Lawn Mowing Buisness/Shipped Ebay Items/ RC Willey Associate ",false,false,true,true,true,false,null,false,false,true,true,false,false,null,7,7,8,9,9,10,9,7]
["Brother","Bobert","Sean","Johnson",null,null,"Fall 2010","Senior","(None)","student49@gmail.com","student65","03-321-2663","Cory","299-749-8551",null,null,false,null,"Stockton, CA","M",22,"Japan Sendai","9/07-9/09","Japanese",null,null,true,false,false,false,false,true,false,false,false,false,true,"Mac","All things Apple",null,false,false,false,false,false,true,null,false,false,false,false,false,true,null,7,9,6,5,9,10,1,8]
["Brother","Palmer","Jessica","Palmer",null,null,"Fall 2009","Junior","Exercise Science","student40@gmail.com","student123","00-517-1103","Chris","983-663-4383",null,"Physician's Assistant",false,null,"Billerica, MA","M",20,"Santa Rosa, CA","July 2008 - October 2008",null,null,null,false,false,false,false,false,false,false,false,false,false,true,"weightlifting","powerlifting and exercise physiology and anatomy","Emergency Medical Technician - Basic, physical therapy aide",false,false,false,true,false,false,null,false,false,false,false,false,true,null,5,3,4,8,7,5,7,5]
["Sister","MarKowsky","Gary","Wormington",null,null,"Fall 2010","Sophomore","(None)","student99@gmail.com","student70","21-874-1816","Megan","107-776-8764",null,null,false,null,"Highlands Ranch, CO","F",19,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,true,false,false,false,null,false,false,false,false,true,false,null,10,8,4,6,10,8,10,10]
["Sister","Johnson","Jessica","Palmer",null,null,"Winter 2011","Sophomore","(None)","student18@gmail.com","student18","77-614-9157","Chloe","126-504-3331",null,null,false,null,"Toppenish","F",18,null,null,null,null,null,false,false,false,false,false,true,false,true,false,true,false,null,null,null,false,false,true,true,false,false,null,false,false,false,true,false,false,null,6,3,5,7,4,5,9,1]
["Sister","Johansson","Brett","Stevenson",null,null,"Fall 2012","Senior","Finance","student69@gmail.com","student20","91-951-8978","Cassi","584-535-4695","BYU","Financial Planning",false,null,"Blanding","F",21,"NO","NO","No",null,null,false,false,false,false,false,false,true,false,false,false,true,"Reading, Sleeping, Eating, LAUGHING!!!","I love to have a good time!!  Good clean fun is what I'm about.","Lifeguard, CPA Secretary.\r\n\r\n ",false,false,false,true,true,true,null,false,false,true,true,true,false,null,10,8,6,10,10,10,10,7,"Would you suggest saving money for my future kids and their college education, or do you think that it is beneficial to have them earn their way through?  Which do you think provides the best financial success or discipline in the long run?"]
["Sister","Bobert","Brett","Stevenson",null,null,"Winter 2011","Senior","Psychology","student19@gmail.com","student85","18-534-7393","Cheryl","273-782-8920","BYU Custodial",null,false,null,"Ogden, Utah","F",23,"Oregon Portland Mission","Jan 2009 - June 2010","none",null,null,true,false,false,false,false,false,false,true,true,false,false,null,null,null,false,false,false,true,true,true,null,false,false,false,false,false,true,null,9,6,5,6,5,5,7,6]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Fall 2006","Junior","(None)","student70@gmail.com","student88","42-385-5410",null,"780-179-7466"]
["Brother","Palmer","Jessica","Palmer",null,null,"Fall 2007","Senior","(None)","student16@gmail.com","student19","91-236-6477",null,"903-494-3555"]
["Brother","Wormington","Sean","Johnson",null,null,"Winter 2010","Senior","(None)","student84@gmail.com","student130","13-725-5841",null,"155-139-7956","None","Pharmacist",true,"Hannah","Orangevale","M",24,"none","none","none",null,null,false,false,false,false,false,false,false,false,false,false,true,"Outdoors, videogames","Fishing, hunting, cars, ","Labor and coaching",false,false,false,true,false,false,null,false,false,true,true,true,false,null,8,7,9,10,10,10,5,10]
["Sister","Stevenson","Sean","Johnson",null,null,"Fall 2010","Junior","(None)","student91@gmail.com","student147","37-510-1210","Christi","220-370-6636","BYU Figure Model","Graphic Designer",false,null,"Crystal City","F",20,"none","none","Spanish",null,null,false,false,false,false,false,false,true,false,true,false,false,null,null,"BYU Bookstore Custodian",false,false,true,true,false,false,null,false,false,true,true,false,false,null,4,3,3,10,9,9,1,6]
["Sister","Bobert","Sean","Johnson",null,null,"Fall 2012","Junior","International Relations","student52@gmail.com","student147","07-389-6491","sydney","170-876-4840","SAS Creative Services","Diplomat\r\nPhoto Journalism",false,null,"Washington D.C. ","F",19,null,null,"German",null,null,false,false,false,false,false,true,true,true,true,false,true,null,null,"Cashier at a bookstore\r\nLifeguard",true,false,false,true,false,false,null,false,false,false,true,false,false,"It's a 'tough but do-able' class",5,4,4,7,10,7,2,1,"I am really quite clueless when it comes to managing money (i.e. paying taxes) and I would love to learn. Also learning/becoming motivated to save money would be great. "]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Fall 2012","Sophomore","Early Childhood Education","student125@gmail.com","student154","51-732-7648","Courtney","896-125-3734","Center Creek Dental","Dental Assistant",false,null,"Highland","F",18,null,null,null,null,null,false,false,false,false,false,true,true,false,false,false,true,null,null,null,false,false,true,true,false,false,null,false,false,false,true,false,false,"It's a class that is very informative and a good learning atmosphere",2,1,8,8,10,5,7,4,"How to manage your money wisely when you don't think you have enough to get by. "]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2005","Freshman","(None)","student130@gmail.com","student34","93-966-0291",null,"704-569-7201"]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2005","Junior","(None)","student27@gmail.com","student67","10-876-0219",null,"472-533-2169"]
["Sister","Stevenson","Jessica","Palmer",null,null,"Winter 2005","Sophomore","Open-Major","student11@gmail.com","student141","05-924-1089",null,"335-939-3826"]
["Sister","Stevenson","Brett","Stevenson",null,null,"Winter 2009","Senior","(None)","student36@gmail.com","student82","18-976-5215",null,"447-362-5640"]
["Brother","Palmer","Sarah","MarKowsky",null,null,"Winter 2011","Sophomore","Economics","student67@gmail.com","student28","34-031-1040","Jake","743-725-1331",null,null,false,null,"Redmond, OR","M",19,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,true,false,true,true,true,false,null,false,false,true,true,false,false,null,7,4,7,5,8,-1,7,10]
["Sister","Palmer","Sarah","MarKowsky",null,null,"Winter 2011","Senior","Chemistry","student100@gmail.com","student89","60-397-9182","Britsch","806-517-9847",null,"Clinical Pharmacist",false,null,"Brush Prairie, Washington","F",19,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Swim Instructor",false,false,false,true,false,false,null,false,false,false,true,false,false,null,9,6,8,8,8,6,7,4]
["Brother","Palmer","Brett","Stevenson",null,null,"Fall 2009","Senior","(None)","student80@gmail.com","student89","68-660-4636","Jared","720-977-4833","Actuarial Science TA","Retirement Actuary",true,"Sarah","Provo","M",37,"California Los Angeles","Nov. 1991 - Oct. 1993","None",null,null,true,false,false,false,false,false,false,false,false,false,false,"Strength Training","Promoting the health benefits of strength training, proper nutrition, and general fitness",null,false,false,false,true,true,false,null,false,false,true,true,false,false,"Very Practical",9,10,9,7,7,7,7,3,"Simple, effective, and realistic ways to become financially independent."]
["Brother","Bobert","Mark","Bobert",null,null,"Winter 2011","Senior","Political Science","student65@gmail.com","student152","02-113-8459",null,"599-639-1573"]
["Brother","Stevenson","Kim","Johansson",null,null,"Winter 2006","Junior","(None)","student106@gmail.com","student138","60-052-2663",null,"735-891-9369"]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Fall 2011","Junior","Advertising","student104@gmail.com","student58","43-496-5903","Curtis","753-708-5024","Aspen Grove",null,false,null,"American Fork","M",22,"Paris","2 years ago","French",null,null,false,false,false,true,false,false,true,true,true,false,false,"Is snowboarding Athletic?",null,"FYE sales employee",false,false,true,true,false,false,null,false,false,true,true,false,false,null,2,2,5,10,8,6,8,4]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2011","Junior","Pre-Management Core","student146@gmail.com","student41","01-750-3250","Chris","808-734-4111","BYU Student Services","Dentist",true,"Laurel Grose Jentzsch","Rogue River, OR","M",22,"Spain, Bilbao",2008,"Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,"Outdoors","Backpacking, camping hiking, swimming","Restaurant",false,false,true,true,false,false,null,false,false,true,true,false,false,null,4,7,9,8,8,10,8,7,"any information about Roth IRAs.  I will most likely be self employed, and I have heard that a Roth IRA would be a good choice for me to invest in."]
["Brother","Bobert","Sarah","MarKowsky",null,null,"Winter 2011","Junior","(None)","student77@gmail.com","student131","05-746-8318","christian","408-328-4849","None","Public Relations",false,null,"alpine","M",21,"Carlsbad, CA","May 2008 - July 2010",null,null,null,false,false,false,true,false,false,true,true,false,true,true,"Family Relations",null,"Gardener \r\nTech Support\r\nLibrarian",true,false,true,true,false,false,null,false,false,false,true,true,false,null,4,6,7,8,8,6,8,5,"How much money do you need to save for your children?(schooling, mission, etc.)"]
["Brother","Wormington","Jessica","Palmer",null,null,"Winter 2010","Senior","(None)","student127@gmail.com","student20","63-448-2062","Chirs","540-842-4825","International Center for Law and Religion Studies","Computer Programming / Web Developement\r\n\r\nPossible self employed later one...",false,null,"Valdez, AK","M",25,"California Los Angeles Mission","2003-2005","Korean",null,null,true,true,true,false,false,false,false,false,false,false,true,null,null,"Worked for a buddy owned a small business that specialized in web developement",true,false,true,true,false,false,null,false,false,true,true,false,false,null,8,9,6,9,10,9,5,5,"AS a current student for a few yeats more to come how can i start investing and saving money now?\r\n\r\nEspecially when it seems that whenever i get a little ahead it ends up being time to pay tuition."]
["Brother","Johansson","Kim","Johansson",null,null,"Winter 2008","Freshman","(None)","student60@gmail.com","student150","79-875-3504",null,"260-789-3547"]
["Brother","Wormington","Gary","Wormington",null,null,"Fall 2011","Sophomore","Open-Major","student107@gmail.com","student29","28-311-9317","Chris","262-717-2868","None","Engineering",false,null,"Sandy UT","M",21,"Missouri Independence","June 2009- June 2011","None",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Worked as a draftsmen for Engineering firm ICPE.",false,false,false,true,true,false,null,false,false,false,false,false,true,null,7,7,9,9,8,7,6,2]
["Sister","Johansson","Sean","Johnson",null,null,"Fall 2009","Senior","(None)","student45@gmail.com","student10","11-790-3753","Charlotte","429-997-1376","BYU Publications and Graphics","editing",false,null,"Denver","F",22,"n/a","n/a","no",null,null,true,false,false,false,false,false,true,true,false,false,false,"scrapbooking",null,"editing internships, office jobs",false,false,true,true,false,true,null,false,false,true,true,true,false,null,6,6,7,7,7,3,4,3]
["Sister","Johansson","Brett","Stevenson",null,null,"Winter 2006","Senior","(None)","student110@gmail.com","student87","62-525-6290",null,"954-278-6858"]
["Brother","Johnson","Sean","Johnson",null,null,"Winter 2007","Junior","(None)","student47@gmail.com","student139","06-728-1514",null,"798-859-4652"]
["Sister","Bobert","Gary","Wormington",null,null,"Fall 2011","Senior","(None)","student85@gmail.com","student11","47-809-3487",null,"739-317-1139"]
["Brother","Johansson","Mark","Bobert",null,null,"Fall 2007","Sophomore","(None)","student59@gmail.com","student63","55-893-1358",null,"295-516-2838"]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Winter 2008","Senior","Civil Engineering","student87@gmail.com","student88","69-807-9827",null,"288-137-8186"]
["Sister","MarKowsky","Mark","Bobert",null,null,"Winter 2009","Sophomore","Open-Major","student81@gmail.com","student125","58-199-0062",null,"895-966-4366"]
["Sister","Bobert","Kim","Johansson",null,null,"Winter 2007","Senior","(None)","student72@gmail.com","student85","54-293-2424",null,"298-593-9621"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Fall 2006","Senior","(None)","student60@gmail.com","student154","89-732-2179",null,"649-120-3595"]
["Sister","Johnson","Jessica","Palmer",null,null,"Fall 2010","Junior","(None)","student144@gmail.com","student28","79-278-3273","Lexi","896-881-7154",null,"Working for the State Department or working for the House of Representatives Committee on Science Technology, etc",false,null,"Richmond, VA","F",19,"Wherever the Lord calls me to go!","Summer 2012","none",null,null,false,false,false,false,false,false,true,false,false,false,true,"Photography",null,"I've been a lifeguard every summer since I was 15. I taught preschool for a semester after graduating high school. ",false,false,false,false,false,false,"Not graduating soon, but I wish I knew how to save and manage money",false,false,true,true,false,false,null,8,10,6,7,7,8,8,4]
["Brother","Wormington","Jessica","Palmer",null,null,"Winter 2011","Senior","(None)","student82@gmail.com","student120","16-489-4438","Clarke","917-997-5194","Senior sales rep, Tahitian Noni Europe markets","Landscape project management",true,"Carolina","Hillsboro, OR","M",26,"Athens, Greece","2004-06","Greek & Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,"Outdoors","Anything and everything recreational in the outdoors","Landscape installation and maintenance, research assistant, carpet cleaner, handyman, crew leader at a theme park, translator/interpreter, narrator, language instructor",false,false,false,true,false,false,"Hoping to learn better strategies for saving money in a marriage relationship",false,false,false,false,false,false,"Highly recommended by another professor",9,9,10,10,10,6,6,3,"Explore strategies for saving money in a marriage relationship when financial goals and attitudes toward spending money differ."]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Winter 2009","Freshman","(None)","student135@gmail.com","student109","21-283-2321",null,"147-163-6916"]
["Brother","Palmer","Kim","Johansson",null,null,"Fall 2012","Junior","Communications Studies","student76@gmail.com","student147","89-943-1834","Clark","322-128-9827",null,null,false,null,"Cottonwood Heights, Ut","M",22,"Chile, Concepcion","June 2009-2011","Spanish",null,null,false,false,false,true,false,true,false,true,false,false,true,null,null,"Budget/Account entering for a Medical Clinic",false,false,false,true,true,true,null,false,false,false,true,true,false,null,10,6,10,10,9,8,5,5,"Creative ideas to how to save money while in college and not getting into so much debt"]
["Brother","Wormington","Sean","Johnson",null,null,"Winter 2010","Senior","(None)","student67@gmail.com","student123","25-684-3345","Chase","831-906-6150","Parsons Behle & Latimer","Dentist",true,"Ashley Ann Watts","Holladay, UT","M",23,"Texas Houston East","July 05-07","None",null,null,false,false,false,false,false,false,false,true,false,false,true,null,null,"MTC Teacher\r\nLife Sciences Tutor (BYU)\r\n",false,false,true,true,false,true,null,false,false,true,true,true,false,null,9,8,8,7,8,8,8,9]
["Brother","Stevenson","Jessica","Palmer",null,null,"Fall 2008","Junior","(None)","student63@gmail.com","student69","64-848-0608",null,"614-584-4523"]
["Sister","Stevenson","Gary","Wormington",null,null,"Winter 2005","Senior","(None)","student120@gmail.com","student66","51-688-2926",null,"267-947-4897"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Winter 2005","Junior","Agricultural Management","student91@gmail.com","student16","19-799-2813",null,"739-608-9381"]
["Sister","MarKowsky","Mark","Bobert",null,null,"Fall 2010","Senior","(None)","student146@gmail.com","student64","95-792-1057","Chelsea","290-766-8743","Research Assistant","Mathematics Professor",false,"none","La Crescenta, CA","F",21,"none","none","none",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Clerk, Office Assistant, TA, HW Grader",false,false,true,true,false,true,null,false,false,true,true,true,false,null,9,9,5,7,6,5,4,3,"I would like to know how to know when you are getting reliable financial advice."]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Fall 2008","Senior","(None)","student33@gmail.com","student139","46-543-9677",null,"983-688-1976"]
["Sister","Johnson","Sean","Johnson",null,null,"Fall 2007","Senior","(None)","student146@gmail.com","student132","61-320-2560",null,"279-784-1805"]
["Brother","MarKowsky","Kim","Johansson",null,null,"Fall 2011","Junior","(None)","student66@gmail.com","student46","99-623-7333","Chris","303-964-6762",null,null,false,null,"Tokyo, Japan","M",21,"Japan Sapporo","Sept 2009- May 2010","Japanese",null,null,false,false,false,false,false,true,true,true,true,false,false,"Languages",null,"Program Tester/Processing Specialist at Apex EDI",false,false,false,true,true,false,null,false,false,false,false,false,true,null,5,4,4,9,7,6,7,5]
["Sister","Bobert","Sarah","MarKowsky","Cluff",null,"Winter 2009","Sophomore","(None)","student53@gmail.com","student73","13-439-0177",null,"696-451-1869"]
["Sister","Johnson","Brett","Stevenson","Joy",null,"Winter 2008","Senior","(None)","student135@gmail.com","student29","61-147-2168",null,"769-584-9865"]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2006","Senior","(None)","student149@gmail.com","student88","67-530-4787",null,"849-213-4031"]
["Brother","Johansson","Sean","Johnson",null,null,"Fall 2007","Freshman","(None)","student151@gmail.com","student146","84-435-7270",null,"955-123-3748"]
["Brother","MarKowsky","Mark","Bobert",null,null,"Fall 2007","Senior","(None)","student131@gmail.com","student98","23-514-8785",null,"721-151-1456"]
["Brother","Johansson","Kim","Johansson",null,null,"Winter 2005","Sophomore","(None)","student70@gmail.com","student32","12-187-5762",null,"996-818-3731"]
["Sister","Johnson","Sarah","MarKowsky",null,null,"Fall 2010","Senior","(None)","student141@gmail.com","student96","34-578-4204","Charla","101-965-4627",null,null,false,null,"Encino, CA","F",21,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,null,false,false,true,true,false,true,null,false,false,true,false,false,false,null,6,-1,3,10,9,7,5,5]
["Brother","Johansson","Mark","Bobert",null,null,"Winter 2010","Junior","Middle East Studies / Arabic","student45@gmail.com","student123","15-549-6578",null,"915-903-4331"]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Winter 2007","Senior","(None)","student112@gmail.com","student110","39-122-0498",null,"570-931-1731"]
["Sister","Bobert","Sarah","MarKowsky",null,null,"Winter 2007","Senior","(None)","student56@gmail.com","student10","10-143-9087",null,"142-163-8053"]
["Sister","Stevenson","Brett","Stevenson",null,null,"Fall 2008","Sophomore","(None)","student138@gmail.com","student37","14-031-1183",null,"139-386-3094"]
["Brother","Johansson","Brett","Stevenson",null,null,"Fall 2007","Sophomore","(None)","student122@gmail.com","student127","57-487-2853",null,"514-481-6934"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Fall 2007","Freshman","(None)","student44@gmail.com","student125","56-686-7910",null,"682-655-1628"]
["Brother","Wormington","Sarah","MarKowsky",null,null,"Winter 2012","Junior","(None)","student141@gmail.com","student99","96-519-6671","Cody","650-709-2721","BYU Intramural Activities","International CPA",false,null,"St. George, UT","M",22,"Kobe Japan","2008-2010","Japanese",null,null,true,false,false,false,false,false,true,true,false,false,true,null,null,"Japanese sales support at Nuskin, Car Detailer, Pizza Delivery, Cook",false,false,true,true,true,false,null,false,false,true,true,true,false,null,9,8,5,8,8,9,5,3]
["Sister","Johnson","Sarah","MarKowsky",null,null,"Winter 2007","Junior","(None)","student125@gmail.com","student54","44-244-2457",null,"685-481-4369"]
["Brother","Johansson","Kim","Johansson",null,null,"Fall 2007","Senior","(None)","student29@gmail.com","student21","11-401-3007",null,"120-397-8924"]
["Brother","Stevenson","Gary","Wormington",null,null,"Winter 2012","Junior","Open-Major","student17@gmail.com","student100","85-643-6610","Chad","953-271-8771","none","Undecided",false,null,"Brentwood","M",18,null,null,null,null,null,false,false,false,true,false,false,true,false,false,false,false,null,null,"none",false,false,true,true,true,false,"Brother loved and recommended",false,false,true,true,true,false,"a \"worth it\" class",9,9,7,8,8,10,8,6]
["Sister","Johansson","Mark","Bobert",null,null,"Fall 2009","Senior","(None)","student62@gmail.com","student87","04-696-1689",null,"620-700-8392"]
["Brother","MarKowsky","Kim","Johansson",null,null,"Fall 2007","Senior","(None)","student150@gmail.com","student20","61-184-7012",null,"164-679-4900"]
["Brother","MarKowsky","Mark","Bobert",null,null,"Winter 2005","Senior","(None)","student45@gmail.com","student17","72-226-8623",null,"250-929-1916"]
["Brother","Johansson","Sean","Johnson",null,null,"Winter 2008","Senior","(None)","student49@gmail.com","student89","96-612-2851",null,"524-699-6813"]
["Brother","MarKowsky","Sean","Johnson",null,null,"Fall 2007","Sophomore","(None)","student111@gmail.com","student117","21-437-4595",null,"673-567-6243"]
["Brother","Bobert","Jessica","Palmer",null,null,"Winter 2007","Senior","(None)","student154@gmail.com","student81","08-813-8443",null,"836-704-8437"]
["Brother","Palmer","Sean","Johnson",null,null,"Fall 2005","Junior","(None)","student23@gmail.com","student90","23-926-5332",null,"861-877-6719"]
["Brother","Johnson","Jessica","Palmer",null,null,"Fall 2007","Senior","(None)","student11@gmail.com","student83","95-821-9736",null,"392-945-5382"]
["Brother","Wormington","Jessica","Palmer",null,null,"Winter 2011","Senior","(None)","student96@gmail.com","student74","47-826-7013",null,"560-996-2042"]
["Brother","Bobert","Sean","Johnson",null,null,"Fall 2012","Junior","Physics","student30@gmail.com","student73","47-782-7478","Colin","608-651-1160",null,null,false,null,"Fort Worth, TX","M",19,"Australia, Adelaide","2013-12-12","none",null,null,true,false,false,false,false,false,false,false,false,false,false,null,null,null,true,false,false,false,false,false,null,false,false,false,false,false,true,null,7,7,3,8,8,10,5,1]
["Brother","Johnson","Mark","Bobert",null,null,"Winter 2009","Freshman","(None)","student53@gmail.com","student37","09-129-8721",null,"844-993-2363"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Fall 2009","Junior","(None)","student68@gmail.com","student98","38-288-6387","Colin","668-859-9669","MTC teacher","Doctor",false,null,"London, England","M",21,"Washington Spokane","2013-06-08","Spanish",null,null,true,false,false,false,false,false,true,true,false,false,true,null,null,"Retail, healthcare, customer service",true,false,false,true,false,false,null,false,false,false,false,false,true,null,6,7,6,10,10,6,9,6]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2008","Senior","(None)","student57@gmail.com","student132","46-973-0149",null,"506-476-8944"]
["Brother","Johansson","Mark","Bobert",null,null,"Fall 2012","Junior","Open-Major","student81@gmail.com","student30","04-844-9594",null,"208-753-9325"]
["Brother","Stevenson","Kim","Johansson",null,null,"Winter 2010","Senior","(None)","student24@gmail.com","student97","74-636-4819","Jeff","241-999-3366","chemistry TA","medicine",false,null,"La Canada ","M",24,"Phoenix","2005-2007","none",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"food industry",false,false,false,false,false,true,null,false,false,false,false,true,false,null,10,9,10,8,10,10,9,4]
["Sister","Bobert","Gary","Wormington",null,null,"Fall 2010","Senior","Advertising","student51@gmail.com","student49","40-107-9081","Annalee","389-451-6002","Graphic Design/Comms Dept. Student ambassador","Art, Graphic Design, Entrepreneurial business.",true,"Annalee Colt","Boise,ID","F",21,null,null,null,null,null,false,false,false,true,false,true,true,false,true,false,true,null,null,"Pest Control, Wall muralist, Desert Book, Promotions Rep",false,true,false,true,false,false,null,false,false,true,true,false,false,"Brother Marsh is the Man.",6,6,7,10,10,8,6,8,"Recommendation of/education in financial software programs. I have quicken 2008 nut my understanding of how it works is limited. I've seen people use Excel docs but don't really understand that too much either. A good system to handle incoming and outgoing paper work for finances would be nice. I also really want to know more about TAXES. They confuse me and I want to make sure that I am doing it right. "]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Fall 2012","Senior","Nutritional Science","student106@gmail.com","student63","29-179-0287","Colton","650-544-9561","Student","Business",true,"Robyn","Rockwall, Texas","M",23,"Argentina Buenos Aires West","October 2007- October 2009","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,true,"Cooking",null,"Assistant Project Supervisor",false,false,true,true,false,false,null,false,false,false,true,false,false,null,5,7,6,8,8,9,7,6]
["Brother","Palmer","Brett","Stevenson",null,null,"Winter 2011","Junior","Biology","student96@gmail.com","student83","38-207-8033","Aaron","411-313-6429","none","Doctor",false,null,"Mesa","M",18,null,null,"English",null,null,false,false,false,true,false,false,true,false,true,false,true,null,null,"Yardwork\r\nBook keeping",false,false,true,true,false,false,null,false,false,false,true,true,false,null,7,4,8,10,10,10,8,5,"I would really like to learn about investment strategies such as IRAs and such."]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Winter 2011","Freshman","Pre-Management Core","student122@gmail.com","student99","01-536-0569","Connor","175-130-5255","none","Orthodontist",false,null,"Kennesaw Georgia","M",18,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"employee for liberty title",false,false,false,true,false,false,null,false,false,false,false,false,true,null,9,8,8,10,9,8,7,9]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2010","Junior","Pre-Management Core","student35@gmail.com","student26","01-000-5981","Tuan","909-799-1190","BYU catering service ",null,false,null,"Vietnam","M",22,null,null,"English",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,false,null,9,8,9,10,10,10,8,8]
["Sister","Palmer","Kim","Johansson",null,null,"Fall 2012","Junior","Music--Premajor Program","student76@gmail.com","student136","08-407-8454","Megan","954-195-9089","Sprouts","Music Producer/recording studio owner and a faith based recording artist",false,null,"Layton ","F",20,null,null,null,null,null,false,false,false,false,false,true,true,true,false,false,true,null,"I write and sing and play music. I also run marathons and teach a bodyattack class. ","waitressing",true,false,false,true,false,false,null,false,false,true,true,true,false,null,8,7,6,10,10,4,5,5,"I really want to learn how to budget and to be strict with it."]
["Brother","Stevenson","Mark","Bobert",null,null,"Fall 2007","Junior","Communications Premajor","student60@gmail.com","student135","47-886-9751",null,"177-886-5971"]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2012","Sophomore","Physiology & Developmental Biology","student107@gmail.com","student85","42-589-3256","Steve","459-471-8115","N/A","Medicine",false,null,"El Dorado Hills, CA","M",18,null,null,"Spanish",null,null,false,false,false,false,false,false,false,false,false,false,false,"Culinary Arts","I cook well!","N/A",false,false,false,true,false,false,null,false,false,false,false,false,true,null,5,7,9,8,9,9,5,10,"None, just teach what works!"]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2008","Senior","(None)","student99@gmail.com","student71","67-564-8575",null,"678-212-6773"]
["Brother","Johansson","Kim","Johansson","Kon",null,"Fall 2005","Senior","(None)","student139@gmail.com","student27","09-415-9474",null,"527-223-5918"]
["Sister","Palmer","Mark","Bobert",null,null,"Winter 2009","Junior","(None)","student100@gmail.com","student49","86-584-8474",null,"979-865-4697"]
["Sister","Johnson","Jessica","Palmer",null,null,"Fall 2010","Senior","(None)","student11@gmail.com","student153","01-034-5179","Corina","546-169-5849","University Career Services","I want to work with Structures within a Civil Engineering Firm.",true,"Jordan Sorensen","Castle Rock, CO","F",20,null,null,null,null,null,true,false,false,false,false,false,false,false,true,false,true,null,null,"High school jobs: Restaurant, Doctor's office",false,true,true,true,false,false,null,false,true,true,true,true,false,null,9,9,6,9,10,10,4,3]
["Sister","MarKowsky","Sarah","MarKowsky",null,null,"Winter 2010","Senior","Clinical Laboratory Science Premajor","student11@gmail.com","student64","86-169-0364","Corina","502-706-1026","Teacher Fair Coordinator at BYU Career Services","Forensic Laboratories",false,null,"Austin","F",21,null,null,"None",null,null,true,false,false,false,false,false,false,false,true,false,false,null,null,"Front Desk Receptionist at BYU Career Services, MTC Dishroom Worker, Goodwill Cashier ",false,false,true,true,false,false,"I want to be financially independent.",false,false,true,true,true,false,null,8,6,10,10,10,10,6,8,"I want to know what the best options are for college students to start investing money with a student income, because I would like to start investing now.  "]
["Sister","Bobert","Jessica","Palmer",null,null,"Fall 2012","Freshman","Open-Major","student133@gmail.com","student55","98-852-1606","Corrie","411-812-4445","JSB Copy Center",null,false,null,"Orem","F",18,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,true,false,false,true,true,false,null,false,false,false,false,false,true,null,7,6,5,10,7,3,4,3]
["Sister","Palmer","Brett","Stevenson",null,null,"Winter 2008","Senior","(None)","student16@gmail.com","student125","39-925-2970",null,"449-120-8562"]
["Brother","Johnson","Sean","Johnson",null,null,"Fall 2006","Freshman","(None)","student15@gmail.com","student13","56-002-7127",null,"939-482-4812"]
["Brother","Johansson","Jessica","Palmer",null,null,"Fall 2010","Junior","Finance","student71@gmail.com","student129","05-438-6761",null,"887-115-6226"]
["Brother","Bobert","Kim","Johansson",null,null,"Fall 2009","Sophomore","Open-Major","student110@gmail.com","student14","47-950-7060",null,"720-626-6516"]
["Brother","Palmer","Brett","Stevenson",null,null,"Fall 2005","Freshman","(None)","student55@gmail.com","student133","32-543-5218",null,"404-671-3665"]
["Sister","Johnson","Brett","Stevenson",null,null,"Fall 2008","Sophomore","(None)","student26@gmail.com","student111","62-946-3208",null,"219-535-4389"]
["Brother","Palmer","Sean","Johnson",null,null,"Winter 2006","Sophomore","(None)","student144@gmail.com","student59","75-218-1439",null,"212-496-2559"]
["Brother","Wormington","Brett","Stevenson",null,null,"Winter 2011","Junior","(None)","student130@gmail.com","student23","68-876-6583","Coulson","659-198-6221","None","Medical",false,null,"Las Vegas","M",21,"Peru Lima Central","Jan 2009 -Aug 2010","Spanish",null,null,false,false,false,false,false,false,false,true,false,false,true,null,null,"Huntington Jewelers Inc",false,false,false,true,false,false,null,false,false,true,true,true,false,null,9,4,9,10,8,8,4,1,"Investments in general, and money management via bank"]
["Brother","Palmer","Sean","Johnson",null,null,"Winter 2010","Senior","Neuroscience","student55@gmail.com","student48","12-912-8028","Zack","178-568-9715","BYU","Medical School?",true,"Katie","Boise","M",24,"Manila, Philippines","2013-04-06","Tagalog",null,null,true,false,false,true,false,true,true,true,false,false,true,"Reading",null,"construction, clerical, customer service",false,false,false,true,true,true,null,false,false,true,true,false,false,null,8,3,2,8,10,10,1,1,"none"]
["Sister","Bobert","Kim","Johansson",null,null,"Fall 2011","Sophomore","(None)","student57@gmail.com","student79","34-866-7693","Danie","598-416-3267",null,"Business Management/Event Planning",false,null,"Littleton, CO","F",20,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Engineering Firm Administrative Assistant, Tutor, Keyword Team and Ad Agency",false,false,true,true,false,false,null,false,false,false,true,false,false,null,7,5,9,5,9,5,10,5]
["Sister","Stevenson","Jessica","Palmer",null,null,"Fall 2007","Senior","(None)","student122@gmail.com","student82","04-379-3927",null,"338-668-1414"]
["Brother","Bobert","Kim","Johansson",null,null,"Fall 2009","Senior","(None)","student77@gmail.com","student29","75-006-3094","Craig","512-160-8669",null,"Physician",false,null,"Cedar City","M",24,"Tijuana, Mexico","2013-04-06",null,null,null,false,false,false,true,false,false,true,false,true,false,true,null,null,"Psych-Tech\r\nLab Tech\r\nArtists assistant\r\nSecretary",false,false,false,false,false,true,null,true,false,true,true,true,false,null,8,5,7,10,10,10,7,1]
["Sister","Wormington","Jessica","Palmer",null,null,"Winter 2007","Senior","(None)","student103@gmail.com","student15","86-131-9082",null,"722-906-3998"]
["Sister","Palmer","Brett","Stevenson",null,null,"Fall 2012","Junior","History","student155@gmail.com","student65","69-631-2285","Caitie","236-974-7415","Engineering 231 TA, receptionist at Gloria's Little Italy","Museum curator, History professor",false,null,"Nashville, TN","F",19,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Steak 'n Shake server, BYU Catering, BYU Custodial",false,false,true,false,false,true,null,false,false,true,true,false,false,null,1,1,8,8,5,1,8,6]
["Brother","Palmer","Sean","Johnson",null,null,"Fall 2005","Senior","(None)","student66@gmail.com","student146","42-952-7723",null,"623-897-3653"]
["Sister","Bobert","Mark","Bobert",null,null,"Fall 2005","Senior","(None)","student84@gmail.com","student151","78-141-4099",null,"477-542-7915"]
["Brother","Palmer","Kim","Johansson",null,null,"Winter 2008","Senior","(None)","student55@gmail.com","student62","83-883-9990",null,"594-288-5952"]
["Sister","Stevenson","Mark","Bobert",null,null,"Winter 2009","Senior","(None)","student117@gmail.com","student35","32-422-3954",null,"402-428-9449"]
["Brother","Bobert","Gary","Wormington",null,null,"Fall 2011","Sophomore","Pre-Management Core","student25@gmail.com","student83","88-393-1334","craig","923-553-6220","Pharmaceutical rep","C.F.P",false,null,"draper ut","M",22,"dallas tx","2008-2010","n/a",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,null,false,false,false,true,true,false,null,false,false,false,true,false,true,null,7,7,7,10,10,10,9,6]
["Brother","Johansson","Brett","Stevenson",null,null,"Fall 2011","Senior","Economics","student26@gmail.com","student52","19-250-9327","Craig","985-680-7342","BYU Moving","Working for my brother at Jay's Plumbing",true,"McKay","Las Vegas","M",24,"New York Utica","2013-06-08","-",null,null,true,false,false,false,false,false,false,false,false,false,false,null,null,"Jay's Plumbing",false,false,false,true,false,true,null,false,false,false,false,false,true,null,10,10,6,8,6,6,8,1]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2009","Junior","(None)","student17@gmail.com","student66","93-571-0448",null,"620-296-8179"]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2007","Senior","(None)","student104@gmail.com","student10","42-586-0228",null,"709-795-1590"]
["Sister","Stevenson","Jessica","Palmer",null,null,"Winter 2006","Senior","(None)","student105@gmail.com","student53","17-945-7121",null,"430-737-4046"]
["Sister","Stevenson","Sean","Johnson",null,null,"Fall 2011","Senior","Psychology","student49@gmail.com","student85","67-758-9396","Christina","679-602-9528","TA: Psychological Testing","Cognitive/Neuropsychology",false,null,"Kent, WA","F",19,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,null,false,false,true,false,false,false,"Don't know anything about money",false,false,true,true,true,false,null,3,1,6,5,5,4,5,2,"I would like to learn basics. I am not much interested in complicated financial concepts. "]
["Brother","MarKowsky","Kim","Johansson",null,null,"Fall 2005","Junior","(None)","student130@gmail.com","student90","77-115-6083",null,"391-445-7429"]
["Brother","Palmer","Mark","Bobert",null,null,"Winter 2006","Sophomore","(None)","student110@gmail.com","student65","78-014-4970",null,"586-960-5090"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Winter 2007","Junior","(None)","student117@gmail.com","student136","78-014-4970",null,"737-788-9300"]
["Sister","Johansson","Brett","Stevenson",null,null,"Winter 2011","Senior","(None)","student151@gmail.com","student24","65-314-4940",null,"144-438-2243"]
["Brother","Palmer","Brett","Stevenson",null,null,"Winter 2011","Senior","Biology","student85@gmail.com","student77","85-795-7813","Cameron","757-367-6516","None","Dentistry",false,null,"Farmington, UT","M",21,"Romania/Moldova","2008-2010","Romanian",null,null,false,false,false,false,false,false,true,false,false,false,false,"Agriculture","Raising Livestock etc.","Landscaping,Grocer,Bindery Production Worker",true,false,false,true,false,true,null,false,false,false,false,false,true,null,8,6,6,7,7,8,7,4,"I am interested in learning how to invest wisely, how to build on capital and credit,and considerations involved in starting a personal business/practice."]
["Brother","Bobert","Kim","Johansson",null,null,"Fall 2008","Senior","(None)","student70@gmail.com","student77","68-829-1897",null,"693-350-8779"]
["Sister","Stevenson","Brett","Stevenson",null,null,"Winter 2012","Sophomore","(None)","student71@gmail.com","student54","30-420-2814","Sydney","793-849-7116",null,"Medical Field",false,null,"Scottsdale, AZ","F",19,null,null,"(Learning) Spanish",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Dental office; Piano teacher",false,false,false,true,false,false,null,false,false,true,true,true,false,null,4,1,7,8,2,4,3,1]
["Sister","Johansson","Gary","Wormington",null,null,"Fall 2010","Junior","Elementary Education","student78@gmail.com","student128","32-868-4864","Crosby","213-606-6306","Hatt's Ranch","Management",false,null,"Green River, UT","F",19,"N/A","N/A","N/A",null,null,false,false,false,true,false,false,true,false,false,false,true,null,null,"Hatt's Ranch",true,false,false,true,true,false,null,false,false,false,true,false,false,null,9,4,7,8,5,8,10,1]
["Brother","Johansson","Sean","Johnson",null,null,"Fall 2007","Freshman","(None)","student113@gmail.com","student150","62-328-8037",null,"449-283-7602"]
["Sister","MarKowsky","Sean","Johnson",null,null,"Winter 2011","Junior","(None)","student114@gmail.com","student116","19-871-9969","Trina","218-374-5248","none","I'm deciding between several (very varied) options.",false,null,"Chicago","F",19,"none",null,"some Japanese",null,null,false,false,false,false,false,false,true,true,false,false,false,"math and science","My previous major was PDBio, so...","Self-employed word processor and calligrapher.",false,false,false,true,true,false,null,false,false,false,false,false,true,null,8,4,6,7,10,4,2,1,"My parents are divorced, and both live in poverty. I am making it through college all by myself--basically, any knowledge that could possibly help me I would be willing to learn."]
["Sister","Bobert","Mark","Bobert",null,null,"Winter 2008","Senior","International Relations","student106@gmail.com","student10","86-936-4727",null,"277-761-5352"]
["Sister","MarKowsky","Jessica","Palmer",null,null,"Fall 2007","Senior","(None)","student19@gmail.com","student147","91-061-3320",null,"576-749-4148"]
["Sister","Stevenson","Gary","Wormington",null,null,"Fall 2007","Junior","(None)","student109@gmail.com","student36","16-555-6241",null,"140-156-7781"]
["Brother","Palmer","Mark","Bobert",null,null,"Fall 2007","Freshman","(None)","student16@gmail.com","student73","86-756-9571",null,"798-665-3352"]
["Brother","Bobert","Sean","Johnson",null,null,"Fall 2011","Junior","(None)","student122@gmail.com","student108","94-724-8299","Scott","827-914-2156","vivint. Sales Representative","Orthodontics",false,null,"Fairview, TX","M",22,"Jakarta, Indonesia","June 2008-June 2010","Indonesian",null,null,false,false,false,false,false,false,false,false,false,false,true,"Ice Hockey","I play on the BYU ice hockey team.",null,false,false,true,true,false,false,null,false,false,true,true,false,false,null,9,7,8,9,8,5,6,4]
["Brother","Johansson","Brett","Stevenson",null,null,"Fall 2011","Sophomore","Civil Engineering","student31@gmail.com","student108","49-983-8791","Chris","547-208-1844","Costco Wholesale",null,false,null,"Puyallup","M",18,null,null,"Spanish",null,null,true,false,false,true,false,false,false,false,false,false,false,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,9,8,10,10,10,10,8,7]
["Sister","Bobert","Sean","Johnson",null,null,"Winter 2008","Junior","(None)","student116@gmail.com","student144","88-602-5874",null,"658-177-2313"]
["Brother","MarKowsky","Gary","Wormington",null,null,"Winter 2012","Junior","Pre-Management Core","student141@gmail.com","student141","29-568-3497","Curtis","548-162-9733","Analytical assistant","Investment advisor",false,null,"Champlin","M",22,"Florianopolis","2009-2011","Portuguese",null,null,false,false,false,false,false,false,false,false,false,false,true,"Theater",null,null,false,false,false,true,true,false,null,false,false,false,false,false,true,null,10,8,4,10,6,9,10,8]
["Brother","Stevenson","Mark","Bobert",null,null,"Winter 2012","Junior","Media Arts Premajor","student31@gmail.com","student147","87-457-3948","Christian","779-702-1773","Custodian","Film Industry",false,null,"Danville","M",21,"Texas, San Antonio","Aug 2009-20011",null,null,null,true,false,false,false,false,true,false,true,false,false,false,"Film","I love movies","Lifeguard, landscaper, computer programmer",false,false,true,false,false,false,null,false,false,false,true,true,false,null,10,5,10,10,10,5,10,5]
["Brother","Wormington","Kim","Johansson",null,null,"Winter 2008","Senior","(None)","student34@gmail.com","student41","47-882-8777",null,"839-879-3712"]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Winter 2012","Junior","(None)","student20@gmail.com","student90","05-178-7418","Corbin","896-682-2469","Marriott Center Custodial","Sports Agent",false,null,"Murrieta, CA","M",21,"Honduras San Pedro Sula","August 2009-2011","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,true,true,true,false,null,false,false,true,true,false,false,null,7,8,9,10,9,9,10,6,"Just learn how to spend my money wisely, how to invest my money so that I can be wealthy, as they say in the book \"The Millionaire Next Door\""]
["Sister","Stevenson","Mark","Bobert",null,null,"Winter 2006","Sophomore","(None)","student52@gmail.com","student92","42-874-2255",null,"955-888-2519"]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Fall 2008","Junior","(None)","student122@gmail.com","student96","53-162-6916",null,"367-562-1744"]
["Sister","Stevenson","Sean","Johnson",null,null,"Fall 2007","Junior","(None)","student19@gmail.com","student42","39-085-2293",null,"129-354-1634"]
["Brother","Wormington","Mark","Bobert",null,null,"Winter 2011","Sophomore","(None)","student113@gmail.com","student64","30-191-2125","Chad","966-991-3015","None",null,false,null,"Arlington, Texas","M",21,"Chile Osorno","February 2008-2010","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Jetblue",false,false,true,true,true,false,null,false,false,true,true,true,false,null,8,8,4,10,10,10,10,4]
["Sister","Johnson","Brett","Stevenson",null,null,"Winter 2005","Senior","(None)","student118@gmail.com","student115","22-898-2135",null,"405-961-8040"]
["Sister","Johnson","Sarah","MarKowsky",null,null,"Winter 2006","Junior","(None)","student115@gmail.com","student130","56-580-4152",null,"499-869-4285"]
["Sister","Johansson","Kim","Johansson",null,null,"Winter 2010","Senior","(None)","student17@gmail.com","student124","76-664-2370","Courtney","576-341-4900","Daily Universe morning receptionist",null,false,null,"La Canada, CA","F",21,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,null,false,false,true,true,false,false,null,false,false,true,true,false,false,null,4,3,8,7,7,5,6,4,"I want to find a program where I can enter in my paycheck amount and it will divide it for me into categories like tithing, checking, savings, etc. "]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Winter 2006","Senior","(None)","student58@gmail.com","student149","48-650-2184",null,"889-175-8492"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Fall 2010","Senior","(None)","student113@gmail.com","student54","00-132-5606","Matt","761-991-4601","Student-unemployed","Wildlife Biologist, US Fish and Wildlife Service/US Forest Service",false,null,"Mars Hill, NC, USA","M",25,"Alabama-Birmingham","Feb.04-Feb.06",null,null,null,false,false,false,false,false,false,true,false,true,false,false,"Outdoor/Hunting/Fishing","I like to hike, camp, hunt, fish, anything outdoors.","Forestry Aid/Biological Science Technician (US Forest Service), Waterfowl Research Technician (Ducks Unlimited, Inc.), Biological Science Aid (US Fish and Wildlife Service), Undergraduate Researcher/Teaching Assistant (BYU-Plant and Wildlife Sciences Dept.)",true,false,true,false,false,true,null,false,false,true,true,true,false,null,4,4,1,7,9,10,5,2,"One of the things I would love to learn is how to invest right now as a college student.  I have two semesters remaining as an undergraduate and then continue for 2 years of graduate school and want to know what I can do to invest and gain interest in between graduate school and my first career (when I can finally start a 401K, etc.)."]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Winter 2010","Sophomore","(None)","student109@gmail.com","student105","37-353-5924","Caden","164-902-8544",null,null,false,null,"Alipine, UT","M",20,"Cochabamba Bolivia","Jan 2008-Jan 2010","Spanish",null,null,false,false,false,true,false,false,true,true,false,false,false,null,null,null,true,false,false,true,false,false,null,false,false,false,false,false,true,null,7,7,7,7,6,6,6,4]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2006","Senior","(None)","student131@gmail.com","student35","72-963-0838",null,"320-885-8527"]
["Brother","MarKowsky","Brett","Stevenson","Messo",null,"Winter 2008","Senior","(None)","student29@gmail.com","student42","58-014-5722",null,"257-711-3288"]
["Brother","Johnson","Sean","Johnson",null,null,"Fall 2004","Senior","(None)","student135@gmail.com","student117","55-902-7764",null,"100-449-4366"]
["Sister","Johnson","Gary","Wormington",null,null,"Winter 2012","Sophomore","Special Education Premajor","student41@gmail.com","student13","13-737-2843","Kamilla","842-739-5976","BYU Testing Center","I want to be a special education teacher.",false,"N/A","Charleston, SC","F",19,"N/A","N/A","None",null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Carter's outlet store\r\nWindsor Hill Elementary",false,false,true,true,false,false,null,false,false,true,true,true,false,null,5,3,9,5,10,3,3,1]
["Brother","Stevenson","Kim","Johansson",null,null,"Fall 2011","Junior","Economics","student82@gmail.com","student89","03-592-7256","Curtis","154-384-6752","BYU: Continuing Education","Microfinance; Economic Consulting?",true,"Kristi Maxwell","Santa Cruz, CA","M",22,"DC North","2008 - 2010","none",null,null,false,false,false,false,false,false,true,false,false,false,true,"Love drumming!",null,"Construction; Custodial",false,false,false,false,false,false,"I've been blessed with a lot and need to make sure I don't waste it",false,false,false,false,false,true,null,8,10,8,9,10,7,7,8,"How certain can we be that long term trends in investments can continue to grow at the rate they do? My wife and I both have patriarchal blessings that state how unstable things will be down the road, so is it wise to place our trust in something that is becoming more unstable instead of more secure?"]
["Brother","Johnson","Sean","Johnson",null,null,"Fall 2008","Senior","(None)","student39@gmail.com","student59","12-843-8215",null,"459-131-8678"]
["Brother","Palmer","Kim","Johansson",null,null,"Fall 2010","Sophomore","Open-Major","student116@gmail.com","student13","99-472-3857","Taylor","986-216-3908","Hawk Management","Business Marketing",false,null,"Provo, Utah","M",18,null,null,null,null,null,true,false,false,true,false,true,true,false,true,false,true,null,null,"I did some website work for the Utah Neurological Clinic as well as the Western Spine Center and Hawk Global.",false,false,false,true,true,false,"Excited to learn something.",false,false,false,true,false,false,null,3,2,10,10,10,10,8,5,"I would really love learning about the stock market and how to get involved in managing stocks on my own. I am really excited to learn in this class. It sounds like I will be learning some great stuff."]
["Sister","Johansson","Kim","Johansson",null,null,"Winter 2008","Junior","(None)","student43@gmail.com","student92","34-344-2430",null,"584-728-4506"]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Winter 2006","Sophomore","(None)","student15@gmail.com","student29","87-625-9399",null,"537-634-5740"]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2008","Senior","(None)","student115@gmail.com","student143","78-949-8068",null,"782-857-2271"]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Winter 2006","Junior","(None)","student50@gmail.com","student67","46-832-8404",null,"493-342-5125"]
["Brother","MarKowsky","Sean","Johnson",null,null,"Fall 2007","Junior","(None)","student62@gmail.com","student71","01-116-9259",null,"687-234-8414"]
["Sister","MarKowsky","Sean","Johnson",null,null,"Winter 2012","Junior","(None)","student97@gmail.com","student67","20-249-8201","Claire","967-858-4547","Faculty Center Student Assistant","Something helping children.",false,null,"Henderson","F",19,null,null,null,null,null,false,false,false,false,false,false,true,true,false,false,false,null,null,"Desert Edge Dance Company (instructor), Tuacahn Summer Theater Institute (choreographer), States Chiropractic (Office Assistant), Gandolfo's New York Deli ",false,false,false,true,true,false,"Interested in the Business program and plan to change major.",false,false,false,false,false,true,null,4,2,7,8,10,6,7,6,"I mostly want to know how to further take care of myself and my finances. My dad's a CPA and has instilled a love for finance and responsibility. I want to be a pro with my income."]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2011","Senior","(None)","student111@gmail.com","student45","67-045-1827","Chase","192-376-6975","Dental and Surgical Assistant","Oral Maxillofacial Surgery",false,null,"Highlands Ranch, Colorado","M",24,"California Riverside","Jan. 2006-2008","none",null,null,false,false,false,false,false,false,false,false,false,false,false,"DENTISTRY",null,"Dean David Magleby's Exec. Assistant",false,false,true,true,false,true,null,false,false,true,true,false,false,null,5,5,2,10,7,8,2,3]
["Brother","MarKowsky","Mark","Bobert",null,null,"Fall 2009","Senior","(None)","student59@gmail.com","student115","34-323-6147","Clark","135-333-1393","Office of IT","Prepare for the LSAT",false,null,"Portland, Oregon","M",23,"Chile Santiago West","July 2005-2007","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,true,"Law",null,"Costco, Spanish Tutor.",false,false,false,false,false,true,null,false,false,true,true,true,false,null,8,6,8,10,9,9,9,3]
["Brother","MarKowsky","Sean","Johnson",null,null,"Winter 2007","Freshman","(None)","student135@gmail.com","student66","30-190-8107",null,"184-891-6149"]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Winter 2008","Sophomore","(None)","student88@gmail.com","student19","14-207-7737",null,"596-529-4952"]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2011","Freshman","Mechanical Engineering Pre-Professional","student117@gmail.com","student21","87-984-0394","Colby","466-991-6928",null,null,false,null,"Chelsea, MI","M",18,null,"next summer",null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,true,false,false,false,false,false,null,false,false,false,true,false,false,null,5,5,10,10,10,8,6,8]
["Sister","Johnson","Jessica","Palmer","Killian",null,"Winter 2005","Senior","(None)","student71@gmail.com","student123","39-203-3319",null,"200-594-5699"]
["Brother","Johansson","Mark","Bobert",null,null,"Winter 2011","Senior","(None)","student67@gmail.com","student44","20-066-7381",null,"432-493-8590"]
["Sister","Palmer","Brett","Stevenson",null,null,"Winter 2012","Senior","Home & Family Living","student92@gmail.com","student150","05-923-7885",null,"918-158-2866"]
["Brother","Johansson","Brett","Stevenson",null,null,"Fall 2006","Senior","(None)","student19@gmail.com","student90","22-495-2438",null,"952-599-8926"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Fall 2012","Junior","Political Science","student59@gmail.com","student37","22-029-3685","Devon","144-630-7996",null,"Education",false,null,"Aiea, HI","M",19,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,"I ran cross country and track in high school.",null,false,false,true,true,false,false,null,false,false,false,true,true,false,null,5,3,6,7,8,10,7,6,"Nothing comes to mind at the moment."]
["Brother","Johansson","Kim","Johansson",null,null,"Fall 2011","Senior","(None)","student93@gmail.com","student44","74-646-2371","Daniel","231-737-7555",null,"Medicine",false,null,"San Diego","M",23,"Washington Spokane","July 2009-2011",null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,true,false,false,true,null,false,false,false,true,false,false,null,5,4,8,10,5,7,2,2,"Just interested in how to better manage my savings."]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2009","Senior","Computer Engineering","student78@gmail.com","student155","78-290-5956",null,"255-614-2003"]
["Brother","Stevenson","Mark","Bobert",null,null,"Fall 2004","Senior","(None)","student44@gmail.com","student103","13-299-7582",null,"452-909-5350"]
["Brother","Johnson","Mark","Bobert",null,null,"Winter 2009","Senior","(None)","student50@gmail.com","student55","00-091-3134",null,"453-225-9887"]
["Brother","Johansson","Mark","Bobert",null,null,"Fall 2012","Junior","Pre-Management Core","student54@gmail.com","student71","37-835-1327",null,"565-114-7353","Self employed mechanic","Accounting",false,null,"Reno","M",22,"Paraguay","2009-2011","Spanish",null,null,true,false,false,false,false,false,false,false,false,false,true,"Mechanics, Guns","I am paranoid about the end of the world.  ","Construction",false,false,false,true,true,false,null,false,false,true,true,false,false,null,10,8,9,10,10,10,6,8,"All of the things we study are under the assumption that the economy will continue to function.  I believe that things are soon going to fall apart.  What would be a wise investment strategy if the government ceased to function? "]
["Sister","Johnson","Brett","Stevenson",null,null,"Winter 2008","Senior","(None)","student15@gmail.com","student46","57-685-0469",null,"549-292-5433"]
["Brother","Johansson","Jessica","Palmer",null,null,"Winter 2009","Senior","(None)","student113@gmail.com","student62","38-982-0535",null,"455-666-7885"]
["Brother","Johansson","Mark","Bobert",null,null,"Winter 2012","Junior","Exercise Science","student148@gmail.com","student61","08-018-2400","Dallin","137-360-2187","coach ","Physicians Assistant or Seminary teacher, but Open to many ideas.",false,null,"West Valley City","M",23,"Tokyo Japan","2008-2010","Japanese",null,null,false,false,false,false,false,true,true,true,false,false,true,null,null,"Meridian engineering, American Fork Fitness center, subaru",false,false,false,true,false,false,null,false,false,false,false,false,true,null,5,5,9,10,10,10,1,4]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2012","Sophomore","Neuroscience","student24@gmail.com","student65","72-941-3188","Dallin","967-729-8599","looking","dentist",false,null,"Falmouth, Maine","M",21,"SLC, Utah","2010-2012",null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"landscaping, construction",true,false,true,true,true,false,null,false,false,false,true,true,false,null,9,8,7,10,9,10,8,9]
["Sister","Johansson","Kim","Johansson",null,null,"Winter 2007","Senior","(None)","student142@gmail.com","student14","67-522-7749",null,"535-521-2497"]
["Brother","Bobert","Mark","Bobert",null,null,"Winter 2011","Sophomore","Pre-Management Core","student90@gmail.com","student145","02-797-2005","Dalyn","178-813-7399",null,null,false,null,"Statesville, NC","M",18,null,null,"None",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,null,false,false,true,true,true,false,null,false,false,true,true,true,false,null,8,9,9,10,10,10,8,6]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2006","Freshman","(None)","student24@gmail.com","student42","38-707-5003",null,"287-830-4370"]
["Brother","Wormington","Brett","Stevenson",null,null,"Winter 2005","Senior","(None)","student111@gmail.com","student31","61-927-5668",null,"976-127-2801"]
["Sister","Johnson","Brett","Stevenson",null,null,"Winter 2009","Senior","(None)","student110@gmail.com","student77","78-203-1876",null,"972-130-6278"]
["Sister","Stevenson","Sean","Johnson",null,null,"Winter 2007","Sophomore","Communications Premajor","student59@gmail.com","student62","73-365-6880",null,"879-312-4646"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2012","Freshman","Neuroscience","student102@gmail.com","student80","24-768-2666","Daniel","587-853-4077","None","Anything",false,"None","Santa Rosa","M",17,"None","None","None",null,null,false,false,false,false,false,false,false,false,false,false,false,"Animals","I like animals.","None",false,false,true,true,false,false,null,false,false,false,true,false,false,null,8,3,6,10,5,3,8,2,"No."]
["Brother","Palmer","Jessica","Palmer",null,null,"Winter 2010","Senior","(None)","student82@gmail.com","student144","82-694-3628","Joshua","688-215-6794","self employed","entreprenuer",false,"future wife","Seattle / Redmond","M",23,"Cape Verde Africa","2013-05-07","Portugese ",null,null,true,true,true,true,false,true,true,true,true,true,true,"snowboarding","i will be coming back straight from boarding to this class from sundance. :)","media consultant\r\napple trainer\r\n",false,false,true,true,false,false,"they said everyone should take this class at BYU",false,false,false,false,true,false,null,6,8,9,10,10,9,8,2,"How to invest, what to avoid, how to manage money, what all the 401k and healthplan stuff is, how I can help my employees (future) etc"]
["Brother","Bobert","Gary","Wormington",null,null,"Fall 2011","Sophomore","(None)","student102@gmail.com","student95","85-566-2896","Jacob","977-293-1686","Painting",null,false,null,"Bellevue","M",22,"Paraguay","2009-2011","spanish",null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Painting",true,false,false,true,true,true,null,false,false,false,false,false,true,null,8,8,8,10,10,10,8,5,"I'm Excited!"]
["Brother","Palmer","Sean","Johnson",null,null,"Fall 2008","Junior","(None)","student78@gmail.com","student35","07-915-0852",null,"495-615-9692"]
["Brother","MarKowsky","Kim","Johansson",null,null,"Winter 2012","Senior","(None)","student78@gmail.com","student110","35-148-5392",null,"321-837-9744"]
["Sister","MarKowsky","Jessica","Palmer",null,null,"Fall 2012","Junior","Health Promotion","student138@gmail.com","student98","12-471-4650","Dani","510-797-9098","Center for Teaching and Learning","Biology Teacher",false,null,"Afton","F",20,null,null,"none",null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,null,false,false,true,true,false,false,null,false,false,false,true,false,false,null,5,5,6,6,6,-1,-1,4]
["Sister","Palmer","Jessica","Palmer",null,null,"Winter 2010","Senior","(None)","student95@gmail.com","student145","41-656-7596","Danielle","480-675-1914","BYU Alumni Association","Be a mom, non-profit event planning",false,null,"Mesa, AZ/ Westford, MA","F",21,"Every member a missionary","none","German",null,null,false,false,false,false,false,false,true,true,true,false,false,"Cooking","I make a mean fettucine alfredo.","Waitress in Assisted living home, habilitation provider, nanny",false,false,true,true,false,false,null,false,false,false,true,true,false,null,8,4,3,7,9,7,2,5]
["Brother","Bobert","Mark","Bobert",null,null,"Fall 2009","Senior","(None)","student56@gmail.com","student67","45-871-2999","Dan","337-359-2042","RA in mechanical engineering dept",null,false,null,"St. George","M",24,"Minneapolis","2013-03-05","Spanish",null,null,false,false,false,false,false,false,true,true,false,false,true,"Backpacking",null,"DME salesman, shoe salesman, personal tutor, commercial plumbing labor, golf course maintainer",false,false,false,true,false,false,null,false,false,false,true,false,false,null,9,10,8,10,6,7,8,7]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2010","Junior","(None)","student151@gmail.com","student21","41-494-1489","Dan","864-447-1715",null,null,false,null,"Walla Walla, WA","M",23,"McAllen, TX","April 2007-April 2009","Spanish",null,null,true,false,false,true,false,false,false,false,false,false,true,null,null,"Sales/Hospitality",false,false,false,true,false,false,null,false,false,false,false,true,false,null,6,6,5,8,8,9,5,8]
["Brother","Johnson","Sean","Johnson",null,null,"Fall 2011","Freshman","Pre-Management Core","student114@gmail.com","student153","84-851-0500","Daniel","218-390-3169","unemployed",null,false,null,"ona, wv","M",18,null,null,"no",null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,false,true,true,false,null,false,false,false,false,false,true,null,6,2,8,10,7,6,6,3]
["Brother","Bobert","Jessica","Palmer",null,null,"Winter 2009","Freshman","(None)","student43@gmail.com","student10","01-452-2544",null,"380-905-9121"]
["Sister","Bobert","Brett","Stevenson",null,null,"Winter 2008","Senior","(None)","student127@gmail.com","student132","68-464-9242",null,"120-484-6313"]
["Brother","Palmer","Mark","Bobert",null,null,"Fall 2005","Senior","(None)","student41@gmail.com","student63","06-850-8823",null,"678-527-4162"]
["Brother","Bobert","Sarah","MarKowsky",null,null,"Winter 2008","Senior","(None)","student147@gmail.com","student18","27-098-9100",null,"925-636-7050"]
["Brother","Wormington","Sarah","MarKowsky",null,null,"Winter 2006","Sophomore","(None)","student109@gmail.com","student54","02-842-7149",null,"638-975-3963"]
["Brother","Johansson","Sean","Johnson",null,null,"Fall 2006","Sophomore","(None)","student88@gmail.com","student49","90-884-2650",null,"478-196-3481"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Fall 2007","Junior","(None)","student122@gmail.com","student59","90-884-2650",null,"210-688-4996"]
["Brother","Palmer","Brett","Stevenson",null,null,"Fall 2008","Junior","(None)","student114@gmail.com","student121","06-738-9343",null,"631-290-9338"]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2005","Senior","(None)","student17@gmail.com","student23","24-285-1252",null,"688-961-7853"]
["Sister","MarKowsky","Sean","Johnson",null,null,"Fall 2006","Senior","(None)","student79@gmail.com","student77","36-057-0167",null,"433-714-7266"]
["Brother","Johnson","Mark","Bobert",null,null,"Fall 2010","Senior","(None)","student84@gmail.com","student121","07-747-1199","Daren","856-905-7733",null,"Something in finance- consultant",false,null,"Falls Church, VA","M",22,"Argentina Salta","May 2008- May 2010","Spanish",null,null,true,false,false,false,false,false,false,false,false,false,true,null,null,"Maintenance, sports camp counselor, cutco salesman, tutor",true,false,false,true,true,false,null,false,false,false,false,false,true,null,10,8,7,10,9,8,7,4]
["Sister","Palmer","Mark","Bobert",null,null,"Fall 2004","Senior","(None)","student50@gmail.com","student21","52-743-6093",null,"101-193-1967"]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2010","Sophomore","(None)","student87@gmail.com","student24","13-566-9712","darrik","851-953-1412",null,"FBI, social worker",false,null,"Lakeville,MN","M",21,"Arizona, Tempe","june 2008-june2010","none",null,null,false,false,false,false,false,false,true,true,false,false,false,null,null,"Landscaping, retail, ",false,false,true,true,false,false,null,false,false,true,true,false,false,null,4,4,3,5,8,8,6,2,"No, honestly all the things I would have mentioned here were addressed in the first day of class."]
["Brother","Johansson","Brett","Stevenson",null,null,"Winter 2007","Sophomore","(None)","student73@gmail.com","student39","58-998-9123",null,"223-212-2577"]
["Brother","Johnson","Jessica","Palmer",null,null,"Fall 2005","Sophomore","Pre-Management Core","student80@gmail.com","student40","08-808-7621",null,"127-323-6875"]
["Brother","Johnson","Sean","Johnson",null,null,"Winter 2009","Senior","(None)","student68@gmail.com","student141","72-526-3593",null,"523-333-9600"]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Fall 2012","Sophomore","Industrial Design Premajor","student80@gmail.com","student65","15-204-4328","David","793-206-1313",null,"Business Management",false,null,"Temecula","M",18,null,"2013-2015","none",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,null,false,false,false,true,false,false,null,false,false,false,true,true,false,null,6,3,4,10,8,10,7,2,"This whole idea of setting up your retirement plan is great and all, but what if your investments fail, or your property/house plummets in value? "]
["Brother","Stevenson","Gary","Wormington",null,null,"Winter 2009","Sophomore","Spanish","student89@gmail.com","student26","95-545-5184",null,"159-262-9187"]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Fall 2008","Junior","(None)","student11@gmail.com","student101","07-355-6855",null,"239-690-8838"]
["Brother","Johnson","Sean","Johnson",null,null,"Fall 2011","Senior","Economics","student68@gmail.com","student48","36-671-0157","Dylan","801-878-6465","Heritage Halls Custodial","Economist",false,null,"Boerne, TX","M",23,"Peru Lima East","nov07-nov09","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,"Economics","I like to learn about how the world works and why it is the way it is.","Supervisor at Paladium Movie Theater",false,false,false,true,false,false,"I want to understand investments and finance",false,true,false,false,false,false,null,8,7,6,6,9,9,7,5,"I don't know anything about investing money in anything, so I am looking forward to everything in the class.  Mainly, I would like to be able to make a plan to be financially secure throughout my life by the time I leave the class."]
["Brother","Johansson","Brett","Stevenson",null,null,"Winter 2012","Senior","Advertising","student143@gmail.com","student102","91-026-3214","Derek","423-264-7505","HBLL Multimedia Department","Graduate and work at an ad agency",false,null,"Idaho Falls","M",24,"The Baltic Mission","2006-2008","Russian",null,null,true,false,false,true,false,true,true,true,true,false,false,null,null,"Lots. Retail, fast food, construction, etc.",false,false,false,true,false,true,null,false,false,false,true,false,false,null,5,7,4,10,8,8,9,5,"I'm just hoping that the class will be broad enough to apply to me as well as everyone else, yet specific enough to give me ideas that I can personally use. Having been to the first couple weeks of class, lots has been said about putting money in things with good ROI, but I haven't heard what kinds of investment opportunities provide those rats of return. "]
["Brother","MarKowsky","Mark","Bobert",null,null,"Fall 2012","Freshman","Exercise Science","student125@gmail.com","student11","94-261-1607","Davin","924-830-6110","John Keller","Medicine",false,null,"Bountiful","M",18,null,null,null,null,null,false,false,false,false,false,true,true,true,true,false,true,null,null,null,false,false,true,false,false,false,null,false,false,false,false,false,true,null,4,6,10,10,10,8,6,4]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2005","Junior","(None)","student138@gmail.com","student89","91-331-2616",null,"659-150-7664"]
["Brother","Stevenson","Mark","Bobert",null,null,"Winter 2009","Senior","(None)","student97@gmail.com","student119","47-670-1216",null,"221-774-2410"]
["Brother","Stevenson","Gary","Wormington",null,null,"Fall 2011","Sophomore","Biology","student32@gmail.com","student145","15-321-8107","Daniel","598-510-3150","Unemployed","Something in Business...Perhaps Business Management",true,"Charity","McKinney","M",23,"Columbus, OH","Jul. 07-Jul. 09","None",null,null,true,false,false,false,false,false,true,true,false,false,true,null,null,"Dental Assistant",false,false,false,true,true,false,null,false,false,true,true,false,true,null,9,8,6,10,9,6,10,2]
["Brother","Bobert","Brett","Stevenson",null,null,"Winter 2007","Junior","(None)","student93@gmail.com","student36","38-442-7079",null,"125-308-3197"]
["Brother","Wormington","Gary","Wormington",null,null,"Winter 2012","Sophomore","Pre-Management Core","student63@gmail.com","student47","71-562-2002","Dallin","487-225-9570","NA","Professional Athlete",false,null,"San Diego, CA","M",18,"NA","This summer","NA",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Golden Spoon",false,false,false,true,false,false,null,false,false,false,true,false,false,null,1,4,9,10,10,10,10,3]
["Brother","Johansson","Brett","Stevenson",null,null,"Winter 2006","Senior","Pre-Management Core","student10@gmail.com","student77","03-755-7615",null,"158-282-4404"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Fall 2010","Senior","(None)","student20@gmail.com","student81","28-805-4098",null,"129-725-4194"]
["Sister","Wormington","Gary","Wormington",null,null,"Winter 2010","Senior","(None)","student89@gmail.com","student106","73-792-4579",null,"839-727-4871"]
["Sister","Bobert","Jessica","Palmer","Whigham",null,"Fall 2010","Sophomore","(None)","student109@gmail.com","student15","06-168-0078","Deirdre","517-364-5744",null,null,false,"Deirdre Miller","Augusta, Ga","F",19,null,null,null,null,null,false,false,false,false,false,true,true,false,true,false,false,null,null,null,true,false,false,true,false,false,null,false,false,false,true,true,false,null,4,3,8,8,10,7,6,3]
["Brother","Wormington","Sean","Johnson",null,null,"Fall 2010","Sophomore","Pre-Management Core","student86@gmail.com","student127","06-604-5140","Andres","765-584-8766","OIT BYU","Information Systems Consultant",false,"none","Mexico City","M",22,"Washington DC South","Sep 07 - Sep 09","Spanish",null,null,true,true,true,true,false,false,false,false,true,false,true,null,null,"LDS Church - IT Tech",false,false,false,true,true,false,null,false,false,true,true,true,false,null,4,3,3,8,8,10,8,8,"POC and investments."]
["Brother","Bobert","Brett","Stevenson",null,null,"Fall 2007","Junior","(None)","student137@gmail.com","student95","50-183-0030",null,"401-529-9232"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2010","Senior","Mechanical Engineering","student101@gmail.com","student141","48-231-4768","Sterling","934-721-1038","Still working on that one...","Engineer? I want to build stuff.",false,null,"LaHabra, California","M",21,"Brazil, Londrina","Sept2007-sept2009","Portuguese",null,null,true,true,false,false,false,false,true,false,false,false,false,"Legos",null,"Some health insurance company, a law office, basically the kid to yell at if you need something done",true,false,true,true,false,false,null,false,false,true,true,true,false,null,9,9,10,9,10,10,9,10,"Ok this might be more of a history question than anything but it's something that I've been curious about: how did stocks start getting traded and why? I mean, it seems like the principal reason one would invest money in stocks would be to see them increase in value so at one point they can be sold. (divedends don't seem to be that big a deal, claim on assests less still and voting rights, kinda pointless). And these fluctuations of the market and the ability to sell only exist because others are. buying and selling too. So it seems like it works now because the ball is rolling but how did the ball get rolling? ok I hope that made some sense, just curiousity if we have a chance."]
["Sister","Wormington","Sean","Johnson",null,null,"Winter 2012","Sophomore","English","student126@gmail.com","student145","63-060-7301","Denya","134-445-7317",null,"Writing and Editing",false,null,"Castle Rock","F",18,null,null,null,null,null,false,false,false,false,false,false,true,true,false,false,false,"Dance, Theatre",null,"Babysitting,",true,false,false,true,false,false,"Want to learn how to manage money now",false,false,false,false,false,true,null,6,4,6,5,5,5,6,5]
["Brother","MarKowsky","Gary","Wormington",null,null,"Winter 2008","Senior","(None)","student116@gmail.com","student68","03-000-7008",null,"655-431-3364"]
["Brother","MarKowsky","Sean","Johnson",null,null,"Fall 2009","Senior","(None)","student81@gmail.com","student127","71-336-0190","David","130-311-3603","none","Forest Service/BLM",false,"none","Ramstein","M",31,"London South",2000,"none",null,null,true,true,false,false,false,false,false,false,false,false,true,null,null,"Forest Service",false,false,false,false,false,false,"Graduating soon and there is more to know about managing money",false,false,true,true,true,false,null,9,10,10,9,8,9,6,4]
["Brother","Bobert","Brett","Stevenson",null,null,"Winter 2006","Sophomore","(None)","student18@gmail.com","student73","07-459-7159",null,"289-664-1451"]
["Sister","Stevenson","Jessica","Palmer",null,null,"Winter 2010","Junior","(None)","student11@gmail.com","student112","31-691-9755","Dasha","489-817-3176","Security guard, BYU MOA","I don't know yet",false,null,"Novosibirsk, Russia","F",20,null,null,"Russian",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,null,false,false,true,true,false,true,null,false,false,true,true,false,false,"applicable to anyone",10,3,1,7,4,6,7,1,"I would love to learn how to manage money better."]
["Sister","Palmer","Sean","Johnson","Grisel",null,"Winter 2012","Senior","French Studies","student72@gmail.com","student101","88-598-2592","Daniela","184-761-9074","Missionary Training Center","Work for international organizations such as the UN or the World Bank",false,null,"La Paz, Bolivia","F",28,"Philadelphia, PA","2005-2006","Spanish",null,null,false,false,false,true,false,false,true,true,false,false,false,"Worldwide Issues","I love learning about the world, the different cultures and the different people. ","Global Service Desk\r\nTA for the Spanish and Portuguese Department at BYU",false,false,false,true,false,false,null,false,false,false,false,false,true,null,10,6,3,8,10,10,2,2,"I really want to know about managing a personal budget. If it is possible not just after graduating but during college. The requests I have is if there could be may be another option for TA face to face office hours on Friday sometime. Since I have a class T/TH from 5-6. Thank you! I am excited to be in the class. "]
["Brother","Bobert","Sarah","MarKowsky",null,null,"Fall 2006","Junior","(None)","student133@gmail.com","student140","88-337-6688",null,"189-111-2548"]
["Brother","Wormington","Sarah","MarKowsky",null,null,"Fall 2004","Sophomore","(None)","student15@gmail.com","student77","09-958-8853",null,"990-222-7086"]
["Brother","Johnson","Jessica","Palmer",null,null,"Winter 2009","Freshman","(None)","student83@gmail.com","student107","46-223-4574",null,"729-296-1413"]
["Brother","Johansson","Jessica","Palmer",null,null,"Fall 2007","Sophomore","(None)","student73@gmail.com","student89","05-500-1836",null,"520-564-8883"]
["Sister","Stevenson","Mark","Bobert",null,null,"Winter 2007","Junior","(None)","student135@gmail.com","student132","07-847-9279",null,"267-977-2345"]
["Brother","Wormington","Mark","Bobert",null,null,"Fall 2004","Junior","(None)","student21@gmail.com","student91","18-532-0367",null,"432-958-1594"]
["Brother","Johnson","Jessica","Palmer",null,null,"Winter 2012","Senior","Microbiology","student88@gmail.com","student109","17-620-9423","Derek","823-507-9694","none","Cardiovascular or Heart Surgeon",false,"none","Yorktown","M",21,"none","none","Russian",null,null,true,false,false,true,false,false,true,true,true,false,true,"none","none","Lifeguard and German Chef",false,false,false,false,false,true,"none",false,false,false,false,false,true,"none",7,7,4,5,10,7,5,4,"I am looking forward to learning how to keep track of my finances, do taxes, and even learn a little about investing, and how it works.  I don't really know how to do any of these things, so I would enjoy seeing my questions of how to do these things answered in our work together this semester."]
["Brother","Johansson","Brett","Stevenson",null,null,"Winter 2012","Senior","Pre-Management Core","student44@gmail.com","student33","37-358-3132","David","706-885-8302","None",null,true,"Megan","Lovell","M",24,"Dominican Republic","2007-2009","Spanish",null,null,true,false,false,false,false,false,false,false,false,false,true,null,"I enjoy working with computers, but mostly on my free time. I really enjoy playing almost all sports and I also enjoy watching football and basketball.",null,false,false,false,true,false,true,null,false,false,false,false,false,true,null,8,4,10,10,10,9,10,7]
["Brother","Bobert","Brett","Stevenson",null,null,"Fall 2007","Senior","(None)","student55@gmail.com","student130","78-836-0498",null,"804-493-4643"]
["Brother","Johnson","Gary","Wormington",null,null,"Fall 2007","Junior","(None)","student155@gmail.com","student108","37-407-8649",null,"506-196-7155"]
["Brother","Palmer","Brett","Stevenson",null,null,"Winter 2011","Junior","Open-Major","student129@gmail.com","student96","69-740-5835",null,"208-421-9443",null,null,false,null,"Omaha","M",19,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,null,false,false,false,true,true,false,null,false,false,false,true,false,false,null,7,7,8,10,7,5,5,1]
["Brother","Stevenson","Gary","Wormington",null,null,"Winter 2011","Senior","Urban,Rural,&Environmental Planning","student45@gmail.com","student45","03-030-3440","Dan","479-468-1185","BYU","Rental Properties",true,"Dallas","West Point, UT","M",25,"Louisville, KY","2004-2006","None",null,null,false,false,false,false,false,false,false,false,true,false,true,null,null,"Construction with my Dad",false,false,false,true,false,false,null,false,false,true,true,true,false,null,5,6,5,8,7,6,5,2,"No not really. I just hope to learn how to use money so that money can work for me some day."]
["Brother","Bobert","Sean","Johnson",null,null,"Winter 2008","Senior","(None)","student132@gmail.com","student152","51-625-7266",null,"932-622-2176"]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2009","Sophomore","(None)","student83@gmail.com","student131","36-231-7293",null,"517-784-5968"]
["Brother","Johansson","Sean","Johnson",null,null,"Winter 2012","Senior","French Studies","student96@gmail.com","student108","98-641-4448","Dane","745-420-7356",null,"Medical Doctor",false,null,"Blanding, UT","M",21,"Switzerland, Geneva","Mar '09-'11","French",null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,"Blue Mountain Hospital: OR prep and maintenance\r\n\r\nSan Juan School District: Building and Grounds",true,false,true,true,false,false,"Engaged and need to know how to manage money",false,false,true,true,true,false,null,8,6,7,10,10,8,9,5,"I imagine it will be covered regardless, but I'm interested in the basic do's and don'ts of personal finance and personal budgeting. I would also like as much information on interest and loans as can be provided. I'm looking forward to this class."]
["Sister","MarKowsky","Sean","Johnson",null,null,"Winter 2008","Senior","(None)","student93@gmail.com","student73","19-104-5114",null,"888-465-6339"]
["Brother","Bobert","Mark","Bobert",null,null,"Winter 2008","Senior","(None)","student103@gmail.com","student49","90-967-7102",null,"534-216-3391"]
["Brother","Bobert","Sean","Johnson",null,null,"Fall 2011","Sophomore","(None)","student39@gmail.com","student100","11-791-6854","Dan","227-736-2315",null,null,false,null,"Byron, Il","M",21,"Las Vegas","2009-2011","no",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,false,false,false,false,"Brother Recommended it",false,false,true,false,true,false,null,7,8,6,8,5,3,4,4]
["Brother","Stevenson","Mark","Bobert",null,null,"Winter 2009","Freshman","(None)","student12@gmail.com","student38","57-820-0218",null,"556-116-2064"]
["Brother","Johnson","Sean","Johnson",null,null,"Winter 2011","Sophomore","Mechanical Engineering Pre-Professional","student97@gmail.com","student60","77-173-1406","Morley","942-124-7640","Cannon Center","FBI",false,null,"Bakersfield","M",18,null,null,null,null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,false,true,true,false,null,false,false,true,true,false,false,null,8,7,5,10,4,6,2,1]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Fall 2006","Junior","(None)","student40@gmail.com","student84","05-001-3136",null,"775-129-2930"]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Fall 2008","Junior","(None)","student22@gmail.com","student34","05-191-2267",null,"765-242-1511"]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2006","Sophomore","(None)","student91@gmail.com","student134","51-131-5705",null,"289-133-8172"]
["Sister","Palmer","Jessica","Palmer",null,null,"Fall 2009","Junior","(None)","student28@gmail.com","student122","60-936-7476",null,"821-527-5101"]
["Brother","Stevenson","Kim","Johansson",null,null,"Winter 2012","Senior","(None)","student20@gmail.com","student136","47-548-0870","Doug","913-574-9564","Research lab assistant","Medicine (I have been accepted to medical school and will begin this July)",true,"Whitney","Mesa, AZ","M",24,"Taipei, Taiwan","2006-2008","Mandarin Chinese",null,null,false,false,false,false,false,false,false,false,false,false,false,"Fishing","I have the most experience bass fishing.","CPR/First Aid instructor for American Heart Association",false,false,false,true,false,true,null,true,false,true,true,false,false,null,7,7,9,10,10,9,9,5,"The only reason I am taking this course is to make practical use of the information I receive this semester.  Therefore, I am hoping that majority of the information presented will have practical application to non-business majors/minors."]
["Brother","Johansson","Brett","Stevenson",null,null,"Winter 2011","Junior","(None)","student146@gmail.com","student71","23-103-8351","Tyler","232-897-6718","none","Financial planner, special education teacher",false,null,"Loomis, CA","M",23,"Guatemala City North","2006-2008","Spanish",null,null,false,false,false,true,false,false,false,false,false,false,true,null,null,"pinnacle salesman",false,false,true,false,false,false,null,false,false,true,true,true,false,null,8,7,9,10,8,8,9,7,"I would love just to gain an overall understanding of finance and how i can save money in my lifetime."]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Fall 2011","Sophomore","(None)","student102@gmail.com","student132","81-373-8548","Doug","140-134-8876","Campus Carpet Repair","Business Management",false,null,"Middleton, ID","M",22,"Jacksonville, Florida","Oct 08-10",null,null,null,false,false,false,true,false,false,false,false,false,false,true,null,null,null,false,false,true,true,true,false,null,false,false,false,true,true,false,null,8,8,5,10,9,9,7,4]
["Sister","Palmer","Brett","Stevenson",null,null,"Winter 2007","Sophomore","(None)","student57@gmail.com","student17","32-721-1388",null,"754-388-9652"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Fall 2012","Senior","Microbiology","student28@gmail.com","student56","66-288-6424","David","815-200-7001","Lab Research Assistant","Dentistry",true,"Meegan","Olathe, KS","M",23,"Kobe, Japan","2008-2010","Japanese",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Japanese Interpretation, Sports Camp Counselor, ACT Prep Course Teacher",false,false,false,true,false,true,null,false,false,true,true,true,false,null,8,5,9,9,9,9,3,5,"Looking forward to whatever the course has to offer!"]
["Brother","Bobert","Kim","Johansson",null,null,"Winter 2006","Junior","(None)","student58@gmail.com","student88","23-340-9993",null,"467-628-1555"]
["Brother","Johansson","Sean","Johnson",null,null,"Winter 2012","Junior","Manufacturing Engineering Technology","student85@gmail.com","student90","94-899-4034","Drew","470-360-9150","none",null,false,"none","Encinitas, CA","M",23,"Texas McAllen","September 2008 - 2010","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,false,"Woodworking","Mostly making electric bass guitars","Food service, retail, phone sales.",true,false,false,true,false,false,"I'm getting married and need to know how to be a real grown up",false,false,true,true,false,false,"My brother said that it should be made a GE requirement",9,8,10,10,9,6,9,1]
["Brother","Johansson","Jessica","Palmer",null,null,"Fall 2008","Sophomore","(None)","student102@gmail.com","student54","15-994-1811",null,"205-682-9295"]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2008","Junior","(None)","student134@gmail.com","student117","78-605-9128",null,"677-348-8394"]
["Sister","Bobert","Jessica","Palmer",null,null,"Winter 2009","Junior","(None)","student55@gmail.com","student124","39-577-7422",null,"757-952-9011"]
["Brother","Wormington","Brett","Stevenson",null,null,"Fall 2008","Senior","(None)","student36@gmail.com","student10","00-422-3837",null,"190-423-7573"]
["Brother","Stevenson","Gary","Wormington",null,null,"Winter 2012","Sophomore","Psychology","student50@gmail.com","student104","39-644-1612","Devon","324-261-6369","BYU Independent Study","No idea",false,null,"Alexander, NY","M",22,"Paraguay Asuncion North","Dec. 08-Dec. 10","Spanish",null,null,false,false,false,false,false,false,true,true,true,false,true,null,null,"Farm Worker\r\nLifeguard\r\nSubway",false,false,false,true,false,false,null,false,false,true,true,false,false,null,7,6,6,7,8,7,5,2,"I am interested in investing my money intelligently, putting it to work making more money."]
["Sister","MarKowsky","Kim","Johansson",null,null,"Winter 2009","Senior","(None)","student44@gmail.com","student55","27-605-9504",null,"454-108-1895"]
["Sister","Johnson","Kim","Johansson",null,null,"Fall 2011","Junior","(None)","student16@gmail.com","student97","36-883-3893","Daniella","638-634-9030","None","Journalist",false,null,"Marietta, GA","F",19,null,null,"Spanish",null,null,false,false,false,false,false,false,false,true,false,true,false,null,null,"BYU Custodial",false,false,false,true,true,false,null,false,false,false,false,false,true,null,4,3,7,6,9,9,7,5,"How to wisely manage money as well as material possessions now in college as well as in the future. Thanks!"]
["Brother","Stevenson","Sean","Johnson","K",null,"Fall 2011","Senior","Accounting","student86@gmail.com","student99","08-199-5945","David","570-494-5854","Directv","Audit",true,"Kelsie","Honolulu","M",24,"South Africa Johannesburg","Sept 2006-2008","N/A",null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,null,false,false,false,false,false,true,null,false,false,false,false,false,true,null,7,8,7,10,10,10,7,5]
["Brother","Johnson","Sean","Johnson",null,null,"Fall 2007","Senior","(None)","student36@gmail.com","student150","57-844-2296",null,"978-241-2485"]
["Brother","Johnson","Kim","Johansson",null,null,"Winter 2011","Senior","(None)","student61@gmail.com","student73","37-638-3593","David","252-259-3357","LDS Philanthropies","Marketing for a surf company.",false,null,"Rancho Cucamonga, Ca","M",22,"Alabama Birmingham","Oct 07-09","Spanish",null,null,false,false,false,true,false,false,true,false,false,false,true,null,null,null,false,false,true,true,true,false,null,false,false,false,false,true,false,null,6,5,5,9,9,10,6,5,"I would just like help with personal budgets and planning for the future but so far it appears that these things will be covered!"]
["Brother","Johansson","Brett","Stevenson",null,null,"Winter 2006","Post-Bacc Studies","(None)","student106@gmail.com","student89","53-995-3654",null,"289-118-6852"]
["Brother","Johansson","Sean","Johnson",null,null,"Winter 2012","Junior","(None)","student73@gmail.com","student34","59-625-2897","Dwight","694-144-9289",null,"Be a general practice doctor and own my practice.",false,null,"Troutman, NC","M",24,"California Sacramento","Nov 2009 - Dec 2011","None",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Assistant in doctor's office.  Door to door satellite sales.",false,false,true,true,false,false,null,false,false,true,true,true,false,null,8,5,9,10,10,10,7,1,"I look forward to learning how to effectively manage my money so that my money can make more money.  I want to learn how to find the balance of being frugal, but of not being stingy and not holding out on doing fun things with my money. "]
["Brother","Bobert","Mark","Bobert",null,null,"Fall 2004","Freshman","Pre-Management Core","student19@gmail.com","student40","23-410-4097",null,"770-968-7876"]
["Brother","Palmer","Sean","Johnson",null,null,"Fall 2005","Junior","Open-Major","student39@gmail.com","student85","69-281-8188",null,"492-953-1906"]
["Brother","Bobert","Brett","Stevenson",null,null,"Fall 2011","Junior","(None)","student117@gmail.com","student70","39-676-8956","Dylan","822-673-7394","Holland America Princess Alaska Yukon",null,true,"Bryan Elizabeth","Alpine, UT","M",22,"Italy Milan","2007-2009","Italian",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Lifeguard, Bus Driver/Tour Guide, Construction, Sales Rep",false,false,true,true,false,false,null,false,false,false,true,false,false,null,7,3,8,6,5,6,8,3]
["Sister","Johnson","Mark","Bobert",null,null,"Fall 2011","Senior","(None)","student35@gmail.com","student79","10-239-7377","Eliza","579-395-2624","Student Assistant, Technology Transfer Office","Stay at home mom. If I have to work from home, I want to do taxes or financial planning for people.",true,"Shenli Lund","Boise, Idaho","F",21,"-","-","2 years of French",null,null,true,false,false,false,false,false,true,false,false,false,false,"Cooking","I love to play the piano, organ, and cello. I also love cooking and baking. And I REALLY love planning and budgeting. It's like an obsession.","Exam Prep Tutor at Huntington Learning Center",false,false,false,true,true,false,"Investing scares me.",false,false,false,true,false,false,null,10,10,10,4,10,7,8,10,"I would love to learn about the basics of growing up: mortgages, insurances (car, health, life), investing, retirement planning. The scary things that not very many people understand!"]
["Brother","Palmer","Sean","Johnson",null,null,"Winter 2005","Senior","(None)","student85@gmail.com","student92","65-190-9085",null,"975-638-4036"]
["Sister","Bobert","Sean","Johnson",null,null,"Fall 2007","Junior","(None)","student143@gmail.com","student98","49-999-6474",null,"991-876-4786"]
["Sister","Bobert","Mark","Bobert","Koike",null,"Winter 2008","Sophomore","(None)","student109@gmail.com","student49","79-549-2073",null,"210-506-6256"]
["Sister","Johnson","Gary","Wormington",null,null,"Winter 2008","Senior","(None)","student90@gmail.com","student57","39-610-8620",null,"729-684-7535"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2007","Junior","(None)","student94@gmail.com","student107","71-747-8407",null,"275-296-7231"]
["Brother","Wormington","Gary","Wormington",null,null,"Winter 2009","Sophomore","(None)","student42@gmail.com","student15","16-322-4602",null,"168-970-7764"]
["Sister","Johansson","Jessica","Palmer",null,null,"Fall 2006","Senior","(None)","student72@gmail.com","student91","47-021-8031",null,"298-491-7651"]
["Sister","Palmer","Sean","Johnson",null,null,"Winter 2010","Senior","(None)","student31@gmail.com","student19","37-027-1290","Holly","488-481-6645","BYU Custodial","Architectural Historian",false,null,"Ellensburg, WA","F",22,null,null,"Italian and Spanish",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Food Services, Lead Custodian, babysitter, Daycare worker",false,false,false,true,false,false,null,false,false,false,true,false,false,null,8,9,10,8,8,7,6,9]
["Sister","Johansson","Mark","Bobert",null,null,"Fall 2009","Freshman","(None)","student91@gmail.com","student86","52-808-0340","Erin","877-308-4312",null,null,false,null,"Long Lake","F",18,null,null,"N/A",null,null,false,false,false,true,false,false,false,false,false,false,true,null,null,"Coaching soccer and basketball, soccer ref, and park sportsmen (gun club) employee",false,false,false,true,false,false,null,false,false,true,true,true,false,null,6,5,8,8,10,8,10,6]
["Sister","Stevenson","Brett","Stevenson","Gerszewski",null,"Winter 2011","Senior","(None)","student27@gmail.com","student60","83-626-9903","Erika","972-771-6458","OrangeSoda Internet marketing ","Public Relations/ Search Engine Optimization ",true,"Nicholas Potter","Logan, UT","F",22,null,null,null,null,null,false,false,false,true,false,false,false,true,false,true,false,null,null,null,false,true,false,true,false,true,null,false,false,false,true,true,false,null,4,5,7,10,10,10,10,7]
["Brother","MarKowsky","Sean","Johnson",null,null,"Winter 2010","Sophomore","(None)","student29@gmail.com","student81","66-538-9555","Talmadge ","995-875-4638","Technical support","Accounting/finance",true,"Lacey Henderson","Paris, MO","M",23,"Arizona, Tempe","Aug 2005-2007",null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"sales/marketing",false,false,false,true,true,false,null,false,false,false,false,false,true,null,9,7,10,10,10,10,9,10]
["Sister","Johansson","Jessica","Palmer",null,null,"Fall 2007","Junior","(None)","student121@gmail.com","student83","73-190-9315",null,"128-509-5306"]
["Sister","Johansson","Sean","Johnson",null,null,"Fall 2009","Senior","(None)","student134@gmail.com","student43","17-407-5346","Izzy","760-243-5127","Good Earth Health Foods","Small Business Owner ",true,"Zach Gerber","Baltimore, Maryland","F",20,null,null,null,null,null,false,false,false,true,false,false,true,false,true,false,true,null,null,"English Teacher in Taiwan, Started and ran a home-based business selling belts, custom tailored jeans and screen printed shirts.",false,false,false,true,false,false,null,false,false,true,true,true,false,null,8,8,9,5,8,8,7,8]
["Sister","Johansson","Brett","Stevenson",null,null,"Winter 2008","Senior","(None)","student149@gmail.com","student44","25-104-0490",null,"194-828-5493"]
["Sister","Johansson","Jessica","Palmer",null,null,"Fall 2010","Junior","(None)","student31@gmail.com","student66","13-471-5178","Elizabeth","610-746-8697","Magleby's Restaurant",null,false,null,"Corvallis, OR","F",20,null,null,null,null,null,false,false,false,false,false,false,true,true,true,true,true,null,null,null,false,false,false,true,false,false,null,false,false,false,true,false,false,null,8,8,8,9,10,6,6,2]
["Sister","Wormington","Brett","Stevenson",null,null,"Fall 2007","Senior","(None)","student52@gmail.com","student64","44-620-9523",null,"658-680-7661"]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2010","Junior","(None)","student104@gmail.com","student19","52-171-9258","Matt","754-839-1135","none","Accounting",false,null,"St. George","M",21,"Paris, France","June 2007-June 2009","French",null,null,true,false,false,false,false,false,false,false,false,false,true,null,null,"Carpet Cleaner\r\nFire Sprinkler Pipe Installer\r\nProperty Maintenance",false,false,false,true,true,false,null,false,false,false,false,false,true,null,10,8,9,7,9,10,7,8,"Not that I can think of for the moment."]
["Sister","Johansson","Jessica","Palmer",null,null,"Winter 2010","Senior","(None)","student136@gmail.com","student69","97-595-2735","Emily","243-381-7157","On-Campus Job - money room","Work at small Accounting Firm",false,"none","Burbank","F",21,"none","none","Armenian",null,null,true,false,false,false,false,false,false,true,false,false,true,null,null,"Civil Division of City Courthouse; MTC bookstore cashier; Accounting Intern at  small firm",false,false,false,true,false,true,null,false,false,true,true,false,false,null,10,10,6,8,9,6,4,8]
["Sister","Johansson","Brett","Stevenson",null,null,"Fall 2009","Sophomore","(None)","student42@gmail.com","student39","55-740-7554",null,"468-562-6329","Cougar eat","no idea",false,null,"South Jordan","F",18,null,null,"None",null,null,false,false,false,false,false,false,true,false,true,false,true,null,"I've grown up playing the piano and every sport that I could.  my favorite sport to watch is football and my favorite sport to play is lacrosse.","Taco Time\r\nBaby sitting (nanny)",true,false,false,false,false,false,null,false,false,false,false,false,true,null,7,8,9,10,9,8,10,7]
["Sister","Johansson","Mark","Bobert",null,null,"Winter 2011","Senior","(None)","student113@gmail.com","student125","78-490-9153"," Erin","668-631-8341",null,null,false,null," Newberg","F",22," Bangkok, Thailand"," July 09-Dec 10"," Thai",null,null,false,false,false,false,false,true,true,true,false,true,false,null,null,"Byu\tlibrary",false,false,true,true,false,true,null,false,false,false,false,true,false,null,8,4,5,7,5,6,5,2]
["Sister","Johansson","Brett","Stevenson",null,null,"Winter 2007","Senior","(None)","student144@gmail.com","student60","65-732-5836",null,"725-422-1256"]
["Sister","Johnson","Gary","Wormington",null,null,"Winter 2007","Junior","(None)","student131@gmail.com","student87","20-451-7398",null,"800-618-9016"]
["Sister","Stevenson","Kim","Johansson",null,null,"Fall 2005","Senior","(None)","student37@gmail.com","student16","98-439-3447",null,"901-713-1943"]
["Sister","Johnson","Jessica","Palmer","Mower",null,"Fall 2007","Sophomore","(None)","student40@gmail.com","student109","28-098-9479",null,"655-363-2574"]
["Brother","Johnson","Jessica","Palmer",null,null,"Winter 2010","Sophomore","(None)","student78@gmail.com","student17","63-172-8729","Ethan","631-853-9346",null,null,false,null,"Salt Lake City","M",18,null,null,null,null,null,false,false,false,false,false,true,false,true,false,true,false,null,null,null,false,false,true,true,false,false,null,false,false,true,true,false,false,null,5,-1,7,7,6,7,8,5,"I have a great interest on how to invest in the right stocks. "]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2011","Senior","(None)","student16@gmail.com","student56","22-711-5738","Eric","996-114-2481","Part-time employee at BYU","Work internationally",false,null,"Jasper, IN","M",24,"Montevideo, Uruguay","Nov 06 to Nov 08","Spanish",null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,"Internship in Washington, DC at the IT Council",false,false,true,false,false,false,null,false,false,true,true,false,false,null,8,8,8,7,10,10,7,6]
["Brother","Stevenson","Mark","Bobert",null,null,"Fall 2011","Sophomore","Exercise Science","student40@gmail.com","student96","25-971-3660","Erik/ Petey","126-667-1164","None","Physical Therapy",false,null,"Trabuco Canyon, CA","M",18,"None","None","none",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"High School and Club Cross Country/ Track Coach",true,false,false,true,false,false,null,false,false,true,true,true,false,null,7,5,9,10,9,10,5,5,"None"]
["Sister","Johnson","Kim","Johansson",null,null,"Fall 2010","Junior","(None)","student103@gmail.com","student19","97-204-7929","Erica","928-768-5097","Cashier/Receptionist",null,false,null,"Centerville, Utah","F",19,null,null,null,null,null,true,false,false,true,false,false,true,false,false,false,true,null,null,"Computer Lab Assistant, Cashier, Car Wash Attendent",true,false,true,true,false,false,null,false,false,true,true,false,false,null,6,6,8,10,8,9,9,4,"How to Invest, what to invest, when to invest, etc.  How to manage a budget properly.  "]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Winter 2011","Senior","(None)","student39@gmail.com","student53","01-421-0709","Eric","169-332-5777","Early morning janitorial","Business",false,"none","Antioch","M",22,"Brazil Florianopolis","June 2007 - June 2009","none",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Custodial, Big 5",false,false,false,true,true,false,null,false,false,true,true,false,false,null,8,7,5,5,7,8,4,4]
["Sister","Johansson","Mark","Bobert",null,null,"Fall 2006","Sophomore","(None)","student45@gmail.com","student109","11-460-0226",null,"943-357-9012"]
["Brother","Bobert","Brett","Stevenson",null,null,"Winter 2010","Junior","(None)","student35@gmail.com","student29","20-663-5160",null,"493-392-5569"]
["Sister","MarKowsky","Sean","Johnson",null,null,"Winter 2011","Senior","Music--Premajor Program","student120@gmail.com","student77","70-538-7650","Erin Marie","116-471-5877","student",null,false,null,"steamboat springs ","F",20,null,null,"none",null,null,false,false,false,false,false,true,true,false,false,false,true,null,null,null,false,false,false,true,false,false,null,false,false,false,true,false,false,null,6,4,7,10,8,8,2,2]
["Sister","Johansson","Sean","Johnson",null,null,"Fall 2009","Sophomore","(None)","student105@gmail.com","student22","48-069-9896","Erin","687-316-9448","none","Elementary school teacher",false,"none","Laguna Niguel, CA","F",19,"none","none","none",null,null,false,false,false,false,false,false,true,false,true,false,false,"Cooking",null,"LA Fitness (front desk)\r\nBabysitting\r\nTennis Instructor",false,false,false,true,false,false,"I want to know how to manage my money so that I don't run into trouble when I get married someday.",false,false,false,true,false,false,null,8,6,6,7,8,5,5,4,"I would love to know more about safe investment strategies. I don't want to put my money somewhere unless I know it's safe, but I don't even know how to go about doing that."]
["Brother","Bobert","Sean","Johnson",null,null,"Winter 2009","Sophomore","(None)","student79@gmail.com","student60","01-128-8650",null,"108-848-1528"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Winter 2009","Junior","(None)","student111@gmail.com","student147","82-572-2736",null,"466-553-6766"]
["Sister","Johansson","Sean","Johnson",null,null,"Winter 2012","Junior","Photography","student151@gmail.com","student24","93-228-7139","Emma","273-382-2238","HBLL Special Collections Dark Room Tech","Photographer ",false,null,"State College, PA","F",19,null,null,null,null,null,false,false,false,false,false,false,true,false,true,false,true,null,null,"Penn State University Lab Tech",false,false,true,false,false,false,null,false,false,true,true,true,false,null,6,3,7,6,5,3,5,2,"I want to learn more about personal credit, and learn more about investments. "]
["Brother","Stevenson","Mark","Bobert",null,null,"Fall 2005","Sophomore","(None)","student39@gmail.com","student100","41-770-7418",null,"580-891-7389"]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2012","Senior","Graphic Design","student46@gmail.com","student128","40-645-8594","Emma","745-763-5230","T.A.-visual arts dept","Graphic Designer. Hand letterer",false,null,"Spokane, Washington","F",20,null,null,null,null,null,true,false,false,false,false,true,false,false,true,false,true,null,"I love all things photography and well designed stuff. This includes packaging, websites, logos, etc\r\n\r\nI also enjoyed gymnastics and pole vault in high school and still like to stay active","Records Department on Campus, gymnastic coach\r\n",false,false,false,true,false,false,null,false,false,false,false,false,true,null,5,4,-1,10,8,10,8,3,"I am just interested in seeing what \"grown ups\" do with their money. in other words. I look at this as an introduction to actually being an adult, and learning how to invest like an adult.\r\n\r\nalso, i'm not sure if this is the second time submitting this. i apologize if there is a repitions."]
["Sister","MarKowsky","Jessica","Palmer",null,null,"Fall 2008","Senior","(None)","student138@gmail.com","student11","47-792-1455",null,"942-584-4440"]
["Sister","Stevenson","Mark","Bobert",null,null,"Fall 2010","Junior","(None)","student43@gmail.com","student137","47-045-0427","emily","114-550-9629",null,null,false,null,"chicago","F",22,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,null,false,false,false,true,false,false,null,false,true,true,true,true,false,null,1,2,7,9,8,6,10,6]
["Sister","Johansson","Sean","Johnson",null,null,"Winter 2012","Senior","(None)","student36@gmail.com","student155","50-582-1594","Faith","419-460-8984","American Heritage Teaching Assistant","Law School or MPA to get into Family Law and Public Policy",false,"none","Provo, UT","F",22,"none","none","none",null,null,false,false,false,false,false,false,true,true,true,true,true,null,null,"Research Assistant, Critical Inquiry and Research Methods Teaching Assistant, Server, Lifeguard",false,false,false,true,true,true,null,false,false,false,true,false,false,null,10,10,8,7,10,9,10,5,"Going great so far!"]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2009","Senior","(None)","student107@gmail.com","student93","35-525-1284",null,"232-160-2796"]
["Brother","Palmer","Mark","Bobert",null,null,"Fall 2007","Junior","(None)","student46@gmail.com","student22","11-887-4857",null,"292-141-6650"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2012","Senior","Exercise Science","student24@gmail.com","student14","50-062-4396",null,"343-854-5015","BYU Culinary Support Center Truck Driver","Dentistry",false,null,"Idaho Falls","M",24,"Tallahassee, Florida ","2007-2009","Basic Italian",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Road Construction Worker, Lifeguard, Swimming Instructor, Delivery Driver, Grocery Clerk",false,false,true,true,false,true,null,false,false,false,false,false,false,null,8,5,6,8,7,7,7,1]
["Sister","MarKowsky","Jessica","Palmer",null,null,"Fall 2011","Freshman","(None)","student63@gmail.com","student146","89-478-2514","Hannah","285-692-2974","BYU Bookstore","Not Sure",false,null,"Trussville, Alabama","F",18,"none","none","None",null,null,false,false,false,true,false,true,false,true,false,false,false,null,null,"Sales Associate for Clothing store",true,false,false,true,false,false,"Recommended by President Richard Holzapfel",false,false,false,false,true,false,null,4,4,6,8,9,9,5,2]
["Brother","Johnson","Jessica","Palmer",null,null,"Fall 2011","Senior","Exercise Science","student57@gmail.com","student107","72-179-5974","Felipe ","426-554-9378","MTC teacher","Orthopedic Surgeon",false,null,"Sao Paulo, Brazil","M",22,"Dallas Texas","2008-2010","Portuguese",null,null,false,false,false,false,true,false,true,false,false,false,true,null,null,"Student Loans Specialist\r\nLife-guard",false,false,false,true,false,true,null,false,false,false,true,false,false,null,1,5,8,10,8,10,4,1,"How to manage the finances of a medical office."]
["Brother","Johnson","Kim","Johansson",null,null,"Winter 2005","Junior","(None)","student39@gmail.com","student116","12-840-9851",null,"308-931-6156"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Fall 2010","Sophomore","Open-Major","student107@gmail.com","student121","07-782-9410","Lance","438-244-3205","HHP Services at the Richards Building","Pharmicist",false,"none","Henderson, NV","M",21,"Mississippi Jackson Mission","Jan 08- Jan10","none",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"servicing fire extinguishers",false,false,true,true,false,false,null,false,false,false,true,false,false,"It's worth the money",8,5,8,9,7,8,8,6]
["Brother","Palmer","Brett","Stevenson",null,null,"Fall 2011","Freshman","Open-Major","student40@gmail.com","student34","88-601-0186",null,"489-869-4212"]
["Brother","Stevenson","Gary","Wormington",null,null,"Fall 2011","Freshman","Political Science","student72@gmail.com","student141","06-491-0562","Nick","922-926-4483","BYU Catering Kitchen","Earning money to pay for school.",false,null,"Cumming","M",18,null,null,"None",null,null,false,false,false,true,false,false,false,false,false,false,false,null,null,"Pubix Supermarkets\r\nSwim Team Coach",false,false,false,true,true,false,null,false,false,false,false,false,true,null,4,3,3,10,8,10,7,1,"I'm taking the class mainly to learn how to invest and plan for retirement.  I have no desire to make costly financial mistakes."]
["Brother","Bobert","Gary","Wormington",null,null,"Fall 2005","Junior","(None)","student20@gmail.com","student104","34-981-4473",null,"782-772-3652"]
["Sister","Stevenson","Brett","Stevenson",null,null,"Winter 2005","Senior","(None)","student11@gmail.com","student145","12-071-0617",null,"482-117-3891"]
["Sister","Palmer","Sarah","MarKowsky",null,null,"Fall 2008","Senior","(None)","student29@gmail.com","student52","99-553-4198",null,"859-378-3535"]
["Sister","Johnson","Mark","Bobert",null,null,"Fall 2010","Junior","(None)","student135@gmail.com","student131","03-909-3658","Gail","884-610-4955","Chick-fil-A","I am not sure. I thought I wanted to major in biology; however, recently I have been thinking about business instead.",false,"N/A","Manassas","F",20,"N/A","N/A","N/A",null,null,false,false,false,false,false,false,true,false,true,false,false,"Sciences, Religion","I love learning about science and how it works in our lives. I also love studying the different religions of our world and seeing what we have in common with them.","I have only ever worked for my Chick-fil-A in Virginia. I currently hold the position of a team leader. The next step up was assistant manager.",false,false,false,true,false,false,"I really would like to learn to manage my money (I'm just not graduating soon)",false,false,false,false,false,true,null,6,6,8,7,8,7,6,7,"I really just want to learn all that I can about managing money because I think it is an important thing to know how to do when raising a family."]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2010","Senior","(None)","student154@gmail.com","student95","70-011-0109",null,"871-961-6241"]
["Brother","Johnson","Mark","Bobert",null,null,"Winter 2009","Senior","(None)","student147@gmail.com","student50","11-728-0280",null,"134-565-4477"]
["Brother","Johnson","Gary","Wormington",null,null,"Winter 2007","Junior","(None)","student38@gmail.com","student24","18-656-5157",null,"844-760-9482"]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2009","Freshman","(None)","student69@gmail.com","student52","70-362-8265","Austin","801-667-4025","None",null,false,"None","Ventura California","M",18,"None",null,"None",null,null,false,false,false,false,false,false,false,false,false,false,true,"Surfing ",null,"I worked at the largest law firm in Ventura County for 1 year and discovered that was not where I want to be. ",true,false,true,true,false,false,null,false,false,false,true,true,false,null,6,4,7,2,8,8,5,5]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2009","Junior","(None)","student78@gmail.com","student54","30-430-7866","Greg","496-893-3599",null,null,false,null,"Springville Utah","M",21,"China, Hong Kong","Sept 06-Oct 08","Cantonese",null,null,false,false,false,false,false,false,true,true,false,false,false,null,null,"EFY counselor (until a week ago), Jamba Juice employee",false,false,true,true,false,false,null,false,false,true,true,true,false,null,5,3,8,4,5,6,5,2,"I would like to leave this class knowing how to handle my money wisely throughout my life including basics on investing, saving, budgets, insurance, etc."]
["Sister","Johansson","Gary","Wormington",null,null,"Winter 2010","Senior","(None)","student56@gmail.com","student102","80-275-0345",null,"948-153-1209"]
["Sister","Johnson","Sarah","MarKowsky",null,null,"Fall 2012","Sophomore","Communications Premajor","student149@gmail.com","student68","16-699-9365","Gina","195-974-8134",null,null,false,null,"Milton, Ga (Atlanta)","F",18,null,null,"Sarcasm",null,null,false,false,false,false,false,true,false,true,false,false,false,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,4,2,7,5,4,7,7,3,"I understand the concept of investment, but I do not understand the stock market at all.  I want to know what it really is and how to make smart decisions in relation to it."]
["Brother","Bobert","Kim","Johansson",null,null,"Winter 2009","Senior","(None)","student85@gmail.com","student42","92-153-5401",null,"356-436-5109"]
["Brother","Wormington","Kim","Johansson",null,null,"Fall 2008","Junior","(None)","student127@gmail.com","student71","16-299-0967",null,"821-996-7193"]
["Brother","Stevenson","Kim","Johansson",null,null,"Fall 2004","Senior","(None)","student118@gmail.com","student52","75-717-6733",null,"439-680-6553"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Fall 2011","Senior","(None)","student75@gmail.com","student79","19-138-1706",null,"844-450-8008"]
["Brother","Bobert","Kim","Johansson",null,null,"Fall 2009","Junior","(None)","student149@gmail.com","student130","38-993-9474","Grant","140-138-3308","Varied - Pest Control Sales, Wind Mill Sales, and Catering","Landscape Management\r\nAnimation",false,"TBD","Kenmore, WA","M",22,"Virginia Richmond Mission","05-'07","Ebonics",null,null,false,false,false,false,false,false,false,false,true,false,false,null,null,"Paper Boy, Landscaping, Lawn Care, Scout Camp Councilor, Nanny Babysitter, Catering, and door-to-door Sales.",false,false,false,false,false,false,"Hate finances and knew that I needed to do better at it",false,false,true,true,false,false,"BRO MARSH IS THE MAN -Trevor Fitzgerald-",1,6,6,6,1,6,1,1,"How to start off in the Stock Market"]
["Brother","Palmer","Kim","Johansson",null,null,"Fall 2006","Junior","(None)","student113@gmail.com","student47","14-383-2512",null,"631-223-5770"]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2008","Sophomore","(None)","student77@gmail.com","student70","74-759-7959",null,"230-346-8317"]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Winter 2008","Senior","(None)","student46@gmail.com","student19","11-494-0751",null,"775-209-7030"]
["Sister","MarKowsky","Jessica","Palmer",null,null,"Fall 2005","Post-Bacc Studies","(None)","student141@gmail.com","student24","09-335-0422",null,"750-879-8734"]
["Brother","Johansson","Brett","Stevenson",null,null,"Winter 2012","Sophomore","(None)","student43@gmail.com","student101","26-794-1043","Garrison","867-823-5454","none","Teaching",false,"none","Rescue, CA","M",21,"Phoenix, AZ","Jan 2010- Jan2012","none",null,null,false,false,false,false,false,false,true,true,false,false,true,"none","none","Legends Grille",true,false,false,true,false,false,"none",false,false,false,false,false,true,"none",8,7,7,8,7,8,8,7,"none"]
["Brother","Bobert","Brett","Stevenson",null,null,"Fall 2007","Junior","(None)","student25@gmail.com","student23","87-855-0592",null,"596-406-9344"]
["Brother","Bobert","Brett","Stevenson",null,null,"Winter 2009","Sophomore","(None)","student89@gmail.com","student41","84-961-6958",null,"219-792-4680"]
["Brother","MarKowsky","Kim","Johansson",null,null,"Fall 2007","Junior","(None)","student123@gmail.com","student107","64-941-1703",null,"824-633-4532"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Fall 2008","Senior","(None)","student52@gmail.com","student98","00-307-8788",null,"261-677-3517"]
["Brother","Stevenson","Mark","Bobert",null,null,"Winter 2008","Junior","Computer Science","student76@gmail.com","student11","13-539-2065",null,"738-613-6337"]
["Sister","Johnson","Mark","Bobert",null,null,"Winter 2007","Senior","(None)","student118@gmail.com","student22","64-557-5275",null,"327-546-3966"]
["Brother","Bobert","Jessica","Palmer",null,null,"Winter 2011","Sophomore","Wildlife & Wildlands Conservation","student94@gmail.com","student65","00-757-1998","Grayson","360-764-3459",null,null,false,null,"Falls Church Va","M",20,null,null,null,null,null,false,false,false,false,false,true,false,false,false,false,true,"horse back riding",null,null,false,false,true,true,false,false,null,false,false,false,true,true,false,null,6,4,4,9,-1,9,6,1]
["Brother","Wormington","Brett","Stevenson",null,null,"Fall 2008","Junior","(None)","student139@gmail.com","student39","47-539-4710",null,"728-914-7002"]
["Sister","MarKowsky","Sean","Johnson",null,null,"Winter 2009","Sophomore","Pre-Management Core","student71@gmail.com","student39","99-367-1481",null,"948-751-6883"]
["Sister","Johnson","Brett","Stevenson",null,null,"Fall 2010","Senior","(None)","student44@gmail.com","student55","32-782-9079","Nicole","135-531-7480","Student Manager: BYU Creamery on Ninth East","None",false,"None","Snohomish, WA","F",22,"None","None","None",null,null,true,false,false,false,false,true,true,false,true,false,false,"None",null,"Cashier, dishwasher, carpet cleaning",false,false,true,true,false,true,"None",false,false,true,true,true,false,"None",5,5,3,8,8,8,4,7,"I'm looking forward to learning about investing and making my hard-earned money work for me!"]
["Brother","Stevenson","Kim","Johansson",null,null,"Winter 2008","Freshman","(None)","student96@gmail.com","student40","25-793-2898",null,"596-518-5182"]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2011","Senior","(None)","student63@gmail.com","student145","07-656-5749","Griffin","859-870-5448","Physical Therapy ","Business Consulting; Financial Planning",true,"Gretchen","Springville","M",23,"Long Beach, CA","May 2006-2008","Cambodian",null,null,false,false,false,true,false,false,true,false,false,false,false,null,null,"APX Alarm Sales;\r\nPreventive Pest Control Sales",false,false,false,false,true,false,null,false,false,false,true,true,false,null,9,7,7,10,10,10,5,5]
["Brother","Johnson","Jessica","Palmer",null,null,"Fall 2005","Junior","(None)","student80@gmail.com","student43","31-061-9184",null,"521-714-2794"]
["Brother","Bobert","Brett","Stevenson",null,null,"Fall 2012","Senior","Visual Art - Pre Program","student146@gmail.com","student83","01-762-4132","Will","222-447-8031","BYU","Product Development",false,null,"Rome, GA","M",24,"Baltimore, MD","08-'10","Spanish",null,null,false,false,false,false,true,true,true,false,true,false,false,null,null,null,false,false,false,true,false,false,null,true,false,true,false,false,false,null,8,7,2,5,6,4,2,1]
["Brother","Palmer","Sarah","MarKowsky",null,null,"Winter 2007","Senior","(None)","student35@gmail.com","student81","21-275-9023",null,"188-514-8993"]
["Sister","Palmer","Brett","Stevenson",null,null,"Fall 2006","Freshman","(None)","student47@gmail.com","student140","56-394-6093",null,"834-601-3734"]
["Brother","Wormington","Sean","Johnson",null,null,"Fall 2011","Senior","(None)","student49@gmail.com","student113","41-699-2843","Brian","353-967-4447","BYU Digital Imaging Lab","Law",true,"Heather Hales","Roosevelt, Utah ","M",22,"Argentina Buenos Aires West","Nov 2007- Nov 2009","Spanish",null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"Golf Course Grounds Crew, Construction, Oil Field Construction, BYU Research Assistant",false,false,true,true,false,false,null,false,false,false,true,true,false,null,8,7,9,9,9,8,8,6,"Things I can start doing now(investments, savings, etc.) to begin becoming more financially secure."]
["Sister","Johnson","Brett","Stevenson",null,null,"Fall 2009","Senior","(None)","student17@gmail.com","student18","70-586-4136","Halet3","503-566-6099","TA","Family Finance",false,null,"Lindon, Utah","F",19,"NONE","NONE","Spanish",null,null,false,false,false,false,false,false,true,false,true,false,true,"none","none","APX alarm\r\nCopyright\r\nHogi Yogi\r\nRespite care",false,false,false,true,true,false,"needed for major",false,false,false,false,false,true,"none",5,6,9,7,7,4,9,6,"not any I can think of right now."]
["Brother","Bobert","Sean","Johnson",null,null,"Fall 2012","Senior","Accounting","student143@gmail.com","student99","25-870-9320","Jordan","419-607-8366","Associate Auditor","Internal Auditor as a Certified Fraud Examiner",true,"Sara Hall","Hurricane, UT","M",22,"Canada Halifax Mission","October '08-'10","None",null,null,true,false,false,false,false,false,false,false,false,false,true,null,null,null,false,false,true,false,false,false,null,false,false,false,true,false,false,null,10,10,8,8,9,7,7,9,"Learning when it is good to buy and when it is good to rent. I have always been intrigued by this question with variables such as anticipated time in the area, average income of population, and pricing of the homes, etc."]
["Brother","Bobert","Brett","Stevenson",null,null,"Fall 2007","Senior","(None)","student77@gmail.com","student129","07-617-0223",null,"979-716-1487"]
["Sister","Bobert","Sean","Johnson","Morwena",null,"Winter 2012","Sophomore","Nutritional Science","student100@gmail.com","student153","66-690-4848","Hannah","984-815-1271",null,"Dietitian",false,null,"Laie","F",18,null,null,"Hawaiian",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Polynesian Cultural Center Demo Guide/dancer",false,false,true,true,false,false,null,false,false,true,true,true,false,null,7,6,9,9,9,8,5,1]
["Brother","Palmer","Sarah","MarKowsky",null,null,"Fall 2011","Senior","Political Science","student62@gmail.com","student34","81-689-7612","Ben","536-708-5378","Research Assistant Political Science","PhD Political Science",false,null,"Page, AZ","M",24,"Italy, Catania","February 2006-2008","Italian and Navajo",null,null,false,false,false,false,false,false,false,true,false,true,true,"Travel",null,"research, sales, customer service, administration",false,false,false,true,false,true,null,false,false,false,true,false,false,null,9,7,7,6,7,5,7,3]
["Brother","Johansson","Jessica","Palmer",null,null,"Fall 2011","Junior","(None)","student144@gmail.com","student121","54-183-4000","Dan","147-498-4699","Vector Marketing","International Investments",false,null,"Barstow, CA","M",21,"Brazil Santa Maria","Jan 2009 - Jan 2011","Portuguese",null,null,true,false,false,true,false,true,true,false,false,false,false,null,"I love playing around with computers, I currently work at a marketing firm, I have a big interest in the development of video games and I play the Alto Saxophone.","Goodyear Tire Shop",false,false,false,true,true,false,null,false,false,false,false,false,true,null,9,9,3,10,10,10,1,9,"Currently I work in a job that pays commission so it is very uneven pay week by week and I would like to know a good strategy to budget on a non-stable income like the one I have now. Also I would like to know more about real estate investments so that I can be prepared when the opportunity presents itself."]
["Brother","Bobert","Sean","Johnson",null,null,"Fall 2009","Junior","Physics","student134@gmail.com","student113","91-954-9660","Stuart","184-988-5113","TA and Lab Asistant","University Physics Professor.",false,null,"Rio Ranco, NM","M",22,"Canada, Halifax","summer 2006-2008","None",null,null,true,false,false,false,false,false,true,false,true,false,true,"Dateing, reading",null,"Office asistant, landscaper. ",false,false,true,true,false,false,"Brother recomended, wanting to prepair for future and possible marage.",false,false,true,true,false,false,"one of the best classes to learn about how to manage your finances. Highly recomended.",10,8,10,6,6,8,10,5]
["Brother","Palmer","Brett","Stevenson",null,null,"Fall 2005","Junior","(None)","student125@gmail.com","student36","36-936-6894",null,"922-320-5121"]
["Sister","Stevenson","Kim","Johansson",null,null,"Fall 2009","Senior","(None)","student96@gmail.com","student34","98-303-5805","Brooke","558-521-1295","Intramurals supervisor","Community Recreation/ City Counsel",true,"Ransom","Seattle, WA","F",21,"none",null,"none",null,null,false,false,false,true,false,false,false,false,false,false,true,null,null,null,false,false,true,true,false,true,null,false,false,false,true,true,false,null,6,8,7,10,8,8,6,3,"I would love to learn how to find investments; how to find good banks and stocks. My husband and I have saved a large chunk of money since being married but have no idea how to pick where to put it."]
["Brother","MarKowsky","Gary","Wormington",null,null,"Winter 2010","Senior","(None)","student42@gmail.com","student63","68-233-0453","Matt","637-797-5931","none","Lawyer",false,null,"Alta Loma, CA","F",23,"El Salvador","2006-2008","Spanish",null,null,false,false,false,true,false,false,true,false,false,false,true,null,null,"salesman for preventive pest control",false,false,false,true,false,false,null,false,false,false,true,false,false,null,6,6,4,8,7,7,7,3,"I want to no how is the best way to convince a spouse to be frugal with the resources we are given cause she might not have taken this class and might not know the benefits to saving money."]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Fall 2005","Sophomore","(None)","student139@gmail.com","student133","71-137-1317",null,"228-568-8741"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2010","Freshman","Nursing Premajor Program","student61@gmail.com","student73","05-386-3870","Dallin","376-461-2454","Internet Marketing","Business Owner\r\nEntrepreneur",false,null,"Nampa, ID","M",18,"Not Yet","Summer 2010","Spanish",null,null,true,false,true,true,false,false,false,false,false,false,true,null,null,"Work for myself",false,false,false,true,false,false,"Business Owner",false,false,false,true,true,false,null,8,6,4,9,8,9,5,10]
["Sister","Johansson","Brett","Stevenson",null,null,"Fall 2010","Senior","Biochemistry","student139@gmail.com","student91","42-228-9050","Hannah","964-990-1412","TA for Chem 351","Physical Therapist",false,null,"Summerville, SC","F",20,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Research Assistant in the Chemistry Department, Sales Clerk at a Hardware Store",false,false,true,true,false,false,null,false,false,false,true,false,false,null,10,7,6,5,6,3,5,1]
["Sister","Johnson","Sean","Johnson",null,null,"Fall 2010","Sophomore","(None)","student114@gmail.com","student86","14-188-1063",null,"584-376-5149"]
["Sister","MarKowsky","Mark","Bobert",null,null,"Winter 2007","Senior","(None)","student13@gmail.com","student87","76-805-6571",null,"532-343-2747"]
["Brother","Stevenson","Kim","Johansson","Shumway",null,"Winter 2011","Junior","Open-Major","student43@gmail.com","student19","62-744-9788","Arah","693-593-3114","Grounds Crew BYU","Care for the grounds",false,null,"Highland Ut","M",22,"Switzerland Zurich","2013-08-10","German",null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,"Car wash, pizza, summer job, car restoration...",false,false,true,false,false,false,null,false,true,true,true,true,false,null,7,5,10,8,8,8,7,4]
["Sister","Palmer","Sean","Johnson",null,null,"Winter 2009","Sophomore","(None)","student136@gmail.com","student73","42-455-3442",null,"162-809-3385"]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Winter 2007","Senior","(None)","student110@gmail.com","student115","15-918-7667",null,"955-989-2969"]
["Brother","Palmer","Gary","Wormington",null,null,"Fall 2010","Junior","(None)","student93@gmail.com","student64","30-395-5904","Matthew","833-849-8890","Open Access Technologies Support Tech","Not sure yet.",false,null,"Gilbert, AZ","M",21,null,null,null,null,null,true,false,false,true,false,true,true,false,false,false,true,null,null,"Sales representative at a computer repair and retail shop.\r\n\r\nTelemarketer for Allstate Insurance.\r\n\r\nCell phone video game tester (getting the software ready for the market).",false,false,false,true,true,false,null,false,false,false,false,false,true,null,10,6,9,8,10,10,8,5]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2012","Senior","Nutritional Science","student125@gmail.com","student45","74-573-1970","Scott","676-815-2163","Progrexion Marketing","Medicine-Pediatric Cardiothoracic surgery",false,null,"Loomis, CA","M",23,"Brazil Manaus","June 2007 -June 2009","Portuguese",null,null,false,false,false,false,false,true,true,true,false,false,true,null,null,"BYU Physical Facilities Planning",false,false,false,true,false,true,"Learn ways to get ahead",false,false,false,false,false,true,null,10,10,6,10,10,10,6,4]
["Brother","Stevenson","Mark","Bobert",null,null,"Winter 2007","Junior","(None)","student55@gmail.com","student119","54-435-2722",null,"275-638-2246"]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Winter 2011","Freshman","(None)","student21@gmail.com","student142","13-572-6951","Helena","331-113-3991","none","I'm not really sure cause I just want to be a stay-at-home mom.  But I know I need to pursue education and prepare myself for a career should the need arise.  One option I've been thinking about is teaching highschool.",false,"none","Fair Oaks, Ca","F",18,"none","none","none",null,null,false,false,false,false,false,false,true,true,false,false,false,"interior design, fashion design","I love anything to do with decorating and clothes.  I'm a very creative person and love to show this through these skills.","Well I'm only 18 so I've only had one real job, which was a Sales Associate for Victoria's Secret",false,false,true,true,false,false,null,false,false,false,true,false,false,null,5,4,1,5,5,5,3,1,"none"]
["Brother","MarKowsky","Mark","Bobert",null,null,"Fall 2006","Junior","(None)","student112@gmail.com","student66","23-480-4829",null,"195-435-5784"]
["Sister","Johansson","Gary","Wormington",null,null,"Winter 2006","Senior","(None)","student33@gmail.com","student17","29-770-9458",null,"328-298-6712"]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Fall 2008","Junior","(None)","student93@gmail.com","student49","11-619-8719",null,"272-943-5964"]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Winter 2007","Senior","(None)","student153@gmail.com","student44","15-628-5582",null,"492-626-5483"]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2008","Junior","Division of Continuing Education","student35@gmail.com","student71","03-860-3277",null,"603-116-9639"]
["Sister","Palmer","Brett","Stevenson",null,null,"Winter 2008","Senior","(None)","student56@gmail.com","student74","67-342-4070",null,"902-823-3389"]
["Sister","Stevenson","Jessica","Palmer",null,null,"Fall 2005","Senior","(None)","student90@gmail.com","student40","48-532-8628",null,"720-756-6962"]
["Sister","Palmer","Kim","Johansson",null,null,"Winter 2011","Senior","(None)","student18@gmail.com","student154","04-398-8466",null,"319-564-8577"]
["Brother","Stevenson","Kim","Johansson",null,null,"Winter 2007","Senior","(None)","student36@gmail.com","student146","38-534-9859",null,"926-586-5951"]
["Sister","Bobert","Brett","Stevenson",null,null,"Winter 2012","Sophomore","Open-Major","student111@gmail.com","student37","08-686-5695","Lauren","799-490-5314","none","teacher maybe...",false,null,"Lake Zurich, IL","F",19,null,null,"some Spanish",null,null,true,false,false,false,false,false,true,true,true,true,false,null,null,"none",true,false,true,true,false,false,null,false,false,true,true,true,false,null,5,8,7,7,6,8,6,5,"None that I can think of at the moment. Really just ideas on how to manage my money more effectively. I am very interested in investments since I took an economics class in high school and would enjoy learning more about investing in today's markets. Also looking forward to a gospel perspective on finances."]
["Brother","Palmer","Kim","Johansson",null,null,"Winter 2011","Junior","(None)","student19@gmail.com","student136","84-524-9055","Sean","954-143-2213","BYU Comms dept","Medical, or Business",false,"None","Centerville, Utah","M",23,"Tacoma, Wa","Oct 06-08","None",null,null,false,false,false,true,false,false,false,false,false,false,true,null,null,null,false,false,false,false,false,false,"Minor",false,true,false,false,false,false,null,2,2,10,10,7,8,8,6]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2010","Senior","(None)","student72@gmail.com","student77","17-648-9201","Nathan","764-928-4951","Oil Refinery Engineer","Engineering?",false,null,"Porterville, CA","M",23,"Brazil","July 06-08","Portuguese",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,true,true,false,true,null,false,false,true,true,true,false,null,9,9,10,8,9,9,4,5,"I'm going to be plopping some cash in a Roth pretty soon and investing in it on a regular basis.  I can't decide what to base it on.  I originally thought that a good ol' indexed S&P 500-based fund would to the trick just fine, or maybe a mid-cap based indexed fund, but I recently talked to an investment counselor who recommended against that because companies in the S&P 500 always enter it when the price is high and leave when the price is low, thereby limiting returns.\r\n\r\nOf course, he gets paid on commission, so his view might be a tad biased.\r\n\r\nI would like to hear the professor's unbiased opinion on the subject, along with several others that I'll no doubt bring up during the semester.\r\n\r\nLooking forward to it.\r\n\r\nGrant Boren is one of the most attractive men alive."]
["Brother","MarKowsky","Sean","Johnson",null,null,"Winter 2012","Sophomore","Communications Premajor","student100@gmail.com","student124","93-241-0924","Malachi","866-797-1216","MTC","International Relations with a Business emphasis",false,null,"Springville","M",21,"Paraguay, Asuncion Norte","2009-2011","Spanish, Portugese, Tongan",null,null,false,false,false,true,false,false,true,false,false,false,false,"Networking","Getting to know lots of people.  I also like leadership.","BYU Moving\r\nLanscaping\r\nCement\r\n",true,false,false,true,false,false,null,false,false,true,false,false,false,"Great Teacher",5,6,2,10,8,10,6,4,"What we learned the first day, is exactly what I wanted to know"]
["Brother","Bobert","Kim","Johansson",null,null,"Fall 2007","Senior","(None)","student90@gmail.com","student155","69-460-7090",null,"956-131-9443"]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2010","Junior","(None)","student66@gmail.com","student20","19-933-6187","Jordon","953-542-6652","Self","Ecological Design (Own business)",true,"Skye","Laketown, UT","M",23,"Hawai'i","2005-2007","Tongan, ASL",null,null,true,false,true,false,true,false,true,false,true,false,true,"Drafting","3D modeling for home designing.","Graphic Designer, Film Editor, Drafter, Hotel Manager",false,false,false,true,false,false,null,false,false,false,false,false,true,null,7,6,7,9,9,9,10,6]
["Brother","MarKowsky","Sean","Johnson",null,null,"Fall 2012","Senior","Exercise Science","student134@gmail.com","student56","41-665-2848","Hayden","718-197-5662","Secure Call Center","Something in the medical field",false,null,"Kennewick WA","M",22,"Peru Lima South","2009-2011","Spanish",null,null,false,false,false,false,false,true,false,false,false,false,true,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,8,5,6,7,7,5,6,4]
["Sister","MarKowsky","Mark","Bobert",null,null,"Winter 2011","Sophomore","(None)","student19@gmail.com","student24","15-898-7924",null,"264-456-6691","Canon Center, International Center Inns",null,false,null,"South Jordan, UT","F",19,null,null,null,null,null,false,false,false,false,false,false,true,true,false,false,false,null,null,"Perkins",false,false,false,true,false,false,null,false,false,false,false,false,true,null,8,7,9,6,9,6,7,4]
["Brother","Palmer","Jessica","Palmer",null,null,"Winter 2011","Sophomore","Open-Major","student135@gmail.com","student88","87-547-5244","Giuseppe","235-512-8246","none","engineering or visual arts",false,null,"Bountiful UT","M",18,"none","none","none",null,null,true,false,false,false,false,false,true,false,true,false,true,"none",null,"mowing lawns",false,false,false,true,false,false,null,false,false,false,false,false,true,null,5,6,8,8,5,7,7,6,"none right now"]
["Sister","Johnson","Kim","Johansson",null,null,"Fall 2007","Senior","(None)","student50@gmail.com","student76","47-073-5945",null,"189-666-5392"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Winter 2012","Freshman","Pre-Management Core","student83@gmail.com","student60","04-947-2556","Harrison","518-283-5957",null,null,false,null,"Mendham New Jersey ","M",19,null,null,null,null,null,false,false,false,false,false,true,false,false,false,false,true,null,null,"Summer Camp coaching and teaching lacrosse ",false,false,true,true,false,false,null,false,true,false,false,false,false,null,3,2,8,10,6,8,7,1]
["Sister","Stevenson","Brett","Stevenson",null,null,"Fall 2009","Sophomore","Open-Major","student41@gmail.com","student48","87-309-3364","Catherine","732-929-7876",null,null,false,null,"N/A--too many to list","F",19,null,null,"Swedish",null,null,false,false,false,false,false,false,true,true,false,true,true,null,null,null,false,false,true,true,false,false,null,false,true,true,true,true,false,"most useful class BYU offers, so I'm told",6,6,8,6,5,4,1,4]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2008","Senior","(None)","student98@gmail.com","student129","44-710-6621",null,"363-915-6305"]
["Sister","Bobert","Mark","Bobert",null,null,"Winter 2010","Senior","(None)","student104@gmail.com","student122","82-256-3628","Allison","747-814-3138",null,null,false,null,"Downingtown","F",19,null,null,"Some Spanish",null,null,false,false,false,true,false,false,true,true,false,true,false,null,null,"Article Writing for QMS Partnerships\r\nRetail at Cracker Barrel",true,false,false,true,false,false,null,false,false,false,false,false,true,null,3,6,9,7,4,2,10,1]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Fall 2005","Senior","(None)","student31@gmail.com","student49","82-267-8784",null,"476-902-1908"]
["Brother","Johnson","Sean","Johnson","Gail",null,"Fall 2011","Senior","(None)","student40@gmail.com","student109","49-595-7453","Ie Ling","778-497-3341","Lab Consultant in the BYU computer labs","Hair Stylist",false,null,"South Pasadena, CA","F",21,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,"I love listening to music and singing and playing the piano on an average level. I love being active especially when playing soccer or running.","Art Slide Library: Data Entry",false,false,true,true,false,true,null,false,false,true,true,false,false,null,8,8,8,10,10,10,6,3,"Should you invest in stocks? If so, what are good returns to get without being too risky? Is it a bad idea to just leave money in a savings account since it's not really earning any interest?"]
["Brother","Bobert","Brett","Stevenson",null,null,"Fall 2010","Freshman","Mechanical Engineering Pre-Professional","student71@gmail.com","student79","07-543-8575","Alex","372-598-1235","none","Self-employed engineer (small business)",false,"none","Idaho Falls","M",18,"not yet","not yet","none",null,null,true,false,false,true,false,true,true,false,false,false,true,null,null,"Jamba Juice, US Census Bureau, Newspaper Boy",false,false,true,true,false,false,null,false,false,false,true,false,false,"Very relevant to life",9,9,8,10,10,10,9,5]
["Brother","Palmer","Jessica","Palmer",null,null,"Winter 2005","Senior","(None)","student108@gmail.com","student152","93-246-2403",null,"524-191-8152"]
["Brother","Palmer","Mark","Bobert","Ming",null,"Fall 2007","Senior","Computer Science","student128@gmail.com","student140","23-780-7592",null,"941-312-3443"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2011","Sophomore","Open-Major","student15@gmail.com","student14","50-249-3292","Judd","974-260-6225","Grounds Crew","Business Law",false,null,"Broomfield CO","M",22,"Guatemala","September 2008-2010","Spanish",null,null,true,false,false,true,false,false,true,false,false,false,true,null,null,"Carpet Cleaning, Landscaping",false,false,false,true,true,false,null,false,false,false,true,false,false,null,8,9,6,10,10,9,9,7]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2005","Freshman","Open-Major","student34@gmail.com","student113","59-878-8752",null,"543-319-6215"]
["Sister","Bobert","Sean","Johnson",null,null,"Winter 2006","Senior","(None)","student131@gmail.com","student84","02-718-9787",null,"717-241-4268"]
["Brother","Bobert","Kim","Johansson",null,null,"Winter 2009","Senior","(None)","student103@gmail.com","student134","92-598-4489",null,"298-438-1995"]
["Brother","Johnson","Kim","Johansson",null,null,"Winter 2010","Senior","(None)","student80@gmail.com","student67","73-987-9690","jack","896-987-2313","Library Security","I have a job lined up in Georgia with Lockheed Martin. I begin in May.",true,"Lindsay","Bryce, AZ","M",25,"Scotland","2004-2006","No",null,null,false,false,false,false,false,false,false,false,false,false,true,null,"basketball, bowling",null,false,false,true,true,false,true,null,false,false,false,true,false,false,null,6,6,8,10,9,8,4,10,"What is a good downpayment amount? Which is better Roth or Traditional IRA? Which or what is a 401K? When to buy vs. rent?"]
["Brother","Palmer","Jessica","Palmer",null,null,"Winter 2008","Senior","(None)","student41@gmail.com","student100","05-314-0975",null,"170-307-6759"]
["Brother","Johansson","Kim","Johansson",null,null,"Fall 2009","Sophomore","Nursing Premajor Program","student16@gmail.com","student149","49-285-7012","Jacob or Jake","651-703-8179",null,null,false,null,"Grantsville, Utah","M",18,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,true,false,false,true,false,false,null,false,false,false,false,false,true,null,9,6,8,10,9,10,7,4]
["Brother","Wormington","Jessica","Palmer",null,null,"Fall 2011","Freshman","Mechanical Engineering Pre-Professional","student90@gmail.com","student135","00-199-6283","Garrett","135-882-4380",null,null,false,null,"Kennewick, WA","M",18,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Daycare, Landscape, and construction cleanup",true,false,true,true,false,false,null,false,false,true,true,false,false,null,10,2,4,2,10,10,8,6,"I have full faith that Brother Marsh will equip me with all the knowledge of finances that I need to know."]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Fall 2012","Junior","Physiology & Developmental Biology","student119@gmail.com","student91","97-221-9042","Jake","237-653-7258",null,null,false,null,"Neola, Utah","M",21,"Italy Rome","May 2010 - June 2012","Italian",null,null,true,true,false,false,false,true,false,false,false,false,true,null,null,null,false,false,false,true,true,false,null,false,false,true,true,true,false,null,9,8,8,10,10,8,7,5]
["Sister","Johnson","Brett","Stevenson",null,null,"Fall 2009","Senior","(None)","student151@gmail.com","student49","27-237-2466","Jalayne","798-399-8383","none","High School Counselor",false,null,"Thatcher, Arizona","F",21,null,null,null,null,null,false,false,false,true,false,false,true,true,false,true,false,null,null,"Lifeguard, Swim Instructor, Legal Secretary, Graphic Designer",false,false,true,false,false,true,null,false,false,true,false,true,false,"Bro. Marsh is the funniest/most fun professor on campus",1,1,1,1,2,4,2,1]
["Brother","Palmer","Mark","Bobert",null,null,"Winter 2008","Senior","(None)","student121@gmail.com","student82","69-880-9045",null,"439-295-5579"]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Fall 2005","Sophomore","(None)","student133@gmail.com","student100","99-570-3083",null,"875-879-4458"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2007","Sophomore","Pre-Management Core","student46@gmail.com","student68","13-886-7779",null,"106-972-5092"]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Winter 2010","Sophomore","(None)","student126@gmail.com","student61","33-639-1232","Jamie","331-972-4806","Math TA","Physician",false,null,"Covington, WA","M",22,"Pocatello, ID","Nov 06-08",null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,false,false,false,false,"Getting married!",false,false,false,true,false,false,null,10,9,6,8,7,7,6,4]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Fall 2011","Senior","(None)","student129@gmail.com","student102","49-532-7091","Janae","907-455-8816","PT Custodial","Eventually, I'm aiming for OB/GYN.  Currently I'm looking for a research job (upon graduation).",false,null,"Orchard Park, NY","F",24,"Puerto Rico, San Juan","September 2009 - March 2011","Spanish",null,null,true,false,false,false,false,false,true,false,false,false,false,null,"I like computers and listening to music.  I also play piano and guitar.",null,false,false,true,true,false,true,null,false,true,true,true,true,false,null,8,8,4,8,6,4,9,7]
["Sister","Palmer","Gary","Wormington",null,null,"Fall 2006","Senior","(None)","student68@gmail.com","student132","81-572-5935",null,"367-255-2967"]
["Brother","Wormington","Sean","Johnson",null,null,"Fall 2009","Junior","(None)","student45@gmail.com","student109","69-122-8655",null,"753-136-2490"]
["Sister","Bobert","Sarah","MarKowsky",null,null,"Fall 2011","Freshman","Communications Premajor","student104@gmail.com","student140","09-667-5716","Saige","679-161-4243",null,null,false,null,"Washougal WA","F",18,null,null,"French, sort of",null,null,false,false,false,true,false,true,true,false,true,true,false,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,"I absolutely LOVE it so far",6,3,8,10,10,7,2,2,"Nope, I'm just so excited to learn it all with you!"]
["Brother","Johansson","Sean","Johnson",null,null,"Winter 2007","Senior","(None)","student115@gmail.com","student86","19-611-0923",null,"178-806-4328"]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2011","Senior","(None)","student97@gmail.com","student13","24-070-0888","Jared","491-238-8396",null,"Air Force",false,null,"Minot, North Dakota","M",23,"Switzerland Geneva","2006-2008","French",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,null,false,false,true,true,false,false,null,false,false,false,false,false,true,null,6,6,6,7,7,5,4,3]
["Brother","Bobert","Jessica","Palmer",null,null,"Winter 2009","Senior","(None)","student127@gmail.com","student120","48-684-8304",null,"323-506-1520"]
["Brother","Johnson","Mark","Bobert",null,null,"Fall 2010","Senior","(None)","student41@gmail.com","student87","73-530-0270","jason","958-281-7430","OIT Shift Supervisor","business",false,null,"Austin, TX","M",25,"California Roseville mission","2004-2006","no thank you ",null,null,false,false,false,true,false,false,false,false,false,false,true,null,null,null,false,false,true,false,false,true,null,true,false,true,false,false,false,null,10,10,10,10,10,10,10,10,"I would enjoy if we talk more about current financial situation"]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2009","Junior","(None)","student37@gmail.com","student13","82-153-2230",null,"736-639-9016"]
["Brother","Palmer","Mark","Bobert",null,null,"Fall 2011","Senior","(None)","student18@gmail.com","student56","61-318-7556","Javier","223-269-3811","None","Dentistry",false,null,"Dallas, Tx.","M",22,"Wisconsin, Milwaukee","July 08 - July 10","Spanish",null,null,false,false,false,false,false,true,true,false,true,false,true,null,null,"Insurance agent",false,false,true,true,false,false,null,false,false,false,true,true,false,null,5,6,3,8,5,3,2,1]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2004","Junior","(None)","student57@gmail.com","student127","62-153-8753",null,"419-319-3086"]
["Brother","MarKowsky","Gary","Wormington",null,null,"Fall 2007","Senior","(None)","student40@gmail.com","student147","40-279-4518",null,"653-411-2338"]
["Brother","MarKowsky","Kim","Johansson",null,null,"Winter 2011","Senior","(None)","student11@gmail.com","student14","52-369-9321","Jason","118-313-9441","BYU Grounds","Foreman at Botanical Garden",false,null,"Euless, TX","M",25,"Poland","July 2004-Aug 2006","Polish",null,null,false,false,false,false,false,false,true,false,false,false,true,"Ping Pong, Working hard",null,"BYU Grounds(Maintenance, Construction, Irrigation, Turf Specialist), Golf Course Grounds Worker, Arnold Arboretum of Harvard University Grounds Worker.",false,false,true,true,false,true,null,false,false,false,true,true,false,null,10,2,7,5,5,6,3,3,"I want to learn about 401k's, stocks, health insurance, savings bonds, etc."]
["Sister","Palmer","Kim","Johansson",null,null,"Fall 2012","Sophomore","Sociology","student141@gmail.com","student23","75-997-4299","Jessica","964-943-2911","MTC Bookstore Cashier",null,false,null,"Orem","F",19,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Lifeguard\r\nLinen Outlet Stocker",false,false,false,true,false,false,null,false,false,false,false,false,true,null,1,1,7,10,6,4,5,6]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Winter 2011","Junior","Organizational Behavior/HR Mgt","student66@gmail.com","student69","48-373-4426","James","285-163-4841","Substitute Seminary Teacher","Seminary Teaching",false,null,"Frederick, MD","M",22,"Idaho Boise Mission","Oct 2007 - Oct 2009",null,null,null,false,false,false,false,false,false,false,true,false,false,true,null,null,"MTC Teacher\r\nEFY Counselor",true,false,false,true,false,false,null,false,false,false,false,false,true,null,3,6,2,5,7,7,3,2]
["Brother","Johansson","Jessica","Palmer",null,null,"Winter 2010","Junior","(None)","student107@gmail.com","student79","50-864-6748","Jeff","939-793-4618","ASB Info Desk","Engineering",false,null,"American Fork, UT","M",21,"Poland","June 2007- June 2009","Polish",null,null,true,false,false,false,false,false,false,false,false,false,true,null,null,"Home Depot.\r\nHansen Insulation\r\nBidco Corp.",false,false,false,true,false,false,null,false,false,false,true,true,false,null,10,5,9,7,6,7,4,3,"How investment really works.  What millionaires know that I don't."]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2009","Senior","(None)","student126@gmail.com","student129","49-007-2840",null,"871-785-5257"]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Fall 2006","Sophomore","(None)","student28@gmail.com","student96","28-178-5629",null,"334-321-5763"]
["Sister","Palmer","Brett","Stevenson",null,null,"Winter 2011","Senior","(None)","student145@gmail.com","student13","16-601-7035","Jessica","804-229-3729","FHSS Alumni Relations Department","Wife, mother, and homemaker....but I'm getting a degree in accounting.",true,"Andrew Powell","Mesa, Arizona","F",24,"Japan, Tokyo","Jan 2008-July 2009","Japanese",null,null,false,false,false,false,false,false,false,false,false,false,false,"I can drive stick","Yeah, that's pretty much it. I can drive stick and I'm pretty darn proud. :)","Office Assistant at a custom wedding invitation company, Respite and Habilitation provider for children with special needs",false,false,false,true,true,false,"Took Family Finance class last sememester and loved it",false,false,false,false,false,true,null,8,7,5,5,7,8,6,10]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2004","Sophomore","Clinical Laboratory Science Premajor","student127@gmail.com","student59","51-359-4261",null,"858-570-3645"]
["Sister","Palmer","Jessica","Palmer",null,null,"Fall 2005","Sophomore","(None)","student37@gmail.com","student73","42-597-4347",null,"477-295-1443"]
["Brother","Bobert","Sean","Johnson",null,null,"Fall 2008","Sophomore","(None)","student33@gmail.com","student70","70-694-2064",null,"208-184-1253"]
["Brother","MarKowsky","Kim","Johansson",null,null,"Fall 2007","Sophomore","(None)","student64@gmail.com","student35","27-156-8298",null,"768-707-5362"]
["Brother","Johansson","Sean","Johnson",null,null,"Fall 2005","Senior","(None)","student23@gmail.com","student106","89-528-9679",null,"753-900-7738"]
["Sister","Palmer","Sarah","MarKowsky",null,null,"Winter 2005","Senior","(None)","student125@gmail.com","student84","79-762-6063",null,"630-279-6828"]
["Sister","Johnson","Kim","Johansson",null,null,"Winter 2008","Sophomore","(None)","student107@gmail.com","student130","00-777-9021",null,"158-364-1131"]
["Brother","Johansson","Brett","Stevenson",null,null,"Winter 2006","Senior","(None)","student106@gmail.com","student85","38-115-4914",null,"564-784-4628"]
["Sister","Johansson","Kim","Johansson",null,null,"Winter 2011","Senior","Athletic Training","student126@gmail.com","student144","40-627-4230","Jessie","384-730-2216","Student","Athletic Trainer",true,"Justin Smith","Sugar Land, Tx","F",22,null,null,"Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Customer Service, Paralegal, Waitress",true,false,false,false,false,true,null,false,true,false,true,false,false,null,3,2,3,6,7,7,7,3,"How do you make money when you're a poor student with no money to invest?!"]
["Brother","Johnson","Mark","Bobert",null,null,"Fall 2010","Senior","Mechanical Engineering","student59@gmail.com","student136","22-982-4120","Josh","326-675-9688","BYU Traffic Officer","I'd like to be the next Tony Stark... or just be an inventor. ",false,null,"Rexburg","M",24,"Athens, Greece","Oct 2005 - Oct 2007","Greek",null,null,false,false,false,false,true,true,true,true,true,false,false,null,null,"Computer Specialist, Hobby Shop, Cashier",false,false,false,true,false,false,null,false,false,true,true,true,false,null,8,10,7,8,8,9,5,1]
["Brother","Bobert","Sean","Johnson",null,null,"Winter 2008","Junior","(None)","student97@gmail.com","student52","28-500-0715",null,"228-178-8741"]
["Brother","Bobert","Brett","Stevenson",null,null,"Fall 2011","Junior","(None)","student64@gmail.com","student138","58-117-7561","Joe","629-491-3151","Carpenter","Business Owner",false,null,"Payson","M",22,"Costa Rica","2013-07-09","Spanish",null,null,false,false,false,true,true,false,true,false,true,false,true,null,null,"Tire Technician",false,false,false,true,true,false,null,false,false,false,false,false,true,null,8,7,10,8,8,9,5,9]
["Sister","Wormington","Gary","Wormington",null,null,"Fall 2008","Junior","(None)","student147@gmail.com","student95","92-853-2643",null,"330-864-9055"]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2008","Sophomore","(None)","student136@gmail.com","student123","07-581-3489",null,"919-853-9515"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2011","Sophomore","(None)","student79@gmail.com","student128","55-811-3816","Jason","230-557-4917","United Health Group","Hospital Administration",false,null,"Lehi","M",21,"Kiev, Ukraine","2008-2010","Ukrainian, Russian",null,null,false,false,false,true,false,false,false,false,false,false,true,null,null,"Route Manager with EcoFirst Pest Control\r\n\"Cub\" with Utah County Substance Abuse\r\nSelf-Employment",false,false,false,true,true,false,null,false,false,false,true,false,false,null,8,9,6,8,10,10,10,5,"I have an interest in learning about the differences between 401Ks and ROTHIRAs."]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Winter 2008","Senior","(None)","student122@gmail.com","student110","71-695-9083",null,"977-200-7850"]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2006","Senior","(None)","student150@gmail.com","student89","98-085-8545",null,"196-497-8443"]
["Brother","MarKowsky","Sean","Johnson",null,null,"Winter 2012","Junior","Pre-Management Core","student64@gmail.com","student11","55-294-4247","Jake","380-253-7925","student","Investment Banker, Venture Capialist",false,null,"Salt Lake City","M",22,"Sacramento, CA","may 2008-May 2010",null,null,null,false,false,false,true,false,true,true,false,false,false,true,null,null,null,false,false,false,true,true,false,null,false,false,true,true,true,false,null,7,7,8,10,9,10,10,6]
["Brother","Palmer","Brett","Stevenson",null,null,"Fall 2004","Senior","(None)","student61@gmail.com","student64","40-072-5822",null,"153-120-9596"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Fall 2005","Senior","Microbiology","student69@gmail.com","student121","42-475-9019",null,"107-119-4114"]
["Brother","Palmer","Sean","Johnson",null,null,"Winter 2008","Senior","(None)","student135@gmail.com","student109","24-274-9960",null,"659-539-5608"]
["Brother","MarKowsky","Sean","Johnson",null,null,"Fall 2010","Senior","(None)","student104@gmail.com","student61","10-824-5027","Justin","690-484-5710","Performing Arts Management on campus","Speech Pathologist",true,"Sarah","Draper, Utah","M",25,"Australia Melbourne West","August 2004-2006","none",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Engineer Assistant at chemical plant\r\noperator at chemical plant",false,false,false,true,false,true,null,false,false,true,true,false,false,null,8,7,6,6,10,8,6,4]
["Brother","Wormington","Mark","Bobert",null,null,"Winter 2012","Senior","(None)","student26@gmail.com","student60","82-370-5930",null,"719-963-2533"]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Fall 2012","Senior","Political Science","student59@gmail.com","student35","00-724-4216","Jeff","141-536-9348","WyzAnt Tutoring","Ophthalmologist",false,null,"Milton, GA","M",21,"Montana Billings Mission","December 2009-December 2011",null,null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"Filing at Immigration Law Office",false,false,true,true,false,false,null,false,false,true,true,true,false,null,7,7,5,10,10,9,9,5]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2012","Junior","Pre-Management Core","student101@gmail.com","student45","33-039-3771","Jake","899-542-4074","Data Migration Specialist","working for intel in the finance department",false,null,"Brighton, MI","M",21,"Barcelona, Spain","March 2010-March 2012","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Red Robin bus boy\r\nJets Pizza worker\r\nTaco Time worker",false,false,false,true,false,false,null,true,false,true,true,false,false,null,8,8,4,9,7,10,3,1,"How to set personal financial goals and sticking with them."]
["Sister","Palmer","Sean","Johnson",null,null,"Winter 2009","Senior","(None)","student36@gmail.com","student146","11-133-9785",null,"587-349-4002"]
["Sister","Stevenson","Sean","Johnson",null,null,"Fall 2010","Senior","(None)","student72@gmail.com","student99","88-211-3994",null,"705-849-9886"]
["Sister","Stevenson","Sean","Johnson",null,null,"Fall 2005","Junior","Dance Education Premajor","student128@gmail.com","student64","35-363-0881",null,"495-595-6322"]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Winter 2012","Senior","(None)","student106@gmail.com","student50","03-064-7640","Jenna","913-905-9319","MTC","Social Entrepreneurship",false,null,"Temple, TX","F",24,"Texas Houston","Feb 09 - Sep 10","Spanish",null,null,false,false,false,false,false,false,true,true,false,false,true,"Reading, Rock Climbing",null,"LDS Philanthropies, Law Office of Bues Gilbert, Research Assistant...",true,false,false,true,false,true,"Interested in investing",false,false,true,true,true,false,null,8,7,7,7,10,10,9,5,"I'd like to hear more about giving back, and somewhat about investing in others as well as selves. I feel like there is so many wonderful principles we learn in class about saving money and getting great return on what we invest, that it's important to show that this money can be used to greatly enrich the lives of others who do not have the opportunities or education we do."]
["Sister","MarKowsky","Mark","Bobert",null,null,"Fall 2006","Senior","(None)","student65@gmail.com","student67","94-778-7884",null,"579-902-7204"]
["Sister","Bobert","Mark","Bobert",null,null,"Winter 2012","Junior","(None)","student150@gmail.com","student146","00-651-1357","Heather","976-640-9184","Hewlett Packard","Corporate Finance",false,null,"Boise, Idaho","F",21,"none",null,"none",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"2 internships with Hewlett Packard and now I'm a part time employee. I was a calculus 2 and all maths below tutor, I did research with a porfessor, and my first job was in the retail department. ",false,false,false,true,true,false,null,false,true,true,true,false,false,null,10,10,8,10,10,10,5,4]
["Brother","Palmer","Sean","Johnson",null,null,"Winter 2011","Senior","(None)","student113@gmail.com","student104","36-730-9333","Tyler","485-844-4995","None","Engineering",false,null,"Rexburg, ID","F",24,"Chile, Antofagasta","2013-05-07","Spanish",null,null,true,true,false,false,false,true,true,false,false,false,true,null,null,"Honeywell\r\nFamily Potato Farm",false,false,false,true,false,true,null,false,false,false,false,false,true,null,5,5,8,7,8,6,5,3]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Fall 2008","Sophomore","(None)","student38@gmail.com","student108","65-007-2870",null,"484-796-3042"]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2011","Senior","Psychology","student14@gmail.com","student91","64-091-6874","Jesse","883-190-6755","UYSA-Soccer Coach/ BYU religion department",null,false,null,"Orem","M",24,"New Zealand, Auckland","Feb 07-09","No",null,null,false,false,false,false,false,true,true,false,true,false,true,null,null,"Cook, Qualtrics, Soccer Manager",false,false,false,true,false,false,null,false,false,true,true,false,false,null,6,5,4,8,6,3,2,1,"How to manage money.  How to best invest money... all the money basics.  I am excited."]
["Sister","Stevenson","Jessica","Palmer",null,null,"Winter 2011","Sophomore","(None)","student13@gmail.com","student137","86-297-8188","Jess","309-614-4819","-","-",false,"-","Bountiful","F",19,"-","-","No",null,null,true,false,false,false,false,true,true,true,true,true,false,null,null,"Ross Associate, Jessica Wilson Photography",true,false,false,true,true,false,null,false,false,true,true,false,false,null,8,7,7,10,10,10,10,10]
["Brother","Palmer","Brett","Stevenson",null,null,"Winter 2012","Senior","Marketing Management","student135@gmail.com","student88","84-758-5567","Garrett","330-699-6536","Marketing Research Assistant","Marketing/Brand Management",false,null,"Pleasant Grove","M",23,"West Indies","August 2007-August 2009",null,null,null,true,false,false,true,false,true,true,true,false,false,true,null,null,"MTC Teacher, Marketing Intern",true,false,false,true,false,true,null,false,false,true,true,true,false,null,7,8,9,10,8,8,7,9,"I want to know the best ways to fund big expenses that I will be approached with in the next few years of my life as I graduate. I want to be a smart saver and make smart investments as I begin to make money. Please teach me how to do that!"]
["Brother","Bobert","Brett","Stevenson",null,null,"Winter 2010","Junior","(None)","student78@gmail.com","student127","85-887-1700","John","663-659-9092","none",null,false,null,"Lebanon, OR","M",21,"Argentina, Salta","June 07- July 09","Spanish",null,null,false,false,false,false,false,false,true,true,true,false,true,"Ballroom Dance",null,"Landscaping",false,false,false,true,false,false,null,false,false,false,true,true,false,null,7,5,8,10,10,9,9,7]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Fall 2012","Senior","Exercise Science","student112@gmail.com","student131","06-619-7434","Jeff","380-938-1542","Chemistry TA","Medicine",true,"Claire Falco","Kaysville","M",22,"Baton Rouge Louisiana","June 2009 - June 2011",null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Paralegal at Progrexion Marketing",false,true,false,true,false,true,null,false,true,true,true,true,false,null,9,9,9,9,9,9,6,6]
["Brother","Palmer","Jessica","Palmer",null,null,"Fall 2009","Junior","Pre-Management Core","student44@gmail.com","student129","80-725-5232","Justin","103-809-7533","Student",null,true,"Michelle Fife","Bothell, WA","M",24,"Maryland Baltimore","July 2005 to August 2007","No",null,null,false,false,false,false,false,true,true,true,false,false,true,null,null,null,true,true,false,true,false,true,null,false,false,false,true,false,false,null,3,1,5,10,7,5,5,1]
["Sister","Stevenson","Brett","Stevenson",null,null,"Fall 2004","Senior","(None)","student113@gmail.com","student59","68-581-7552",null,"317-492-1956"]
["Sister","Stevenson","Sean","Johnson",null,null,"Fall 2009","Junior","(None)","student121@gmail.com","student131","89-815-7110","Jasmine","469-149-7326","Art City Trolley","Dance Instructor, and Professional photographer",false,null,"Kansas City","F",19,"None","None","None",null,null,false,false,false,false,false,false,true,false,false,false,true,"Photography",null,"Mostly waiting/serving tables, teaching dance and some secretary work",false,false,false,true,true,false,null,false,false,false,false,false,true,null,4,4,7,10,6,6,3,1]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2010","Sophomore","(None)","student44@gmail.com","student122","01-842-0733","Jordan","256-911-3240","Student","Still not sure but something in communications, business, or film",false,null,"Mareitta, GA","M",21,"California San Bernardino","July 08- July 10",null,null,null,true,false,false,false,false,true,false,false,false,false,true,null,null,"Coldstone creamery",false,false,false,true,true,false,null,false,false,false,false,false,true,null,7,6,9,10,9,8,7,7,"I was gone on my mission during most of the economic collapse, but I was just curious where I can put my money (once I have some!) to make sure it is safe. I know some companies make you put your money is some stocks, so do you just have to find good investors?"]
["Brother","Palmer","Mark","Bobert",null,null,"Winter 2012","Senior","(None)","student35@gmail.com","student117","97-895-3151","justin","165-908-2238","Japanese TA","I am in the AFROTC and start pilot training May 2012.  I want to fly fighter jets",true,"Gina","Tokyo, Japan","M",24,"Sendai Japan","July 2007-2009","Japanese",null,null,false,false,false,false,false,false,false,false,false,false,false,null,"I like to lift weights, rock climb, long board, eat, cook, nap, and listen to music","Vivint housing budget manager, lifeguard, waiter",false,false,false,true,false,true,null,false,false,false,false,false,true,null,5,5,9,8,9,8,8,5,"i want to learn about different investment strategies and different advantages/disadvantages to each...i don't want to work for forever"]
["Sister","Johansson","Jessica","Palmer",null,null,"Fall 2005","Sophomore","(None)","student50@gmail.com","student50","06-036-3554",null,"751-309-8497"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Winter 2008","Sophomore","(None)","student55@gmail.com","student38","63-516-0302",null,"130-424-3772"]
["Brother","MarKowsky","Mark","Bobert",null,null,"Fall 2011","Senior","(None)","student127@gmail.com","student115","23-601-9455","Jake","620-753-8004","Nu Skin Enterprises - Call Center","Management/Finance",true,"Kory Clement Hansen","Blackfoot, ID","M",23,"Puerto Rico San Juan West","June 2007 - June 2009","Spanish",null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,"On Campus jobs: Dishwasher, Sandwich maker\r\nBasic American Foods: Worked in potato processing plant\r\nFarm Laborer",false,true,false,true,true,false,null,false,true,true,true,true,false,null,9,8,10,10,10,10,10,9,"No, I am excited to take this class and just learn all that I can about personal finance."]
["Sister","MarKowsky","Jessica","Palmer",null,null,"Fall 2012","Senior","English","student52@gmail.com","student42","23-274-3561","Jessie","549-977-5631","...hunting!","Teaching ESL, English in foreign schools, ",false,null,"Gorham, ME","F",23,"Omaha, Nebraska","December 2010- June 2012","German",null,null,false,false,false,false,false,false,true,true,true,false,true,"ADVENTURING!","climbing, hiking, digging in the dirt, recycling, cooking good food","Patagonia Inc, Jamba Juice, Aquatics director at Summer camp",false,false,true,true,false,false,"When I was on my mission, seriously, I had an impression return MULTIPLE times that I needed to take personal finance.  SO here I am!",false,false,true,true,true,false,"The Professor is hilarious and it's really useful",3,2,4,4,5,3,4,2]
["Brother","Palmer","Brett","Stevenson",null,null,"Winter 2006","Sophomore","(None)","student143@gmail.com","student106","58-194-7396",null,"607-747-2583"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Fall 2009","Senior","(None)","student57@gmail.com","student148","00-477-6526",null,"743-948-9450"]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Fall 2006","Junior","(None)","student123@gmail.com","student19","39-589-8056",null,"764-459-9681"]
["Brother","Stevenson","Gary","Wormington",null,null,"Winter 2008","Senior","(None)","student72@gmail.com","student85","56-608-0875",null,"221-243-9756"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Fall 2008","Sophomore","(None)","student104@gmail.com","student121","96-588-8435",null,"956-482-2744"]
["Sister","Wormington","Sarah","MarKowsky",null,null,"Fall 2008","Senior","Communication Disorders","student128@gmail.com","student10","03-713-8473",null,"128-413-3484"]
["Brother","Bobert","Gary","Wormington",null,null,"Fall 2005","Senior","(None)","student89@gmail.com","student72","06-498-1771",null,"402-152-3689"]
["Sister","Johansson","Brett","Stevenson",null,null,"Fall 2008","Junior","(None)","student55@gmail.com","student27","07-825-6259",null,"530-202-6902"]
["Brother","Johnson","Brett","Stevenson","Johns",null,"Winter 2009","Senior","(None)","student141@gmail.com","student54","17-300-4905",null,"885-645-4123"]
["Brother","Johnson","Mark","Bobert",null,null,"Winter 2005","Senior","(None)","student149@gmail.com","student126","93-949-5513",null,"547-534-6132"]
["Sister","MarKowsky","Jessica","Palmer",null,null,"Fall 2008","Sophomore","(None)","student19@gmail.com","student32","03-674-2394",null,"683-452-9553"]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Fall 2012","Freshman","Open-Major","student19@gmail.com","student55","82-502-1939","Jason","967-700-1138",null,null,false,null,"Ashburn, VA","M",18,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,null,true,false,false,false,false,false,null,false,false,true,true,false,false,null,5,5,7,10,10,10,8,2]
["Brother","Stevenson","Mark","Bobert",null,null,"Winter 2006","Senior","(None)","student110@gmail.com","student110","37-201-7640",null,"687-563-4326"]
["Brother","Bobert","Mark","Bobert",null,null,"Winter 2011","Senior","(None)","student131@gmail.com","student90","21-289-6371","Joshua","466-711-1249","None","Tax Lawyer",false,null,"Anchorage, Alaska","M",21,"Lubbock, Texas","Aug. 2008 - Aug. 2010","Spanish",null,null,true,false,false,false,false,false,false,false,false,false,true,null,"Searching for new talents!","Technical support for small property management company",false,false,false,true,true,false,null,true,true,true,true,false,false,null,9,10,8,8,9,10,10,8,"I understand the class has a lot to do with investments - what I am really hoping to learn is HOW to actually make these investments.  Where do I buy stock?  How do I actually START an IRA?  I understand how much money the investments make, but no one ever tells HOW to actually DO it.  Thank you, I'm looking forward to this class very much."]
["Sister","Palmer","Jessica","Palmer",null,null,"Winter 2007","Senior","(None)","student55@gmail.com","student106","14-731-6150",null,"310-476-8294"]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Winter 2008","Senior","(None)","student136@gmail.com","student117","04-177-8397",null,"286-100-9521"]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Fall 2010","Junior","(None)","student106@gmail.com","student79","12-483-6271","Josh","555-518-3792","none","International Business",false,null,"Lexington, KY","M",21,"Mexico City South","Aug 2008 to Aug 2010","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Newspaper Delivery Man 3yrs.  Mover for a moving company.",true,false,false,true,false,false,null,false,false,false,false,false,true,null,8,3,7,8,8,8,6,1,"I would like to learn how to make good investments and find a way to pay off my college debts before graduating."]
["Brother","Wormington","Mark","Bobert",null,null,"Winter 2006","Senior","(None)","student27@gmail.com","student91","22-708-1152",null,"873-329-5933"]
["Sister","Stevenson","Kim","Johansson",null,null,"Winter 2005","Senior","(None)","student115@gmail.com","student123","38-493-5403",null,"769-244-2366"]
["Brother","Bobert","Jessica","Palmer",null,null,"Winter 2011","Senior","(None)","student113@gmail.com","student68","12-712-5113","Jordan","596-685-5223",null,null,false,null,"Sandy, UT","M",22,"Louisiana Baton Rouge Mission","Aug.  2007 - Aug. 2009","None",null,null,true,false,false,false,false,true,true,false,false,false,true,null,null,null,false,false,true,true,true,false,null,false,false,true,true,true,false,null,7,6,4,10,10,9,7,2,"I look forward to learn what is planned. The first two days were great enough."]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2012","Senior","Economics","student119@gmail.com","student68","55-304-6371","Justin","188-118-1046","Vivint","Financial Planning",true,"Danielle McClellan","Las Vegas","F",23,"Ohio Cincinnati","Apr 2009-Apr 2011","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Spanish Teacher at Provo MTC",false,false,false,true,true,false,null,false,false,false,false,false,true,null,7,9,5,10,9,10,6,5]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Fall 2011","Sophomore","Open-Major","student53@gmail.com","student113","28-833-1141",null,"423-549-3439","Scott Marsh Financial",null,false,null,"Salt Lake City","M",18,null,null,null,null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,null,true,false,false,false,false,false,null,false,false,true,false,false,false,null,7,7,10,10,10,10,10,10]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2009","Freshman","Biochemistry","student82@gmail.com","student107","04-462-9607","Jordan","260-522-1966",null,null,false,null,"Wahiawa","M",18,null,null,null,null,null,true,false,false,false,false,false,true,false,false,false,false,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,7,2,8,6,5,9,3,1]
["Brother","MarKowsky","Sean","Johnson",null,null,"Winter 2010","Sophomore","Open-Major","student148@gmail.com","student137","67-668-0430","Justin","781-361-5455","Sandra Rast Art","Business or Medicine",false,null,"Bountiful, UT","M",18,null,null,"na",null,null,false,false,false,true,false,false,true,false,false,false,true,null,null,"Church History Library Custodian (The Church of Jesus Christ of Latter Day Saints ",false,false,true,true,true,false,null,false,false,false,true,false,false,null,9,8,9,10,9,9,9,7]
["Brother","Johansson","Gary","Wormington",null,null,"Fall 2007","Sophomore","(None)","student96@gmail.com","student93","94-060-4198",null,"608-969-7997"]
["Brother","Johnson","Kim","Johansson",null,null,"Winter 2006","Sophomore","(None)","student140@gmail.com","student108","86-100-4715",null,"266-261-4087"]
["Brother","Bobert","Brett","Stevenson",null,null,"Winter 2008","Junior","(None)","student52@gmail.com","student35","16-774-6206",null,"337-981-1569"]
["Brother","Bobert","Brett","Stevenson",null,null,"Winter 2007","Sophomore","(None)","student40@gmail.com","student141","71-161-1014",null,"563-666-3634"]
["Brother","Palmer","Brett","Stevenson",null,null,"Fall 2008","Junior","(None)","student114@gmail.com","student82","67-744-2830",null,"558-798-9697"]
["Brother","MarKowsky","Sarah","MarKowsky","Beckwith",null,"Fall 2012","Senior","Molecular Biology","student61@gmail.com","student146","54-810-2842","Josh","595-461-4069","Research Assistant","Molecular biology",true,"Annie","Aloha, Oregon","M",25,"Brasil, Recife","2006-2008","Portuguese",null,null,true,false,false,false,false,false,true,false,false,false,false,null,null,"Building Coordinator for the Wilkinson Student Center and Target Guest Attendant",false,true,false,true,false,true,null,false,true,true,true,true,false,null,8,10,6,7,8,8,1,5]
["Sister","Johnson","Jessica","Palmer",null,null,"Fall 2009","Freshman","(None)","student108@gmail.com","student44","55-614-3438","Jodi","291-217-8486","None","Composer or music teacher",false,null,"Highlands Ranch, CO","F",18,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,false,"Boys","Tall, dark, and handsome","Waitress",true,false,false,true,false,false,null,false,false,false,false,false,true,null,6,4,6,8,8,8,4,2,"How to get rich."]
["Brother","Palmer","Jessica","Palmer",null,null,"Fall 2009","Junior","(None)","student93@gmail.com","student66","23-952-7020","Joe","967-591-2948","none","sports therapy",false,"none","San Jose, CA","M",22,"ohio cincinnati misison","2013-06-08","none",null,null,false,false,false,false,false,false,false,false,false,false,true,"none",null,"valet parking, waiter",true,false,false,true,false,false,"none",false,true,false,true,false,false,null,6,4,5,8,4,4,10,1,"none"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Fall 2010","Sophomore","(None)","student140@gmail.com","student57","98-021-0393","Court","201-168-7380","self-employed",null,false,null,"Bountiful","M",21,"New York, New York North","2008-2010","Spanish",null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,"I mowed lawns, worked at a clothing company, and worked at T-mobile.",false,false,false,true,true,false,null,false,false,true,true,false,false,null,8,7,7,9,8,10,9,2,"Seems like this will be a fun class!"]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Winter 2011","Senior","(None)","student107@gmail.com","student56","39-100-4360","John","318-420-9943","BYU MOA",null,false,"John Ericson","Salt Lake City","M",23,"Taiwan, Taichung","2013-06-08","Mandarin Chinese",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,null,false,false,true,false,false,false,null,false,false,false,true,false,false,null,4,5,5,7,7,7,3,7]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Fall 2010","Senior","International Relations","student14@gmail.com","student151","54-334-9730","Johnny","693-384-8816",null,null,false,null,"Ashland OR","M",22,"Tijuana Mexico","07 09","Spanish French",null,null,false,false,false,false,false,true,true,false,true,false,false,null,null,null,false,false,true,false,false,false,null,false,false,false,true,false,false,null,2,5,4,7,9,6,5,3]
["Sister","Johansson","Kim","Johansson",null,null,"Fall 2009","Senior","(None)","student104@gmail.com","student23","96-125-6765","Rachel","426-946-9792","BYU Athletic Communications","Event planning",false,null,"Tampa, Florida","F",21,null,null,"none",null,null,false,false,false,false,false,true,false,true,false,true,true,null,null,"BYU student services, receptionist/runner at law firms",false,false,true,true,false,true,null,false,false,false,true,false,false,null,6,8,5,4,3,6,3,2,"I want to learn more about investments and how to make the most of the money I have."]
["Sister","Johnson","Jessica","Palmer",null,null,"Fall 2008","Junior","(None)","student13@gmail.com","student44","90-076-5125",null,"915-413-5339"]
["Brother","MarKowsky","Sean","Johnson",null,null,"Fall 2007","Sophomore","(None)","student140@gmail.com","student106","27-450-7373",null,"779-772-8673"]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2012","Junior","Pre-Management Core","student125@gmail.com","student147","51-662-8790","Craig","212-421-9346","BYU Food To Go","Entrepreneurship/Marketing ",false,null,"Midland, MI","M",22,"Colorado Denver North","2009-2011","none",null,null,false,false,false,false,false,false,true,false,false,false,true,null,"Love music and any sports in the outdoors.","BYU CSC Truck Driver, BYU Morris Center, Dental Assistant.",false,false,false,true,true,false,null,false,false,false,false,false,true,null,7,6,7,8,7,4,5,3,"I think talking about working towards financial goals and saving for them and being able to make plans that are actually realistic to stick to would be really helpful."]
["Brother","Bobert","Kim","Johansson",null,null,"Fall 2007","Junior","Economics","student15@gmail.com","student68","36-473-3558",null,"329-319-7941"]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2007","Sophomore","(None)","student43@gmail.com","student127","44-628-5229",null,"394-269-5526"]
["Brother","Bobert","Sean","Johnson",null,null,"Fall 2007","Senior","(None)","student144@gmail.com","student51","43-153-8966",null,"106-577-3180"]
["Brother","Stevenson","Gary","Wormington",null,null,"Fall 2011","Sophomore","(None)","student51@gmail.com","student94","01-908-9413","Jordon","491-780-2987","MTC","?",true,"Rebekah","Okemos","M",21,"Thailand","2009-2011","Thai",null,null,true,false,false,false,false,false,true,false,false,false,true,"Saving money","I want to have a better understanding of how to manage my money.","Apartment management",false,false,false,true,false,false,"newlywed and want to manage money better",false,false,false,false,false,true,"I decided I wanted to take it  out of personal interest",9,5,9,7,10,8,9,5,"Taxes? what are they and what do I need to know?"]
["Brother","Johansson","Kim","Johansson",null,null,"Fall 2011","Sophomore","(None)","student24@gmail.com","student155","44-873-2396","Jordan","763-405-4140","Waiter","Pilot or business",false,null,"Provo","M",21,"Moscow russia","2009-2011","Russian",null,null,false,false,false,false,false,false,true,false,false,false,true,"Aviation","I'm an easy going renaissance man. I love california pizza kitchen and a good chick flick.","Lifeguard",false,false,false,false,false,false,"I want to know how to use my money, he to budget it, and where to put it.",false,false,false,true,false,false,null,7,6,6,8,10,10,8,7,"How does todays economy affect how I should use my money in thefuture? What are common mistakes people make with their money? How can I avoid debt?"]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Fall 2009","Senior","(None)","student62@gmail.com","student48","57-871-2362","Joseph","288-445-1121",null,"Problem solving in engineering.  Efficiency.",true,"Michelle","Austin, TX","M",22,"Belgium Brussels/Netherlands","March 06-08","French",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"APX data entry, landscaping, telemarketing/sales",false,false,true,true,false,false,"Want to learn how to have money work for me.",false,false,false,true,true,false,null,9,7,10,9,9,10,8,6,"How to recognize investment opportunities, especially that I can do now on a limited income.  What can I do NOW to be financially independent in a few decades?"]
["Brother","Palmer","Jessica","Palmer",null,null,"Fall 2009","Freshman","Mechanical Engineering Pre-Professional","student79@gmail.com","student50","92-265-3712",null,"937-220-9217"]
["Brother","Stevenson","Mark","Bobert",null,null,"Fall 2008","Junior","(None)","student150@gmail.com","student135","04-820-2833",null,"812-415-3679"]
["Sister","MarKowsky","Mark","Bobert",null,null,"Winter 2009","Senior","(None)","student20@gmail.com","student99","22-459-9477",null,"524-538-8475"]
["Brother","Johansson","Jessica","Palmer",null,null,"Winter 2010","Senior","(None)","student30@gmail.com","student55","62-630-8282","Jeremy","440-569-2172","MTC teacher","Work for government to set up and protect wildlife reserves",false,null,"San Jose","M",23,"New Zealand","2013-05-07","Tongan",null,null,false,false,false,false,false,false,false,false,false,false,true,"Outdoors",null,"retail",false,false,true,true,false,false,null,false,false,true,true,false,false,null,7,6,5,6,5,8,7,3,"About credit cards and home loans!"]
["Brother","Johnson","Sean","Johnson",null,null,"Fall 2005","Junior","(None)","student55@gmail.com","student51","52-347-5615",null,"187-740-9806"]
["Brother","Johansson","Jessica","Palmer","Pedro",null,"Winter 2012","Senior","Advertising","student22@gmail.com","student125","05-882-9508","John","636-462-5269","HLRC Editorial Assistant at BYU","Advertising Copywriter",false,null,"Rio de Janeiro","M",25,null,null,"Portuguese",null,null,false,false,false,false,false,false,false,true,false,false,true,null,null,"Waterstones bookstore assistant\r\nCougareat employee\r\nBYU TV translator",false,false,false,true,false,true,null,false,false,true,true,false,false,null,6,7,5,10,10,9,7,8,"It would be cool to see some videos about personal finance during the lectures. \r\nAlso guest speakers. "]
["Brother","Bobert","Sean","Johnson",null,null,"Winter 2009","Senior","(None)","student27@gmail.com","student15","26-881-8938",null,"124-626-1456"]
["Sister","Stevenson","Kim","Johansson",null,null,"Fall 2007","Senior","(None)","student53@gmail.com","student66","93-684-2319",null,"830-202-6105"]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2011","Senior","(None)","student80@gmail.com","student95","90-563-6926","Daniel","938-990-3578","Professional Caddy","Professional Golfer\r\nBusiness man",false,"Daniel Reid","Orem","M",24,"Connecticut Hartford","May '06-May '08","none",null,null,false,false,false,true,false,false,false,true,false,false,true,null,null,"Bag Boy-Riverside CC-Provo",false,false,true,true,true,true,null,false,false,true,true,false,false,null,8,8,8,9,9,10,7,7,"Just looking for ways to invest now, even with the small amount of money I have.  I just want to get started.  People always tell me to get my money working for me, rather then me working for money, I want suggestions/help on how to do that now rather then later.  "]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2009","Sophomore","Music--Premajor Program","student152@gmail.com","student19","03-200-0404",null,"855-417-2532"]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Fall 2005","Senior","Civil Engineering","student102@gmail.com","student30","39-583-0623",null,"986-333-2675"]
["Brother","Johansson","Mark","Bobert",null,null,"Winter 2008","Senior","(None)","student67@gmail.com","student70","06-771-5526",null,"830-358-9120"]
["Sister","Stevenson","Brett","Stevenson",null,null,"Winter 2008","Sophomore","(None)","student150@gmail.com","student55","86-115-3368",null,"459-578-2480"]
["Brother","Johnson","Sean","Johnson",null,null,"Fall 2008","Masters Degree","(None)","student48@gmail.com","student153","07-279-4283",null,"363-413-6913"]
["Brother","Palmer","Sean","Johnson",null,null,"Fall 2007","Junior","(None)","student155@gmail.com","student13","32-512-2207","Josh","808-511-1626","BYU Athletic Marketing: Marketing Coordinator","Athletic Marketing",false,null,"Trabuco Canyon, CA","M",24,"Yekaterinburg, Russia","2004-2006","Russian",null,null,false,false,false,true,false,false,true,false,false,false,true,null,null,"Utah Jazz, Nike, Sydney Financial Group ",false,false,false,true,false,false,null,false,false,true,true,false,false,null,8,6,10,10,10,10,10,10]
["Brother","Wormington","Brett","Stevenson",null,null,"Fall 2008","Junior","(None)","student76@gmail.com","student115","48-731-5026",null,"577-125-5728"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Winter 2009","Senior","(None)","student106@gmail.com","student90","11-908-4357",null,"412-212-1885"]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Winter 2010","Junior","(None)","student124@gmail.com","student48","57-495-5232","Spencer","405-846-7461","MTC Spanish Instructor/ Rent manager of Old MIll apt.","Dermatology",false,null,"Las Vegas","M",22,"Mexico, Veracruz","2006-2008","Spanish",null,null,true,false,false,true,false,true,false,false,false,false,true,null,null,"Lifegaurd, Retail sales at American Eagle, P.F. Changs",false,false,false,true,true,false,null,false,false,true,false,true,false,null,8,7,6,10,10,6,5,4]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Fall 2012","Junior","Neuroscience","student96@gmail.com","student27","64-975-4228","Jason","611-899-3691","Technical Support Floor Manager","Business Management",true,"Aubrey","Lindon","M",22,"Romania Bucharest / Ukraine Kiev","June 09 - June 11","Russian",null,null,true,false,true,true,false,true,true,false,false,false,true,null,null,"Landscaping, Warehouse management, Construction",false,false,false,true,true,false,null,false,false,false,true,true,false,null,10,9,10,10,10,10,9,9,"Just looking forward to a great semester and great class."]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2005","Junior","(None)","student61@gmail.com","student90","47-062-1155",null,"944-203-3234"]
["Brother","Stevenson","Jessica","Palmer",null,null,"Fall 2012","Senior","Neuroscience","student81@gmail.com","student19","68-992-9320","Jacob","464-899-1155","Chemical Stockroom Employee","Neural Surgeon",false,null,"Las Vegas, NV","M",22,"Moscow Russia","2009-2011",null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Lifeguard and Dental Assistant",false,false,false,true,false,false,null,false,false,false,true,false,false,null,8,7,10,9,10,10,3,2]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Fall 2010","Senior","(None)","student70@gmail.com","student78","06-336-9451","Jason","827-231-3506","Computer Technician","Corporate Finance/Consulting",true,"Kasee Thomas","Pocatello, ID","M",25,"Belgium Brussels/Netherlands","2004-2006","French",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Johnson & Johnson-Financial Analyst",false,false,false,false,false,true,null,false,false,false,false,false,true,null,10,10,7,7,8,9,3,7]
["Brother","Stevenson","Gary","Wormington",null,null,"Winter 2008","Sophomore","Open-Major","student78@gmail.com","student140","72-738-7512",null,"705-856-1351"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2008","Senior","(None)","student30@gmail.com","student106","85-715-6447",null,"169-113-7979"]
["Brother","Palmer","Sarah","MarKowsky",null,null,"Winter 2008","Senior","(None)","student33@gmail.com","student101","02-687-0084",null,"642-538-4759"]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Fall 2012","Senior","Family & Consumer Sciences Education","student140@gmail.com","student88","23-874-5394","Julia","987-600-4642","White Willow Reception Center","High School Teacher and Wedding Planner",false,null,"Provo, UT","F",23,null,null,"none",null,null,false,false,false,false,false,false,true,false,false,false,true,"Catering","I love to cook and do catering.  Most of my job experience in the last few years has been in the food industry. I hope to one day own my own catering business/wedding reception center. ","Supervisor at Brown Brother's Catering. Server at Callaway's Bistro. Lunch server for early child care center. Intern for Utah County 4-H. EFY Counselor",false,false,false,false,false,true,"I would like to know more about finances because it will be important for my personal life and I may have to teach it in high school or middle school. ",false,true,false,false,false,false,null,9,4,9,8,3,7,2,7,"I really want to understand investments and IRA's etc. better and learn how to better prepare for retirement. I read the Automatic Millionaire and understand the importance of investing early, but I have no idea HOW to actually do it. "]
["Sister","Johnson","Brett","Stevenson",null,null,"Fall 2005","Senior","Home & Family Living","student58@gmail.com","student118","75-264-2897",null,"756-284-7234"]
["Brother","Palmer","Kim","Johansson",null,null,"Winter 2010","Junior","(None)","student108@gmail.com","student12","99-066-8996","Justin","594-688-7196","Early Morning Custodial on Campus",null,false,null,"Grapevine, TX","M",22,"Canada, Vancouver Mission","2013-06-08",null,null,null,false,false,false,true,false,true,true,false,false,false,true,null,null,null,false,false,false,true,false,false,null,false,false,true,true,false,false,null,5,2,7,10,9,9,2,1]
["Brother","Bobert","Jessica","Palmer",null,null,"Winter 2010","Senior","(None)","student69@gmail.com","student43","64-624-2270","Jay","148-875-3313","N/A","Accountant",false,null,"Spring, TX","M",23,"Chile, Santiago North","March 2006-2008","Spanish",null,null,true,false,false,false,false,false,false,false,true,false,true,null,null,"Office Assistant\r\nPool Boy\r\nSpace Management Analyst\r\nMath/Spanish Tutor",false,false,false,true,true,false,null,false,false,false,true,false,false,null,7,9,6,9,8,8,4,7,"Special Requests:\r\nTaking out/paying back student loans\r\nFinancial advice for newlyweds (I will be married April 29th)"]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2005","Senior","(None)","student147@gmail.com","student110","47-929-5309",null,"260-460-3509"]
["Brother","Palmer","Jessica","Palmer",null,null,"Fall 2005","Junior","(None)","student39@gmail.com","student102","50-065-0864",null,"565-686-4088"]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2009","Sophomore","(None)","student119@gmail.com","student45","80-285-3950",null,"860-934-8400"]
["Brother","Palmer","Sean","Johnson",null,null,"Fall 2012","Sophomore","Open-Major","student79@gmail.com","student85","54-372-2800","Jason","515-299-2920",null,null,false,null,"Bountiful ","M",21,"New York","2009-2011",null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,6,4,7,8,8,7,6,6]
["Brother","Palmer","Brett","Stevenson",null,null,"Fall 2008","Junior","(None)","student76@gmail.com","student38","11-123-7593",null,"445-501-1863"]
["Sister","Wormington","Mark","Bobert",null,null,"Fall 2005","Senior","(None)","student92@gmail.com","student104","20-418-3884",null,"611-933-4723"]
["Sister","Wormington","Brett","Stevenson",null,null,"Winter 2007","Senior","(None)","student103@gmail.com","student21","26-348-7744",null,"297-343-9472"]
["Sister","Stevenson","Gary","Wormington",null,null,"Winter 2005","Senior","(None)","student90@gmail.com","student10","10-363-7964",null,"505-478-8430"]
["Sister","Johnson","Gary","Wormington",null,null,"Fall 2012","Masters Degree","Social Work","student19@gmail.com","student11","07-816-5252","Kimberly","109-517-2593","Intern","Child therapist",true,"Brent","Lindon","F",26,"Italy","July 2008-Feb 2010","Italian",null,null,false,false,false,false,false,false,false,false,false,false,true,"Ballroom Dancing",null,"secretary, ballroom dance teacher, security/secretary",false,false,true,false,false,true,null,false,false,true,true,true,false,null,8,8,9,8,10,9,3,3]
["Brother","Bobert","Gary","Wormington",null,null,"Winter 2012","Junior","(None)","student11@gmail.com","student26","69-087-7847","Kade","942-441-4026","Student",null,false,null,"Centerville","M",20,"None",null,"No",null,null,false,false,false,true,false,false,false,false,false,false,true,null,null,null,false,false,true,true,false,false,null,false,false,true,false,false,false,null,5,8,8,10,10,5,8,3]
["Sister","Stevenson","Kim","Johansson",null,null,"Winter 2012","Junior","(None)","student17@gmail.com","student46","05-959-8323","Kalli ","728-478-9299","MTC Health Clinic Secretary","something with Public Relations, something ideally with humanitarian service",false,null,"Bountiful, Ut.","F",19,"n/a","n/a","n/a",null,null,true,false,false,false,false,false,false,true,false,false,true,"fun","I really just enjoy having fun doing anything that lets me not worry ","I worked for Standard Optical, Response Telemarketing, The Royal India as a waitress, the Joseph Smith Memorial Building as a server, and Figaro Salon as an assistant",false,false,false,true,false,false,"I needed more credits ",false,false,false,true,false,true,null,1,1,1,6,10,4,10,7,"n/a "]
["Sister","Johansson","Brett","Stevenson",null,null,"Fall 2008","Sophomore","(None)","student13@gmail.com","student136","19-858-9298",null,"734-711-1368"]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2009","Freshman","(None)","student145@gmail.com","student14","92-251-6756","Kap","390-344-2256","MTC Teacher","Professor",false,null,"St. Louis, MO","M",21,"Houston, TX","5 Months ago","Spanish",null,null,false,false,false,false,false,false,true,true,false,false,false,"Teaching",null,"BYU Grounds Crew",false,false,false,true,false,false,"Want to know how to run a future home.",false,false,false,false,false,true,null,6,2,10,6,7,5,5,2]
["Sister","Johansson","Sean","Johnson",null,null,"Winter 2005","Senior","(None)","student39@gmail.com","student85","36-063-8084",null,"451-716-4757"]
["Sister","Stevenson","Mark","Bobert",null,null,"Winter 2006","Junior","(None)","student99@gmail.com","student149","62-240-6094",null,"339-458-5919"]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Winter 2010","Junior","(None)","student24@gmail.com","student76","82-914-8514","Katie","320-818-7867","MTC Cafeteria ",null,false,null,"Las Vegas","F",19,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,null,true,false,false,true,false,false,null,false,false,false,false,false,true,null,6,3,4,6,4,3,2,1]
["Sister","Stevenson","Brett","Stevenson",null,null,"Fall 2011","Senior","(None)","student109@gmail.com","student81","36-950-5167","Katie","585-849-9964","Freshman Mentor","I want to be a full time MOM!!",true,"Shane Dooley","Centralia","F",21,null,null,null,null,null,false,false,false,false,true,false,true,false,true,false,true,null,null,"Pool Manager, Dietary Aide, Cannon Center",false,true,false,true,false,true,"I can't let my husband manage all the money. :D",false,false,false,true,true,false,null,3,7,10,3,4,2,5,2]
["Sister","Palmer","Brett","Stevenson",null,null,"Winter 2012","Senior","Communication Disorders","student21@gmail.com","student83","49-525-6072","Katherine","283-803-6363","School of Music Librarian","Speech Therapist",false,null,"Gilbert, AZ","F",22,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Assistant for an accountant",false,false,false,true,false,false,null,false,false,false,true,true,false,null,4,1,5,5,6,1,4,1]
["Brother","Bobert","Sean","Johnson",null,null,"Winter 2009","Junior","(None)","student46@gmail.com","student113","03-384-1302",null,"735-244-3631"]
["Sister","Johnson","Brett","Stevenson",null,null,"Winter 2010","Senior","(None)","student48@gmail.com","student60","12-947-2232","Kathryn","962-849-6768",null,null,true,"Samuel Robinson","Houston","F",22,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,null,false,true,false,true,false,false,null,false,false,true,true,true,false,null,4,3,5,4,8,5,2,2]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2010","Freshman","Mathematics","student144@gmail.com","student55","24-725-2540","Kevin","255-198-8348",null,null,false,null,"Logandale, NV","M",17,null,null,null,null,null,false,false,false,false,false,false,true,true,false,false,false,null,null,null,true,false,false,true,false,false,null,false,false,true,true,true,false,null,7,6,7,10,10,10,8,4]
["Brother","Palmer","Jessica","Palmer",null,null,"Fall 2006","Senior","(None)","student59@gmail.com","student72","52-212-5158",null,"492-786-9572"]
["Sister","Stevenson","Kim","Johansson",null,null,"Fall 2010","Senior","(None)","student12@gmail.com","student36","17-391-1150","Kim","730-360-6298","Call Center(Polish Translation)","Speech Therapy",true,"Eric","Sharpsburg","F",23,"Poland Warsaw","Oct2007-May2009","Polish",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"janitor, BYU Event Staff, Accounting Intern, Data Entry, Cook, ",false,false,false,true,false,true,null,false,false,false,false,false,true,null,3,5,8,6,5,9,4,4]
["Brother","Palmer","Jessica","Palmer",null,null,"Winter 2007","Senior","(None)","student35@gmail.com","student75","76-430-8015",null,"197-293-1799"]
["Sister","Stevenson","Brett","Stevenson",null,null,"Fall 2011","Senior","(None)","student118@gmail.com","student19","98-160-9484","Kristina","449-328-1373","None but am looking/applying","Public Relations Agency, Business, or Government, University/College Promotion",false,null,"Lake Arrowhead","F",25,"New Jersey Cherry Hill Mission","April 2007-October 2008","Spanish",null,null,true,true,false,true,false,false,true,true,true,true,true,null,null,"Intern in New York with PR Agency, BYUSA Communications Area Assistant in charge of social media/secretarial",false,false,false,true,false,true,null,false,false,false,false,false,true,null,7,7,10,10,10,8,8,1,"What are the most important investments?\r\nWhat are the most common traps to be aware/beware of in business offerings/career paths?\r\nHow do you know when a deal is too good of a deal?\r\nWhat are principles of wise investing, saving, earning and spending?\r\n"]
["Brother","Bobert","Sean","Johnson",null,null,"Fall 2012","Junior","Chemistry","student14@gmail.com","student20","82-437-0400","Kyle","575-612-5781","BYU custodial","Pediatrician",false,null,"Kingwood","M",22,"THE Utah Salt Lake City mission","May 2009-June2011","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Construction, basketball camp coach, Burger King, apartment maintenance,",false,false,true,true,false,false,"My roommate is the TA and he talked me into it.",false,false,false,true,true,false,"Brother Marsh is a boss",6,6,8,5,5,5,4,1]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2009","Senior","(None)","student79@gmail.com","student153","15-706-4073",null,"938-177-2600"]
["Brother","Palmer","Brett","Stevenson",null,null,"Winter 2006","Junior","(None)","student39@gmail.com","student76","82-281-6319",null,"617-809-2356"]
["Brother","Stevenson","Mark","Bobert",null,null,"Fall 2012","Junior","Pre-Management Core","student56@gmail.com","student113","32-696-6587","Taylor","379-320-8824","MTC",null,false,null,"Centerville","M",21,"England Birmingham Mission","July 2010-June 2012",null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"MADD",false,false,false,true,false,true,null,false,false,false,false,false,false,null,7,3,4,6,6,-1,5,3,"I'm just hoping to not just take a class here, but to really gain a lot of understanding on how to balance my finances in the best way possible. I hope to be able to become smart in my financial decisions, from saving and investments to smart shopping. I just want to be better at understanding how to make smart financial decistions"]
["Sister","MarKowsky","Jessica","Palmer",null,null,"Winter 2008","Junior","(None)","student140@gmail.com","student143","22-010-6371",null,"116-156-6011"]
["Sister","Johansson","Brett","Stevenson","Keller",null,"Fall 2012","Senior","Studio Arts","student98@gmail.com","student124","62-353-7106","Kristen","674-390-7467","BYU Comprehensive Clinic - Secretary",null,true,"Benjamin Reeves","Clinton, UT","F",23,null,null,"French",null,null,true,false,false,false,true,true,true,false,true,false,false,null,null,null,true,true,false,true,true,true,null,false,false,false,false,false,true,null,10,8,7,10,10,10,8,8]
["Brother","Johansson","Sean","Johnson",null,null,"Winter 2011","Senior","(None)","student58@gmail.com","student14","18-576-8409","Kyle","379-966-1972","WhiteCap Institute (Dental) - Enrollment Coordinator","Professional Mascot; Entrepreneur & English Teacher",false,null,"Happy Valley, OR","M",23,"Baton Rouge LA","2006-2008","Spanish",null,null,false,false,false,true,false,false,false,true,false,false,true,null,null,"Mostly Sales and Marketing",false,false,true,true,false,true,null,false,false,true,true,true,false,null,3,4,5,10,9,10,10,3]
["Sister","Bobert","Sean","Johnson",null,null,"Fall 2009","Sophomore","(None)","student135@gmail.com","student45","31-582-3745","Kelly","911-698-7682",null,null,false,null,"Austin, TX","F",18,null,null,null,null,null,false,false,false,false,false,false,true,true,false,false,false,null,null,null,false,false,false,true,false,false,null,false,false,false,false,true,false,null,2,1,4,10,3,3,4,2,"I honestly just want to learn more about the different types of investments and about managing money because I don't have too much knowledge in that area."]
["Sister","Stevenson","Kim","Johansson",null,null,"Fall 2006","Sophomore","(None)","student135@gmail.com","student51","95-274-0716",null,"416-831-8436"]
["Sister","MarKowsky","Jessica","Palmer",null,null,"Winter 2012","Senior","Exercise Science","student126@gmail.com","student129","15-057-7010","Julie","861-408-7026","None","Cosmetic Dermatology",false,"None","Tumwater, WA","F",21,"None","None","None",null,null,false,false,false,false,false,false,true,false,false,false,true,null,"I play the piano, sing, and do ballroom dance. ","Babysitting; Tutoring; Assisting in an office for Oral and Maxillo-facial Surgery ",true,false,false,true,false,true,null,false,false,true,true,true,false,"It should be required.",5,8,7,10,10,10,8,7,"A little learning is a dangerous thing, so I would like to know where most semi-educated people make mistakes when trying to do what seems smart with their limited knowledge. "]
["Brother","Johnson","Gary","Wormington",null,null,"Winter 2010","Senior","(None)","student55@gmail.com","student137","43-544-2504","Kendel","555-718-9747","Teacher's Assistant, Teachings of the Living Prophets","Open--something that deals with learning and disseminating correct information to help people live and think better--practical stuff like relationships ",false,null,"Herriman, UT","M",24,"Argentina, Buenos Aires North","2004-2006, August","Spanish",null,null,true,false,true,false,false,true,false,true,false,true,false,"Family","http://www.students4family.org/about/members","Computer Technician",false,false,true,true,false,true,null,false,false,false,true,true,false,null,3,5,10,6,6,6,5,2,"Anything else that is especially useful: time-saving shortcuts (in anything), web apps, free stuff, anything that makes one say, \"why didn't anyone tell me that before?!\""]
["Brother","Stevenson","Mark","Bobert",null,null,"Winter 2010","Senior","(None)","student109@gmail.com","student121","30-344-4821","Judson","541-911-1162","n/a","Advertising Executive",false,null,"Salt Lake City","M",23,"Santa Maria, Brazil","2013-05-07","Portuguese",null,null,false,false,false,true,false,true,false,true,true,true,true,"Fly-fishing",null,"Landscape designer (Pendelton Landscaping), assistant marketing director (RemedyMD inc)",false,false,true,true,false,true,null,false,false,false,true,true,false,null,7,5,4,10,10,9,10,3,"I would like to understand better how to budget and run a families finances."]
["Brother","Palmer","Sean","Johnson",null,null,"Winter 2012","Senior","(None)","student128@gmail.com","student73","75-853-2563","Kevin","970-579-6146","Undergraduate Research Assistant","Physician (M.D.)",true,"Rachel","Concord, CA","F",23,"Brazil-Recife","July 2007-09","Portuguese (Brazilian)",null,null,true,false,false,false,false,false,false,false,false,false,true,"Movies","Whatever my wife feels like watching.","Mostly temporary office assistant-type jobs.",false,false,true,true,false,true,null,false,false,false,true,false,false,null,9,9,9,8,10,9,10,9,"I just want to know the best ways to manage my money, since I am headed to med school in July and will be taking on lots of debt. I want to know how to get the most out of my money, and especially how to attain financial independence. I just want to be financially secure so that I really don't have to worry about money, while making sure that I have enough to use for good causes in the future."]
["Sister","Johnson","Brett","Stevenson",null,null,"Fall 2009","Senior","(None)","student119@gmail.com","student27","13-404-5067","Katlyn","279-851-2252","BYU Purchasing and Travel","Fashion Design",false,null,"Kaysville, UT","F",20,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Nanny\r\n\r\n",false,false,true,true,false,false,null,false,false,false,true,false,false,null,7,8,9,10,9,7,9,4]
["Brother","Stevenson","Mark","Bobert",null,null,"Fall 2008","Senior","(None)","student123@gmail.com","student10","40-044-5374",null,"659-735-3925"]
["Sister","Palmer","Jessica","Palmer",null,null,"Fall 2004","Senior","(None)","student148@gmail.com","student26","10-915-8308",null,"636-523-1636"]
["Sister","Bobert","Kim","Johansson",null,null,"Winter 2012","Sophomore","Dance","student123@gmail.com","student10","79-905-5124","Kyrsten","731-736-2445",null,"Dance instructor",false,null,"Provo","F",18,null,null,"English",null,null,false,false,false,false,false,false,true,false,false,false,false,"Ballroom",null,"Concessions manager",false,false,true,false,false,false,null,false,true,true,true,false,false,null,8,6,6,9,7,6,7,8,"I hope to learn how to apply the most effective ways to earn and save money for my future family."]
["Sister","Stevenson","Brett","Stevenson",null,null,"Winter 2010","Senior","(None)","student93@gmail.com","student95","25-605-2262","khawker","198-596-7882","Perfessional Freelance Musician","Teaching Private lessons, professional orchestra, gigging, and possibly getting an additional bachelor degree in Nursing from the U of U.",false,"None","Salt Lake City","F",21,"Jerusalem Study abroad was my mini-mission!","Fall 2009","Do 20 words in Spanish count?",null,null,true,false,false,false,false,false,true,true,true,true,true,null,null,"Bath & Body Works.  EFY Counselor.  Violin Teacher.  Nanny. ",false,false,true,true,true,true,null,false,true,true,true,true,false,null,6,7,7,10,10,10,5,2,"What are the best ways for me to get started today so that my dollar saved can be invested and work for me?  IRA's vs. stock market."]
["Sister","Johnson","Sean","Johnson",null,null,"Winter 2007","Senior","(None)","student130@gmail.com","student35","08-491-9269",null,"941-176-4626"]
["Sister","Johansson","Brett","Stevenson",null,null,"Fall 2009","Senior","(None)","student101@gmail.com","student111","70-394-6362",null,"790-239-2758"]
["Sister","Johansson","Brett","Stevenson",null,null,"Winter 2009","Sophomore","(None)","student70@gmail.com","student90","85-860-7114",null,"519-325-8415"]
["Sister","Johansson","Brett","Stevenson",null,null,"Winter 2009","Senior","(None)","student105@gmail.com","student110","81-489-6765",null,"376-446-6138"]
["Sister","Johansson","Brett","Stevenson",null,null,"Fall 2009","Senior","Visual Arts","student152@gmail.com","student35","01-740-2979","Kim","903-826-7528","Student looking for a job","I would love to work with the government, especially with business.",true,"Mark Flanigan","Fairfax, VA","F",22,"N/A","N/A","Some beginning German and Russian",null,null,false,false,false,true,false,true,false,false,true,false,true,null,null,"Outback-(Summer job)Server\r\n\r\nCIA-Summer clerical employee\r\n\r\nHBLL-student employee\r\n\r\nLegend's Grille-counter service",false,false,false,false,true,false,null,false,false,false,false,false,true,null,1,1,8,9,9,9,9,9,"I'm looking forward to learning more about Personal Finance.  Thank you!\r\n\r\n-Kim"]
["Sister","Bobert","Kim","Johansson",null,null,"Fall 2007","Senior","(None)","student57@gmail.com","student153","51-030-9060",null,"516-884-8794"]
["Sister","Stevenson","Mark","Bobert",null,null,"Fall 2008","Junior","(None)","student149@gmail.com","student79","68-389-4254",null,"223-202-5982"]
["Sister","Johnson","Jessica","Palmer",null,null,"Fall 2009","Senior","(None)","student13@gmail.com","student18","23-418-6070","Kinsey ","350-211-6180","Secretary at the ROTC","Special Education ",false,null,"San Diego ","F",21,"None ","None ","none ",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Clothing stores, Restaurants, Research Assistant, and Teacher's Aide at an elementary school. ",false,false,false,false,false,true,null,false,false,false,false,false,true,null,2,3,7,6,3,3,6,1]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Winter 2009","Senior","(None)","student83@gmail.com","student87","22-668-8136",null,"519-838-3403"]
["Brother","Wormington","Jessica","Palmer",null,null,"Fall 2005","Junior","(None)","student105@gmail.com","student22","36-394-0738",null,"811-405-4731"]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Winter 2010","Junior","Political Science","student143@gmail.com","student131","02-594-9558","Kelsey","145-278-2292","Political Science TA","Still trying to decide! Maybe law school in a few years.",false,null,"Puyallup, WA","F",19,null,null,null,null,null,false,false,false,false,false,false,true,true,false,false,false,null,null,"BYU Law Library\r\nColdstone Creamery",true,false,false,true,false,false,null,false,false,false,false,false,true,null,6,3,7,8,8,7,6,2,"Stock market strategies, IRAs, etc..."]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2009","Sophomore","Open-Major","student42@gmail.com","student84","08-974-3039","Kyle","825-236-8891","BYU Vending","Golf management",true,"Stacey Kozlowski","Chicago","M",23,"Utah Provo","Feb. 2006-Feb. 2008","No",null,null,false,false,false,false,false,false,false,false,false,false,true,null,"I play golf and am going to actually be applying to other schools around the country to major in Golf Management. I also will be trying to play golf at the university and i play basketball, football, and volleyball.","Sports Authority, Costco, Midlane golf club.",false,true,false,true,false,false,null,false,true,true,true,true,false,null,8,6,7,10,7,10,8,5]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Winter 2010","Sophomore","Open-Major","student92@gmail.com","student86","08-974-3039",null,"977-681-4035"]
["Sister","Johnson","Sean","Johnson",null,null,"Winter 2010","Senior","(None)","student154@gmail.com","student48","64-317-3201","Kara","905-896-4949","BYU Employee Relations","Research or Public Policy",false,null,"Salt Lake City, Ut","F",24,"Czech Republic","2013-07-09","Czech",null,null,false,false,false,false,false,false,true,false,true,false,true,null,null,"RA Dr. Call - sociology\r\nTA Dr. Brown - sociology",false,false,false,true,false,true,null,false,false,false,false,false,true,null,4,5,6,9,8,7,8,2,"I would like to learn about loans and morgages, how stocks work, and how to make a simple, easy-to-follow budget that works."]
["Sister","Palmer","Sarah","MarKowsky",null,null,"Fall 2008","Senior","(None)","student121@gmail.com","student123","51-626-5589",null,"788-987-5580"]
["Sister","MarKowsky","Jessica","Palmer",null,null,"Fall 2011","Senior","(None)","student113@gmail.com","student22","44-620-4392",null,"408-831-7521"]
["Sister","Bobert","Brett","Stevenson",null,null,"Fall 2006","Junior","(None)","student26@gmail.com","student96","68-795-0065",null,"766-187-8941"]
["Brother","Palmer","Kim","Johansson",null,null,"Fall 2010","Freshman","(None)","student121@gmail.com","student153","24-293-6157","Kiersten","189-438-4905",null,null,false,null,"Eltopia, WA","F",18,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,true,"Theatre",null,"Farm worker",true,false,false,false,false,false,null,false,true,false,false,false,false,null,3,2,3,8,7,10,8,5]
["Brother","Johansson","Jessica","Palmer",null,null,"Winter 2006","Senior","(None)","student49@gmail.com","student127","66-232-0878",null,"927-694-4808"]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2009","Senior","(None)","student82@gmail.com","student67","59-381-0036","Kip","885-500-1855","Creative Marketing Solutions","Dentistry",false,null,"Mesa, Arizona","M",23,"Indiana Indianapolis Spanish","May 2005 - May 2007","Spanish",null,null,false,false,false,false,false,false,true,false,true,false,true,null,null,"Data Entry\r\nAccounts Payable\r\nPayroll Services\r\nSurvey Conductor\r\nStocker\r\n",false,false,false,true,false,true,null,false,false,false,true,false,false,null,5,7,5,10,10,10,8,1,"Investment options and successful ways to invest money to increase your capital.  Successful methods of saving money to reach your POC and how to be more thrifty.  "]
["Sister","Johnson","Mark","Bobert",null,null,"Fall 2007","Junior","International Relations","student69@gmail.com","student39","20-779-5029",null,"528-462-5000"]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Winter 2005","Senior","(None)","student37@gmail.com","student33","46-137-5347",null,"974-939-3750"]
["Sister","Stevenson","Jessica","Palmer",null,null,"Fall 2005","Junior","(None)","student109@gmail.com","student63","27-865-2090",null,"870-539-6488"]
["Brother","Johnson","Mark","Bobert",null,null,"Fall 2007","Freshman","(None)","student54@gmail.com","student71","99-368-8927",null,"175-623-8879"]
["Sister","Johansson","Gary","Wormington",null,null,"Winter 2010","Senior","(None)","student148@gmail.com","student21","45-301-3546","Kyra","685-224-8761","BYU Math Lab TA","Studying to enter dental school",false,null,"Coppell, TX","F",20,null,null,"Korean",null,null,false,false,false,false,false,false,true,false,true,false,false,null,null,null,false,false,false,true,false,true,null,false,false,false,true,true,false,null,10,10,4,8,2,3,5,3]
["Sister","Johnson","Gary","Wormington",null,null,"Winter 2010","Senior","(None)","student12@gmail.com","student134","63-388-2723","Katherine","168-676-5477","BYU Office of IT",null,false,null,"Augusta, Maine","F",20,null,null,null,null,null,true,false,false,false,false,false,true,true,true,false,false,null,null,null,false,false,false,true,false,true,null,false,false,false,false,false,true,null,8,8,9,10,9,6,3,1]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2009","Senior","(None)","student138@gmail.com","student29","94-046-2054",null,"791-366-3169"]
["Brother","Palmer","Sarah","MarKowsky",null,null,"Fall 2012","Junior","Pre-Management Core","student50@gmail.com","student74","77-979-3924","Kurt","897-389-3467",null,null,false,null,"Sacramento ","M",22,"Jamaica Kingsotn","2010-2012",null,null,null,false,false,false,true,false,true,true,true,false,true,false,null,null,null,false,false,false,true,true,false,null,false,false,false,true,true,false,null,7,7,9,10,10,10,8,8,"Take time with the math computations"]
["Sister","Johnson","Brett","Stevenson",null,null,"Winter 2009","Sophomore","(None)","student106@gmail.com","student124","25-178-9843",null,"308-201-1435"]
["Brother","Wormington","Brett","Stevenson",null,null,"Winter 2012","Junior","Facility & Property Management","student16@gmail.com","student40","06-353-2422","Kyle","392-450-8609","Zions Bank Teller","Banking or Facilities and Property Management",true,"Stephanie","South Jordan","M",22,"Lousiana Baton Rouge","2008 - 2010","none",null,null,true,false,false,true,false,false,false,false,false,false,true,null,null,"physical therapy aide, milieu counselor, and pest control salesman",false,false,true,true,true,false,null,false,false,true,true,true,false,"I heard Scott Marsh speak at SLCC last spring and was very intrigued by his comments.",9,8,9,8,9,9,8,7,"I am looking forward to learning how to best manage my money and to invest the money I have.  I hope to understand better how the business world is run."]
["Sister","Stevenson","Kim","Johansson",null,null,"Winter 2011","Junior","(None)","student10@gmail.com","student24","40-734-4424","Kristi","306-789-8773","Part-time Custodian","Business",false,"n/a","Chico, California","F",18,"n/a","n/a","n/a",null,null,true,false,false,true,true,true,false,true,true,true,false,null,null,"none",false,false,true,true,false,false,null,false,false,true,true,false,false,null,8,5,5,9,8,8,9,6]
["Sister","Johansson","Jessica","Palmer",null,null,"Fall 2009","Senior","(None)","student20@gmail.com","student47","70-478-7541",null,"209-193-8346"]
["Brother","Johnson","Jessica","Palmer",null,null,"Winter 2012","Junior","Spanish","student106@gmail.com","student11","45-939-9435","Kevin","477-672-2277","Looking","Pending",false,null,"Washington, IN","M",22,"Nevada Las Vegas West","October 2009-October 2011","Spanish",null,null,true,false,false,false,false,false,true,true,false,false,true,"Foreign Languages","I only know one foreign language but I would like to learn more.","Construction\r\nCustodial\r\nHelping elderly with Computers",false,false,false,true,false,false,"I need to know how to manage money",false,false,true,true,false,false,null,7,7,7,8,4,3,4,4,"I feel like I don't know very much about finances so I want to learn everything I can."]
["Sister","Stevenson","Gary","Wormington",null,null,"Fall 2005","Freshman","Physical Education Teaching K-12","student147@gmail.com","student132","15-071-5860",null,"906-352-9328"]
["Sister","Palmer","Jessica","Palmer",null,null,"Fall 2012","Freshman","Open-Major","student134@gmail.com","student10","35-197-2340","Karen","594-693-6117","None","None",false,"None","Prescott, AZ","F",18,"None","None","I'm learning French",null,null,false,false,false,false,false,true,true,false,false,false,true,"None","None","None",false,false,false,true,true,false,null,false,false,false,false,false,true,null,7,6,4,8,8,8,3,1,"I am just looking into a business minor and would like to know if this interests me while at the same time learning how to better use and save my own money."]
["Brother","Johansson","Kim","Johansson",null,null,"Winter 2008","Sophomore","(None)","student41@gmail.com","student146","77-698-6334",null,"311-724-7156"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2007","Senior","(None)","student42@gmail.com","student71","42-420-4352",null,"572-805-3274"]
["Sister","Johansson","Brett","Stevenson",null,null,"Fall 2012","Sophomore","Psychology","student16@gmail.com","student117","29-562-1071","Katelyn","265-483-9328","Custodial ","Own a restaurant eventually, but I also think it would be neat to work with a big name food company like Kellogs or Lays in the research department to make gluten-free food ",false,null,"Litchfield, Il","F",19,null,null,null,null,null,false,false,false,false,false,false,true,true,false,false,true,"Cooking ","I love creating and making new recipes. I have recently found out that I have Celiac disease so I have had the new challenge of creating foods gluten free!","Salad bar attendant at Maverick Steakhouse",false,false,false,true,false,false,null,false,false,false,true,false,false,null,4,5,9,8,10,7,6,5,"I am interested in learning how to be frugal in spending so that I might know how to acquire secure funds on any type of budget. The book for this class has sparked my interest in how some of those individuals were able to amass such fortunes on smaller incomes than one would expect with their acquired wealth. "]
["Sister","Stevenson","Sean","Johnson",null,null,"Winter 2005","Sophomore","(None)","student113@gmail.com","student42","98-645-8029",null,"460-590-3503"]
["Sister","Johansson","Brett","Stevenson",null,null,"Fall 2006","Senior","(None)","student27@gmail.com","student98","69-437-0311",null,"142-244-5293"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2008","Sophomore","(None)","student27@gmail.com","student98","01-964-9860",null,"831-572-9349"]
["Sister","Johansson","Mark","Bobert",null,null,"Winter 2008","Senior","(None)","student132@gmail.com","student58","83-354-2078",null,"531-225-3659"]
["Sister","MarKowsky","Jessica","Palmer",null,null,"Winter 2010","Freshman","(None)","student57@gmail.com","student14","71-645-7669","Kathryn","370-209-3178","Business Management Department Secretary","Athletic Trainer",false,null,"Peoria, AZ","F",19,null,null,null,null,null,false,false,false,false,false,false,true,false,true,false,true,null,null,"Office Clerk for Construction company and restaurant server.",true,false,true,true,false,false,null,false,false,true,true,false,false,null,7,5,9,7,9,10,7,5]
["Sister","Palmer","Mark","Bobert",null,null,"Winter 2009","Sophomore","(None)","student110@gmail.com","student122","14-645-0602",null,"990-540-6683"]
["Sister","MarKowsky","Kim","Johansson",null,null,"Winter 2010","Sophomore","(None)","student62@gmail.com","student127","62-221-8988","Kylee","924-893-2211","Breakthrough Consulting","Physician's Assistant",false,null,"Racine, WI","F",19,null,null,null,null,null,false,false,false,true,false,true,true,false,false,false,false,"Medical Field","I want to become a PA.","Subway, Childcare",false,false,false,true,false,false,"My boss recommended",false,false,false,true,true,false,null,8,8,1,8,5,5,5,1,"How I can get motivated to save money when I'm not very good at saving. I like getting good deals but I buy things just because they are a good deal."]
["Brother","Bobert","Brett","Stevenson",null,null,"Fall 2008","Senior","(None)","student77@gmail.com","student83","17-527-2567",null,"151-816-8464"]
["Sister","Palmer","Sarah","MarKowsky",null,null,"Winter 2011","Sophomore","Open-Major","student92@gmail.com","student123","69-381-8516","Kylie","626-291-8834","unemployed","Nursing",false,null,"Salt Lake City","F",20,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Receptionist for salon, cashier/retail assistant, food preparer",false,false,false,true,false,false,"Professor recommended it",false,false,true,true,true,false,null,5,6,6,9,8,8,6,7]
["Sister","Stevenson","Brett","Stevenson",null,null,"Winter 2006","Sophomore","English","student22@gmail.com","student96","41-846-1230",null,"624-695-4077"]
["Sister","Bobert","Gary","Wormington",null,null,"Winter 2008","Senior","(None)","student110@gmail.com","student107","39-886-1947",null,"483-713-9929"]
["Sister","Stevenson","Jessica","Palmer",null,null,"Fall 2007","Sophomore","(None)","student85@gmail.com","student142","68-087-3329",null,"263-933-3795"]
["Brother","Bobert","Brett","Stevenson",null,null,"Fall 2006","Freshman","Mechanical Engineering Pre-Professional","student63@gmail.com","student125","33-449-3704",null,"242-490-2882"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Fall 2006","Senior","(None)","student40@gmail.com","student64","12-339-0635",null,"468-354-5306"]
["Brother","Palmer","Kim","Johansson",null,null,"Fall 2006","Sophomore","(None)","student66@gmail.com","student86","76-662-7270",null,"845-949-6633"]
["Sister","Palmer","Sean","Johnson",null,null,"Fall 2007","Sophomore","(None)","student48@gmail.com","student90","90-455-8353",null,"866-611-9147"]
["Sister","MarKowsky","Mark","Bobert",null,null,"Fall 2004","Senior","(None)","student71@gmail.com","student116","71-654-4680",null,"695-337-6985"]
["Brother","Johnson","Sean","Johnson",null,null,"Winter 2008","Sophomore","(None)","student46@gmail.com","student18","64-698-0166",null,"817-540-3389"]
["Sister","Johnson","Brett","Stevenson",null,null,"Winter 2009","Junior","(None)","student142@gmail.com","student120","06-374-0556",null,"500-205-2921"]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Fall 2008","Senior","(None)","student37@gmail.com","student74","13-845-7014",null,"857-900-9264"]
["Brother","Palmer","Jessica","Palmer",null,null,"Fall 2009","Senior","Communications Premajor","student132@gmail.com","student89","57-276-8946","Jeremy","175-304-5634","Student","Advertising",false,null,"Leverett","M",25,"San Bernardino, CA","2004-2006","Spanish",null,null,false,false,false,true,false,true,true,false,true,false,true,null,null,null,false,false,true,true,true,false,null,false,false,false,true,true,false,null,2,1,9,10,9,8,8,5]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2009","Senior","(None)","student129@gmail.com","student117","94-289-7011",null,"699-866-3847"]
["Sister","Wormington","Mark","Bobert",null,null,"Fall 2010","Senior","(None)","student52@gmail.com","student137","70-281-7952",null,"740-773-1633"]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Winter 2006","Sophomore","Industrial Design Premajor","student119@gmail.com","student73","70-723-2245",null,"921-203-4440"]
["Brother","Johansson","Kim","Johansson",null,null,"Fall 2007","Junior","(None)","student62@gmail.com","student28","21-412-6429",null,"753-749-4589"]
["Sister","Wormington","Sarah","MarKowsky","Denisse",null,"Winter 2011","Sophomore","(None)","student66@gmail.com","student150","06-633-2070","Denisse","254-253-8174","GSD Agent ","Helping user to troubleshoot computer and network problems",false,null,"Hidalgo, Mexico","F",19,null,null,"Spanish",null,null,false,false,false,true,false,false,true,false,false,true,false,null,null,"Office Assistant of the Scholarship Department",false,false,false,true,false,false,null,false,false,true,false,true,false,null,9,7,4,7,7,7,5,3]
["Sister","Bobert","Jessica","Palmer",null,null,"Fall 2011","Junior","(None)","student22@gmail.com","student131","47-348-4618",null,"977-737-1795","marketing research assistant","business consultant",true,"Nathaniel","Cedar Hills","F",19,null,null,null,null,null,false,false,false,true,false,false,false,false,false,false,true,"learning, reading, cooking",null,"fit model",false,false,false,true,false,false,null,false,false,false,true,true,false,null,5,3,8,7,8,7,5,1]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2005","Senior","Biology","student28@gmail.com","student72","01-758-2183",null,"354-281-2179"]
["Brother","Bobert","Brett","Stevenson",null,null,"Fall 2010","Junior","(None)","student33@gmail.com","student81","40-070-1713","LJ","499-238-7710","Event Planner","US State Department Foreign Service Officer",true,"Kaylie Hancock Sikahema","Mount Laurel, NJ","M",22,"China Hong Kong Mission","Jul 2007 - Aug 2009","Mandarin",null,null,false,false,false,false,false,false,true,true,false,true,true,null,null,"Roller Hockey Referee; Gas Station Attendant; Auto Dealership Detail Garage/ Lot Management; Auto Parts Warehouse Receiving Dock",false,false,true,true,false,false,null,false,false,true,true,false,false,null,5,5,6,10,9,8,4,4,"Among the insights I would like to develop, the one I most keenly want to improve is understanding an opportunity that is \"investible\" versus one that could or should be passed up. Also I'm very interested in earning about the \"million dollar choices.\""]
["Brother","Wormington","Mark","Bobert","Stillman",null,"Fall 2010","Senior","(None)","student152@gmail.com","student113","84-244-2538","Josh","771-472-8583","APX Alarm Technician Support","Business or teaching",true,"Miriam","None","M",25,"Raleigh North Carolina","2004-2006","French",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Chef\r\nSales Associate\r\nCarpenter",false,false,false,true,false,false,null,false,false,true,true,false,false,null,10,9,9,7,9,8,2,9]
["Sister","Bobert","Gary","Wormington",null,null,"Winter 2007","Junior","Landscape Management","student10@gmail.com","student112","65-911-0288",null,"765-644-5406"]
["Brother","Johansson","Brett","Stevenson",null,null,"Winter 2008","Junior","(None)","student109@gmail.com","student48","15-634-7826",null,"726-537-3127"]
["Brother","Palmer","Gary","Wormington",null,null,"Winter 2012","Freshman","Open-Major","student117@gmail.com","student89","11-619-2174","Chase","808-855-3389",null,null,false,null,"Danville, CA","F",18,null,null,"Mandarin Chinese",null,null,true,false,false,false,false,true,true,false,true,false,true,null,null,null,false,false,false,true,false,false,null,false,false,false,true,false,true,null,1,1,8,10,5,3,3,1]
["Sister","Palmer","Gary","Wormington",null,null,"Fall 2011","Senior","(None)","student119@gmail.com","student48","97-920-9036",null,"866-647-8828"]
["Brother","Johnson","Mark","Bobert",null,null,"Winter 2009","Sophomore","(None)","student95@gmail.com","student21","15-433-0314",null,"359-170-6314"]
["Sister","Palmer","Kim","Johansson",null,null,"Winter 2007","Junior","(None)","student155@gmail.com","student63","40-079-4669",null,"229-785-1699"]
["Sister","Stevenson","Kim","Johansson",null,null,"Fall 2010","Freshman","(None)","student93@gmail.com","student42","70-534-7707","Camille","199-532-5271","Secretary",null,false,null,"Orem","F",18,null,null,"Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,true,false,false,false,null,false,false,false,true,false,false,null,8,6,10,10,10,10,7,8]
["Brother","MarKowsky","Sean","Johnson",null,null,"Winter 2012","Senior","Exercise Science","student105@gmail.com","student115","45-609-0264","Garrett","767-931-2571","none",null,true,"Chelsea","Crescent City","M",23,"Montana Billings","2007-2009","none",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"BYU Carpenter Shop\r\nDental Office",false,false,true,true,false,false,null,false,false,false,true,false,false,null,7,6,4,8,5,4,5,3]
["Sister","MarKowsky","Mark","Bobert",null,null,"Winter 2011","Junior","(None)","student40@gmail.com","student61","54-773-1034","Lindsay","219-656-4831","none","Law",false,null,"American Fork/ Pleasant Grove","F",18,null,null,"Spanish/ French",null,null,false,false,false,false,false,false,true,false,false,false,true,null,"Piano and volleyball","Hollister and Rue21",false,false,false,true,false,false,null,false,false,false,false,false,true,null,8,9,10,10,10,10,10,8,"Not that I can think of off the top of my head :)"]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Winter 2008","Senior","(None)","student114@gmail.com","student18","89-751-0018",null,"356-531-4049"]
["Sister","MarKowsky","Mark","Bobert",null,null,"Winter 2010","Sophomore","(None)","student63@gmail.com","student117","23-749-9954","Elizabeth","212-539-9887","none","Phy Ed teacher and coach",false,"none","Minneapolis","F",19,"none","none","none",null,null,false,false,false,false,false,false,true,false,false,false,true,null,"I am on the BYU Women's track and field team.","nanny",false,false,true,false,false,false,"my brother recommended that I take this class",false,false,true,true,false,false,null,7,4,2,8,8,5,1,1,"none"]
["Brother","Wormington","Brett","Stevenson",null,null,"Fall 2006","Sophomore","(None)","student18@gmail.com","student64","52-002-7196",null,"749-600-1192"]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2004","Senior","(None)","student119@gmail.com","student104","32-088-0198",null,"527-864-2062"]
["Sister","Johnson","Sean","Johnson",null,null,"Fall 2004","Senior","(None)","student90@gmail.com","student54","72-131-0937",null,"319-872-1733"]
["Sister","Bobert","Sarah","MarKowsky",null,null,"Winter 2012","Sophomore","Open-Major","student95@gmail.com","student49","67-871-6553","Lauren","794-123-8625",null,null,false,null,"Kaysville","F",19,null,null,null,null,null,true,false,false,true,false,false,true,false,false,false,false,null,null,"Dental Assistant\r\nSwim Instructor",false,false,false,true,true,false,null,false,true,false,false,false,false,null,8,8,6,9,8,7,8,4]
["Sister","Johnson","Brett","Stevenson",null,null,"Winter 2011","Sophomore","(None)","student98@gmail.com","student152","33-585-0340","Lauren","260-577-3757",null,"I am currently leaning towards the dental field, specifically orthodontics.",false,null,"Phoenix, AZ","F",18,null,null,"N/A",null,null,false,false,false,false,false,true,true,true,false,false,true,null,null,"I have worked as a Human Resources clerk for Hospice of the Valley, as well a side clerk for a law firm. I also taught beginning piano for a couple of years. ",false,false,false,true,false,false,"I am trying to be as self-sufficient as possible, and I want to know how to manage my monies on my own.",false,false,false,false,false,true,null,7,4,10,6,8,7,5,1,"I am particularly interested in how to handle debt, or rather, how to avoid it. I also want to know, as a college student leaning towards dental school, what I need to look for in loans. I have heard the phrase, \"let your money work for you\". Assuming that means investments, how do I invest wisely? Most of all I want to know how to be a smart financial keeper for myself, and all that entails."]
["Brother","Johnson","Brett","Stevenson","Jin-Seong",null,"Fall 2008","Sophomore","(None)","student24@gmail.com","student84","18-743-7653",null,"328-801-9704"]
["Brother","Johnson","Mark","Bobert",null,null,"Winter 2011","Non-Matriculated","Pre-Management Core","student92@gmail.com","student77","33-072-6446","Breno","619-301-6406",null,null,false,null,"Brazil","M",21,null,null,"Portuguese",null,null,false,false,false,true,false,false,true,false,false,false,false,null,null,"Intern at Groupon - business inteligence",false,false,true,false,false,true,null,false,false,false,false,true,false,null,7,5,9,8,8,9,3,2]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Fall 2009","Senior","(None)","student76@gmail.com","student25","65-353-2353","Lindsay","872-681-8809","Network Technician","Aerospace Engineering",true,"Daniel Gwynn","Salt Lake City","F",24,"Nebraska Omaha Mission","6/2006-12/2007","none",null,null,true,false,false,false,false,false,false,false,false,false,true,null,null,"Sales representative\r\nIntern for Utah Jazz\r\nEngineering Intern with Hill AF Base",false,false,false,true,false,true,null,false,false,false,false,false,true,null,10,9,9,9,9,9,8,6]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Winter 2012","Senior","(None)","student55@gmail.com","student15","10-357-0098","Matthew","187-441-6692","BYU Student Instructor Italian 102","Law",false,null,"Olney, MD","M",24,"Italy, Milan","2007-2009","Italian",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"TA, Legal Intern, Food Services",false,false,true,true,false,true,null,false,false,true,true,true,false,null,10,7,5,8,10,5,1,2,"How to save money even when you're living on next to nothing."]
["Sister","Stevenson","Brett","Stevenson",null,null,"Fall 2007","Senior","(None)","student86@gmail.com","student60","43-811-6662",null,"616-758-6495"]
["Sister","Bobert","Brett","Stevenson",null,null,"Winter 2005","Senior","(None)","student120@gmail.com","student69","23-460-8049",null,"674-225-7317"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Winter 2008","Senior","(None)","student76@gmail.com","student144","06-711-8396",null,"125-645-6497"]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2012","Junior","Mathematics","student111@gmail.com","student72","44-246-4894","Logan","690-807-1237","Grader for math class","Quantitiative Analyst/ Mathematical Finance",false,"n/a","Mesa, AZ","M",20,"Independence, MO","Nov 2010-Mar 2011","n/a",null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Worked for stepfather's business, tutoring",false,false,true,true,true,true,null,false,false,true,true,true,false,null,8,10,10,10,10,10,9,4]
["Brother","Wormington","Brett","Stevenson",null,null,"Winter 2008","Freshman","Biology","student76@gmail.com","student91","14-096-8188",null,"806-134-7607"]
["Sister","Johnson","Mark","Bobert","Antunes",null,"Fall 2010","Non-Matriculated","Pre-Management Core","student117@gmail.com","student81","78-778-2522","Luciana","843-875-5391","none",null,false,"none","Goiania","F",21,"none","none","Portuguese",null,null,false,false,false,true,false,true,false,false,false,false,false,"none",null,"Itau Private Bank in Brazil",false,false,true,true,false,false,"none",false,false,false,false,true,false,"none",7,7,3,10,10,9,7,1,"none"]
["Brother","Wormington","Kim","Johansson",null,null,"Fall 2011","Senior","(None)","student151@gmail.com","student112","09-492-5932","Austin","134-404-2670",null,"Insurance",false,null,"Buena Vista, VA","M",25,"Philippines Manila Mission","July 2005-2007","Tagalog",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Intern at State Farm Insurance",false,false,false,true,false,false,null,false,false,false,false,false,true,null,10,7,6,9,6,7,5,3]
["Sister","Johnson","Sarah","MarKowsky",null,null,"Fall 2007","Senior","(None)","student104@gmail.com","student20","47-949-8312",null,"837-145-2492"]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Winter 2011","Senior","(None)","student137@gmail.com","student30","53-059-8100","lwille","992-791-2710","BYU Moving Services","Nursing",false,"none","Cody, Wyoming","M",24,"Australia Sydney South","May 2006-May 2008","none",null,null,false,false,false,false,false,true,true,false,false,false,true,"none",null,"Youth Counselor, Lifeguard",true,false,false,true,false,false,"none",false,false,false,false,false,true,"none",7,5,9,7,-1,7,5,6,"Nothing specific.  I am excited to learn!"]
["Sister","Stevenson","Mark","Bobert",null,null,"Winter 2005","Senior","(None)","student113@gmail.com","student119","41-003-4644",null,"766-363-9554"]
["Sister","Bobert","Kim","Johansson",null,null,"Winter 2010","Junior","(None)","student107@gmail.com","student75","02-686-4068","Lynelle","251-664-7193",null,"Music",false,null,"Joplin, Missouri","F",19,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Lifeguard\r\n",true,false,false,false,false,false,null,false,false,true,true,false,false,null,7,5,5,8,7,7,8,6]
["Sister","MarKowsky","Kim","Johansson",null,null,"Fall 2008","Senior","(None)","student77@gmail.com","student55","36-966-2806",null,"272-712-2584"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Winter 2005","Senior","(None)","student95@gmail.com","student68","56-844-6956",null,"573-329-5103"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2005","Junior","(None)","student129@gmail.com","student100","11-809-4225",null,"157-239-9874"]
["Sister","Johansson","Kim","Johansson",null,null,"Fall 2010","Junior","(None)","student26@gmail.com","student55","03-061-6728","Madison","889-159-1289","Student :)","Something with Journalism",false,null,"Houston","F",19,null,null,"I wish!",null,null,true,false,false,false,false,true,false,true,true,true,true,"Scrapbooking, Photography, Traveling",null,"Swim coach, private swim instructor, lifeguard, babysitter",true,false,false,true,false,false,null,false,false,false,true,true,false,null,7,5,8,10,9,7,10,6,"Hi Bishop Marsh!  \r\nMy mom talks all the time about her personal finance class in college and how helpful it was to her--I'm hoping to take this class in order to learn to better manage my personal finances.  I'm looking for some interesting info about life and money. :)  I'm actually not yet sure if my class schedule is going to allow me to take this course, but I hope it will because I loved your lessons at Winder 10th and I'm sure I'd love them at BYU!\r\nI hope your family is doing well, please tell them hi for me!\r\nMadi Smith"]
["Sister","Johnson","Sarah","MarKowsky",null,null,"Fall 2006","Junior","(None)","student90@gmail.com","student83","51-352-1390",null,"802-406-4828"]
["Sister","Stevenson","Brett","Stevenson",null,null,"Fall 2010","Junior","(None)","student24@gmail.com","student37","34-862-8882","McKenzie","912-869-6997","TA for the Sociology Dept","FBI Intelligence Analyst",false,null,"Gilbert, AZ","F",19,null,null,"little French",null,null,false,false,false,false,false,false,false,false,false,false,true,null,"I love to travel and to hike, kayak, etc. ","Cashier/store operator  ;account. clerk",false,false,true,true,false,false,"because it's just a good idea",false,false,false,true,false,false,null,10,6,8,8,8,9,8,3]
["Sister","Bobert","Sarah","MarKowsky",null,null,"Fall 2005","Junior","(None)","student143@gmail.com","student19","80-156-9973",null,"817-786-3822"]
["Sister","Stevenson","Sean","Johnson",null,null,"Winter 2007","Senior","(None)","student118@gmail.com","student121","68-451-8267",null,"366-801-3494"]
["Sister","Palmer","Sean","Johnson",null,null,"Fall 2005","Sophomore","Open-Major","student119@gmail.com","student36","84-899-5595",null,"295-160-3457"]
["Brother","Palmer","Gary","Wormington",null,null,"Winter 2009","Junior","(None)","student95@gmail.com","student122","74-076-6781",null,"508-775-4714"]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Fall 2010","Senior","Home & Family Living","student34@gmail.com","student16","30-235-5584","Mara","433-300-3598","Alive World Wide/RevvNRG","Interior Design\r\nNetwork Marketing",false,null,"La'ie, Hawai'i","F",22,null,null,null,null,null,false,false,false,false,false,false,true,false,true,false,false,null,null,"Mechanical Engineering Department Secretary\r\nPhotographer\r\nCustomer Service\r\nModel\r\nGreeter\r\nCustodial",false,false,false,false,false,true,"Requirement for my major",false,false,false,false,false,true,null,4,3,7,10,5,6,1,6]
["Sister","Bobert","Brett","Stevenson",null,null,"Fall 2011","Senior","(None)","student144@gmail.com","student120","67-481-9970",null,"235-153-3884"]
["Sister","Palmer","Jessica","Palmer",null,null,"Winter 2005","Senior","(None)","student37@gmail.com","student42","63-373-6456",null,"628-183-9163"]
["Brother","Palmer","Mark","Bobert",null,null,"Fall 2011","Junior","(None)","student93@gmail.com","student70","90-768-7321","Mark","352-360-5192","none","not sure. business has always interested me and would like to apply that in a future career",false,null,"Henderson","M",21,"Dominican Republic","May 2009- 2011","spanish",null,null,false,false,false,true,false,true,true,false,false,false,true,null,null,"Macy's, Valet",false,false,false,true,false,false,null,false,false,false,false,false,true,null,7,5,4,8,9,10,6,2,"I am mostly interested in how to wisely spend/ invest money.  "]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2012","Senior","Mechanical Engineering","student126@gmail.com","student138","08-872-9963","Brian","439-633-9970","none","Industrial engineer",true,"Tara","Damascus","M",24,"Argentina","2007-2009","Spanish",null,null,true,false,false,false,false,false,false,false,false,false,true,null,null,"industrial engineer",false,false,false,true,false,true,null,false,false,true,true,true,false,"it's not that hard",5,7,9,8,8,8,8,4]
["Sister","Stevenson","Gary","Wormington",null,null,"Winter 2012","Sophomore","Open-Major","student37@gmail.com","student95","91-263-1463","Marlie","351-437-8539","Secretary - Spanish/Portugese Department",null,false,null,"Colonia Juarez, Mexico","F",18,null,null,"Spanish",null,null,false,false,false,false,false,true,true,false,false,false,true,null,null,null,false,false,true,false,false,false,null,false,false,false,true,false,false,null,7,7,7,10,8,8,6,3]
["Brother","Bobert","Sean","Johnson",null,null,"Fall 2010","Freshman","(None)","student83@gmail.com","student137","66-978-6242","Justin","476-888-3286","Hurdman","Business",false,null,"West Bountiful","M",21,"Baltic Mission","March 2008 - March 2010","Lithuanian",null,null,true,false,false,true,false,false,true,false,true,false,false,null,null,"OfficeMax\r\n",false,false,false,true,false,false,null,false,false,false,false,false,true,null,5,6,8,8,8,8,8,6]
["Sister","Stevenson","Gary","Wormington",null,null,"Fall 2010","Junior","(None)","student77@gmail.com","student25","90-678-8899","Mary","424-611-3589",null,null,false,null,"Idaho Falls","F",19,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Aspen Grove Family Camp, Howard Equipment",false,false,true,true,false,false,null,false,false,false,true,true,false,null,10,8,4,7,6,5,1,1,"I just want to learn the best way to budget my money and where to put it so I will be comfortable all my life. I want to be able to know how to save so I can retire at a  decent age."]
["Brother","Palmer","Sarah","MarKowsky",null,null,"Fall 2007","Freshman","(None)","student71@gmail.com","student145","84-648-8878",null,"451-783-4640"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2007","Junior","(None)","student35@gmail.com","student55","43-589-8280",null,"164-351-2829"]
["Brother","Bobert","Sarah","MarKowsky",null,null,"Winter 2010","Junior","(None)","student151@gmail.com","student113","79-755-7279",null,"624-633-6272"]
["Sister","Johansson","Jessica","Palmer",null,null,"Winter 2010","Sophomore","(None)","student130@gmail.com","student88","63-795-9086","Maura","669-183-4680","BYU Grounds Crew","Art Director",false,null,"Minneapolis, MN","F",20,null,null,null,null,null,false,false,false,true,false,false,false,false,true,false,true,null,null,"Sales Associate - Ann Taylor Loft",false,false,true,true,false,false,null,false,true,true,true,false,false,null,7,4,8,10,10,8,7,3]
["Sister","Johnson","Sarah","MarKowsky",null,null,"Winter 2012","Junior","Photography Pre-Major Program","student75@gmail.com","student10","21-729-6783","May","224-398-3528","Looking",null,false,null,"Montpelier, ID","F",23,"New York New York South","Nv.2009-June 2011",null,null,null,false,false,false,false,false,false,false,false,true,false,false,"Photography",null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,5,4,6,8,6,7,2,1]
["Brother","Johansson","Brett","Stevenson",null,null,"Winter 2009","Sophomore","(None)","student145@gmail.com","student38","68-352-7777",null,"233-368-4775"]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2010","Junior","(None)","student146@gmail.com","student87","34-125-2701","Matthew","728-199-8928",null,"Public Relations",false,null,"West Bountiful UT","M",21,"Geneva Switzerland","2008-2010","French",null,null,false,false,false,true,false,false,true,false,false,false,true,null,null,"Clerk, Roofer, Cash Register, Piano Accompianist, Wedding Pianist.",false,false,true,true,false,true,"I'm bad with money.",false,false,false,true,true,false,"Spiritual",4,3,6,6,4,7,5,2,"Why do the Brethren counsel us so much to stay out of debt? Obviously we have a big problem with this. Why? What are the origins of this problem and how do we avoid them?"]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Fall 2008","Senior","(None)","student13@gmail.com","student71","27-528-0055",null,"383-213-4912"]
["Brother","MarKowsky","Sean","Johnson",null,null,"Fall 2008","Sophomore","(None)","student135@gmail.com","student95","92-278-8438",null,"879-604-4145"]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2012","Senior","(None)","student52@gmail.com","student100","93-284-9785","Brandon","180-552-4702","SEO Enginner at Leadgenix","Social Media Marketing",false,"N/A","Bentonville, AR","M",25,"Seattle","2006-2008","No",null,null,true,false,false,true,false,true,true,false,false,false,false,null,null,"BYU, Wal-Mart Home Offices",false,false,false,true,false,true,null,false,false,false,true,false,false,null,7,8,5,10,7,7,8,8,"Nothing that I can think of at the moment."]
["Sister","Wormington","Sean","Johnson",null,null,"Winter 2006","Senior","(None)","student36@gmail.com","student21","71-131-5238",null,"989-727-1778"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2011","Junior","(None)","student142@gmail.com","student128","77-305-5751","mark","199-403-2402","none","School",false,null,"tallahassee,fl","M",18,null,null,"none",null,null,false,false,false,true,false,false,false,false,false,false,false,null,null,"employee at skate world",true,false,false,true,true,false,null,false,false,false,false,false,true,null,6,10,10,10,10,10,10,5]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Winter 2008","Senior","(None)","student52@gmail.com","student71","65-093-0196",null,"525-245-2170"]
["Brother","Johnson","Mark","Bobert",null,null,"Fall 2007","Junior","(None)","student143@gmail.com","student153","98-700-6229",null,"545-579-7442"]
["Brother","Stevenson","Mark","Bobert",null,null,"Winter 2009","Junior","(None)","student148@gmail.com","student98","17-368-9358",null,"833-556-6444"]
["Brother","Bobert","Sarah","MarKowsky",null,null,"Fall 2011","Sophomore","Pre-Management Core","student78@gmail.com","student127","08-104-2504","Luke","538-693-1283","BYU Mail Services","Something in business (refer to description of interests)",false,null,"Cottonwood Heights, Utah","M",21,"Washington, Seattle","2009-2011","none",null,null,false,false,false,false,false,false,false,false,false,false,true,"Entrepreneurship","I absolutely love the game of golf.  I eat it, sleep it, love it.  \r\nI dream of someday owning and operating my own company that I built from the ground up.","lots of things.",false,false,false,true,false,false,null,false,false,false,false,false,true,null,5,4,7,10,8,5,10,7,"Mostly, I would like to learn a little bit more about budgeting, and how to create accurate budgets.  I think that would be a great help to me in keeping my financial affairs in order and preparing for my future as well."]
["Brother","Johnson","Jessica","Palmer",null,null,"Winter 2011","Freshman","Sociology","student41@gmail.com","student36","45-217-3105","Bryan","402-908-5394","BYU bookstore","International Business",false,null,"Seacy","M",22,"Ghana, Accra","march 08 - march 10",null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Sales, Retail",false,false,false,true,false,false,null,false,false,false,false,false,true,null,8,5,5,10,10,10,5,3]
["Brother","Bobert","Jessica","Palmer",null,null,"Fall 2011","Senior","(None)","student137@gmail.com","student104","93-441-0419","Michael","285-240-9120","Starting with E&Y next Fall","Accountant",false,null,"Gilbert, AZ","M",23,"Oregon Eugene","Oct. 06 - Oct. 08","none",null,null,false,false,false,false,false,false,true,false,false,false,true,"Outdoors","Love hiking, rock climbing, and anything else outdoors.","Accounting and Finance Interns",false,false,true,true,true,true,null,false,false,true,true,false,false,null,9,9,8,9,10,8,9,7,"I really look forward to what steps we should take within the first few years after we graduate to help us get started on a good note financially and habit-wise."]
["Brother","Johansson","Brett","Stevenson",null,null,"Fall 2009","Junior","(None)","student131@gmail.com","student18","60-105-4808","McKau","902-350-1865","Student","Musician",false,null,"Sandy","M",22,"Chile, Vina del Mar","2013-06-08","Spanish",null,null,true,false,false,false,false,true,true,true,false,false,false,null,null,"APX Alarm sales rep",false,false,false,true,true,false,null,false,false,false,false,false,true,null,2,3,9,9,8,9,9,2]
["Brother","Johansson","Kim","Johansson",null,null,"Fall 2007","Sophomore","(None)","student40@gmail.com","student30","93-194-5471",null,"520-176-2317"]
["Brother","Johnson","Mark","Bobert",null,null,"Winter 2011","Junior","(None)","student127@gmail.com","student64","29-212-5461","Collin","648-445-3829","None","Not sure, I am interested in professional business careers",false,null,"Las Vegas","M",22,"Czech Republic","Jan 2008 - Feb 2010","Czech",null,null,false,false,false,false,false,false,false,false,false,true,true,null,null,"Sports Writer for Las Vegas Review Journal, Clerk for Insurance Company, Animal Assistant for animal hospital, service man for convention center",false,false,true,true,true,false,null,false,false,false,true,true,false,null,8,8,10,10,10,10,1,5]
["Sister","Stevenson","Sean","Johnson",null,null,"Fall 2009","Junior","(None)","student71@gmail.com","student119","37-760-8467","Martha","709-791-4575","Conference Center in Provo","Elementary School Teacher",false,"none","Lake Orion, MI","F",20,"none","none","none",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Disney World!",false,false,true,false,false,false,null,false,false,true,false,false,false,null,2,2,7,7,7,7,9,5]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Winter 2006","Junior","(None)","student52@gmail.com","student136","29-024-1460",null,"620-211-4972"]
["Sister","Palmer","Brett","Stevenson",null,null,"Fall 2008","Senior","(None)","student134@gmail.com","student22","80-930-1859",null,"631-301-1659"]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Winter 2007","Junior","(None)","student92@gmail.com","student115","83-644-0754",null,"464-981-2967"]
["Brother","Palmer","Mark","Bobert",null,null,"Fall 2009","Freshman","Open-Major","student144@gmail.com","student28","62-881-3610","Mark","449-593-5440","Myself","Opening up my own wakeboard/snowboard shop",false,null,"Boise","F",18,"Don't know yet","After this school year","Little Spanish",null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"I started a shave ice shack",false,false,false,false,false,false,"Need to know how to manage money when i start my business",false,false,true,true,false,false,"My brother loves you",5,2,10,6,7,10,10,6]
["Brother","Palmer","Mark","Bobert",null,null,"Winter 2007","Senior","(None)","student51@gmail.com","student58","80-737-9540",null,"677-274-9699"]
["Brother","Palmer","Gary","Wormington",null,null,"Fall 2004","Junior","(None)","student124@gmail.com","student27","37-216-1083",null,"617-335-3692"]
["Sister","Johansson","Brett","Stevenson",null,null,"Fall 2012","Sophomore","Biology","student114@gmail.com","student143","97-293-0153","Meaghan","619-684-2623","none right now. But looking for a job.","I just want to serve people and make them happy, Preferably in other countries.",false,null,"Collierville","F",19,null,null,"a very small amount of French",null,null,false,false,false,false,false,false,true,true,true,false,true,null,"I like all different types of music though I'm not the best at making much music. I enjoy writing and think I'm pretty good at it. Love art, though I'm not the best at that either. I played soccer most of my life and still play as often as I can. ","Hostess as Longhorn Steakhous. Assistant in a Compounding Pharmacy.",false,false,true,true,false,false,"just want to know how to better manage my money.",false,false,true,true,false,false,null,2,2,9,3,7,5,4,2,"No, not really. I'm sure I will think of some in class, but as of now, I have nothing. "]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Winter 2011","Freshman","Economics","student139@gmail.com","student113","67-546-9810","Matt","570-143-2267","BYU Site Development Assistant","Looking into a finance or economics related career but not 100% sure yet",false,null,"Denver, CO","M",18,null,null,null,null,null,false,false,false,false,false,false,false,true,false,false,true,null,null,"Landscaping, Data/Voice Network and Cabling Installation",false,false,false,true,true,false,null,false,true,true,true,true,false,null,8,6,9,9,10,10,6,5]
["Sister","MarKowsky","Sarah","MarKowsky",null,null,"Winter 2010","Senior","(None)","student64@gmail.com","student14","92-406-4844","Mary","514-818-9201","BYU College of Nursing","Copyeditor or designer for a magazine",false,null,"Hanover, Pennsylvania","F",21,null,null,"N/A",null,null,false,false,false,false,false,true,true,true,false,true,false,null,null,"BYU Kennedy Center: Intercultural Outreach intern\r\nPublix Super Markets: cashier",false,false,true,true,false,true,null,false,false,false,true,true,false,null,6,4,8,7,7,5,4,1,"As a graduating student, being totally out on my own completely terrifies me. I really don't have any idea when it comes to credit cards, credit, buying a car, loans, etc. I want to leave this class feeling fairly confident I can make it on my own. I hope you can help ease my fears by teaching us important things for when we are starting out on our own as well as for years down the road."]
["Brother","Palmer","Kim","Johansson",null,null,"Winter 2007","Sophomore","(None)","student78@gmail.com","student54","62-364-8799",null,"766-577-3994"]
["Sister","Johnson","Gary","Wormington",null,null,"Winter 2009","Senior","(None)","student51@gmail.com","student46","10-784-4577",null,"892-410-4945"]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Fall 2009","Junior","(None)","student153@gmail.com","student19","95-266-7979","Megan","964-919-1375",null,"Event Planning\r\nInternational relations",true,"Matt Morgan","Eugene, Oregon","F",20,null,null,"French",null,null,false,false,false,true,false,true,false,true,false,false,true,null,null,"Retail, Secretary, tutor, waitress",true,true,true,false,false,false,null,false,true,true,true,true,false,null,2,1,4,8,5,7,3,1,"I would also like to study family finance and talk about budgeting."]
["Sister","Stevenson","Gary","Wormington",null,null,"Fall 2006","Senior","History Teaching","student123@gmail.com","student24","66-728-0096",null,"780-760-7319"]
["Sister","Johnson","Brett","Stevenson",null,null,"Fall 2012","Sophomore","Leisure Services Management","student21@gmail.com","student105","10-583-6413","Megan","600-340-3282","None","Community Recreation",false,null,"Commerce, Ga","F",19,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Check it Books \r\nNamify",true,false,false,true,false,false,null,false,false,false,false,false,true,null,5,5,6,8,5,6,6,6]
["Sister","Wormington","Brett","Stevenson",null,null,"Fall 2009","Senior","(None)","student20@gmail.com","student83","60-470-6949","Megan","555-932-2832","New world archeological foundation graphic artist","Secondary Teacher in facs ed",false,"none","Provo","F",24,"none","none","English",null,null,true,false,true,false,false,true,false,false,true,false,true,null,null,"cleaned office building",false,false,false,true,false,true,null,false,false,false,false,false,true,null,8,8,4,8,6,6,4,6]
["Sister","Stevenson","Brett","Stevenson",null,null,"Fall 2004","Senior","(None)","student151@gmail.com","student84","15-197-5193",null,"579-262-3660"]
["Sister","Bobert","Sean","Johnson",null,null,"Fall 2004","Sophomore","(None)","student136@gmail.com","student140","23-788-8210",null,"101-618-7984"]
["Brother","MarKowsky","Mark","Bobert",null,null,"Winter 2006","Senior","(None)","student123@gmail.com","student147","37-365-3380",null,"201-198-6757"]
["Brother","Palmer","Brett","Stevenson",null,null,"Winter 2008","Senior","(None)","student28@gmail.com","student147","05-653-5523",null,"984-677-9870"]
["Sister","Palmer","Jessica","Palmer",null,null,"Fall 2007","Junior","(None)","student83@gmail.com","student112","65-039-6213",null,"627-620-9528"]
["Sister","Bobert","Sean","Johnson",null,null,"Fall 2011","Doctoral Degree","Physiology & Developmental Biology","student52@gmail.com","student143","26-485-7452","Melissa","170-146-8165","TA--PDBio Dept.","Physiology Professor",false,null,"Blackfoot, ID","F",22,"N/A",null,"none",null,null,false,false,false,false,false,false,true,false,true,false,false,null,null,"Student Receptionist",false,false,true,true,false,false,null,false,false,true,true,true,false,null,6,5,7,7,7,7,8,6]
["Sister","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2010","Senior","(None)","student83@gmail.com","student24","51-741-2323","kristen","202-737-4436","mtc","i want to be a drama therapist.",false,null,"lee's summit, mo","F",24,"nauvoo, il","2007-2008",null,null,null,false,false,false,false,false,false,true,false,false,false,false,"theatre, reading, outdoors","i love life. i teach visitor center sisters at the mtc and it is glorious. I am excited to learn how to continue to build the kingdom, now financially!","waitress, carpenter for theatre sets, house manager in byu theaters, etc. ",false,false,true,false,false,false,null,false,false,false,true,false,false,"it was wonderful!",7,4,4,10,7,6,4,3]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Fall 2007","Senior","(None)","student38@gmail.com","student147","98-808-2259",null,"229-945-2907"]
["Brother","Johnson","Gary","Wormington",null,null,"Winter 2010","Junior","(None)","student79@gmail.com","student145","87-979-1620","Morgan","432-693-9109","Tech Support phone agent","Advertising",false,"Morgan Williams","Broomfield, Colorado","M",21,"Moscow, Russia","2007-2009","Russian",null,null,true,false,false,false,false,true,true,false,true,false,false,null,null,"Construction",false,false,false,true,false,false,null,false,false,false,false,false,true,null,8,8,8,10,10,10,9,8]
["Brother","Palmer","Sean","Johnson",null,null,"Winter 2012","Sophomore","Open-Major","student106@gmail.com","student115","02-957-0164","Michael","372-720-8570","none","I am interested in audio recording technologies.",false,"none","Louisville","M",18,"none ","none","none",null,null,true,false,false,false,false,false,true,false,false,false,true,"none","I play guitar and sing and I play volleyball and ultimate frisbee.","Golf Course landscaping\r\nHome business\r\n",false,false,true,false,false,false,"Wanted to learn how to manage my money for the future.",false,false,false,true,false,false,"none",6,4,4,8,7,7,4,3,"I want to learn what I can be doing now to save more money and what I can do in future and what to make habits of so that I am financially set for the future."]
["Sister","Johnson","Jessica","Palmer",null,null,"Winter 2007","Junior","(None)","student75@gmail.com","student137","40-903-1620",null,"835-407-8908"]
["Sister","Johansson","Jessica","Palmer",null,null,"Fall 2010","Senior","(None)","student60@gmail.com","student44","68-407-2490","Melanie","489-424-9047",null,null,false,null,"Maple Valley","F",24,"Hiroshima, Japan","Aug 07- Feb 09","Japanese",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,true,true,false,false,"It's always interested me and I've wanted to know more",false,false,true,true,true,false,"The teacher is awesome!!!!",9,7,10,9,10,10,4,2,"I'm good:)"]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2008","Freshman","(None)","student26@gmail.com","student142","63-534-4365",null,"900-998-7451"]
["Sister","Palmer","Mark","Bobert",null,null,"Winter 2006","Sophomore","(None)","student66@gmail.com","student52","50-491-8874",null,"947-545-3872"]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2009","Junior","(None)","student84@gmail.com","student127","51-883-6842","Michael","222-370-9136","N/A","Interested in the NSA, CIA, etc.",false,null,"Oak Hill, VA","M",21,"California San Jose","August '07-'09","N/A",null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,"BYU Dining Services, Mortuary, Warehouse",true,false,true,true,false,false,null,false,false,false,true,false,false,null,9,8,9,8,8,7,7,6,"None at the moment, just looking forward to having a great year!"]
["Brother","Palmer","Mark","Bobert",null,null,"Fall 2012","Senior","(None)","student18@gmail.com","student44","70-134-3692","Miles","210-604-4185","BYU Radio","Business",true,"Whitney Nielsen","Fountain Green, UT","M",25,"Sapporo, Japan","2006-2008","Japanese",null,null,true,false,false,true,false,true,true,false,false,false,false,null,null,"BYU Radio Promotions Manager, OIT Accountant Clerk, CPMS Project Manager",false,false,true,true,false,true,null,true,false,false,false,false,false,null,8,9,6,10,10,10,9,8,"Looking forward to a fun semester!"]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Fall 2011","Senior","Home & Family Living","student115@gmail.com","student12","37-331-9330","Tiffany","106-498-9466","BYU Concessions","Mother",true,"Spencer","Queen Creek, AZ","F",22,null,null,"None",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Piano Accompanist",false,false,true,true,false,true,null,false,false,true,true,false,false,null,8,5,8,10,9,9,4,7]
["Brother","Johnson","Jessica","Palmer",null,null,"Winter 2008","Senior","(None)","student39@gmail.com","student100","11-622-1148",null,"102-388-8704"]
["Sister","Stevenson","Kim","Johansson",null,null,"Fall 2007","Senior","(None)","student110@gmail.com","student123","96-856-0995",null,"984-429-9932"]
["Sister","Palmer","Sean","Johnson",null,null,"Fall 2011","Freshman","Open-Major","student138@gmail.com","student130","78-546-5850","Melissa","361-282-9985",null,"Fashion or Graphic Design",false,null,"Sandy, UT","F",18,null,null,null,null,null,true,false,false,false,true,false,true,true,true,false,false,"Home Ec.","Cooking,sewing, design, etc.","Dry cleaner, Sweeper at elementary school, customer support at Vivint",false,false,true,true,false,false,null,false,false,true,true,true,false,null,4,6,3,6,2,3,7,4]
["Brother","Wormington","Jessica","Palmer",null,null,"Winter 2007","Senior","(None)","student118@gmail.com","student40","97-002-2730",null,"150-871-2992"]
["Brother","Wormington","Mark","Bobert",null,null,"Fall 2010","Junior","(None)","student68@gmail.com","student102","06-288-2489","Michael","959-603-1786","Front Desk Clerk","Translator",false,null,"Cedar Hills, UT","M",22,"Seoul, Korea","2007-2009","Korean",null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"Tutor, engineer assistant, Swim instructor",false,false,true,true,false,false,null,false,false,true,true,false,false,null,5,7,6,10,9,9,5,9]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2010","Senior","(None)","student90@gmail.com","student48","68-350-0306","Mike/ Michael","106-369-9227",null,null,false,null,"Glasgow, Scotland","M",19,null,null,null,null,null,false,false,false,false,false,true,true,false,false,false,true,null,null,null,true,false,false,true,false,false,null,false,false,true,true,false,false,null,8,7,7,9,10,9,9,5]
["Brother","Johnson","Jessica","Palmer",null,null,"Winter 2005","Senior","(None)","student12@gmail.com","student86","79-613-0651",null,"463-631-9557"]
["Brother","Palmer","Sarah","MarKowsky",null,null,"Winter 2012","Sophomore","Open-Major","student95@gmail.com","student92","62-059-6595",null,"797-820-2498","none","Medical Field",false,null,"Marietta Ga","M",22,"Anaheim California","October 2009-November 2011","Spanish",null,null,true,false,false,false,false,false,true,false,false,false,true,"snowboarding",null,"Waiter\r\nReceptionist",false,false,false,true,true,false,null,false,false,false,false,false,true,null,4,3,8,9,9,8,6,2,"I would love to learn how to make my money work for me and be able to invest it wisely."]
["Brother","Bobert","Brett","Stevenson",null,null,"Fall 2012","Freshman","Open-Major","student112@gmail.com","student125","94-988-8717","Marcus","119-121-1053",null,null,false,null,7023608508,"M",18,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,9,9,4,10,8,10,7,3]
["Sister","Palmer","Sean","Johnson",null,null,"Fall 2008","Senior","(None)","student98@gmail.com","student127","27-793-9104",null,"821-198-5436"]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Fall 2009","Junior","(None)","student103@gmail.com","student133","65-789-0600","Marci","943-886-6334",null,null,false,null,"Redmond, Washington","F",20,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,null,false,false,false,true,true,false,null,false,false,false,true,false,false,null,7,4,5,6,10,9,7,10]
["Sister","Bobert","Kim","Johansson",null,null,"Fall 2010","Sophomore","(None)","student108@gmail.com","student68","69-686-0455","Megan","551-801-2178","BYU Independent Study","unknown",false,null,"Lexington, KY","F",19,null,null,"none",null,null,true,false,false,true,true,true,false,false,false,false,false,null,null,"gymnastics instructor, lifeguard, paper carrier, call center rep",true,false,true,false,false,false,null,false,false,false,true,false,false,null,8,4,8,9,7,3,3,3,"No, looking forward to a great year!"]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Winter 2006","Junior","(None)","student98@gmail.com","student141","29-805-1198",null,"828-454-6622"]
["Brother","Bobert","Brett","Stevenson",null,null,"Winter 2010","Junior","Genetics & Biotechnology","student140@gmail.com","student104","28-699-6232","Michael","517-181-9833","Student Custodian","Agronomist",false,null,"Kuna, Idaho","M",21,"McAllen, Texas","07-'09","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Farm laborer",false,false,false,true,false,false,null,false,false,false,false,false,true,null,7,6,4,8,8,8,8,5]
["Sister","Palmer","Jessica","Palmer",null,null,"Winter 2006","Senior","(None)","student150@gmail.com","student134","16-790-5657",null,"450-499-7779"]
["Brother","Wormington","Kim","Johansson",null,null,"Fall 2012","Sophomore","Applied Statistics & Analytics","student65@gmail.com","student29","54-503-9450",null,"605-777-4269"]
["Brother","Palmer","Mark","Bobert",null,null,"Fall 2007","Sophomore","Pre-Management Core","student56@gmail.com","student46","87-777-9171",null,"275-530-3990"]
["Sister","Stevenson","Sean","Johnson",null,null,"Fall 2011","Senior","(None)","student26@gmail.com","student27","69-119-1749","Mandy","619-752-4520","Photographer for Memories and Moments Photography","Fashion Design",true,"Paul","Boise","F",21,"none","none","Spanish",null,null,false,false,false,false,false,false,true,false,true,false,true,"Jeeping","My husband and I started a podcast called Utah's Outdoor Show were we go jeeping, hiking, biking, and anything else you can think of outdoors.","MTC Dinning Trainer\r\nAssisting Hands Caregiver\r\nCustomer Support for MyStateUSA",false,false,false,true,false,true,"Manage money in a self owned business.",false,false,false,false,false,true,null,5,5,9,7,8,6,3,7,"I would like to know more about investing because it's something I've never thought about before. \r\nMy husband listens to Dave Ramsey almost every day and I'm wondering how we can go about paying off our student loans and what would be a good goal to work towards after that. "]
["Sister","Johansson","Kim","Johansson",null,null,"Winter 2005","Senior","(None)","student114@gmail.com","student72","58-346-8849",null,"565-144-1127"]
["Brother","Wormington","Gary","Wormington",null,null,"Winter 2006","Senior","(None)","student63@gmail.com","student50","64-375-8573",null,"847-541-7834"]
["Brother","Palmer","Sean","Johnson",null,null,"Winter 2012","Junior","Computer Science","student145@gmail.com","student111","52-001-9524","Michael","388-981-4420",null,null,false,null,"Idaho Falls","M",22,"Adelaide Australia Mission","Dec 2008-Dec 2010","no",null,null,true,true,true,false,false,true,true,false,false,false,false,null,null,null,false,false,true,false,false,false,null,false,false,false,false,false,true,null,10,7,7,8,8,8,8,5]
["Brother","Palmer","Brett","Stevenson",null,null,"Winter 2012","Sophomore","Communications Premajor","student50@gmail.com","student53","51-900-0364","Matt","124-538-2774",null,"Teacher",false,null,"Huntington Beach CA","M",22,"Nashville Tennessee","Feb. 09' - March 11'",null,null,null,true,false,false,false,true,true,true,false,true,false,false,null,null,"- Manager of a Tennis Center\r\n- Carpenter",false,false,false,true,false,false,null,false,false,true,true,false,false,null,5,2,10,7,10,10,7,8]
["Sister","Johansson","Jessica","Palmer",null,null,"Winter 2010","Sophomore","(None)","student16@gmail.com","student38","12-101-3466","Nicole","701-275-6956","Custodian",null,false,null,"Mapleton, UT","F",22,null,null,null,null,null,false,false,false,false,false,true,true,false,true,false,true,null,null,null,false,false,false,true,false,false,null,false,false,true,true,true,false,null,8,8,6,6,10,10,9,5]
["Brother","Palmer","Jessica","Palmer","Emanuel",null,"Fall 2010","Senior","(None)","student147@gmail.com","student130","26-024-8002","Michael","270-398-9747","Seven Peaks water park","Business Finance",false,null,"Mapleton, UT","M",18,"none","none","none",null,null,true,false,false,true,false,false,true,false,false,false,true,"none","none","Lifeguard, Sales rep",false,false,false,true,true,false,null,false,false,true,true,false,false,null,9,9,7,10,10,10,7,9]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2008","Senior","(None)","student82@gmail.com","student90","08-603-8907",null,"315-652-7753"]
["Sister","Stevenson","Brett","Stevenson",null,null,"Winter 2008","Sophomore","(None)","student12@gmail.com","student93","92-693-4214",null,"336-461-3678"]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2008","Senior","(None)","student94@gmail.com","student110","78-439-2002",null,"238-911-5244"]
["Brother","MarKowsky","Sean","Johnson",null,null,"Fall 2010","Junior","(None)","student45@gmail.com","student35","79-432-0100","Kris","326-869-8758","Server at Brick Oven","Law",false,null,"Mission Viejo, CA","M",23,"Indianapolis, IN","Nov 06-08","Spanish",null,null,false,false,false,true,false,true,true,true,false,false,true,null,null,"Various supermarkets, sales.",false,false,true,true,false,false,null,false,false,false,true,true,false,null,8,7,3,8,8,7,8,3]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Fall 2005","Sophomore","(None)","student131@gmail.com","student115","38-589-9482",null,"653-562-5009"]
["Sister","Bobert","Sean","Johnson",null,null,"Winter 2009","Senior","(None)","student72@gmail.com","student46","82-185-3446",null,"616-819-7976"]
["Sister","Johnson","Sean","Johnson",null,null,"Winter 2010","Senior","(None)","student41@gmail.com","student129","12-559-5711",null,"267-555-4032"]
["Sister","Wormington","Sarah","MarKowsky",null,null,"Fall 2010","Senior","(None)","student140@gmail.com","student38","07-115-3169","Melissa","812-480-2770","Office Assitant","Not sure ",false,null,"Orem","F",21,"N/A","N/A","N/A",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Zupas- Supervisor\r\nAspen Grove- Counselor\r\nArctic Circle - Supervisor",false,false,true,true,true,true,null,false,false,true,true,false,false,null,8,8,9,8,9,10,8,8]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2007","Senior","(None)","student77@gmail.com","student94","01-915-2841",null,"440-609-2322"]
["Brother","Johansson","Jessica","Palmer",null,null,"Winter 2008","Junior","(None)","student19@gmail.com","student91","18-286-3184",null,"921-170-4087"]
["Sister","Palmer","Mark","Bobert",null,null,"Fall 2011","Senior","Middle East Studies / Arabic","student146@gmail.com","student10","00-685-7424",null,"701-292-8915"]
["Brother","Johnson","Sean","Johnson",null,null,"Winter 2011","Senior","(None)","student86@gmail.com","student75","09-134-4211","Michael","858-143-4849","Research Assistant in Linguistics Department","Law",false,null,"Aloha, Oregon","M",24,"Utah Provo Mission","2005 - 2007","Spanish",null,null,false,false,false,false,false,false,false,true,false,false,false,null,null,"Teaching Assistant",false,false,false,true,false,true,null,false,false,false,true,false,false,null,5,6,7,5,5,6,3,3]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Fall 2007","Sophomore","(None)","student143@gmail.com","student56","85-506-3796",null,"697-990-9470"]
["Brother","MarKowsky","Kim","Johansson",null,null,"Fall 2008","Junior","(None)","student20@gmail.com","student110","53-957-2079",null,"363-545-6062"]
["Brother","Stevenson","Kim","Johansson",null,null,"Winter 2007","Junior","(None)","student87@gmail.com","student93","37-528-2179",null,"907-496-3646"]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Winter 2007","Sophomore","(None)","student79@gmail.com","student41","62-663-4960",null,"798-936-2919"]
["Brother","Johnson","Sean","Johnson",null,null,"Fall 2011","Senior","(None)","student40@gmail.com","student79","43-041-2162","Scott","851-980-7056","Nexant, Inc.","Manufacturing/Design",true,"Brandee","Tridell, Ut","M",25,"Manila Philippines","2013-05-07",null,null,null,true,true,false,false,false,false,false,false,false,false,true,"Outdoors","Mountains, being in them","Fence builder, Farm hand, Bakery assistant",false,false,true,true,false,true,null,false,false,true,true,false,false,null,10,6,4,7,7,8,5,4,"Are 401(k)'s a good idea for my wife who doesn't plan to work at her job for 30 years?"]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Winter 2005","Senior","(None)","student38@gmail.com","student30","97-509-3173",null,"500-662-2451"]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Fall 2005","Senior","(None)","student60@gmail.com","student152","80-473-3083",null,"682-330-2549"]
["Sister","Johnson","Sean","Johnson",null,null,"Winter 2010","Junior","Dance Premajor","student123@gmail.com","student127","21-548-4587","Mallory","805-975-7616","AXMB",null,false,"engaged","Syracuse Utah","F",23,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Aide at Deaf School",false,false,false,true,false,false,"fiance recommended",false,true,true,true,true,false,null,1,1,3,3,7,5,1,1,"I do not want to have a study buddy, my fiance took the class and will help me."]
["Brother","Palmer","Mark","Bobert",null,null,"Winter 2008","Sophomore","(None)","student143@gmail.com","student43","86-289-0011",null,"884-440-3129"]
["Sister","Stevenson","Kim","Johansson",null,null,"Winter 2011","Senior","(None)","student127@gmail.com","student80","66-399-4046","Mandy","248-625-8457","Comms 101 TA","Book Editor",false,null,"Everett, WA","F",21,null,null,null,null,null,false,false,false,false,false,true,true,true,false,true,false,null,null,"Physical Therapy front desk, sales clerk",false,false,true,false,false,false,null,false,false,false,true,false,false,null,8,9,6,7,7,8,7,6,"I just want to know how to manage my money without being more frugal than I'm capable of being. As a woman, I find it's a lot more expensive to live, because of how I'm expected to appear."]
["Brother","Wormington","Gary","Wormington",null,null,"Fall 2011","Freshman","Open-Major","student61@gmail.com","student50","02-556-3897","Mckay","655-822-3612",null,null,false,null,"Logan","M",18,null,null,null,null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,"Busser, Bowling Alley, News Paper Carrier",false,false,false,true,false,false,"Want to know the ins and outs of finance",false,false,false,true,false,false,null,7,6,9,7,6,10,7,6]
["Brother","Bobert","Jessica","Palmer",null,null,"Winter 2012","Senior","Manufacturing Engineering Technology","student98@gmail.com","student41","07-503-8634","Trevor","937-418-8653","BYU","Work for ARB USA or a similar company building better components for off road use",true,"Kathryn","Overton NV","M",25,"Paraguay Asucion","April 2005-07","Spanish and Guarani",null,null,false,false,false,false,false,false,false,false,false,false,true,"I build Jeeps/Rockcrawlers","I take different parts from different vehicles and make a vehicle with the sole purpose of going off road to any destination",null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,7,6,7,8,6,6,6,4]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Fall 2012","Junior","Elementary Education","student153@gmail.com","student36","26-248-5783","Maurnet","995-248-1441","BYU Catering","Wedding Planner",false,null,"Redmond, WA","F",20,null,null,"Spanish (somewhat)",null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"EFY Counselor\r\nDaycare Teacher",false,false,false,true,false,false,null,false,true,true,true,false,false,null,10,5,7,10,8,6,5,2,"I'm just really excited to learn how to manage my money because I feel like I am not very good at that yet."]
["Brother","Johnson","Mark","Bobert",null,null,"Winter 2005","Masters Degree","(None)","student63@gmail.com","student24","47-468-7232",null,"928-620-9126"]
["Sister","Johnson","Jessica","Palmer",null,null,"Fall 2007","Senior","(None)","student67@gmail.com","student143","56-569-4217",null,"364-246-6995"]
["Sister","Wormington","Brett","Stevenson",null,null,"Winter 2005","Junior","(None)","student125@gmail.com","student136","15-235-6370",null,"112-494-9661"]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2005","Freshman","Open-Major","student83@gmail.com","student60","47-215-7752",null,"480-324-2008"]
["Brother","MarKowsky","Kim","Johansson",null,null,"Fall 2008","Sophomore","(None)","student99@gmail.com","student10","65-653-8579",null,"109-833-2459"]
["Brother","MarKowsky","Gary","Wormington",null,null,"Fall 2012","Sophomore","Computer Science Emphasis","student28@gmail.com","student33","12-712-9298","Matt","796-639-5149","Parkwood Homes","Home Building",false,null,"Potomac","M",22,"Cambodian Phnom Penh","2010-2012","Cambodian",null,null,true,false,false,true,false,true,true,true,false,false,true,null,null,"Parkwood Homes, Periclesproject.com",false,false,true,false,false,false,null,false,false,true,true,true,false,null,3,3,5,10,5,4,7,1]
["Brother","Johansson","Kim","Johansson",null,null,"Winter 2010","Sophomore","(None)","student138@gmail.com","student72","51-194-8702","Cory","564-182-9568","Alpine Engineering","Mechanical Engineer",true,"Katie","Alpine, UT","M",21,"Los Angeles, CA","Feb 2007-2009","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,false,"Dirtbikes","I have raced since I was ten but haven't since just before the mission. But love working on dirtbikes, etc.","X Country Suspensions\r\nThe Edge Motorsports\r\nIG Sign",false,false,false,true,false,false,"I'd like to learn to manage money better personally and possibly with a future business",false,false,false,false,false,true,null,8,9,9,7,6,7,6,2]
["Sister","Bobert","Brett","Stevenson",null,null,"Fall 2012","Non-Matriculated","Pre-Management Core","student134@gmail.com","student125","16-649-7165",null,"607-452-4831",null,null,false,null,"S. Korea","F",21,null,null,"Korean",null,null,false,false,false,true,true,false,true,false,false,false,false,null,null,null,false,false,false,true,true,false,null,false,false,false,false,true,false,null,9,6,4,10,8,6,7,5,"I am foreign student from South Korea as an exchange students.\r\nI hope to understand this class well.\r\nSo please explain a little slowly and clearly. "]
["Brother","Palmer","Kim","Johansson",null,null,"Winter 2006","Senior","(None)","student14@gmail.com","student143","07-110-2515",null,"808-835-2798"]
["Sister","Johansson","Sean","Johnson",null,null,"Winter 2012","Junior","Athletic Training","student62@gmail.com","student149","46-774-4630","Natalie","717-843-7924","Membership department of BYUB","I want to become a physical therapist.",false,"none","Waunakee, WI","F",20,"none","none","none",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,8,8,7,5,8,7,7,5]
["Sister","Johansson","Brett","Stevenson",null,null,"Winter 2011","Sophomore","(None)","student93@gmail.com","student95","08-515-2874","Natalia","467-858-8339","BYU","Hospitality and Restaurant Managment",false,null,"Santiago","F",24,"None","None","Spanish",null,null,false,false,false,false,false,true,true,false,false,false,false,"Cooking","I studied Culinary Arts before coming to BYU.","Pastry Chef, Hotel Hostess and Waitress.",false,false,false,true,false,false,"I like to make miracles with my money",false,false,false,false,false,true,"none",6,6,9,10,10,10,5,7,"find a mentor"]
["Sister","Stevenson","Sean","Johnson",null,null,"Fall 2006","Senior","(None)","student120@gmail.com","student49","51-004-4182",null,"176-920-1972"]
["Sister","Johnson","Sarah","MarKowsky",null,null,"Winter 2011","Senior","(None)","student95@gmail.com","student28","88-278-1837","Natalie ","282-471-9792","Secretary at the Humanities Advisement Center ","Office Position OR Working in an Elementary School ",false,null,"Provo","F",20,null,null,"American Sign Language ",null,null,false,false,false,false,true,false,true,true,true,false,false,null,null,"Nanny for 8 kids ",false,false,true,true,false,false,null,false,false,true,true,false,false,null,7,8,7,9,9,8,9,5,"I will email you as the time goes on! Sorry about the past two submissions for this survey! I on accident kept hitting the enter button. "]
["Brother","Johnson","Jessica","Palmer",null,null,"Fall 2010","Sophomore","Economics","student85@gmail.com","student103","31-244-5401","Nate","604-342-8359","Sea World San Diego Landscape Team","Undecided",false,null,"San Diego","M",19,"Somewhere","After the fall semester",null,null,null,false,false,false,true,false,false,true,false,false,false,true,"Surfing",null,"Warehouse Worker for Pottery Company",false,false,false,true,true,false,null,false,false,false,false,false,true,null,6,7,10,9,9,10,7,8,"I am interested in learning how to manage my Roth IRA responsibly and other investment possibilities."]
["Brother","Johnson","Kim","Johansson",null,null,"Winter 2012","Senior","Biophysics","student49@gmail.com","student84","18-813-8496",null,"250-970-1184","BYU Physics Demo Area Assistant","Biomedical Engineering",false,null,"Lusby, MD","M",22,"Las Vegas, NV","Aug '08 - Aug '10","none",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,false,null,9,8,7,9,8,6,7,7]
["Sister","MarKowsky","Mark","Bobert",null,null,"Winter 2005","Junior","(None)","student50@gmail.com","student127","15-354-9027",null,"710-724-4846"]
["Sister","Palmer","Sarah","MarKowsky",null,null,"Fall 2006","Sophomore","Open-Major","student130@gmail.com","student129","60-766-7605","Jamie","963-916-9288","Executive Assistant","Teaching",false,null,"Kapaa, HI","F",21,null,null,null,null,null,true,false,false,false,false,true,true,true,true,true,true,null,null,"Customer Support\r\nNanny",false,false,false,true,false,false,null,false,false,false,false,false,true,null,7,4,6,10,5,7,2,10]
["Sister","Johansson","Gary","Wormington",null,null,"Fall 2005","Sophomore","(None)","student116@gmail.com","student38","12-261-5333",null,"365-543-7631"]
["Brother","Palmer","Gary","Wormington",null,null,"Winter 2009","Sophomore","(None)","student135@gmail.com","student58","93-197-3153",null,"365-401-6984"]
["Sister","Johnson","Jessica","Palmer",null,null,"Fall 2010","Senior","Landscape Management","student129@gmail.com","student58","65-594-5937","Natalie","406-980-6072","Student","Landscape Designer",false,null,"San Clemente, CA","F",20,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,true,"Read, Learn",null,"General Office Assistant",false,false,true,true,false,false,null,false,false,false,true,true,false,null,10,7,9,8,10,3,3,1,"I want to know how to use the money that I have wisely.  I used to be a good saver, but as of late I'm a good spender, and that's a bad habit that I need to break.  I want to learn to be disciplined with my money and spend it only when absolutely needed.  "]
["Sister","Johnson","Brett","Stevenson",null,null,"Winter 2011","Junior","(None)","student97@gmail.com","student48","70-044-9013","Natalie","277-140-9504",null,null,false,null,"Colorado Springs","F",19,null,null,null,null,null,false,false,false,false,false,true,true,true,false,false,false,null,null,"Hostess at Champps Americana\r\nDental Assistant at Gleneagle Dental",false,false,true,true,false,false,null,false,false,true,true,false,false,null,6,4,7,10,7,6,6,3]
["Brother","Stevenson","Kim","Johansson",null,null,"Winter 2012","Sophomore","Pre-Management Core","student83@gmail.com","student109","70-923-1447","Nate","236-659-3222",null,null,false,null,"Sandy, Utah","M",18,null,null,null,null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,"I was a referee for little league baseball soccer and basketball for 4 years before i attended BYU",false,false,false,true,true,false,null,false,false,false,false,false,true,null,10,9,6,8,7,10,7,3]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2009","Freshman","(None)","student56@gmail.com","student67","85-230-6135","Brock","300-853-8400","Acosta Sales and Marketing","Business, Finance, portfolio management, FUN",false,"none","Eden Prairie, MN","M",19,"none","none","none",null,null,false,true,true,true,false,false,true,false,false,false,true,"Business!!","I love starting small businesses and it has become somewhat of a hobby.","SGS Ventures, Sunshine Landscape, Boondoncks Fun Center, Minnesota Vikings, Rocky Mountain Audio/Visual",false,false,false,true,true,false,"none",false,false,true,true,false,false,"none",7,8,9,10,10,10,10,10,"none"]
["Sister","Palmer","Jessica","Palmer",null,null,"Fall 2008","Sophomore","(None)","student122@gmail.com","student19","08-360-6389",null,"278-555-1116"]
["Sister","Stevenson","Jessica","Palmer",null,null,"Winter 2006","Senior","(None)","student21@gmail.com","student54","93-710-8483",null,"832-441-2829"]
["Sister","Palmer","Sean","Johnson",null,null,"Fall 2007","Senior","(None)","student71@gmail.com","student128","61-433-1333",null,"202-345-5663"]
["Sister","Palmer","Brett","Stevenson",null,null,"Fall 2009","Sophomore","(None)","student150@gmail.com","student110","23-627-0493","Natalie","152-303-4645","BYU Communications Department","Again, I wish I knew.",false,null,"Sacramento, CA","F",20,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Jamba Juice",false,false,false,true,false,false,"I really need this just for myself. I am HORRIBLE with my money.",false,false,false,false,false,true,null,4,4,1,8,3,6,3,1]
["Sister","Stevenson","Brett","Stevenson",null,null,"Winter 2008","Senior","(None)","student21@gmail.com","student57","01-801-4697",null,"363-913-5160"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2012","Senior","(None)","student121@gmail.com","student120","93-539-5736","Nick","795-956-1119","BYU Network Technician","Cheif Information Officer",false,null,"Brunswick","M",22,"Londrina Brazil","December 2008- 2010","Portuguese",null,null,true,false,false,false,false,false,false,false,false,false,true,null,null,"Landscaper, Painter, McDonald's",false,false,false,true,false,false,null,false,false,false,false,false,true,null,9,9,10,10,10,10,5,10]
["Brother","Bobert","Jessica","Palmer",null,null,"Winter 2011","Junior","(None)","student44@gmail.com","student80","24-461-0814","Alex","373-464-2714","BYU Anatomy TA","Physician ",false,null,"Sandy","M",24,"Georgia, Atlanta North","2007-2009","none",null,null,false,false,false,false,false,false,false,false,true,false,false,"Skiing",null,"Berry Farm, nursery, Pizza, Construction, Ski instructor, BYU broadcasting",false,false,false,true,false,true,null,false,false,false,true,false,false,null,8,5,6,9,9,8,7,5,"How do you balance saving, while still creating memories with things such as family vacations, etc.\r\n\r\nHow do you save when you are just a poor college student with no income?"]
["Sister","Palmer","Kim","Johansson",null,null,"Winter 2010","Senior","(None)","student48@gmail.com","student145","22-523-1631","Nicole","436-785-9425","BYU OIT","Social Work",false,null,"Brussels, Belgium","F",23,"France Paris","Feb 08 - Aug 09","French",null,null,false,false,false,false,false,true,true,false,false,true,true,null,null,"NATO",false,false,false,true,false,false,null,false,false,false,true,false,false,null,8,5,10,6,10,10,8,5]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Fall 2010","Junior","English","student54@gmail.com","student26","54-392-1654",null,"209-346-6848"]
["Brother","Wormington","Sean","Johnson",null,null,"Winter 2008","Junior","(None)","student143@gmail.com","student60","25-066-7017",null,"978-618-9870"]
["Brother","Bobert","Jessica","Palmer",null,null,"Winter 2006","Senior","(None)","student42@gmail.com","student28","71-879-6939",null,"763-845-5322"]
["Sister","Stevenson","Brett","Stevenson",null,null,"Winter 2008","Senior","(None)","student16@gmail.com","student63","15-499-7720",null,"277-839-4488"]
["Brother","Johansson","Jessica","Palmer",null,null,"Fall 2005","Senior","(None)","student90@gmail.com","student95","27-232-4366",null,"104-584-5022"]
["Sister","Johnson","Jessica","Palmer",null,null,"Winter 2010","Senior","(None)","student33@gmail.com","student95","15-625-4182","Nicole","635-894-2243","IT Project Management","Clinical Research",false,"Engaged (James Wood)","Enumclaw, WA","F",22,null,null,null,null,null,false,false,false,false,false,false,true,false,true,false,true,null,null,null,false,false,true,true,false,true,null,false,false,false,true,false,false,null,8,6,7,9,9,5,5,1]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2005","Senior","(None)","student22@gmail.com","student85","81-066-9376",null,"293-714-2931"]
["Brother","MarKowsky","Mark","Bobert",null,null,"Winter 2012","Senior","French Studies","student60@gmail.com","student50","29-834-1146","Nathan","168-334-2026",null,"Primary Care Physician",false,null,"Tacoma, WA","M",23,"Paris, France","2007-2009","French",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"French instructor, BYU",false,false,true,true,false,true,null,false,false,false,false,false,true,null,7,6,8,7,5,2,1,1]
["Brother","Bobert","Mark","Bobert",null,null,"Fall 2010","Junior","(None)","student131@gmail.com","student116","04-817-1557","Nathan","640-583-3028","none","Law/Business",false,"none","Boulder City","M",21,"Bolivia, Santa Cruz","Jan 2008- Jan 2010","Spanish",null,null,false,false,false,false,false,false,false,true,false,false,false,"none","none","BYU Guest Services\r\nAsphalt Paving\r\nBYU Law Library",false,false,false,true,true,false,"none",false,false,true,true,false,false,"none",6,-1,7,8,10,10,6,2,"none\r\n"]
["Sister","Bobert","Sean","Johnson",null,null,"Winter 2008","Sophomore","(None)","student26@gmail.com","student139","85-557-4401",null,"476-230-8758"]
["Brother","Johansson","Kim","Johansson",null,null,"Winter 2008","Sophomore","(None)","student99@gmail.com","student130","35-134-5456",null,"494-138-9198"]
["Sister","MarKowsky","Kim","Johansson",null,null,"Winter 2006","Sophomore","(None)","student145@gmail.com","student110","83-972-5596",null,"863-527-3748"]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Fall 2005","Sophomore","(None)","student128@gmail.com","student97","18-329-8725",null,"864-760-4498"]
["Sister","Johnson","Sean","Johnson",null,null,"Winter 2008","Senior","(None)","student43@gmail.com","student67","91-733-2010",null,"496-996-3459"]
["Brother","Johnson","Kim","Johansson",null,null,"Winter 2011","Junior","(None)","student15@gmail.com","student121","02-082-5447","Nathan","367-718-4945",null,"Businessman",false,null,"Salina, Kansas","M",18,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Waiter, gardner, plumber",false,false,false,true,false,false,null,false,false,false,false,true,false,null,8,10,10,10,10,10,10,9]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Winter 2008","Sophomore","(None)","student15@gmail.com","student137","00-165-0122",null,"514-133-8986"]
["Brother","Bobert","Sarah","MarKowsky",null,null,"Fall 2008","Senior","(None)","student60@gmail.com","student27","07-179-3243",null,"584-182-2900"]
["Sister","Johansson","Sean","Johnson",null,null,"Fall 2007","Senior","(None)","student154@gmail.com","student48","86-716-1246",null,"257-146-1325"]
["Brother","MarKowsky","Sean","Johnson",null,null,"Fall 2012","Junior","Woodwind","student42@gmail.com","student79","28-202-3930","Trent","331-625-9132","Wells Fargo","FBI Special Agent",false,null,"Carey, Idaho","M",22,"Salta, Argentina","Feb. 2009-2011","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"MTC\r\nSki Instructor\r\nLandscaping",false,false,false,true,true,false,null,false,false,false,false,false,true,null,10,8,7,8,9,10,5,2]
["Sister","Johnson","Mark","Bobert",null,null,"Winter 2011","Junior","(None)","student101@gmail.com","student136","91-257-2736","Olivia","637-424-3474","school year-Legends Grille; summer=tennis instructor","unknown",false,null,"Aberdeen","F",18,null,null,"None",null,null,true,false,false,false,false,true,true,false,false,false,true,"everything!",null,null,false,false,true,true,false,false,null,false,false,false,true,false,false,null,8,6,7,8,5,5,7,5]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Fall 2010","Sophomore","(None)","student155@gmail.com","student131","00-385-3750","Gabe","296-581-4967","None",null,false,null,"Spring TX","F",19,"None",null,"None",null,null,true,true,false,false,false,false,false,false,false,false,false,null,null,null,false,false,false,false,true,false,null,false,false,false,false,false,true,null,8,4,4,9,8,6,-1,1]
["Sister","MarKowsky","Kim","Johansson",null,null,"Fall 2006","Sophomore","(None)","student154@gmail.com","student43","18-103-4034",null,"475-556-9897"]
["Brother","Wormington","Sean","Johnson",null,null,"Fall 2009","Junior","(None)","student25@gmail.com","student61","54-056-6783","Jeff","152-793-4228","Security Salesman",null,false,null,"Mora","M",21,"Resistencia, Argentina","2007-09","Spanish",null,null,false,false,false,true,false,false,false,true,false,false,true,null,null,null,false,false,false,true,true,false,null,false,true,true,true,true,false,null,7,7,3,10,10,10,8,6]
["Brother","Johnson","Mark","Bobert",null,null,"Fall 2008","Senior","(None)","student72@gmail.com","student113","72-501-1219",null,"342-588-1917"]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Winter 2008","Sophomore","(None)","student107@gmail.com","student60","67-909-1717",null,"590-890-8769"]
["Sister","Wormington","Sarah","MarKowsky",null,null,"Winter 2009","Sophomore","(None)","student120@gmail.com","student40","94-667-3707",null,"690-879-4408"]
["Sister","Johansson","Sean","Johnson",null,null,"Winter 2008","Senior","(None)","student67@gmail.com","student61","06-676-3341",null,"890-423-4218"]
["Brother","Johnson","Sean","Johnson",null,null,"Winter 2010","Junior","English Teaching","student41@gmail.com","student73","49-246-5282",null,"964-996-6553","Not employed (yet)","Law",true,"Skyann Flavel","Blanding, UT","M",21,"Tokyo Japan","Aug 2007-2009","Japanese",null,null,false,false,false,false,false,false,false,true,false,false,true,null,null,"Electrician",false,false,false,true,true,false,null,false,false,false,false,false,true,null,6,3,6,10,9,8,5,3]
["Brother","Palmer","Sean","Johnson",null,null,"Fall 2010","Senior","(None)","student132@gmail.com","student36","14-785-4131","Shintaro","427-373-2652","Research Assistant","Food Product Developer",true,"Mana","Singapore","M",23,"Japan Sapporo Mission","April 2006 - April 2008","Japanese, Mandarin",null,null,false,false,false,false,false,false,false,false,false,false,false,"Languages","I speak and write three languages fluently (English, Japanese, Mandarin)","Food regulatory assistant, TA, RA",false,false,false,true,false,true,null,false,false,false,true,true,false,null,10,9,8,10,10,10,6,8,"Investment opportunities targeted to an international audience. I am Japanese, and I don't intend to stay in the US, so it would be nice to receive helpful information on personal finance that would be applicable to my home country (Japan) or any other part of the world."]
["Brother","Wormington","Gary","Wormington",null,null,"Winter 2012","Sophomore","(None)","student70@gmail.com","student143","59-640-5116","Parker","516-256-9785",null,"Business Management",false,null,"Sandy, Utah","M",20,"Tokyo, Japan","1/13/2010-12/20/2011","Japanese",null,null,true,false,false,true,false,false,false,false,false,false,false,null,null,"Jungle Jims Playland, Steve Scott construction",true,false,false,true,true,false,null,false,false,false,false,false,true,null,7,6,10,10,10,10,6,2]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2012","Senior","Psychology","student61@gmail.com","student26","90-321-9283",null,"170-170-3239"]
["Sister","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2006","Sophomore","(None)","student139@gmail.com","student91","93-225-2329",null,"684-287-2068"]
["Sister","Johansson","Sean","Johnson",null,null,"Winter 2012","Senior","English","student87@gmail.com","student35","60-362-3350","Patrice","553-361-2232","Peer mentor","Novelist",false,null,"Bountiful, UT","F",23,"England Manchester Mission","June 2010-December 2011","Spanish",null,null,false,false,false,false,false,false,false,true,false,false,true,null,null,"Grocery store checker",true,false,true,false,false,true,"Mission president recommended",false,false,false,false,false,true,null,2,2,8,6,6,4,5,2,"I'm most interested in how to create and use a budget and how to invest wisely. "]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Fall 2011","Senior","(None)","student112@gmail.com","student81","52-696-4703","Og","493-291-3419","TA for Biology","Veterinarian",true,"Madison","Bountiful Utah","M",25,"Mexico","2005-2007","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Swimming teacher, MTC copy center, Veterinary technician, Organic chemistry TA, Tutor",false,false,true,true,false,true,null,false,true,true,true,true,false,null,5,4,8,9,8,10,6,4]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Fall 2007","Sophomore","(None)","student72@gmail.com","student14","46-142-6931",null,"647-925-2670"]
["Sister","MarKowsky","Mark","Bobert",null,null,"Fall 2008","Junior","(None)","student74@gmail.com","student102","52-387-9859",null,"471-262-6156"]
["Brother","Bobert","Sarah","MarKowsky",null,null,"Fall 2009","Freshman","(None)","student96@gmail.com","student73","31-834-8330","Ben","502-207-3793","Server","The field of finance in some way or another.",false,null,"Loveland, OH","M",18,null,null,"None",null,null,false,false,false,false,false,false,true,false,true,false,false,"Personal Finance","I just love finance, especially when it's personal.","Cashier at Circuit City",true,false,true,true,false,false,null,false,false,false,true,true,false,null,8,7,10,9,10,9,10,8]
["Sister","Stevenson","Brett","Stevenson",null,null,"Fall 2005","Junior","(None)","student111@gmail.com","student60","94-892-0344",null,"195-794-8649"]
["Brother","Wormington","Sean","Johnson",null,null,"Fall 2010","Senior","(None)","student94@gmail.com","student82","05-122-4635","Miguel","560-723-8819","Procerus Technologies (UAV builder and saftey pilot)","Engineering",true,"Megan","Los Angeles","M",24,"Argentina","2005-2007",null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Sunshine Pool Covers (Field technician and manufacturing specialist) ",false,false,true,false,false,true,null,false,false,false,true,false,false,null,8,6,6,9,8,9,9,3]
["Brother","Palmer","Sarah","MarKowsky",null,null,"Winter 2006","Senior","(None)","student95@gmail.com","student35","57-511-6539",null,"514-927-1251"]
["Brother","Johnson","Jessica","Palmer",null,null,"Winter 2011","Senior","(None)","student106@gmail.com","student70","64-336-3721","Sterling","471-323-6513","ECON 110 TA","Think tank, policy analysis, maybe work for the church in a similar capacity if possible. Maybe BYU if I can get a Ph.D.",false,null,"West Jordan, UT","M",24,"Taiwan Taichung","Aug 2005-Aug 2007","Mandarin Chinese",null,null,true,true,true,false,false,false,true,true,false,false,false,null,"I did web development for BYU for a while. I've been in the marching band for many, many years. I'm also in the pep band.","Web Dev for BYU;\r\nOperations Specialist for Church headquarters in SLC;\r\nCleaned RVs for a summer;",true,false,true,true,false,true,null,true,false,true,true,false,false,null,10,10,10,5,7,8,10,8,"Maybe we don't cover this in any depth, but I'd like to learn about how to purchase insurance, e.g. health, car, etc. So many options and numbers, I'm not sure how to make sense of it all. It's also such an expense over time, I'd hate to buy too much or suffer because I purchased too little."]
["Brother","Wormington","Sean","Johnson",null,null,"Fall 2005","Sophomore","(None)","student76@gmail.com","student98","93-676-1462",null,"932-699-8628"]
["Brother","Palmer","Sean","Johnson",null,null,"Fall 2005","Junior","(None)","student57@gmail.com","student101","73-331-5990",null,"916-312-9775"]
["Brother","Johnson","Mark","Bobert",null,null,"Fall 2007","Senior","(None)","student23@gmail.com","student76","88-881-4059",null,"647-883-4150"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2006","Senior","(None)","student56@gmail.com","student72","96-285-6464",null,"318-254-7999"]
["Sister","Stevenson","Mark","Bobert",null,null,"Winter 2009","Junior","(None)","student32@gmail.com","student38","13-957-8051",null,"815-492-3462"]
["Brother","Johnson","Sean","Johnson",null,null,"Winter 2010","Senior","(None)","student43@gmail.com","student114","30-626-0699",null,"283-428-9106"]
["Brother","Johansson","Mark","Bobert",null,null,"Winter 2008","Junior","(None)","student25@gmail.com","student101","06-979-6584",null,"412-898-7986"]
["Sister","Johansson","Gary","Wormington",null,null,"Winter 2008","Sophomore","(None)","student106@gmail.com","student41","97-287-8936",null,"106-282-5746"]
["Brother","Palmer","Mark","Bobert",null,null,"Winter 2009","Junior","Open-Major","student37@gmail.com","student38","82-540-7084",null,"167-376-5240"]
["Sister","Bobert","Kim","Johansson",null,null,"Winter 2010","Senior","(None)","student131@gmail.com","student93","06-845-0193","Patrice","830-432-3461","none","non-profit consulting",false,null,"Fruit Heights, Utah","F",31,"Switzerland, Geneva","2000-2001","French, Spanish",null,null,false,false,false,false,false,false,true,true,false,true,false,null,null,"10 years running an international pro-family NGO",false,false,false,true,true,false,null,false,false,false,true,false,false,null,9,9,9,7,9,9,9,1]
["Sister","Johnson","Mark","Bobert","Perkins",null,"Winter 2010","Sophomore","Communication Disorders","student112@gmail.com","student118","92-756-7119","Kursten","734-945-3073",null,null,true,"Shaun Vidinhar","Tallahassee, FL","F",20,null,null,null,null,null,false,false,false,false,false,false,true,false,true,false,false,null,null,null,false,true,true,false,false,false,null,false,false,true,true,true,false,null,10,7,10,5,4,5,3,1]
["Sister","Palmer","Mark","Bobert",null,null,"Winter 2007","Sophomore","(None)","student61@gmail.com","student59","39-497-3799",null,"873-646-2250"]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2005","Senior","(None)","student42@gmail.com","student37","07-268-3614",null,"468-476-6261"]
["Brother","MarKowsky","Gary","Wormington",null,null,"Winter 2008","Senior","(None)","student10@gmail.com","student22","09-093-6465",null,"143-407-6986"]
["Brother","Bobert","Brett","Stevenson",null,null,"Fall 2007","Sophomore","(None)","student65@gmail.com","student86","93-242-7699",null,"850-108-3686"]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Winter 2008","Senior","(None)","student71@gmail.com","student144","93-070-1925",null,"405-614-6947"]
["Brother","MarKowsky","Jessica","Palmer","Isaac",null,"Winter 2006","Junior","(None)","student149@gmail.com","student94","81-363-8912",null,"656-818-9165"]
["Sister","Palmer","Sarah","MarKowsky",null,null,"Fall 2010","Freshman","(None)","student101@gmail.com","student13","39-442-8098","Palolo","495-260-5259","BYU Student Services (admin and fin aid office ASB)",null,false,null,"Las  Vegas","F",18,null,null,null,null,null,false,false,false,false,false,false,false,true,false,true,true,null,null,"receptionist- 2yrs\r\nJamba Juice- 1yr",false,false,true,true,false,false,"just wanting to learn to manage money",false,false,true,true,true,false,null,5,4,10,8,10,10,7,8,"I reall y look forward to being able to understand more about money, systems we use it in and how to manage and use it wisely. Also just to be more informed in general."]
["Brother","Johansson","Jessica","Palmer",null,null,"Winter 2011","Senior","(None)","student126@gmail.com","student141","97-594-5195","Paul","188-673-7925","none","corporate finance/financial services",false,null,"Tremonton","M",23,"Czech Prague Mission","March 1, 2006- March 27, 2008","Czech",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"CES youth program-EFY building counselor, Sales rep-chanshare sod farm",false,false,true,true,true,false,null,false,false,false,false,false,false,null,10,8,7,10,8,10,6,10,"The Ben Franklin project sounds awesome. It just so happens that 42 is my goal for my point of choice. I want to leave this class knowing exactly how to reach my goal. "]
["Brother","Palmer","Sarah","MarKowsky",null,null,"Winter 2008","Junior","(None)","student98@gmail.com","student46","57-161-3023",null,"646-581-5682"]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Winter 2010","Senior","(None)","student140@gmail.com","student119","76-838-0731","Andrew","164-848-3260","BYU Bookstore eCommerce","Something that is not minimum wage.",false,null,"Charlotte, NC","M",22,"Ecuador Guayaquil North Mission","June 2007-June 2009","Spanish",null,null,false,false,false,false,false,false,false,true,false,false,false,null,null,"Cashier/bagger at grocery store; cashier at movie theater",false,false,false,true,false,false,null,false,false,false,false,false,true,null,2,2,6,8,6,6,7,5]
["Sister","Wormington","Brett","Stevenson",null,null,"Winter 2012","Senior","Mathematics Education","student74@gmail.com","student106","51-161-2682","Patti","824-989-6695","BYU Physical Facilities (Eyring Science Center)","Secondary Math teacher",false,"None","Fruit Heights, UT","F",20,"None","None","American Sign Language",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Janitor\r\nCashier\r\nCustomer Service",false,false,true,true,false,false,null,false,false,true,true,true,false,null,10,9,7,6,8,8,7,9,"What I can do RIGHT NOW as a college student to prepare for my future. "]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2012","Sophomore","Pre-Management Core","student110@gmail.com","student44","70-853-4098",null,"319-167-1707"]
["Brother","Bobert","Mark","Bobert",null,null,"Winter 2009","Freshman","(None)","student18@gmail.com","student17","36-277-1239",null,"863-160-7508"]
["Brother","Bobert","Brett","Stevenson",null,null,"Winter 2006","Senior","(None)","student17@gmail.com","student63","00-038-7073",null,"661-523-2770"]
["Brother","Johansson","Sean","Johnson",null,null,"Winter 2011","Junior","(None)","student67@gmail.com","student148","86-937-5553",null,"704-233-6182"]
["Sister","Stevenson","Sean","Johnson",null,null,"Fall 2004","Junior","(None)","student142@gmail.com","student48","00-920-3007",null,"517-662-3996"]
["Sister","Johansson","Gary","Wormington",null,null,"Fall 2006","Senior","(None)","student141@gmail.com","student123","25-978-6223",null,"807-295-7779"]
["Brother","Stevenson","Gary","Wormington",null,null,"Winter 2009","Senior","(None)","student99@gmail.com","student94","99-787-3477",null,"108-833-8801"]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Winter 2008","Senior","(None)","student124@gmail.com","student13","61-365-3580",null,"756-368-9429"]
["Sister","Palmer","Jessica","Palmer",null,null,"Winter 2005","Senior","(None)","student47@gmail.com","student18","38-106-8849",null,"879-791-1239"]
["Sister","Johnson","Gary","Wormington",null,null,"Winter 2012","Senior","(None)","student65@gmail.com","student76","52-616-3686","Rachel","733-946-4232",null,"Teaching",false,null,"Concord CA","F",21,null,null,null,null,null,false,false,false,false,false,false,false,true,false,false,true,null,null,null,false,false,true,true,false,true,null,false,false,true,true,false,false,null,7,6,1,9,5,4,6,1]
["Sister","Stevenson","Kim","Johansson",null,null,"Fall 2007","Freshman","(None)","student142@gmail.com","student133","71-166-4354",null,"452-590-5309"]
["Sister","Johnson","Sarah","MarKowsky",null,null,"Fall 2012","Sophomore","Elementary Education","student133@gmail.com","student49","04-414-5826","Rachel","663-629-9606",null,"Elementary/Special Needs Teacher ",false,null,"Castaic","F",18,null,null,null,null,null,false,false,false,false,false,true,true,true,true,false,false,"Dance",null,null,true,false,true,true,false,false,null,false,false,false,false,true,false,null,9,8,7,10,9,8,10,6]
["Sister","Stevenson","Brett","Stevenson","Flanigan",null,"Fall 2009","Junior","(None)","student20@gmail.com","student155","32-062-1911","Rachel","902-834-3186","BYU Grad Studies ","Hotel Management",false,"None","New Hope, PA","F",19,"None","None","A little spanish",null,null,true,false,false,false,false,true,true,false,false,false,false,"None","None","Monteray Shores Resort in the OBX, NC ",false,false,false,true,false,false,"None",false,false,true,false,true,false,"None",6,2,7,7,8,8,8,3,"None"]
["Brother","Johansson","Mark","Bobert",null,null,"Fall 2010","Junior","Mechanical Engineering","student118@gmail.com","student15","10-337-2258","Ryan","660-759-5866","Student","My career dream is to work on building electric cars and cars that run on alternative forms of energy",false,null,"Bountiful","M",21,"Ukraine Dnepropetrovks","2008-2010","Russian",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"My brothers and I operated a landscape/lawn care service, Warehouse worker, sales rep for Vector Marketing, worked as a carpenter for a temp agency",false,false,false,true,false,false,"I want to know how to handle my money for my benefit",false,false,false,false,false,true,null,9,8,10,10,10,10,7,8]
["Brother","Johnson","Jessica","Palmer",null,null,"Winter 2005 ","Junior","(None)","student107@gmail.com","student85","59-976-8419",null,"850-232-7464"]
["Brother","Johansson","Brett","Stevenson","Allen",null,"Fall 2004","Senior","(None)","student121@gmail.com","student54","57-266-0021",null,"135-901-8274"]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2007","Sophomore","(None)","student60@gmail.com","student106","99-453-5471",null,"390-362-6023"]
["Brother","Bobert","Sean","Johnson",null,null,"Winter 2011","Senior","(None)","student81@gmail.com","student112","42-604-4367","Ryan","135-745-6760","Official/Referee- Provo City Parks and Rec.","Dentistry- Orthodontics",true,"Nikki Blake","St. George, UT","M",22,"Scotland Edinburgh","Oct 2007- Oct 2009",null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Official/Referee, Lifeguard, Patient Care Coordinator, Marketer",false,false,false,true,false,false,null,false,false,false,false,true,false,null,9,9,9,9,8,9,5,4]
["Sister","MarKowsky","Jessica","Palmer",null,null,"Winter 2010","Senior","(None)","student35@gmail.com","student152","20-058-8890","Sandra","384-292-3618","None","Commercial Pilot",false,null,"Salt Lake City","F",21,"none","none",null,null,null,false,false,false,false,false,false,false,false,false,false,false,"Travel","I enjoy traveling and learning about how the travel industry impacts a place. ","MTC Cafeteria\r\nBYU Catering\r\nWedding Photography",false,false,false,true,false,false,null,true,false,false,true,true,false,null,4,5,8,5,10,5,2,5,"How to start preparing to retire. "]
["Brother","Wormington","Kim","Johansson",null,null,"Fall 2009","Senior","(None)","student140@gmail.com","student18","28-791-9360","Robby","407-456-2536","BYU Testing Services","Law",false,null,"Sacramento, CA","M",22,"Russia, Rostov-na-Donu","Dec. 2005 - Nov. 2007","Russian",null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"Office Depot, Sacramento Capitals Tennis",false,false,true,true,true,true,null,false,false,true,true,true,false,null,10,6,7,10,10,9,10,7]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Winter 2012","Senior","Mechanical Engineering","student51@gmail.com","student52","81-988-9136","Ryan","882-630-6681","Unemployed",null,false,null,"Escondido","M",23,"Germany","2008-2010","German",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,true,true,false,false,null,false,true,true,true,false,false,null,7,7,-1,7,8,6,5,5]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Winter 2008","Senior","(None)","student78@gmail.com","student40","17-612-0413",null,"318-417-2211"]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Fall 2008","Freshman","(None)","student21@gmail.com","student151","35-540-8055",null,"199-240-2024"]
["Sister","Johansson","Sean","Johnson",null,null,"Fall 2007","Junior","(None)","student16@gmail.com","student96","43-322-5036",null,"861-117-1816"]
["Sister","Johansson","Sean","Johnson",null,null,"Winter 2012","Junior","(None)","student11@gmail.com","student57","00-124-9736","Jacquel","792-782-3634","Missionary Training Center","I'm undecided. I'd love to teach dance in a High School. Whatever I do, I hope i'm teaching.",false,null,"American Fork, Utah","F",23,"South Carolina Columbia Mission","Nov. 2009- May 2011","none",null,null,true,false,false,false,false,false,true,false,false,false,false,"Dance!",null,"The Dance Concervatory/ Dance Teacher\r\nOld Navy/ Cashier\r\n",false,false,true,true,true,false,null,false,false,true,true,true,false,null,7,4,7,9,9,8,2,2,"I want to be able to see how I can best stay out of Debt. I have a lot of people around me that have it and i don't ever want that stress. I also want to know where the best choices would be to invest my money."]
["Sister","MarKowsky","Sarah","MarKowsky",null,null,"Winter 2011","Junior","(None)","student18@gmail.com","student130","61-804-3017","Ashley","208-431-6068","None","None",false,"None","Las Vegas, Nevada","F",20,"None","None","None",null,null,true,false,false,false,false,false,true,true,false,false,true,"None","None","L&J's Pool Services\r\nTaco Bell",false,false,true,true,false,false,"None",true,false,true,true,true,false,"None",9,7,8,10,8,9,8,7,"None"]
["Brother","MarKowsky","Kim","Johansson",null,null,"Winter 2010","Sophomore","(None)","student140@gmail.com","student18","24-192-0608","rex","286-734-4050",null,null,false,null,"san diego, california","M",18,null,null,"a little bit of spanish",null,null,true,false,false,false,false,true,true,true,false,false,false,null,null,null,false,false,false,true,false,false,null,false,false,false,true,true,false,null,7,6,8,8,8,5,7,3]
["Brother","Palmer","Mark","Bobert",null,null,"Fall 2012","Sophomore","Open-Major","student130@gmail.com","student134","78-356-4137","Grant","541-572-6834",null,"Air Traffic Controller",false,null,"Highlands Ranch, CO","M",21,"Curitiba, Brazil","Aug 2010 - Aug 2012","Portuguese",null,null,false,false,false,true,false,false,false,false,false,false,true,null,null,"Landscaping for a summer. One year working at a carwash",false,false,false,true,true,false,null,false,false,false,false,false,true,null,9,8,7,10,10,10,7,7,"I want to know how to create a solid retirement portfolio that will reasonably fast but without risking too much."]
["Brother","Johansson","Brett","Stevenson",null,null,"Winter 2006","Junior","(None)","student117@gmail.com","student114","91-807-0541",null,"657-754-1397"]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2006","Junior","(None)","student78@gmail.com","student38","77-274-4835",null,"721-959-5374"]
["Sister","Stevenson","Jessica","Palmer",null,null,"Fall 2008","Freshman","Psychology","student15@gmail.com","student17","33-731-5492",null,"666-863-6736"]
["Sister","Stevenson","Jessica","Palmer",null,null,"Winter 2005","Junior","(None)","student47@gmail.com","student128","03-132-1791",null,"110-735-4043"]
["Brother","Johansson","Sean","Johnson",null,null,"Fall 2006","Senior","(None)","student79@gmail.com","student116","11-183-9582",null,"600-287-4323"]
["Brother","Johnson","Kim","Johansson",null,null,"Winter 2012","Sophomore","(None)","student95@gmail.com","student90","25-921-2432",null,"331-293-9339"]
["Sister","Johnson","Sarah","MarKowsky",null,null,"Winter 2006","Senior","(None)","student96@gmail.com","student58","38-860-4720",null,"726-340-4615"]
["Sister","Johansson","Brett","Stevenson",null,null,"Fall 2009","Sophomore","(None)","student80@gmail.com","student44","38-008-3233",null,"686-669-3148"]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Fall 2011","Senior","(None)","student21@gmail.com","student46","86-162-3539","Ryan","309-272-6273",null,"Dentistry",false,null,"Bettendorf","M",23,"Mozambique","July 07-July 09","Portuguese",null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"Selling fireworks\r\nWorking at a doctor's office",false,false,false,true,false,true,null,false,false,false,true,false,true,null,10,7,7,7,8,6,6,2]
["Brother","Johansson","Gary","Wormington",null,null,"Fall 2004","Junior","(None)","student17@gmail.com","student40","25-021-9892",null,"241-709-5215"]
["Sister","MarKowsky","Gary","Wormington",null,null,"Fall 2007","Junior","(None)","student140@gmail.com","student97","84-803-4303",null,"922-878-6957"]
["Brother","Wormington","Jessica","Palmer",null,null,"Winter 2005","Senior","(None)","student117@gmail.com","student56","76-105-1170",null,"516-205-6442"]
["Sister","MarKowsky","Sean","Johnson",null,null,"Winter 2007","Senior","(None)","student127@gmail.com","student105","90-778-7085",null,"237-484-4414"]
["Brother","Palmer","Gary","Wormington",null,null,"Winter 2008","Senior","(None)","student137@gmail.com","student48","91-091-6016",null,"354-200-6695"]
["Brother","Stevenson","Gary","Wormington",null,null,"Fall 2009","Senior","(None)","student35@gmail.com","student30","47-373-3130",null,"967-278-4106","None","International Business",false,null,"Las Vegas, NV","M",21,"Taiwan Kaohsiung","2006-08","Chinese",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Metal Roofing",false,false,true,false,false,false,null,false,false,true,false,false,false,"Really useful class",8,7,10,10,8,7,6,4]
["Brother","Bobert","Sean","Johnson",null,null,"Winter 2007","Senior","(None)","student37@gmail.com","student85","76-902-6292",null,"112-311-4630"]
["Brother","Stevenson","Gary","Wormington",null,null,"Fall 2010","Senior","(None)","student99@gmail.com","student35","64-785-5706","Kyle","949-265-9485","Physicians clinic","Physician",true,"Jackie","Orem","M",24,"Rostov, Russia","2013-05-07","Russian",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Construction",false,false,false,true,false,true,null,false,false,false,false,false,true,null,7,6,9,10,6,6,6,5,"I want to understand credit and how to build it up.  I have also heard there are times that it is better to have a school/house debt because it lowers taxes. It would been good to understand tax breaks and what types of things we can get them on as well."]
["Brother","Stevenson","Jessica","Palmer",null,null,"Fall 2007","Senior","(None)","student76@gmail.com","student31","86-415-1650",null,"403-608-2853"]
["Sister","Stevenson","Brett","Stevenson",null,null,"Winter 2006","Sophomore","(None)","student61@gmail.com","student155","77-252-5132",null,"609-871-9534"]
["Sister","MarKowsky","Sarah","MarKowsky",null,null,"Winter 2006","Senior","(None)","student88@gmail.com","student11","74-654-9545",null,"311-599-9289"]
["Sister","Palmer","Brett","Stevenson",null,null,"Winter 2006","Senior","(None)","student37@gmail.com","student68","74-303-8019",null,"257-494-4124"]
["Brother","Johansson","Brett","Stevenson",null,null,"Fall 2012","Senior","Statistical Science","student153@gmail.com","student87","78-673-9510","Ryan","323-869-7840","Research Assistant",null,false,null,"Salt Lake City","M",24,"Romania","May 07 - 09","Romanian",null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,true,true,true,true,null,false,false,false,true,true,false,null,10,7,6,8,7,9,3,2]
["Brother","Palmer","Gary","Wormington",null,null,"Winter 2008","Senior","(None)","student21@gmail.com","student124","14-566-6923",null,"543-431-8170"]
["Brother","Wormington","Sean","Johnson",null,null,"Winter 2006","Senior","(None)","student145@gmail.com","student141","93-171-9256",null,"262-550-6851"]
["Brother","Stevenson","Gary","Wormington",null,null,"Fall 2009","Senior","(None)","student53@gmail.com","student27","27-464-5776",null,"930-759-4392"]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Winter 2007","Senior","(None)","student10@gmail.com","student144","58-109-1876",null,"779-859-5068"]
["Brother","Palmer","Mark","Bobert",null,null,"Fall 2009","Sophomore","(None)","student133@gmail.com","student131","78-935-5994","Ryan","947-247-8526",null,null,false,null,"Winnemucca","M",21,"Argentina","2007-2009","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,true,false,false,false,false,false,null,false,false,true,true,false,false,null,7,7,9,8,8,9,8,7]
["Sister","Wormington","Mark","Bobert",null,null,"Fall 2010","Freshman","Pre-Management Core","student115@gmail.com","student122","85-323-5645",null,"668-784-8091"]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2008","Junior","(None)","student59@gmail.com","student113","50-721-8768",null,"354-939-7310"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Winter 2009","Junior","(None)","student31@gmail.com","student104","46-276-3548",null,"873-946-7414"]
["Brother","Johnson","Sean","Johnson",null,null,"Winter 2007","Sophomore","(None)","student13@gmail.com","student92","77-995-9662",null,"376-764-4018"]
["Brother","Bobert","Kim","Johansson",null,null,"Fall 2011","Junior","Open-Major","student62@gmail.com","student75","88-520-6304","Zac","547-479-2288","Residential Treatment Center","School",false,null,"Boise","M",21,"Moscow Russia","June 2009-June 2011","Russian",null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,"Janitorial and landscaping",true,false,false,true,true,false,null,false,true,false,true,true,false,null,8,6,3,6,9,9,4,3]
["Brother","Johnson","Sean","Johnson",null,null,"Winter 2008","Junior","(None)","student19@gmail.com","student78","75-469-7603",null,"374-687-3202"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2007","Junior","(None)","student16@gmail.com","student62","44-825-2534",null,"254-292-8911"]
["Sister","Palmer","Sarah","MarKowsky",null,null,"Fall 2005","Junior","(None)","student66@gmail.com","student93","06-587-3659",null,"241-826-4527"]
["Brother","Johansson","Brett","Stevenson",null,null,"Fall 2007","Junior","(None)","student81@gmail.com","student108","78-833-8837",null,"781-249-2126"]
["Brother","Palmer","Mark","Bobert",null,null,"Winter 2006","Senior","(None)","student145@gmail.com","student143","08-523-7234",null,"668-610-7976"]
["Sister","Johnson","Kim","Johansson",null,null,"Winter 2010","Senior","(None)","student31@gmail.com","student37","12-187-6899","Rachel","395-160-9279","Stat 221 Course Assistant","Actuary",false,null,"Windsor, CO","F",22,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,null,false,false,false,true,true,true,null,false,false,false,false,false,true,null,10,9,8,7,10,8,9,5]
["Brother","Johnson","Sean","Johnson",null,null,"Fall 2008","Junior","(None)","student21@gmail.com","student38","09-033-0038",null,"721-270-7573"]
["Brother","Stevenson","Jessica","Palmer",null,null,"Fall 2009","Junior","Electrical Engineering","student30@gmail.com","student62","49-632-6604",null,"529-712-4926"]
["Brother","Bobert","Kim","Johansson",null,null,"Winter 2010","Sophomore","Psychology","student103@gmail.com","student87","83-733-0976","Ryan","948-263-9582",null,null,false,null,"Cedar Hills","M",18,null,null,null,null,null,true,false,false,false,false,false,false,false,false,false,false,null,null,null,false,false,false,true,false,false,null,false,false,false,false,true,false,null,5,7,10,10,10,9,10,7]
["Brother","Wormington","Brett","Stevenson",null,null,"Fall 2008","Junior","(None)","student92@gmail.com","student122","02-228-0348",null,"524-779-7224"]
["Brother","Bobert","Kim","Johansson",null,null,"Winter 2009","Junior","(None)","student149@gmail.com","student43","00-159-2123",null,"596-920-2081"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Winter 2007","Sophomore","(None)","student55@gmail.com","student30","00-073-8821",null,"415-601-1832"]
["Sister","Johnson","Gary","Wormington",null,null,"Fall 2012","Sophomore","Open-Major","student54@gmail.com","student31","08-481-8901","Sarah","183-147-5663",null,null,false,null,"Queens, NY","F",18,null,null,null,null,null,false,false,false,false,false,false,true,true,true,false,false,null,null,null,false,false,true,true,false,false,null,false,true,true,true,true,false,null,5,4,6,6,7,6,4,3]
["Sister","Johnson","Brett","Stevenson",null,null,"Fall 2009","Senior","(None)","student110@gmail.com","student62","05-502-3212","safari","318-650-7009","MTC teacher - English","Teaching",false,"none","Fairfield, CA","F",24,"Virginia Richmond mission","Nov-1-2006 - May-21-2008","none",null,null,false,false,false,false,false,false,true,true,true,false,true,"outdoor recreation; teaching","love to backpack, camp. love to teach and work with people. ","independent study english tutor, editor of independent study websites. Tour guide in Alaska. organic grocery store clerk. ",true,false,true,true,false,true,"i am not good with my money and i want to change! ",false,false,true,true,true,false,null,2,2,1,9,7,5,1,2]
["Sister","Wormington","Jessica","Palmer",null,null,"Fall 2004","Junior","(None)","student126@gmail.com","student141","52-095-6405",null,"683-816-6899"]
["Brother","Bobert","Mark","Bobert",null,null,"Winter 2011","Junior","Pre-Management Core","student10@gmail.com","student18","29-911-6252","Steven","659-554-3526","I don't have a Job","Accountant ",false,null,"Springfield, MO","M",22,"Chile Concepcion South","Aug 2007-Aug 2009","Spanish",null,null,true,false,false,false,false,true,true,false,false,false,true,"Water Sports","Water Skiing and Wake boarding","Farm Work",false,false,true,false,false,false,null,false,false,true,true,false,false,null,10,8,6,8,7,9,7,5,"I just want to learn how to budget better and understand finances better."]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Fall 2011","Senior","Family History - Genealogy","student154@gmail.com","student34","84-671-5493",null,"634-468-9564","Independent Study","Professional Genealogist",false,null,"American Fork","F",23,"Colorado Springs","Jul 2009-Dec 2011",null,null,null,false,false,false,false,false,false,true,false,false,false,true,"Saving the Dead",null,"waitress",false,false,true,true,true,true,null,false,false,true,true,true,false,null,5,3,5,10,9,7,5,3,"How to step up a budget"]
["Brother","Johnson","Sean","Johnson",null,null,"Fall 2008","Junior","(None)","student114@gmail.com","student110","60-635-8473",null,"733-212-1256"]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2007","Junior","(None)","student30@gmail.com","student76","28-475-4430",null,"728-495-5491"]
["Sister","Bobert","Kim","Johansson",null,null,"Fall 2011","Junior","(None)","student10@gmail.com","student89","73-006-2982","Allison","898-740-2711","Costa Vida","Health Education/Counseling ",false,null,"Tucson, AZ","F",20,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"BYU Sports Camp Counselor",false,false,false,true,false,false,null,false,false,false,true,false,false,null,8,3,9,7,8,5,5,2,"How to set up a budget. Learn more about credit cards"]
["Sister","Johnson","Sarah","MarKowsky",null,null,"Winter 2011","Freshman","(None)","student28@gmail.com","student94","71-199-3160","Sarah","466-911-2013",null,null,false,null,"Bothell, Washington","F",18,null,null,null,null,null,true,false,false,false,false,false,true,false,false,false,false,"Reading",null,null,true,false,false,false,false,false,null,false,false,false,false,false,true,null,7,7,3,6,2,2,5,5]
["Sister","Johansson","Jessica","Palmer",null,null,"Winter 2011","Senior","(None)","student133@gmail.com","student39","00-035-6424","Sara","195-151-3858","BYU OIT Engineering","Marriage and Family Therapy",false,null,"Ephrata, Washington","F",25,"Japan Nagoya","February 2007 - August 2008","Japanese",null,null,false,false,false,false,false,false,true,false,false,false,false,"Anything to do with the Family","I am a family studies major and love to learn about the family.  I attend lectures and symposiums as often as possible and read many books on the family.","Personal Grocery Shopper for families living overseas, bank teller, farm hand",false,false,true,true,false,true,null,false,false,true,true,true,false,null,9,8,5,6,7,8,1,8]
["Sister","Johansson","Mark","Bobert",null,null,"Winter 2009","Senior","(None)","student31@gmail.com","student142","37-858-1576",null,"737-597-5070"]
["Brother","Palmer","Brett","Stevenson",null,null,"Winter 2011","Junior","Mathematics","student38@gmail.com","student75","13-049-0701","Scott","315-325-7523",null,"National Security Agency",false,null,"Clovis, CA","M",23,"Brazil Florianopolis","2006-2008","Portuguese",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Maintenance at a nursing home",false,false,true,true,false,false,null,false,false,true,true,false,false,null,10,8,7,10,9,6,5,3]
["Sister","Palmer","Jessica","Palmer",null,null,"Fall 2006","Senior","(None)","student76@gmail.com","student51","09-746-7866",null,"513-636-8220"]
["Brother","Johnson","Jessica","Palmer",null,null,"Winter 2011","Junior","(None)","student45@gmail.com","student28","84-290-6867","Ben","484-883-4915","None","Looking for a good summer job",false,null,"Irvine, California","M",21,"Mendoza, Argentina","June 2008- June 2010","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Tennis instructor, Lawn care",true,false,true,true,false,false,null,false,false,false,true,true,false,null,7,6,7,10,8,8,6,5,"I would like to learn about how to better save and make smart investment decisions to be able to live comfortably in the future."]
["Brother","Johansson","Brett","Stevenson",null,null,"Fall 2009","Sophomore","Chemical Engineering","student127@gmail.com","student15","67-626-5942","Samuel","411-266-5054","unemployed","whatever hires",true,"Allison Heyman Nielsen","Phoenix","M",21,"Marshall Islands Majuro Mission","January 2007-January 2009","none",null,null,true,false,false,false,false,true,false,false,false,true,true,null,null,"sales representative for Public Storage",false,true,false,false,false,false,null,false,false,true,false,false,false,null,8,10,10,6,10,10,6,1]
["Sister","Johnson","Kim","Johansson",null,null,"Winter 2009","Sophomore","(None)","student142@gmail.com","student80","69-860-5726",null,"428-838-1538"]
["Brother","MarKowsky","Mark","Bobert",null,null,"Winter 2008","Senior","(None)","student25@gmail.com","student62","70-987-3582",null,"264-220-4576"]
["Brother","Bobert","Mark","Bobert",null,null,"Winter 2012","Senior","(None)","student24@gmail.com","student141","55-883-9306","Scott","480-680-4881","TA/ Research Assistant","Organizational Behavior and Leadership",false,null,"Tucson","M",24,"California Long Beach","Sep. 06- Sep. 08","Spanish",null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"MTC Teacher",false,false,true,true,false,true,"Told to not leave BYU without taking this class",false,false,false,true,true,false,null,3,2,5,8,6,5,7,5]
["Sister","Stevenson","Mark","Bobert",null,null,"Winter 2006","Sophomore","(None)","student83@gmail.com","student58","25-791-6985",null,"828-711-1472"]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Winter 2010","Freshman","Economics","student89@gmail.com","student108","24-892-3166","Stephen","596-406-7080",null,null,false,null,"Summit NJ","M",18,"not sure yet","in may",null,null,null,true,false,false,false,false,false,false,false,false,false,true,null,null,"summer camp counselor",false,false,true,false,true,false,null,false,false,false,true,false,false,null,9,9,10,8,9,10,9,7]
["Sister","Stevenson","Mark","Bobert",null,null,"Fall 2010","Senior","(None)","student24@gmail.com","student23","64-819-2426","Liz","282-598-1323","Stat 121 Course Assistant","Be an actuary!",false,null,"Cincinnati, OH","F",23,"Peru Lima Central","Oct 2008  - May 2010",null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Mercer - retirement actuarial intern",false,false,false,true,false,true,"Lately I've become very interested in investing and financial management",false,false,false,false,false,true,null,10,8,9,8,9,9,2,5,"Retirement savings"]
["Brother","Johnson","Gary","Wormington",null,null,"Fall 2010","Senior","(None)","student94@gmail.com","student57","59-165-7739",null,"993-938-7301","Optometric Technician","Dentistry",true,"Holly","Colorado Springs","M",25,"Chile","2004-2006","Spanish",null,null,true,false,false,false,false,true,true,false,false,false,true,"ASL",null,"same",false,true,false,true,false,false,null,false,false,true,true,true,false,null,8,7,2,8,8,7,2,2,"How do I change my attitude from being a spender to a saver?  I want financial security, but I love to spend money. "]
["Brother","Palmer","Kim","Johansson",null,null,"Fall 2009","Masters Degree","(None)","student149@gmail.com","student12","06-592-9619","Scott","254-381-4960","Accounting TA","Accounting",true,"Christie Lamb","Glendale, Utah","M",27,"Albania","2002-2004","Albanian",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"McGladrey, AM Accounting, Army National Guard",false,false,false,true,false,false,null,false,false,false,true,false,false,null,8,-1,8,7,10,8,1,5,"What to look for in buying a house, retirement funds, savings accounts, and motivating spouse who does not like working with numbers."]
["Brother","Johnson","Mark","Bobert",null,null,"Fall 2010","Junior","(None)","student147@gmail.com","student114","16-621-7037","Scott","993-913-4103","Qualtrics","Health Care Administrator",false,null,"Mesa, Arizona","M",22,"Cape Town, South Africa","Feb 2007-Feb 2009","None",null,null,true,false,false,true,false,false,true,false,false,false,true,null,null,"Retail Sales\r\nConstruction",false,false,true,true,false,false,null,false,true,true,true,true,false,null,5,5,7,9,10,10,3,2]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2012","Junior","Computer Science","student65@gmail.com","student87","47-270-7585",null,"173-830-2902"]
["Brother","Stevenson","Mark","Bobert",null,null,"Fall 2011","Senior","Biology","student138@gmail.com","student147","44-680-0427","Sean","949-204-7118","none","Optometry, private practice owner.",true,"Bethany Cudahy","Univeristy Place, WA","M",24,"Chile, Osorno","2007-2009","Spanish",null,null,true,false,false,false,false,false,false,false,false,false,true,null,null,"Vivint. Tech Support\r\nBYU Catering",false,false,false,true,false,true,"Needed a Social Studies Credit",false,true,false,false,false,true,null,8,8,7,8,10,10,2,2,"My wife has graduated and we have a substantial salary increase compared to previous years. I am interested in learning how to best put that money to work for us and our future."]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2011","Junior","(None)","student14@gmail.com","student47","25-426-5153","Sean","234-136-7242",null,"Healthcare, sports medicine",false,null,"Vancouver, WA","M",21,"Nevada Las Vegas","8/2009-8/2011","Intermediate-level Spanish",null,null,false,false,false,false,false,true,false,false,false,false,false,null,"I know how to make and edit videos using the MiniDV format and the Adobe Premiere Pro 2.0 software.","Taco Bell Express at BYU, Harry's Lawn and Power Equipment in hometown",false,false,false,true,false,false,null,false,false,true,false,false,false,null,10,9,8,10,10,10,9,3,"I'd like to learn about personal credit, credit scores and history, wise use of credit, and how to honestly avoid (not evade) taxes."]
["Brother","MarKowsky","Mark","Bobert",null,null,"Fall 2009","Senior","(None)","student131@gmail.com","student13","62-798-5445","Sandi","449-147-8976","BYU Moving","Find a job I can use to complete the requirements of an internship. Then find a job that pays well, has benefits, and is personally satisfying (fun!)",false,null,"Orem","F",20,null,null,"Spanish - some",null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"Harold B Lee Library - Music and Dance\r\nUtah County Health Department - Covert Underage Buyer\r\nWestern River Expeditions - Guide and Reservationist",false,false,false,true,false,true,null,false,false,false,false,false,true,null,8,8,4,6,7,9,2,3,"Would money be better served in a CD or similar investment account or in the purchase of a house in this economy?\r\n\r\n"]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2010","Senior","(None)","student21@gmail.com","student40","78-442-2540",null,"119-445-7416"]
["Brother","MarKowsky","Kim","Johansson",null,null,"Fall 2009","Senior","(None)","student130@gmail.com","student48","24-257-1390","David / Dave","325-394-1038","Accounting Clerk","Accounting, Fraud detection, Financial planning",true,"LeighAnn","Bridgeport, CT","M",26,"Japan Sendai","2002-2003","Japanese",null,null,true,false,false,false,false,false,false,false,false,false,false,"Sailing, Fishing, Diving",null,"Office manager, accounting clerk",false,false,false,true,true,false,null,false,false,false,false,false,true,null,7,7,4,8,7,7,6,4]
["Brother","Palmer","Jessica","Palmer",null,null,"Fall 2012","Senior","Exercise Science","student92@gmail.com","student109","83-324-5791","Sean","711-888-7028","Chemistry Lecture Prep Lab Manager","Medicine",false,null,"Fort Worth","M",24,"Santiago, Chile","2008-2010","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,true,true,false,true,null,false,false,false,true,false,false,null,7,5,7,10,7,7,6,1]
["Sister","Palmer","Sean","Johnson",null,null,"Fall 2007","Sophomore","(None)","student147@gmail.com","student68","16-927-7396",null,"693-548-8784"]
["Brother","Johansson","Mark","Bobert","Southwick",null,"Fall 2008","Senior","(None)","student89@gmail.com","student36","75-711-7306",null,"135-648-3957"]
["Brother","Wormington","Jessica","Palmer",null,null,"Fall 2011","Senior","(None)","student70@gmail.com","student102","12-116-1078",null,"915-910-3180"]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Winter 2011","Junior","(None)","student151@gmail.com","student89","04-567-8792","Seth","947-694-8170","BYU Independent Study",null,false,null,"Centerville","M",22,"Moscow","2007-2009","Russian",null,null,false,false,false,true,false,false,true,true,false,false,true,"Watersports","Wakeboarding","Census Bureau; Brick Mason; Warehouse;",true,false,false,false,false,false,null,false,false,false,true,false,false,null,9,7,7,10,8,10,8,1]
["Sister","Johnson","Jessica","Palmer",null,null,"Winter 2006","Senior","(None)","student102@gmail.com","student82","09-387-6895",null,"617-322-7344"]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Winter 2012","Senior","(None)","student53@gmail.com","student23","31-411-1997","Scott","204-568-8225","CHEM 352 TA","Physician",true,"Brittany Greenman","Atascadero, CA","M",24,"Cuiaba, Brazil","2006-2008",null,null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Research assistant, call centers, figure model",false,false,false,true,false,true,null,false,false,false,false,false,true,null,6,7,7,5,5,3,3,2]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Winter 2009","Senior","(None)","student127@gmail.com","student100","15-066-2267",null,"256-963-8408"]
["Brother","Stevenson","Kim","Johansson",null,null,"Fall 2008","Sophomore","(None)","student60@gmail.com","student151","76-363-7703",null,"220-716-7219"]
["Sister","Palmer","Kim","Johansson",null,null,"Fall 2005","Junior","(None)","student114@gmail.com","student99","14-356-1043",null,"450-877-3276"]
["Sister","Wormington","Brett","Stevenson",null,null,"Winter 2005","Senior","(None)","student21@gmail.com","student120","72-122-3307",null,"158-355-3995"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2012","Senior","(None)","student98@gmail.com","student64","45-068-0814","Shawn","556-306-4025","Project/Marketing Specialist for a Real Estate Agent","International Education",false,null,"Orem, Utah","M",24,"Rostov-na-Dony, Russia","2006-2008","Russian, Spanish, Arabic",null,null,false,false,false,true,false,true,true,false,false,false,false,"Growing a Mustache",null,"@Home Realty Office Administrator, MTC Teacher, Restaurant Manager",false,false,false,true,false,true,null,false,false,true,true,false,false,null,6,7,5,8,9,8,5,8]
["Sister","Palmer","Brett","Stevenson",null,null,"Winter 2008","Senior","(None)","student18@gmail.com","student26","34-412-3750",null,"672-968-5186"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2006","Senior","(None)","student99@gmail.com","student142","81-698-9949",null,"356-569-6058"]
["Sister","MarKowsky","Sean","Johnson",null,null,"Fall 2012","Sophomore","Elementary Education","student55@gmail.com","student36","27-747-2614",null,"997-837-2665","Accountant for Movie Theaters","Elementary Ed Teacher",false,null,"Bountiful","F",18,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Secretary for Lawn Business\r\nSecretary for Lawyer Dad",false,false,true,true,false,false,"I know it will be beneficial in my life!",false,false,false,true,false,false,null,7,6,3,9,5,4,5,3,"I am looking forward to learning more about credit and debit and how to manage money more effectively with this economy. "]
["Sister","Palmer","Mark","Bobert",null,null,"Winter 2007","Senior","(None)","student126@gmail.com","student121","22-155-1261",null,"892-798-6704"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2007","Sophomore","(None)","student93@gmail.com","student82","93-715-9132",null,"654-573-9948"]
["Brother","Stevenson","Jessica","Palmer",null,null,"Fall 2006","Senior","(None)","student70@gmail.com","student47","95-373-8272",null,"671-955-2120"]
["Sister","MarKowsky","Mark","Bobert",null,null,"Fall 2012","Senior","Exercise Science","student30@gmail.com","student65","81-104-2801","Stephy","684-960-1004","N/A","Medical Doctor",false,null,"Oklahoma City","F",24,"Latvia","2009-2010","Spanish & Latvian",null,null,false,false,false,false,false,false,true,false,false,false,false,"Dancing","Latin Dancing","BYU Alumni Career Services",false,false,true,false,false,false,null,false,false,false,true,false,false,null,3,4,2,8,6,6,1,1]
["Brother","Bobert","Mark","Bobert",null,null,"Fall 2008","Junior","(None)","student48@gmail.com","student19","87-127-8613",null,"629-616-4893"]
["Brother","MarKowsky","Gary","Wormington",null,null,"Fall 2007","Senior","(None)","student139@gmail.com","student77","33-288-1099",null,"543-761-1013"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Fall 2012","Junior","Industrial Design Premajor","student143@gmail.com","student98","06-464-1415","Brandon","733-578-4325","Multimedia Manager @ Fezzari Bicycles","Industrial Designer for a large firm",true,"Amy Petersen","Orem","M",22,"Honolulu, HI","Oct 08-10","NA",null,null,true,false,true,true,false,true,false,false,true,false,false,null,null,"Social Nexus, Best Vinyl",false,false,true,true,false,false,null,true,false,true,true,false,false,null,8,9,6,10,10,8,10,10,"How can I live a moderate life style while still saving and preparing for retirement?"]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2012","Masters Degree","(None)","student115@gmail.com","student39","04-495-0001",null,"960-421-5660"]
["Brother","MarKowsky","Mark","Bobert",null,null,"Winter 2012","Junior","(None)","student80@gmail.com","student105","53-921-6764",null,"552-953-9147"]
["Brother","Johnson","Jessica","Palmer",null,null,"Fall 2005","Freshman","Open-Major","student150@gmail.com","student118","06-596-0815",null,"730-307-8428"]
["Brother","Bobert","Jessica","Palmer",null,null,"Winter 2011","Senior","(None)","student144@gmail.com","student24","25-517-3042",null,"554-105-4119","none","Investment Banking",false,null,"Panevezys, Lithuania","M",23,"none","none","Lithuanian, Russian",null,null,true,false,false,false,false,true,true,false,false,false,true,"BYU Swim team member",null,"none",false,false,false,true,true,false,null,false,false,true,true,false,false,null,6,6,8,8,6,5,5,5]
["Brother","Johansson","Jessica","Palmer",null,null,"Fall 2004","Senior","(None)","student64@gmail.com","student70","60-567-1539",null,"668-737-7256"]
["Brother","Johansson","Kim","Johansson",null,null,"Fall 2005","Senior","Political Science","student110@gmail.com","student100","57-005-7271",null,"569-914-2588"]
["Brother","Johansson","Kim","Johansson",null,null,"Fall 2011","Sophomore","Open-Major","student12@gmail.com","student20","44-387-3790","Spencer","246-950-3911","Ivory Ridge Tennis Club","Doctor",false,null,"Highland, Utah","M",21,"China Hong Kong","Feb 2009-Feb2011","cantonese",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,null,false,false,true,true,false,false,null,false,false,false,true,true,false,null,6,6,8,8,8,7,7,6,"I look forward to a great semester!"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2009","Junior","(None)","student25@gmail.com","student139","05-453-5846","Scott","778-665-1055","BYU Building Security","Nurse Practitioner",false,null,"Las Vegas","M",22,"Carlsbad, CA","sept 06-08","Spanish",null,null,false,false,false,true,false,true,true,true,false,true,false,null,null,"Ace Fire Systems, Inc - Project manager\r\nVellinga Landscaping\r\nWal-Mart\r\nWilliams Pest Control\r\nEtc.",false,false,false,true,false,false,"Need to know how to make and save all I can.. college is expensive!",false,false,false,true,false,true,null,7,6,10,10,10,10,10,5,"nope.  I'm an open book, so I hope to learn a ton and come off a better person with money."]
["Brother","Johansson","Brett","Stevenson",null,null,"Winter 2012","Sophomore","Neuroscience","student35@gmail.com","student101","56-530-9854",null,"403-809-7202"]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2012","Senior","Communications Premajor","student91@gmail.com","student57","61-848-8759","Sean","902-549-5656","Marketing Assistant for BYU Broadcasting","Something sports related",false,null,"Scotch Plains, NJ","M",22,"Czech Republic and Slovakia","August 2009-2011","Czech, Slovak",null,null,false,false,false,true,false,true,false,true,false,false,true,null,null,"Installed and did legal work for Solar installation",false,false,true,true,false,true,null,false,false,true,true,false,false,null,8,8,4,7,7,4,2,3]
["Sister","Stevenson","Gary","Wormington",null,null,"Winter 2011","Senior","(None)","student58@gmail.com","student76","16-355-0239","Megan","437-370-8787","BYU- Independent Study Video ","Public Relations",true,"Jared Houghton","Snellvilee, GA","F",24,"Puerto Rico","July 2007- Feb 2009","Spanish",null,null,true,false,false,false,false,true,false,true,true,true,false,null,null,"ABC4, GCPSTV- video editor and special effects",false,true,true,true,false,true,null,true,false,false,false,false,false,null,9,5,10,7,8,8,1,7,"To make these seemingly difficult concepts and understand them. I had a hard frustrating time on thursday understanding Present Value. I told my husband he;s a liar for telling me it was an \"easy A\". He told me to drop it then, luckily, I love a challenge. I really want to understand this class for my future, so I am going to make an effort to sit closer, visit the TA when needed and do everything possible to apply it all my life. I want to learn how to handle money, I'm good at saving, but do not know what to do with it once I have it. SO it just sits there. HELP ME! I am excited for the things to be learned. :)"]
["Brother","Palmer","Jessica","Palmer",null,null,"Winter 2011","Senior","(None)","student64@gmail.com","student135","12-353-5753",null,"940-435-5299"]
["Brother","Johnson","Mark","Bobert",null,null,"Winter 2011","Sophomore","Environmental Science","student134@gmail.com","student71","92-846-8382","Chris","920-120-8052",null,null,false,null,"Kennewick, WA","M",18,"not yet!","not yet!!","Not yet!!",null,null,false,false,false,true,false,false,false,false,false,false,false,null,null,"Paperboy\r\nGolf Course Maintenence",true,false,true,true,true,false,null,false,false,true,true,false,false,null,8,6,7,10,6,7,5,4,"How to make my money work the best for me?"]
["Sister","Johnson","Sean","Johnson",null,null,"Winter 2009","Sophomore","(None)","student19@gmail.com","student116","38-987-7726",null,"959-103-9013"]
["Brother","Johansson","Jessica","Palmer","Meng",null,"Winter 2012","Senior","(None)","student67@gmail.com","student112","41-618-0999","Daniel","629-893-8952","Wellness Coach at Unicity","FBI/CIA",false,null,"Singapore","M",27,null,null,"Mandarin Chinese",null,null,true,false,false,false,false,true,false,false,false,false,true,null,null,"-Customer Service Representative\r\n- Custodial at BYU\r\n- Quality Assurance Tester at EA Sports Canada\r\n",false,false,false,true,false,true,null,false,false,true,true,false,false,null,4,3,4,7,7,5,5,4]
["Sister","Johnson","Brett","Stevenson",null,null,"Fall 2009","Sophomore","Landscape Management","student137@gmail.com","student122","82-024-1460","Suzanne","235-391-1543","House Cleaner/Secretary","Landscape Architect",false,null,"Blackfoot","F",18,null,null,"none",null,null,false,false,false,false,false,false,true,false,true,false,true,null,null,"Cellar Worker, Pipe Mover, House Cleaner",true,false,true,true,false,false,"I want to know how to manage my money.",false,false,false,true,true,false,null,8,7,7,7,9,10,8,3]
["Sister","Johnson","Mark","Bobert",null,null,"Fall 2007","Freshman","(None)","student103@gmail.com","student87","83-074-5483",null,"382-270-2827"]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Winter 2011","Senior","(None)","student126@gmail.com","student67","83-118-0663","Tyler","294-683-5091","BYU Moving",null,false,null,"Brush Prairie, WA","M",24,"Maryland Baltimore","2005-2007",null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,false,true,false,false,null,false,false,false,true,false,false,null,7,8,8,8,5,9,8,7]
["Brother","Wormington","Mark","Bobert",null,null,"Fall 2007","Junior","(None)","student82@gmail.com","student111","23-520-0039",null,"503-204-8401"]
["Brother","Stevenson","Kim","Johansson",null,null,"Fall 2006","Senior","(None)","student71@gmail.com","student72","52-748-0488",null,"983-706-6183"]
["Sister","Johansson","Jessica","Palmer",null,null,"Winter 2010","Senior","(None)","student10@gmail.com","student45","95-953-9268","Sable","402-206-8644","BYU News",null,false,null,"Orem, UT","F",22,null,null,"none",null,null,false,false,false,true,false,true,false,true,false,true,true,null,null,null,false,false,false,true,false,true,null,false,false,false,false,true,false,null,7,3,5,7,8,9,9,2]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Winter 2009","Junior","Asian Studies","student13@gmail.com","student21","96-749-2978",null,"946-677-8055"]
["Sister","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2006","Junior","(None)","student48@gmail.com","student95","69-282-0676",null,"926-457-5660"]
["Sister","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2005","Freshman","(None)","student61@gmail.com","student92","85-191-7094",null,"406-343-9456"]
["Brother","Johnson","Jessica","Palmer",null,null,"Winter 2012","Junior","(None)","student110@gmail.com","student59","12-379-4632","Spencer","955-602-9537","MTC ESL teacher","Financial Planner",false,null,"Provo","M",22,"Korea Seoul Mission","Jan 2009-April 2011","Korean",null,null,false,false,false,false,false,true,false,false,false,false,true,null,"I love watching and talking about sports. ","Days Market,\r\nRawson Management Construction",false,false,false,true,true,false,null,true,false,true,true,true,false,null,10,10,9,10,10,10,10,10,"I love money. After only the first day of class I am extremely excited for this class. The Millionaire Next Door has been my favorite book since the beginning of high school and is one of the main reasons I want to go into finance. I want a good basis as I continue down this education/career path."]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2012","Sophomore","Civil Engineering","student133@gmail.com","student127","30-016-9144","Spencer","927-510-5647","OIT at BYU","Civil engineer",false,null,"Pleasant Grove","M",21,"Thailand Bangkok","2010-2012","Thai",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Vivint, OIT at byu, Macey's grocery",true,false,false,true,false,true,null,false,false,false,false,false,true,null,10,7,9,10,8,5,10,7,"How can I graduate with no debt and then live the rest of my life that way also?"]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2008","Senior","(None)","student73@gmail.com","student44","34-589-2421",null,"234-226-1431"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Winter 2008","Senior","(None)","student140@gmail.com","student63","17-610-0689",null,"548-284-4582"]
["Brother","Wormington","Sean","Johnson",null,null,"Winter 2009","Sophomore","(None)","student60@gmail.com","student76","61-149-6914",null,"324-825-8132"]
["Sister","Bobert","Gary","Wormington","Call",null,"Fall 2005","Senior","(None)","student75@gmail.com","student102","41-797-5685",null,"198-968-9239"]
["Sister","MarKowsky","Kim","Johansson",null,null,"Winter 2007","Sophomore","(None)","student51@gmail.com","student39","70-746-8441",null,"287-239-6210"]
["Brother","Palmer","Jessica","Palmer",null,null,"Winter 2007","Senior","(None)","student78@gmail.com","student136","34-269-4081",null,"166-260-3583"]
["Sister","Stevenson","Brett","Stevenson","Dimailig",null,"Fall 2012","Junior","Psychology","student133@gmail.com","student29","56-967-8685","Shanel","734-740-4946","Sales Representative","Dental Assisting",false,null,"Seattle","F",23,"Phils. Iloilo Mission","Aug2010-Feb2012","Tagalog/Hiligaynon",null,null,false,false,false,false,false,false,true,false,false,false,false,"Cooking and outdoor activities",null,"Dental Assistant\r\nPersonal Assistant",true,false,false,true,false,false,null,false,false,false,true,false,false,null,8,8,6,10,9,8,8,3,"I am really excited to learn how to manage my personal finances to be able to spend and save money for my personal goals."]
["Brother","Palmer","Jessica","Palmer",null,null,"Fall 2007","Senior","Japanese","student155@gmail.com","student153","98-244-3771",null,"646-245-8901"]
["Sister","Palmer","Sarah","MarKowsky",null,null,"Winter 2005","Junior","(None)","student65@gmail.com","student150","28-266-4794",null,"838-533-5188"]
["Sister","MarKowsky","Sean","Johnson",null,null,"Fall 2010","Senior","(None)","student17@gmail.com","student78","69-520-6724","Sarah","888-984-9269","TA for Mbio 241 and Pdbio 120","Right now I am just trying to work my way through school. Ultimatel, I want to become a doctor.",true,"AJ Franklin","Benton, AR","F",24,"Paraguay Asuncion North","2006-2008","Spanish",null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"Waitress, Receptionist, Medical Records,\r\nRetail Sales,\r\nTeaching Assistant",false,false,true,true,false,false,null,true,false,true,true,true,false,null,7,8,6,7,6,8,4,8,"I am interested in learning more about investments and where to begin. I am interested to know the best approach to buying a home eventually, and any good advice on beginning a small business because eventually my plan is to open my own private practice."]
["Sister","Palmer","Brett","Stevenson",null,null,"Winter 2008","Junior","(None)","student136@gmail.com","student57","22-940-2572",null,"113-844-7673"]
["Sister","Bobert","Sarah","MarKowsky",null,null,"Fall 2009","Senior","(None)","student128@gmail.com","student155","28-619-9290",null,"645-146-9837",null,null,true,"Ryan Hightower","Flagstaff AZ","F",22,null,null,null,null,null,true,false,false,false,false,true,true,false,false,false,false,null,null,"Thrive Learning Institute, MTC Media Services, FYE, etc.",false,false,false,false,false,false,"It counts in my major and I love numbers. I wanted a finance emphasis until they got rid of it .",false,false,true,true,false,false,"ratemyprofessor.com has an average easiness of 3 but I liked how even people who gave an easiness of 2 still said it was an awesome class very useful!",10,9,9,9,10,8,10,10]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Winter 2006","Senior","(None)","student155@gmail.com","student62","82-946-9774",null,"314-822-1897"]
["Sister","Bobert","Mark","Bobert",null,null,"Fall 2012","Senior","Music","student117@gmail.com","student97","38-423-7511","Rashel","816-898-8218","MTC",null,false,null,"Flagstaff, AZ","F",23,"San Francisco/ Oakland Temple Visitors' Center","2009-2011","Spanish, English",null,null,false,false,false,false,false,false,true,false,true,false,true,"Auto Mechanics",null,"Waitress, Distributor, Secretary ",false,false,true,true,false,false,null,false,false,true,true,true,false,null,2,3,5,7,6,6,4,4]
["Brother","Johnson","Kim","Johansson",null,null,"Fall 2008","Senior","(None)","student125@gmail.com","student59","80-031-4193",null,"213-359-8583"]
["Brother","Palmer","Kim","Johansson",null,null,"Winter 2012","Senior","(None)","student69@gmail.com","student138","00-533-1066","spencer","301-112-1277",null,"physician",true,"chandra","vacaville, ca","M",24,"washington dc south","oct '06 - oct '08",null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,null,false,false,false,true,false,true,null,false,false,false,false,false,false,null,6,3,10,10,8,6,6,1]
["Brother","Johansson","Kim","Johansson",null,null,"Fall 2010","Senior","Chemical Engineering","student131@gmail.com","student153","03-198-4156","Stefan","986-899-3307","none","Engineer",false,null,"Fayetteville","M",21,"Brazil, Florianopolis","Aug 2008 -Aug 2010","No",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Salesman, Fast food, Tech Support",false,false,false,true,true,true,null,false,true,false,true,false,false,null,8,6,9,10,10,10,6,6,"no"]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Winter 2006","Senior","(None)","student69@gmail.com","student112","04-419-0876",null,"315-935-2372"]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Fall 2005","Sophomore","(None)","student79@gmail.com","student43","50-089-8011",null,"705-653-2413"]
["Sister","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2006","Sophomore","(None)","student13@gmail.com","student32","54-136-3412",null,"664-167-2061"]
["Brother","Wormington","Sean","Johnson",null,null,"Fall 2006","Sophomore","(None)","student111@gmail.com","student136","24-522-8704",null,"492-625-6917"]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2010","Junior","(None)","student99@gmail.com","student110","61-775-2907","Steve","157-376-8699","Pizza Pie Cafe","Still deciding between medical school and computer science or computer engineering.",false,null,"Provo","M",21,"Texas McAllen","July 2007-July 2009","Spanish",null,null,true,true,false,false,false,false,false,false,false,false,false,"Medicine","Strong interest in the medical field.","Waiter/Server, Lifeguard, Swim Team Coach, Swim Instructor",false,false,false,true,true,false,null,false,false,true,true,true,false,null,8,5,6,9,9,7,6,3,"Being an extremely frugal person with pretty good self control, I would mostly like to learn about investment opportunities. Stocks, RIA's, and other investment opportunities.  I would like to learn how I can make better use of my money, than just having it in a savings account in the bank.  When to do this, how to begin, and how outlook of the economy regarding this aspects interest me greatly.  Also, I would love to learn about a great way to keep track of my finances on my computer.  I am currently using just an excel spreadsheet, and would like to learn about more effective ways to do this."]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Winter 2010","Sophomore","Biology","student13@gmail.com","student76","95-317-2753","Satish","487-772-7133","Carrabba's Italian Grill","Film Producer",false,null,"Chesapeake, Va","M",26,"China Hong Kong","2003-2005","Chinese",null,null,false,false,false,true,false,true,true,false,false,false,true,null,null,"Worked with my Uncle how is a film producer out in LA.",false,false,false,true,true,true,null,false,false,false,false,false,true,null,8,8,6,9,7,9,5,5,"I want to know everything i can about investments and how to best set myself and my future family up for success."]
["Sister","MarKowsky","Sarah","MarKowsky",null,null,"Winter 2012","Senior","(None)","student10@gmail.com","student13","13-762-3016","Kara","354-611-7009","Doctor office","no idea",false,null,"Provo","F",24,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,"Outdoors, mountain biking, hiking, etc...","office settings and retail",false,false,false,true,false,true,null,false,false,false,false,false,true,null,5,7,4,10,8,3,9,4,"I just want to be able to better manage my own money and not feel like I need my dad to review my expenses."]
["Brother","Palmer","Mark","Bobert",null,null,"Winter 2010","Junior","International Relations","student96@gmail.com","student131","09-574-3846","Steven","329-713-9194","None","Foreign Service Officer",false,null,"Littleton","M",21,"Washington Seattle Mission","July 2007-2009","Spanish",null,null,true,false,false,false,false,false,false,true,false,false,false,null,null,"Hickory Homes",false,false,false,true,false,false,"Hear through counselor",false,false,false,true,true,false,null,8,5,6,8,10,9,8,7]
["Brother","Johansson","Mark","Bobert",null,null,"Fall 2008","Senior","(None)","student96@gmail.com","student60","71-784-6022",null,"883-706-2788"]
["Sister","Palmer","Kim","Johansson",null,null,"Fall 2008","Sophomore","(None)","student87@gmail.com","student145","91-675-5660",null,"595-124-7776"]
["Sister","Palmer","Jessica","Palmer",null,null,"Fall 2009","Sophomore","(None)","student116@gmail.com","student49","00-918-0826","Bev","117-405-3958","None","Unknown",false,"None","Arvada","F",19,"None","None","None",null,null,false,false,false,false,false,true,true,true,false,false,true,"Friends and Family","None","City of Arvada Parks Department",true,false,true,false,false,false,null,false,true,false,true,false,false,null,4,2,5,8,4,6,8,2]
["Brother","Wormington","Mark","Bobert","Luca",null,"Fall 2011","Junior","Open-Major","student150@gmail.com","student61","73-522-9387","Bryan","749-669-7469",null,null,false,null,"Moses Lake, WA","M",18,null,null,"Italian",null,null,true,false,false,false,false,false,false,false,true,false,true,"Outdoors","I love activities in the outdoors - whether it be mountain biking, rock climbing, river rafting, etc.",null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,6,10,8,10,8,8,7,7,"None that I can think of at the moment."]
["Sister","Wormington","Brett","Stevenson",null,null,"Fall 2012","Freshman","Mathematics","student69@gmail.com","student128","69-272-6688","Sydney","282-333-4823",null,null,false,null,"Las Vegas","F",18,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,true,true,false,false,null,false,false,true,false,false,false,null,7,6,8,5,7,3,6,1]
["Brother","Johnson","Sean","Johnson",null,null,"Winter 2009","Senior","(None)","student15@gmail.com","student11","89-605-5407",null,"411-441-2299"]
["Sister","Bobert","Brett","Stevenson",null,null,"Winter 2010","Junior","(None)","student34@gmail.com","student152","27-742-1594","Suzi","958-418-7626",null,"Reading Specialist/Private Reading Tutor",false,null,"Fort Worth, TX","F",19,null,null,null,null,null,false,false,false,false,false,false,true,true,false,false,false,null,null,null,false,false,true,true,false,false,null,false,true,true,true,true,false,null,5,2,2,8,9,8,4,4,"I want to walk out of this class feeling confident in my abilities to save my money and spend it wisely. I'm also very interested in learning about investments that can be worth my time."]
["Brother","Palmer","Sean","Johnson","Keanulii",null,"Winter 2010","Junior","(None)","student53@gmail.com","student126","51-163-6826","Shaun","881-257-1090","BYU","Education",true,"Kirsten","Silverdale","M",22,"Nevada Las Vegas West","March 2006- March 2008","None",null,null,false,false,false,false,false,false,false,false,true,false,true,null,null,"Byu Custodian\r\nCity of Bremerton\r\n",false,false,false,false,false,false,"Brother In Law",false,false,true,true,true,false,null,5,4,3,6,6,5,10,2,"no not really"]
["Brother","Johansson","Gary","Wormington",null,null,"Fall 2009","Senior","(None)","student135@gmail.com","student121","00-112-9195","Aaron","427-264-4289","reporter for \"True Blue\" and Palestra.net/UWIRE.com","Sports Reporter",false,null,"Hesperia, CA","M",27,"Sweden Stockholm","01-'03","Swedish, some Spanish and German",null,null,true,false,false,false,false,true,true,false,false,true,true,"traveling",null,"BYU Grounds Crew",false,false,true,true,false,true,"get out of debt",false,false,true,true,false,false,"it should be required, GE",9,7,3,9,10,9,10,8,"credit card debt, investing, saving, etc. I am sure stuff y'all will already cover! :)"]
["Brother","Palmer","Sean","Johnson",null,null,"Fall 2006","Sophomore","(None)","student101@gmail.com","student143","01-350-1526",null,"231-233-9229"]
["Sister","Palmer","Brett","Stevenson",null,null,"Winter 2010","Senior","(None)","student56@gmail.com","student107","80-652-6174","Sarah","544-952-3132","N/A","Physician Assistant",false,null,"Sasndpoint","F",20,null,null,"N/A",null,null,false,false,false,false,false,false,true,false,false,false,true,"Reading","I like to read. ","Lifeguard",false,false,true,true,false,false,null,false,false,false,true,true,false,null,10,8,7,7,10,10,1,1,"No, but thanks for asking. "]
["Brother","Palmer","Sarah","MarKowsky",null,null,"Fall 2008","Freshman","(None)","student79@gmail.com","student84","49-593-5566",null,"464-159-4996"]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2010","Senior","(None)","student74@gmail.com","student75","31-628-3159","Scott","749-720-8773","Bioinformatics Lab Assistant",null,false,null,"Urbandale, Iowa","M",23,"Micronesia Guam","2005-07","Palauan",null,null,true,true,true,false,false,false,false,false,false,false,true,null,null,null,false,false,true,true,false,false,null,false,true,false,true,false,false,null,10,5,8,7,7,6,7,4]
["Brother","MarKowsky","Mark","Bobert",null,null,"Fall 2011","Senior","(None)","student69@gmail.com","student54","47-824-4121","Nick","351-505-3575","MEEN282 Head TA","Engine Development",true,"Stephanie","Cincinnati","M",26,"Riverside, CA","Jan05-Jan07","Spanish",null,null,true,false,false,false,false,false,false,false,false,false,true,"Auto Mechanic",null,"Restaurant Server",false,false,true,true,false,true,null,false,false,false,true,false,false,null,10,10,3,-1,8,8,3,2]
["Brother","Palmer","Sean","Johnson",null,null,"Winter 2009","Sophomore","(None)","student40@gmail.com","student155","05-624-6726",null,"422-375-3854"]
["Sister","Wormington","Gary","Wormington",null,null,"Fall 2009","Senior","(None)","student84@gmail.com","student63","91-388-1435","Tamara","876-260-8558","myself, Jamba Juice","Photography",true,"Jacob Schellenberg","Thousand Oaks, CA","F",20,"none","none","competent in Spanish",null,null,true,false,false,false,false,true,false,false,true,false,false,"photography","I am a photographer and starting up my own business :)","Cornerstone Photography Studio, Ryan Southwell Films",false,false,false,true,false,false,null,false,false,true,true,true,false,null,5,2,7,8,9,6,5,5,"I would love to learn about some practical money management and budgeting like insurance, real estate (renting, buying, investing,) taxes, and credit.  I'm excited about this class. :)"]
["Sister","Palmer","Brett","Stevenson",null,null,"Winter 2008","Sophomore","(None)","student16@gmail.com","student78","94-743-1156",null,"607-411-8981"]
["Sister","MarKowsky","Sarah","MarKowsky",null,null,"Winter 2005","Sophomore","(None)","student56@gmail.com","student133","05-523-4992",null,"145-266-1522"]
["Sister","MarKowsky","Mark","Bobert",null,null,"Fall 2008","Senior","(None)","student131@gmail.com","student32","20-305-1769",null,"311-270-1590"]
["Brother","Palmer","Mark","Bobert",null,null,"Fall 2009","Senior","(None)","student53@gmail.com","student149","71-733-4911","Nick","804-451-8002","Tour Bus Driver/Guide","Landscape Architecture",false,null,"Layton UT","M",23,"Bulgaria Sofia","2005-2007","Bulgarian",null,null,false,false,false,false,false,false,true,false,true,false,false,null,null,"BYU Vehicle Rental, BYU Custodial, Hart Scientific",false,false,true,true,true,false,null,false,false,false,true,false,false,null,7,7,9,10,7,5,8,2]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Fall 2008","Junior","(None)","student20@gmail.com","student60","21-840-2415",null,"792-927-5910"]
["Brother","Johnson","Gary","Wormington",null,null,"Fall 2008","Junior","(None)","student51@gmail.com","student31","21-547-3668",null,"457-599-6131"]
["Brother","Stevenson","Sarah","MarKowsky","Roy",null,"Fall 2011","Junior","Biology","student140@gmail.com","student50","86-119-9873",null,"440-130-1995","Jeremy Meier",null,false,null,"Sandy","M",22,"Tampa Florida","2009-2011",null,null,null,false,false,false,false,false,false,false,true,false,true,true,null,null,"Meier's Chicken",false,false,false,true,true,false,null,false,false,false,false,false,true,null,5,2,4,8,8,6,4,1,"No"]
["Brother","Johansson","Jessica","Palmer",null,null,"Winter 2008","Sophomore","(None)","student97@gmail.com","student148","71-345-9112",null,"251-442-3718"]
["Brother","Stevenson","Kim","Johansson",null,null,"Winter 2009","Sophomore","(None)","student59@gmail.com","student133","44-594-4164",null,"704-958-6094"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2007","Senior","(None)","student51@gmail.com","student68","96-035-2900",null,"127-487-6592"]
["Brother","Johansson","Sean","Johnson","R","T","Winter 2008","Senior","(None)","student117@gmail.com","student56","33-289-4218",null,"912-923-2966"]
["Brother","Stevenson","Mark","Bobert",null,null,"Fall 2008","Sophomore","(None)","student119@gmail.com","student105","99-475-2706",null,"595-145-8982"]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Winter 2009","Sophomore","(None)","student142@gmail.com","student29","98-876-7322",null,"687-596-2127"]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2009","Senior","(None)","student145@gmail.com","student140","12-525-7229","Tim","112-224-1458","Precious Earth Inc.","Property Management and Development",false,null,"Bakersfield","M",23,"Fort Worth, Texas","2005-2007","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,false,"Sailing, Kayaking, Dancing","I write and perform/sing my own songs on guitar.  I kayak, sail and love latin dance.  ","Precious Earth Inc. VP Operations, Aera Energy Reservoir Engineering Intern, San Joaquin Engineering Land Development Inern",false,false,false,true,false,false,null,false,false,false,false,false,true,null,8,10,7,10,10,10,10,7,"Just excited for the semester in general.  I'd like to have a better understanding of how to handle my money.  "]
["Sister","MarKowsky","Jessica","Palmer",null,null,"Winter 2005","Senior","(None)","student128@gmail.com","student84","12-579-7661",null,"201-557-6679"]
["Sister","Stevenson","Gary","Wormington",null,null,"Winter 2010","Freshman","(None)","student140@gmail.com","student127","11-380-9739","Tracy","965-734-4104","Marriott Center Ticket Office","Restaurant management",false,null,"Boise ID","F",18,null,null,null,null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"36th Street Bistro- Serving,Dishes and Hosting",false,false,false,true,false,false,null,false,false,false,false,false,true,null,6,5,3,10,9,8,6,1,"Anything that will help me learn to save and make money."]
["Brother","MarKowsky","Kim","Johansson",null,null,"Winter 2010","Senior","(None)","student70@gmail.com","student82","64-202-6153","Steven","570-103-3144","American Heritage Teaching Assistant","Dentistry/ Orthodontics",true,"Robin","McKinney, TX","M",25,"Argentina Cordoba","Oct. 2003-Oct. 2005","Spanish",null,null,false,false,false,true,false,false,true,false,false,false,true,null,null,null,false,false,false,true,false,true,null,false,false,true,true,true,false,null,9,9,8,9,9,10,9,8,"Real estate investment, when is the right time to buy a house?\r\nI will be self employed in the near future and won't have a 401k or any similar retirement plan set up through a company. What are the best things I can do to invest/save for retirement?"]
["Brother","Palmer","Brett","Stevenson",null,null,"Fall 2010","Senior","Exercise Science","student74@gmail.com","student91","00-958-6837","Travis","569-244-3471","Summer sales","Optometry, ",false,null,"Nampa, ID","M",22,"Belem Brazil","Nov. 06 - Nov. 08","Portuguese",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Summer sales, river/backpacking guide, lifeguard, professional car detailer",true,false,true,true,true,false,null,false,true,true,true,false,false,null,7,6,8,10,9,9,8,7]
["Brother","Johnson","Jessica","Palmer",null,null,"Fall 2011","Sophomore","Psychology","student151@gmail.com","student45","47-018-4848","Jake","951-400-8943","The missionary Training Center","Seminary Teacher",false,null,"Bozeman, MT","M",21,"Philippines, Quezon City mission","January 14th 2009 to January 21st 2011","Tagalog",null,null,false,false,false,true,false,true,true,false,false,false,false,null,null,"Lawn Mower,\r\nIrrigation pipe mover,\r\nJanitor,\r\nDemolitionist.\r\n",false,false,false,true,true,false,null,false,false,false,false,false,true,null,5,4,4,7,10,10,9,7,"Thank you so much. My one request is that you continue to make the class exciting and interesting. \r\nhave a good day!"]
["Sister","Palmer","Brett","Stevenson",null,null,"Winter 2006","Senior","(None)","student27@gmail.com","student99","76-797-6288",null,"796-984-6102"]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Winter 2012","Senior","(None)","student95@gmail.com","student19","92-964-3803","Thomas","126-621-1742",null,null,true,"Angela","Redwood city, CA","M",23,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Agilent technologies bio intern",false,false,true,true,false,true,null,false,false,false,true,true,false,null,7,6,7,7,8,6,6,3]
["Brother","Wormington","Kim","Johansson",null,null,"Winter 2012","Sophomore","Pre-Management Core","student109@gmail.com","student28","93-297-3049","Tyler","234-323-9620","Student Lead at the Cannon Center","Not sure yet. Something in Accounting or Finance at the moment.",false,null,"Bryant, Arkansas","M",19,null,null,"A little French",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Worked at Larry's Pizza in Bryant for 2 years.",false,false,false,true,true,false,null,false,false,false,false,false,true,null,9,6,9,8,9,7,9,1,"I'm looking forward to learning how to manage my finances better and how to get the most out of my money in the long run."]
["Brother","Stevenson","Kim","Johansson",null,null,"Winter 2012","Freshman","Pre-Management Core","student39@gmail.com","student61","21-901-8998",null,"609-609-3944",null,null,false,null,"St. George","M",18,null,null,null,null,null,true,false,true,true,false,true,true,true,false,true,false,"Leadership",null,"Tylanwebco, Verizon, eBay",false,false,true,false,false,false,null,false,false,true,true,false,false,null,7,5,7,10,10,10,10,6,"Looking forward to your class! :)"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2010","Senior","(None)","student30@gmail.com","student16","57-490-2596","Tyler","802-440-9926","MTC","University Professor",true,"Karen","Clovis, CA","M",24,"Arizona Phoenix","2005-2006",null,null,null,false,false,false,false,false,true,false,true,false,false,false,null,null,"Account Manager for BYU, Marketing Assistant for Proton Communications",false,false,false,true,false,true,"A stake leader recommended it a couple of years ago.",false,false,false,true,true,false,null,9,7,8,8,10,7,7,5,"How do you invest well? I don't trust these companies that want you to pay them certain amounts of money every month for some future massive benefit. I've seen and heard of people regretting doing it. I want to know how to invest well, and what to invest in."]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2012","Freshman","Pre-Management Core","student74@gmail.com","student53","16-863-9790","Tanner","242-685-5621","none","business man",false,null,"Sandy, Ut","M",18,null,null,"none",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"server at a food joint",false,false,true,true,false,false,null,false,false,false,false,false,true,null,8,2,10,8,9,10,8,9]
["Brother","MarKowsky","Sean","Johnson",null,null,"Fall 2010","Junior","(None)","student145@gmail.com","student145","14-439-0714","Tyler","895-660-5573",null,null,false,null,"Harrisonburg, VA","M",22,"Chile Santiago East","May 07 - June 07","Spanish",null,null,true,true,false,true,false,true,false,false,false,false,false,null,null,"Installing Geothermal Heat Pumps",true,false,false,true,false,false,null,false,false,false,true,false,false,null,8,8,10,10,7,8,8,6,"What is the best way to invest money and how to do it."]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2007","Junior","(None)","student93@gmail.com","student73","40-916-6986",null,"944-394-1657"]
["Brother","Stevenson","Kim","Johansson",null,null,"Winter 2012","Sophomore","Open-Major","student70@gmail.com","student41","36-291-3704","Jacob","543-639-8635","BYU","Medical Field",true,"Lauren","Kansas City","M",23,"Asuncion, Paraguay","2013-08-10","Spanish",null,null,true,false,false,false,true,false,false,false,true,false,false,null,null,"Wendy's\r\nHen House (butcher)\r\nBYU Grounds",false,false,true,true,true,false,null,false,false,false,true,true,false,null,8,3,7,10,9,10,7,3]
["Brother","Johnson","Gary","Wormington",null,null,"Fall 2007","Freshman","Pre-Management Core","student38@gmail.com","student21","42-645-5998",null,"297-968-6483"]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2005","Sophomore","(None)","student20@gmail.com","student27","44-422-9124",null,"166-785-7850"]
["Brother","Bobert","Mark","Bobert",null,null,"Fall 2007","Sophomore","(None)","student154@gmail.com","student92","03-892-3993",null,"804-210-9040"]
["Brother","Stevenson","Mark","Bobert",null,null,"Winter 2008","Sophomore","(None)","student49@gmail.com","student34","84-858-8794",null,"878-146-9459"]
["Sister","Palmer","Brett","Stevenson",null,null,"Winter 2008","Junior","(None)","student146@gmail.com","student35","84-589-3121",null,"926-180-2328"]
["Sister","Johnson","Brett","Stevenson",null,null,"Winter 2012","Junior","(None)","student134@gmail.com","student105","70-354-2785","Tiffani","183-234-9932","Secretary and Nail Technician","Physician (neurology or cardiology)",false,null,"Orem","F",20,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,null,false,false,false,false,false,false,"thought it looked interesting",false,false,false,true,false,false,null,10,7,9,9,10,5,8,8]
["Sister","Wormington","Mark","Bobert",null,null,"Winter 2008","Junior","Elementary Education Premajor","student76@gmail.com","student58","97-809-8978",null,"379-130-5280"]
["Brother","MarKowsky","Gary","Wormington",null,null,"Winter 2005","Senior","(None)","student118@gmail.com","student85","08-821-3972",null,"317-813-6761"]
["Brother","Bobert","Gary","Wormington",null,null,"Fall 2010","Junior","(None)","student111@gmail.com","student40","01-267-9787","Taylor","389-362-5723","Sports Camp Counselor","Oconcology ",false,null,"St. George","M",22,"St. Petersburg Russia","2013-06-08","Russian",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"MTC teacher, dump truck driver, landscape, bus boy",true,false,false,true,false,false,null,false,false,true,true,true,false,null,7,6,9,8,8,5,8,6,"Because my father is a financial consultant, I would love to understand the way that retirement plans, 401K and mutual plans work.  "]
["Sister","Palmer","Mark","Bobert","Nicola","Johanna","Fall 2012","Sophomore","Communications Premajor","student52@gmail.com","student20","21-711-7526",null,"190-639-8484"]
["Sister","Stevenson","Mark","Bobert",null,null,"Fall 2010","Junior","(None)","student136@gmail.com","student127","53-703-6910",null,"208-140-1834","BYU Catering",null,false,null,"Vietnam","F",21,null,null,"English",null,null,false,false,false,false,false,false,true,false,false,false,false,"cooking",null,null,false,false,true,false,true,false,null,false,true,true,true,false,false,null,10,5,6,7,7,-1,4,4]
["Brother","Johansson","Mark","Bobert",null,null,"Fall 2007","Sophomore","(None)","student109@gmail.com","student29","42-301-2975",null,"369-783-5243"]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Winter 2011","Senior","(None)","student118@gmail.com","student64","50-996-4782","Tmcintyr","233-669-8737","Pinnacle Security","Real Estate/ Financial services",true,"Angela","Provo","M",27,"Ohio Columbus","2003-2005",null,null,null,false,false,false,true,false,false,false,false,false,false,false,"Sales",null,null,false,false,false,true,true,false,null,false,false,false,false,false,true,null,8,10,10,10,10,10,2,10,"I would like to learn about perspective. I see so many conflicting points made from gurus such as robert kyosaki, suze orman, Robert Allen etc. I hope to gain perspective that makes good cents!"]
["Brother","Palmer","Gary","Wormington",null,null,"Winter 2011","Sophomore","Open-Major","student86@gmail.com","student122","62-584-4491","Thomas","478-572-4344",null,null,false,null,"Houston","M",18,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,null,false,false,false,true,false,false,null,false,false,true,false,false,true,null,5,6,8,10,8,10,5,6]
["Brother","Palmer","Sean","Johnson",null,null,"Winter 2007","Junior","(None)","student113@gmail.com","student43","74-780-7926",null,"368-157-2455"]
["Brother","Johansson","Sean","Johnson",null,null,"Winter 2010","Junior","(None)","student71@gmail.com","student68","34-093-1510","Tanner","205-633-6123","IT Consultant, Equinox IT Services","Information Technology",false,"none","Sandy, Utah","M",22,"Canada Halifax Mission","Oct. 2006-2008","none",null,null,true,false,false,false,false,false,true,true,false,false,true,"none","none","Sweeper, Brighton High School\r\n\r\nComputer Sales, Best Buy\r\n\r\nComputer Technician, Totally Awesome Computers",false,false,false,true,true,false,null,false,false,false,true,true,false,"none",8,8,5,10,10,10,7,5,"none"]
["Sister","Bobert","Sarah","MarKowsky",null,null,"Winter 2006","Senior","K-12 Instrumental","student139@gmail.com","student143","37-044-4385",null,"696-251-5171"]
["Brother","Wormington","Gary","Wormington",null,null,"Fall 2010","Sophomore","Pre-Management Core","student23@gmail.com","student90","23-582-5434",null,"285-278-3494"]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2008","Sophomore","(None)","student23@gmail.com","student115","81-636-4131",null,"336-691-2695"]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2007","Sophomore","(None)","student84@gmail.com","student155","20-949-2210",null,"534-156-2283"]
["Brother","Johansson","Gary","Wormington",null,null,"Fall 2008","Senior","Open-Major","student110@gmail.com","student61","68-719-8284",null,"739-853-4889"]
["Brother","Johansson","Kim","Johansson",null,null,"Fall 2012","Senior","Open-Major","student105@gmail.com","student33","44-056-2293","nate","592-613-9217",null,null,false,null,"Longmont, CO","M",23,"Milwaukee, WI mission","Dec-2007-Dec-2009","Spanish",null,null,true,false,false,false,false,false,false,false,false,false,true,null,null,null,false,false,false,true,false,true,null,false,false,false,true,false,false,null,9,7,-1,10,7,-1,6,2]
["Brother","Johansson","Sean","Johnson",null,null,"Fall 2010","Senior","(None)","student115@gmail.com","student100","80-235-3297","Travis","428-991-1791","Gymnastics coach","Physical Therapy",false,null,"San Jose, CA","M",23,"El Salvador/Belize","2006-2008","Spanish",null,null,false,false,false,false,false,false,true,false,true,false,true,null,null,"coaching, tutoring",false,false,true,false,false,true,"Grant Boren",false,false,false,true,false,false,"Grant Boren is HOT!!! hehe",8,6,8,7,8,6,7,3,"  I am basically interested in learning the practical concepts and workings that will help me understand and manage my money and get by.  Taxes and investments/loans are things that I've always struggled to understand.  I am not confident in making big financial decisions because I feel I don't understand them well enough to make a smart, educated decision."]
["Brother","Johansson","Sarah","MarKowsky",null,null,"Fall 2010","Junior","History","student30@gmail.com","student89","10-368-8648",null,"553-251-1995"]
["Brother","Johansson","Jessica","Palmer",null,null,"Fall 2010","Senior","(None)","student143@gmail.com","student130","10-636-1305","Trevor","994-655-1628","self employed (curbing business)","entrepreneur, or entrepreneurial investor  ",false,null,"Blackfoot ID","M",24,"Santa Maria Brazil","June 05 - 07","Portuguese",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"milked cows on a dairy for 3 years, 3 years construction, delivery driver for Dominos for 3 years  ",false,false,false,false,true,true,null,false,false,true,true,false,false,null,8,6,3,9,6,10,2,1,"Could you please try and incorporate some possible job ideas related to finance in your lectures."]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2010","Senior","(None)","student134@gmail.com","student90","89-088-1616","Taylor","102-796-5904","PowerTri.com","Biotechnology",false,null,"Farmington, NM","M",23,"Frankfurt, Germany","Oct 05 - Oct 07","German",null,null,false,true,false,false,false,false,true,false,false,false,true,null,null,"Auto shop, cafeteria worker",false,false,true,true,false,true,null,false,true,false,true,false,false,null,8,5,10,3,2,2,5,2]
["Brother","Johansson","Sean","Johnson",null,null,"Fall 2010","Junior","Communications Premajor","student140@gmail.com","student74","57-538-9869","Chad","673-321-6864","Prosper Inc.","Be a PR rep for a company, and eventually own my own business ventures.",false,null,"Gilbert","M",22,"Hamburg Germany","June 2007-June 2009","German",null,null,false,false,false,true,false,true,true,true,false,false,true,null,null,"Everything from brick laying to electronics repair.\r\n\r\nIn short, many.",false,false,false,true,false,false,null,false,false,false,false,false,true,null,6,4,7,10,8,10,3,5,"I'm just excited to see what the class has to offer. I want to know how to correctly invest my funds to generate a solid return and where good places are one can save one's money. Budgeting is something I am also interested to learn about, which is the correct way, how to implement, ect.\r\n\r\nCan't wait to start!"]
["Brother","Palmer","Sean","Johnson",null,null,"Fall 2006","Senior","(None)","student61@gmail.com","student18","88-171-8625",null,"949-823-4675"]
["Brother","Bobert","Brett","Stevenson",null,null,"Winter 2006","Sophomore","Open-Major","student20@gmail.com","student69","07-514-1041",null,"314-519-8424"]
["Sister","Bobert","Jessica","Palmer",null,null,"Fall 2009","Senior","(None)","student10@gmail.com","student16","51-890-7279","Tayler","594-264-6575","PDBio 325 TA","Physician Assistant",false,"none","Pewaukee, WI","F",20,"none","none","none",null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Printing Company\r\n",true,false,true,true,false,false,null,false,false,true,true,true,false,null,9,5,7,9,7,4,8,4]
["Brother","MarKowsky","Mark","Bobert",null,null,"Fall 2009","Senior","Neuroscience","student93@gmail.com","student84","29-168-1461","Tyler","390-410-9518","Costco Wholesale","Medical Field or\r\nBusiness",false,null,"Bountiful, UT","M",21,"Richmond, VA",2007,"n/a",null,null,true,true,false,false,false,false,false,false,false,false,false,null,null,null,false,false,true,true,false,false,null,false,false,false,true,false,false,"Very useful",10,10,9,8,9,9,8,7,"LDS/Personal perspectives on wealth, economic inequality, charity, capitalism, work ethic, etc.\r\nShort range/long range financial goal achievement strategies."]
["Brother","MarKowsky","Mark","Bobert",null,null,"Fall 2010","Senior","(None)","student20@gmail.com","student43","51-765-3568","Travis","858-390-4515","none","Judge",false,"none","Sandy","M",23,"Brazil, Londrina","2006-2008","Portuguese",null,null,false,false,false,false,false,false,true,false,true,false,true,"none","none","Self Employed/Landscaping",false,false,false,true,false,false,"none",false,false,false,false,false,true,"none",7,8,6,8,10,7,3,1,"Nothing specific, I would just like to learn personal finance so that I can make smart decisions in the future and avoid getting into debt."]
["Brother","Johansson","Jessica","Palmer",null,null,"Fall 2011","Junior","(None)","student98@gmail.com","student113","61-896-2500",null,"507-443-1730"]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Winter 2009","Sophomore","Media Arts Premajor","student137@gmail.com","student117","17-358-8992",null,"814-533-2614"]
["Brother","Johansson","Sean","Johnson","Stephen","Puewa","Winter 2009","Junior","(None)","student147@gmail.com","student23","82-600-2822",null,"804-656-1361"]
["Brother","Bobert","Sean","Johnson",null,null,"Fall 2011","Sophomore","(None)","student24@gmail.com","student30","69-801-3252","Tyson","820-734-7093","Unemployed for now","Business management",false,null,"Beaverton, OR","M",21,"Chile, Santiago east","Aug. 2009- Aug. 2011","English",null,null,false,false,false,false,false,false,true,false,false,false,true,"Reading",null,"Waiter, painter",true,false,true,true,false,true,null,false,false,false,true,true,false,"Helpful",4,4,5,8,7,6,7,4,"I understand the finance management Is a key part in having a successful and happy marriage.\r\n\r\n"]
["Brother","Stevenson","Kim","Johansson",null,null,"Fall 2010","Freshman","(None)","student61@gmail.com","student132","91-521-9399","Thomas","793-463-8057","Farming","Civil Engineering",false,null,"Oakley, ID","M",22,"Johannesburg South Africa","Dec 07-09","none",null,null,false,false,false,false,false,false,false,false,false,false,false,"Outdoors",null,null,false,false,false,true,false,false,"Want to be more informed about the financial world and how to be more prepared to deal with it on my own.",false,false,false,true,true,false,null,8,8,9,6,6,7,5,2]
["Brother","Stevenson","Kim","Johansson",null,null,"Fall 2010","Junior","Economics","student47@gmail.com","student57","02-193-9803","Tyler","981-771-3999","Morgan Jewelers","I would like to be a financial advisor.",true,"Justein","Alpine","M",23,"Montana","Feb 06 - Feb 08",null,null,null,false,false,false,true,false,false,true,false,false,false,true,"Finance",null,"Knox Capital Group \r\nBYU Creamery on 9th",false,false,false,true,true,false,null,false,false,false,false,false,true,null,10,8,10,10,10,10,9,8]
["Sister","Johansson","Jessica","Palmer",null,null,"Fall 2006","Senior","(None)","student41@gmail.com","student82","08-929-6056",null,"847-905-7285"]
["Brother","Bobert","Sean","Johnson",null,null,"Winter 2010","Junior","(None)","student13@gmail.com","student131","20-869-1190","Trevor","925-128-4149","CSB Nutrition","Movie Music producer",false,null,"Pleasant Grove, Utah","M",21,"Canada Toronto East","June 2007-June 2009",null,null,null,false,false,false,false,false,true,true,false,false,true,true,null,null,"Maceys grocery",false,false,false,true,false,false,"Terrible with money",false,false,false,true,true,false,null,10,6,2,9,7,7,3,3,"I mostly interesting in learning to save and prepare for the future of raising a family and having enough money to pursue a music career, though it may not be my primary career. "]
["Brother","Johnson","Sean","Johnson",null,null,"Fall 2010","Senior","Pre-Management Core","student85@gmail.com","student149","82-666-0011",null,"834-629-1624"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2012","Senior","Accounting","student142@gmail.com","student51","00-753-6613","Tyler","498-433-8887","BYU Guest Services","Accounting",false,null,"Marietta, GA","M",24,"California Sacramento","June 2007 - June 2009",null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"ARAMARK Accounting Intern at Lake Powell\r\n",false,false,false,true,false,false,null,false,false,false,false,false,true,null,9,8,9,9,9,8,7,7]
["Brother","Bobert","Gary","Wormington",null,null,"Winter 2010","Sophomore","(None)","student113@gmail.com","student26","39-757-1190",null,"550-961-2874"]
["Sister","Stevenson","Sean","Johnson",null,null,"Fall 2006","Senior","(None)","student24@gmail.com","student21","60-329-6914",null,"101-743-9628"]
["Brother","Palmer","Kim","Johansson",null,null,"Fall 2009","Junior","(None)","student142@gmail.com","student50","40-091-8355",null,"736-544-7980"]
["Sister","MarKowsky","Jessica","Palmer",null,null,"Winter 2010","Sophomore","(None)","student122@gmail.com","student142","60-255-5348","Stephanie","633-738-6261",null,"Medical/Veterinary",false,null,"Plymouth, MI","F",18,null,null,null,null,null,false,false,false,false,false,true,true,false,false,false,false,null,null,"Piano teacher/server/hostess",false,false,false,true,false,false,null,false,false,false,false,true,false,null,7,8,7,8,7,7,8,6]
["Sister","Palmer","Brett","Stevenson",null,null,"Winter 2009","Senior","(None)","student77@gmail.com","student155","67-631-0767",null,"326-434-8008"]
["Sister","Johnson","Brett","Stevenson",null,null,"Fall 2006","Junior","(None)","student110@gmail.com","student57","45-413-8673",null,"589-432-1257"]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Winter 2010","Freshman","(None)","student74@gmail.com","student128","47-930-8304","Erica","379-180-1248",null,"Marketing Firm",false,null,"Marietta, GA","F",18,null,null,null,null,null,false,false,false,true,false,false,false,false,false,false,false,null,null,"Private Investment Firm Secretary",false,false,true,true,false,false,null,true,false,true,true,true,false,null,7,5,3,9,6,4,6,2]
["Sister","Wormington","Jessica","Palmer",null,null,"Fall 2010","Freshman","(None)","student94@gmail.com","student83","24-409-2698","Vic","104-592-5307",null,null,false,null,"Santaquin, UT","F",18,null,null,null,null,null,false,false,false,false,false,false,false,true,false,false,true,"Photoshop","Trained with Adobe Photoshop","Rowley's South Ridge Farms",true,false,true,true,false,false,null,false,false,false,true,false,false,null,7,7,3,7,7,7,7,3]
["Brother","Palmer","Brett","Stevenson",null,null,"Winter 2009","Junior","(None)","student16@gmail.com","student55","46-237-7721",null,"525-530-9408"]
["Brother","Johansson","Sean","Johnson",null,null,"Winter 2008","Senior","(None)","student130@gmail.com","student45","28-768-1197",null,"190-652-4662"]
["Brother","Johnson","Mark","Bobert",null,null,"Fall 2012","Senior","Organizational Behavior/HR Mgt","student137@gmail.com","student155","07-289-6510","Jared","465-347-5636","RA for Reid Robison","Healthcare Administration",true,"Kelsie","Rocklin, CA","M",24,"Brazil, Sao Paulo Interlagos","July, 2007- July, 2009","Portuguese",null,null,false,false,false,true,false,false,false,false,false,false,true,null,null,null,false,false,true,true,false,false,null,false,false,false,false,true,false,null,9,9,10,9,8,10,8,7]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Winter 2006","Senior","(None)","student30@gmail.com","student143","69-000-5292",null,"815-772-1381"]
["Brother","Palmer","Mark","Bobert",null,null,"Fall 2008","Junior","(None)","student56@gmail.com","student33","64-136-4087",null,"315-917-1536"]
["Sister","Stevenson","Kim","Johansson",null,null,"Winter 2011","Senior","(None)","student19@gmail.com","student43","88-027-1794","Whitney","178-820-8035",null,null,false,null,null,"F",0,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,null,false,false,false,false,false,false,null,false,false,false,false,false,false,null,-1,-1,-1,-1,-1,-1,-1,-1,"I just submitted my survey a second ago and realized I put my ID # and not my net ID so I fixed it and thought of another question... \r\nIf I don't have the option of having a 401K or a house what can I be doing right now to save money other than keeping it in my savings account. "]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Fall 2008","Junior","Marriage & Family Studies","student155@gmail.com","student134","48-288-5359",null,"662-194-9339"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2011","Junior","Geology","student50@gmail.com","student138","88-484-5220","jonathan","121-719-5475","petrographics","petroleum geologist",false,null,"american fork","M",23,"Paris, France","2008-2010","french",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"window washer",false,false,true,false,false,false,null,false,false,true,true,false,false,null,6,-1,8,10,10,10,7,4]
["Brother","Wormington","Brett","Stevenson",null,null,"Winter 2011","Sophomore","Open-Major","student30@gmail.com","student125","36-712-8485","Wil","617-535-1829",null,null,false,null,"Houston","M",18,null,null,null,null,null,true,false,false,true,false,true,true,false,false,false,true,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,8,7,8,6,8,8,7,4]
["Brother","Palmer","Brett","Stevenson",null,null,"Fall 2010","Senior","(None)","student112@gmail.com","student40","17-736-9046","Devin","910-747-1702","Intramural Referee","Dentistry",false,null,"West Linn, OR","M",24,"Moscow South","05/2005-05/2007","Russian",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Sales",false,false,true,true,false,true,null,false,false,true,true,true,false,null,10,5,8,10,8,9,9,3,"I would like to learn about the processes/details of loans, mortgages, etc."]
["Sister","Wormington","Kim","Johansson",null,null,"Winter 2008","Sophomore","(None)","student93@gmail.com","student42","47-337-4260",null,"219-371-9426"]
["Brother","Palmer","Sarah","MarKowsky",null,null,"Winter 2010","Sophomore","(None)","student76@gmail.com","student144","22-847-2568","Brian","751-672-3890","BYU OIT","Surgical Oncologist",false,null,"Boise, Idaho","M",22,"Buenos Aires, Argentina","December 06-08","Spanish",null,null,true,false,true,true,false,false,false,true,true,true,false,null,null,"Technician/Shipping Manager",false,false,true,false,true,false,null,false,true,true,true,true,false,null,5,2,7,7,10,10,7,1]
["Brother","Johnson","Mark","Bobert",null,null,"Winter 2012","Senior","Economics","student139@gmail.com","student127","66-826-0275","Will","669-423-7922",null,null,true,"Lisa Allred","New Rochelle","M",22,"Cambodia, Phnom Penh","2008-2010","Cambodian",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,true,false,false,false,null,false,false,true,true,true,false,null,7,8,7,5,7,7,4,5]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Winter 2011","Senior","(None)","student92@gmail.com","student59","52-682-0674","Wendy","379-455-3865","BYU","Journalism",false,null,"American Fork","F",21,null,null,"Spanish",null,null,false,false,false,false,false,true,true,true,true,true,false,null,null,"Secretarial work",false,false,false,true,false,true,null,false,false,true,true,true,false,null,4,1,8,7,8,6,3,6,"Thanks for gearing this class towards \"non-number\" people like myself. I hope that you can make numbers accessible to me and make financial stability seem possible, even on a small income. Thank you and I look forward to this semester."]
["Sister","Stevenson","Brett","Stevenson",null,null,"Fall 2010","Sophomore","(None)","student30@gmail.com","student11","54-471-1023","Ellie","641-811-3735","Michaels ","Counselor & Psychologist",false,null,"Heber","F",18,null,null,null,null,null,true,false,false,false,false,false,false,false,true,false,true,null,null,"teachers aid at special ed preschool, babysitting, cashier at scrapbook store, lawn mowing, tutoring",true,false,false,true,false,false,"NOT graduating soon, but still need to know how to manage money",true,false,true,true,true,false,null,9,3,5,10,9,7,6,6,"I just want to know how to manage my money!  It's so hard, now that I have a debit card."]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Fall 2007","Senior","(None)","student51@gmail.com","student16","32-553-8471",null,"290-817-9923"]
["Brother","Stevenson","Kim","Johansson",null,null,"Winter 2007","Junior","(None)","student68@gmail.com","student97","20-628-9259",null,"438-378-3794"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2008","Senior","(None)","student98@gmail.com","student94","02-927-0693",null,"412-253-2823"]
["Brother","Bobert","Sarah","MarKowsky",null,null,"Fall 2011","Sophomore","(None)","student11@gmail.com","student60","40-572-9083",null,"975-578-9987"]
["Brother","MarKowsky","Kim","Johansson",null,null,"Winter 2008","Junior","Mechanical Engineering Pre-Professional","student124@gmail.com","student104","61-902-8782",null,"161-670-3785"]
["Sister","Johnson","Brett","Stevenson",null,null,"Winter 2005","Sophomore","(None)","student132@gmail.com","student60","14-376-0270",null,"798-704-7315"]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2006","Senior","(None)","student27@gmail.com","student95","94-224-5116",null,"891-977-7194"]
["Brother","MarKowsky","Kim","Johansson",null,null,"Fall 2007","Junior","(None)","student48@gmail.com","student144","49-849-1604",null,"531-665-4787"]
["Sister","Johansson","Brett","Stevenson",null,null,"Winter 2009","Sophomore","(None)","student123@gmail.com","student78","63-406-8033",null,"630-417-7134"]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2011","Sophomore","Open-Major","student106@gmail.com","student95","50-440-2267","William","246-711-1228","N/A","undecided",false,null,"Kent, WA","M",18,"not yet",null,"N/A",null,null,false,false,false,false,false,false,false,false,false,false,true,"Ballroom dance","On the ballroom dance company",null,false,false,true,true,false,false,null,false,false,true,true,false,false,null,7,6,-1,10,9,8,8,2,"not really!"]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2012","Junior","Pre-Management Core","student137@gmail.com","student35","21-869-0076","Will","398-843-7195","Flsmidth analytical lab assistant","Unsure",false,null,"Sandy","M",21,"Leeds, England","Jan 2010- Dec 2011","None",null,null,false,false,false,false,false,false,true,false,false,false,false,"Learning about pretty much anything",null,"Swim instructor, Cleaner, paper boy, Math tutor",false,false,false,true,true,false,null,false,false,true,true,true,false,null,9,9,8,10,9,10,2,5,"How to invest intelligently and get to the point where if I lost my job I could still support a family and not worry.  I want to have enough money earning money by itself so I don't have to worry and can just enjoy my job for the sake of working."]
["Brother","Stevenson","Gary","Wormington",null,null,"Winter 2012","Junior","(None)","student38@gmail.com","student100","04-500-2481","Billy","418-865-9708"," BYU Site Development","Landscaping",false,null,"Pleasant Grove, UT","M",23,"Brasil, Joao Pessoa","jan 2008 - jan 2010","Portuguese",null,null,false,false,false,true,false,false,true,false,false,false,true,"Motorcycles, Rock climbing",null,"CEM pool construction, Hiatt Landscapes",false,false,true,true,false,false,null,false,false,false,true,false,false,"Very helpful class",5,3,6,8,7,6,8,3]
["Sister","Johansson","Jessica","Palmer",null,null,"Winter 2008","Senior","(None)","student41@gmail.com","student67","18-384-9554",null,"895-294-8860"]
["Brother","Johnson","Mark","Bobert",null,null,"Fall 2008","Senior","(None)","student94@gmail.com","student25","12-520-6754",null,"383-354-7562"]
["Sister","Johansson","Brett","Stevenson",null,null,"Fall 2009","Senior","Nursing","student149@gmail.com","student13","21-172-8537","Sammy","236-348-2805","Nursing Assistant- Utah Valley Specialty Hospital","Nursing",false,"n/a","Draper","F",20,"n/a","n/a","None",null,null,false,false,false,false,false,false,true,false,true,false,false,"Ballroom Dancing",null,"Manager-Tropical Sno, Entrepreneur",false,false,true,true,false,false,null,false,false,true,true,false,false,null,3,6,6,9,8,7,6,1]
["Brother","Wormington","Brett","Stevenson",null,null,"Fall 2007","Sophomore","Therapeutic Recreation","student84@gmail.com","student79","16-266-4285",null,"476-654-2617"]
["Brother","Stevenson","Kim","Johansson",null,null,"Fall 2008","Sophomore","Therapeutic Recreation","student76@gmail.com","student140","16-266-4285",null,"406-551-7582"]
["Sister","Johansson","Sean","Johnson",null,null,"Winter 2008","Masters Degree","(None)","student124@gmail.com","student73","82-870-3275",null,"734-492-7206"]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Fall 2011","Freshman","Humanities Pre-Program","student81@gmail.com","student94","08-300-2540","Wendy","365-834-1955","none",null,false,"none","Apple Valley, CA","F",18,"none","none","none",null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Juice It Up!",false,false,false,true,false,false,null,false,false,false,true,false,false,null,9,5,9,8,8,7,5,4]
["Brother","Stevenson","Kim","Johansson",null,null,"Winter 2012","Senior","(None)","student51@gmail.com","student137","55-074-3878","Wes","687-838-7310","NA","Medical School",true,"Jenna Jones","Hooper UT","M",25,"Manila, Philippines","2005-2007","Tagalog",null,null,false,false,false,false,false,true,true,true,false,false,true,null,null,"NA",true,true,false,true,false,true,null,false,false,false,true,false,false,null,7,7,9,10,7,10,4,1]
["Sister","Stevenson","Sean","Johnson",null,null,"Fall 2012","Senior","Global Studies","student36@gmail.com","student103","00-249-1917","andrea","982-249-3579","custodian",null,false,null,"emmett, idaho","F",23,"Korea Seoul","2009-2011","korean",null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"custodial, travel agency",false,false,false,false,false,true,null,false,false,false,false,false,true,null,4,2,7,4,4,8,6,1,"I don't know enough about the subject to be able to ask any questions"]
["Brother","Johansson","Kim","Johansson",null,null,"Winter 2011","Junior","(None)","student137@gmail.com","student112","21-307-3288","Dallin","970-847-7509","MTC Teacher","Business Owner/Executive",false,null,"Flagstaff, AZ","M",23,"Mendoza, Argentina","2/07 - 2/09","Spanish",null,null,false,false,false,true,false,true,true,false,true,false,true,"Service","Being involved in service opportunities/ helping people feel good","Insurance Agent, Carpentry",false,false,true,true,true,false,"Not graduating soon, but want to know how to manage money",false,false,true,true,true,false,null,8,9,6,9,10,10,10,7,"When should I start a 401K/Retirement Savings?  What are good investments and bad investments?  "]
["Sister","Johansson","Mark","Bobert",null,null,"Fall 2011","Senior","Advertising","student18@gmail.com","student18","79-784-3843","Jocelyn","322-240-6681","A/V Technician - BYU","Advertising",false,null,"Maple Valley, WA","F",18,null,null,null,null,null,true,false,false,true,false,true,true,false,true,false,false,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,4,3,6,8,8,9,5,2]
["Brother","Johnson","Jessica","Palmer",null,null,"Winter 2008","Freshman","(None)","student45@gmail.com","student147","67-503-5190",null,"847-417-4128"]
["Sister","Palmer","Brett","Stevenson",null,null,"Winter 2008","Senior","(None)","student86@gmail.com","student18","05-779-5682",null,"975-780-8760"]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Fall 2011","Sophomore","(None)","student145@gmail.com","student116","28-500-5024","Tom","733-300-2884","BYU Print and Mail Services","Law",false,null,"Salem, OR","M",21,"Washington DC South","Oct, 2008","none",null,null,false,false,false,false,false,false,true,true,false,false,true,"History",null,"Clerk at law office",true,false,true,true,true,false,null,false,false,true,true,false,false,null,7,5,2,8,6,6,9,1]
["Brother","Bobert","Brett","Stevenson",null,null,"Fall 2011","Freshman","Open-Major","student43@gmail.com","student11","39-351-6290","Matt","938-637-5528","N/A","Int'l. Business",false,null,"Boise, ID","M",21,"Mississippi Jackson (Spanish)","Oct. 2009- Sept. 2010 (Medical Release)","Spanish",null,null,false,false,false,true,false,true,true,true,true,false,true,"Foreign Language","I enjoy, and plan on minoring in Spanish.","online merchandiser, invoice clerk",false,false,false,true,false,false,"Provides a solid financial foundation for life",false,false,false,true,false,false,null,5,5,5,10,10,8,7,4,"I would really appreciate if tithing was factored into the data that we work with."]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Fall 2007","Junior","(None)","student58@gmail.com","student46","05-238-9995",null,"141-175-9931"]
["Sister","Johansson","Gary","Wormington",null,null,"Fall 2008","Sophomore","Communications Premajor","student14@gmail.com","student122","99-076-0616",null,"590-916-3505"]
["Sister","Stevenson","Kim","Johansson","Mafileo",null,"Winter 2012","Sophomore","(None)","student79@gmail.com","student39","40-542-3310","Le'o","734-462-6061","Student Assistant, BYU Intercollegiate Locker Room","Working for a Non-Profit Organization",false,null,"Pleasant Grove","F",18,null,null,"Tongan",null,null,false,false,false,true,false,true,true,false,false,false,true,null,null,"PG Referee, Piano Teacher",false,false,false,true,false,false,null,false,false,false,false,false,true,null,7,4,7,10,10,10,7,7]
["Brother","Bobert","Sarah","MarKowsky",null,null,"Winter 2012","Sophomore","Pre-Management Core","student80@gmail.com","student146","45-034-8867","Grant","881-912-2639","Plasma donator (yes I know it doesn't really count)",null,false,null,"Logan, UT","M",19,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"lifeguard",false,false,false,true,true,false,null,false,false,false,true,false,false,null,6,5,7,10,8,9,8,7]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Winter 2010","Senior","(None)","student119@gmail.com","student66","96-265-8326","Warren","888-158-3801","Alpine Village/ Elms Apartments","Optometry",true,"Erin","Huntersville, NC","M",24,"Long Beach, CA","June 2005-2007","Cambodian",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"BYU activity support/ custodial",false,false,false,true,false,false,null,false,false,true,true,false,false,null,10,9,10,7,8,10,8,8]
["Brother","MarKowsky","Gary","Wormington",null,null,"Fall 2012","Junior","Pre-Management Core","student63@gmail.com","student145","84-690-8336","Will","983-961-8066","none","sports law",false,null,"The Woodlands","M",21,"coloradso, colorado spring","8/10-8/12","none",null,null,false,false,false,false,false,false,false,false,false,false,true,null,"i love football and rugby","randalls, sears, ranch",false,false,false,false,true,false,null,false,false,false,false,false,true,null,7,6,4,10,6,8,5,1]
["Sister","Palmer","Sarah","MarKowsky",null,null,"Winter 2009","Junior","(None)","student131@gmail.com","student89","28-428-0799",null,"515-140-5721"]
["Brother","Bobert","Brett","Stevenson",null,null,"Fall 2010","Senior","(None)","student102@gmail.com","student89","65-304-9686","Aaron","813-683-6295","BYU Service Station","Sports Public Relations",false,null,"Denver","M",24,"California Roseville","January 05-07",null,null,null,false,false,false,true,false,false,false,true,false,false,true,null,null,"A lot!",false,false,false,true,false,false,null,false,false,false,false,false,true,null,8,7,5,8,9,9,9,8]
["Sister","Johansson","Jessica","Palmer",null,null,"Winter 2010","Junior","Art History","student111@gmail.com","student24","07-710-3615","Lauren","616-168-5587","Counter Clerk","Humanities, Business Minor",false,"Lauren","Alpine","F",19,null,null,null,null,null,true,false,false,false,false,true,true,true,false,false,false,null,null,"Office Assistant, Care Giver for elderly",false,false,false,true,false,false,"Want better skills for managing and correctly tracking my personal finances",false,false,false,false,false,true,null,9,10,10,7,8,10,10,8]
["Brother","Stevenson","Jessica","Palmer",null,null,"Winter 2010","Senior","(None)","student68@gmail.com","student26","90-604-2829","Will","424-741-8905",null,"Investment banking",true,"Katie","Glenview, IL","M",23,"Philippines San Pablo","2005 - 2007","Tagalog ",null,null,true,false,false,false,false,false,false,false,false,false,true,null,null,null,false,false,true,true,false,true,null,false,false,true,true,true,false,null,10,10,7,10,8,8,10,8,"Nope. "]
["Sister","Johansson","Jessica","Palmer",null,null,"Winter 2006","Senior","(None)","student94@gmail.com","student78","71-050-0635",null,"466-216-1100"]
["Brother","Johansson","Sean","Johnson",null,null,"Fall 2011","Senior","(None)","student123@gmail.com","student139","41-783-1596","Ross","665-539-6159","Italian student instructor at BYU","Physician",false,null,"Roseville","M",24,"Milan, Italy","2006-2008","Italian",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,false,true,false,true,null,false,false,true,true,true,false,null,8,8,7,7,10,10,7,5,"I am just interested in learning more about investing and what are smart decisions I can make now to maximize my savings!"]
["Sister","MarKowsky","Brett","Stevenson",null,null,"Fall 2009","Junior","Elementary Education","student79@gmail.com","student125","63-238-8214","Katie","133-584-8021","Substitute Teacher","Elementary School Teacher",false,null,"Bellevue, WA","F",20,"Not Yet :)",null,"Spanish",null,null,false,false,false,false,false,false,true,false,true,false,false,"Teaching","My true passion. ","Babysitter/Nanny, Lifeguard, Mail Sorter",false,false,true,false,false,false,null,false,false,false,false,false,false,"Highly Effective",5,5,6,2,2,6,3,2,"As an elementary school teacher, I will be earning a relatively small salary. How can I help support myself/ my family with a low income?\r\n\r\nHow can I prepare financially for a mission, marriage and a master's degree?\r\n\r\nHow can I become completely self-sufficient and self-reliant as needed throughout my life?"]
["Brother","Johnson","Sean","Johnson",null,null,"Winter 2008","Junior","(None)","student30@gmail.com","student155","77-779-5209",null,"290-583-5959"]
["Sister","Stevenson","Sean","Johnson",null,null,"Fall 2007","Sophomore","(None)","student89@gmail.com","student40","26-141-4596",null,"894-456-6536"]
["Sister","Bobert","Mark","Bobert",null,null,"Winter 2008","Doctoral Degree/Masters Degree","(None)","student31@gmail.com","student86","67-834-9049",null,"497-838-3312"]
["Brother","MarKowsky","Sean","Johnson",null,null,"Fall 2012","Senior","Nutritional Science","student64@gmail.com","student110","41-606-6633","Wes","864-860-7233","Security Guard","Medicine",false,"n/a","Paradise, CA","M",24,"Texas Houston East","July 07-09","no",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Pharmacy Tech, Chiropractic assistant, Tire Tech",false,false,true,false,false,true,null,false,false,false,true,false,false,null,9,6,9,9,9,4,7,1]
["Brother","Johansson","Brett","Stevenson",null,null,"Fall 2009","Senior","Leisure Services Management","student92@gmail.com","student73","53-140-1232","Will","137-920-5918","Wilkinson Student Center","Photography/Videography",false,null,"Reno, Nevada","M",23,"Ohio Cincinnati Mission","2005-2007",null,null,null,false,false,false,false,false,true,true,true,false,false,false,"Outdoors","Hunting, Fishing, Backpacking, Camping, etc.","Various positions with several construction companies.",true,false,false,true,false,false,null,false,false,false,true,false,false,null,3,4,7,10,8,7,3,1]
["Sister","Stevenson","Kim","Johansson",null,null,"Fall 2010","Freshman","Spanish","student26@gmail.com","student50","10-724-5395","Erika","776-642-2974",null,null,false,null,"Sitka, Alaska","F",18,null,null,"Spanish",null,null,false,false,false,false,false,false,true,true,false,true,false,"Dance","Ballet, tap, jazz, folk, Latin social etc.",null,true,false,false,true,false,false,"I need to learn how to use money!",false,false,false,false,true,false,null,8,2,3,9,6,6,6,1,"I need to learn more about credit cards and banking systems--ie what type of account is best."]
["Brother","Stevenson","Sean","Johnson",null,null,"Winter 2008","Senior","(None)","student57@gmail.com","student150","12-491-9116",null,"483-725-8275"]
["Brother","MarKowsky","Mark","Bobert",null,null,"Winter 2011","Sophomore","Open-Major","student125@gmail.com","student127","38-306-1783","Dallin","549-758-9092","Custodian at Conference Center",null,false,null,"Boise","M",18,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,true,"Math","I like to work with numbers and I'm pretty good at it.","Landscaping\r\nRV/Motor Home detailer\r\nWeld Pro- assistant\r\nPainter",false,false,true,true,false,false,null,false,false,false,true,false,false,null,9,7,7,10,8,8,5,4]
["Brother","Stevenson","Gary","Wormington",null,null,"Fall 2010","Senior","(None)","student78@gmail.com","student103","84-679-6273","Jacob","853-238-5003","Intermountain Health Care","Quality Control in Health Care\r\nResearch",false,null,"Cedar Hills Utah","M",24,"Germany Munich Austria","Oct 2004-Oct 2006","German",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"MTC German Language Instructor\r\nState Department Intern-Vienna Austria",false,false,false,true,false,true,null,false,false,false,false,false,true,null,9,10,7,10,9,9,2,3]
["Sister","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2011","Senior","(None)","student146@gmail.com","student49","02-504-1023",null,"792-188-2747"]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Fall 2006","Senior","(None)","student44@gmail.com","student27","88-409-1358",null,"817-531-2153"]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Fall 2008","Sophomore","(None)","student137@gmail.com","student121","35-300-9109",null,"245-419-7158"]
["Brother","Stevenson","Mark","Bobert",null,null,"Winter 2011","Junior","(None)","student20@gmail.com","student43","81-758-7847","David","907-176-1499","Manager at Creamery on 9th","Construction/Bus",false,null,"Tucson","M",22,"Mexico Monterrey West","June 2008- June 2010","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,true,"Construction/ Managment","I have found over this last semester that i enjoy the managment and since i was little i have enjoyed the prospect of doing construction.","N/A",true,false,true,true,true,false,"I really need to learn how to manage money",false,false,true,true,true,false,null,9,8,5,7,10,9,7,1,"I would love to learn how investments work and how to make the most of my money. Im a hard worker and not worried about employment but i have no real understanding on how to make the most of what i have worked hard to earn."]
["Brother","Wormington","Kim","Johansson",null,null,"Winter 2012","Senior","Chemical Engineering","student65@gmail.com","student145","53-707-7142","christon","784-827-5286","research assistant","I would like to work developing better energy source.",false,null,"Yakima","M",22,"Pheonix Arizona",2008,null,null,null,true,true,false,false,false,false,true,false,false,false,true,null,null,"YMCA Childcare \r\nBSA Counselor\r\nWorked with ranchers and farmers various jobs.",false,false,true,false,false,true,null,false,false,false,true,true,false,null,9,8,10,10,10,9,3,3]
["Brother","Johansson","Brett","Stevenson",null,null,"Winter 2011","Masters Degree","(None)","student37@gmail.com","student81","70-098-6332",null,"868-489-2758"]
["Brother","Wormington","Brett","Stevenson",null,null,"Fall 2007","Freshman","Open-Major","student27@gmail.com","student11","34-243-4688",null,"134-194-1129"]
["Sister","Johansson","Sarah","MarKowsky",null,null,"Winter 2007","Junior","Political Science","student97@gmail.com","student122","35-826-1383",null,"588-864-3332"]
["Brother","Stevenson","Kim","Johansson",null,null,"Fall 2007","Junior","(None)","student97@gmail.com","student104","92-260-0175",null,"824-544-9278"]
["Sister","Stevenson","Mark","Bobert",null,null,"Fall 2009","Junior","(None)","student100@gmail.com","student140","03-346-1576","Tiffany","202-726-7129","N/A","N/A",false,null,"Hong Kong","F",20,"N/A","N/A","Cantonese",null,null,false,false,false,false,false,false,false,false,false,false,false,"Traveling","Travel to and experience different country","Data input assistant and Waitress",false,false,false,true,false,false,null,false,false,false,true,false,false,null,6,3,3,5,7,8,1,1,"No"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2011","Senior","(None)","student119@gmail.com","student114","27-669-2675","Bryce","658-758-9101","Mechanical Engineering Department","Energy Engineering",true,"Marianne Winsor","Cary, NC","M",23,"Oaxaca, Mexico","July 2007 - July 2009","Spanish",null,null,true,true,false,false,false,false,false,false,false,false,true,null,null,"Internship at Southwest Gas Corporation, Teaching Assistant in Mechanical Engineering, EFY Counselor, Custodian at Marriott Center",false,false,true,true,false,true,null,false,false,false,true,false,false,null,7,7,8,9,8,9,10,5,"I want to learn how to invest money better.  I already know how to make money and how to spend it wisely but I don't know how to invest it well and I know that makes all the difference."]
["Brother","Johnson","Mark","Bobert",null,null,"Fall 2009","Sophomore","(None)","student81@gmail.com","student26","83-644-2484","Blake","134-254-7441",null,"International Business",false,null,"Las Vegas","M",21,"Tokyo Japan","march 2007-09","Japanese",null,null,false,false,false,true,true,false,false,false,true,false,true,null,null,null,false,false,true,false,false,false,null,false,false,false,true,true,false,null,4,6,5,7,8,8,2,4,"I dont know anything about the stock market. How it works or what it really is is what i would like to learn."]
["Sister","Johnson","Mark","Bobert",null,null,"Fall 2007","Junior","(None)","student125@gmail.com","student120","86-078-4695",null,"807-825-2068"]
["Brother","Bobert","Sarah","MarKowsky",null,null,"Fall 2006","Senior","(None)","student136@gmail.com","student25","39-727-5968",null,"394-589-1336"]
["Brother","Johansson","Mark","Bobert",null,null,"Fall 2006","Junior","(None)","student35@gmail.com","student146","82-095-2659",null,"567-676-5063"]
["Sister","Johansson","Mark","Bobert",null,null,"Winter 2008","Sophomore","(None)","student86@gmail.com","student50","53-081-0776",null,"791-618-9231"]
["Sister","Johansson","Mark","Bobert",null,null,"Winter 2009","Senior","(None)","student45@gmail.com","student82","26-780-2092",null,"132-725-6001"]
["Sister","Bobert","Kim","Johansson",null,null,"Winter 2009","Junior","(None)","student136@gmail.com","student66","95-326-2954",null,"817-775-6483"]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2006","Senior","(None)","student109@gmail.com","student20","66-380-6924",null,"200-939-6749"]
["Sister","Stevenson","Gary","Wormington",null,null,"Fall 2007","Senior","(None)","student97@gmail.com","student17","34-621-3126",null,"152-122-4773"]
["Sister","MarKowsky","Kim","Johansson",null,null,"Winter 2008","Sophomore","(None)","student75@gmail.com","student93","65-150-0190",null,"791-380-6966"]
["Sister","Palmer","Brett","Stevenson",null,null,"Winter 2007","Freshman","(None)","student11@gmail.com","student103","63-196-6794",null,"587-994-7100"]
["Brother","Bobert","Sarah","MarKowsky",null,null,"Fall 2005","Junior","(None)","student60@gmail.com","student27","93-840-5357",null,"563-856-2177"]
["Brother","Palmer","Brett","Stevenson",null,null,"Winter 2009","Junior","(None)","student35@gmail.com","student94","44-232-9029",null,"504-318-5871"]
["Brother","Bobert","Gary","Wormington",null,null,"Fall 2010","Junior","Pre-Management Core","student68@gmail.com","student140","55-303-3246","Marcus","932-761-3961",null,null,false,null,"Hong Kong","M",20,null,null,"English",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,7,7,9,10,10,9,8,7]
["Brother","Stevenson","Kim","Johansson",null,null,"Fall 2012","Senior","Biophysics","student80@gmail.com","student62","50-360-7228","Wontak","105-519-6876","BYU ","entrepreneur",true,"Jayeon Lee","Korea","M",24,"Los Angeles ","2008 - 2010","Korean, Spanish",null,null,true,true,false,true,false,false,true,false,true,false,false,"Natural Science",null,"BYU, MTC, Hotel wineboy etc",false,false,true,true,false,false,null,false,false,true,true,false,false,null,10,10,4,10,10,10,2,5]
["Brother","Stevenson","Sean","Johnson",null,null,"Fall 2012","Junior","Health Promotion","student99@gmail.com","student78","22-673-5619","Joseph","987-922-6896","MTC teacher","Health Administration",true,"Aubree","St. George, UT","M",22,"Long Beach, CA","May 2009-2011","I know spanish",null,null,false,false,false,true,false,false,true,false,false,false,true,null,null,"Ranch hand on a dairy",false,false,true,true,false,false,null,false,false,true,true,true,false,null,5,6,-1,10,8,9,1,4]
["Brother","Bobert","Sean","Johnson",null,null,"Winter 2012","Senior","(None)","student69@gmail.com","student123","83-005-5992","Steven","205-281-5094","Bio 130 TA and Research Assistant","Dentistry",true,"Kelli Edwards Woodard","North Wilkesboro, NC","M",23,"WA Kennewick ","April 2008-2012","No",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Chicken Farm, Chef, Hollywood Video Customer Rep.",false,false,false,true,false,true,null,false,false,false,true,true,false,null,9,10,6,8,9,8,7,5,"I want to learn about 401K and how retirement works now-a-days with investment portfolios.  "]
["Brother","Stevenson","Sarah","MarKowsky",null,null,"Winter 2010","Senior","(None)","student126@gmail.com","student116","02-045-5063","Mckay","213-223-7542","LDSP - Financial department","Financial Planning/ Corporate Finance/ Economics ",false,null,"Provo","M",24,"Honolulu Hawaii","2005-2007","English",null,null,false,false,false,false,false,false,true,false,true,false,false,null,null,"BYU post office\r\nGood Earth Health Food store\r\n",false,false,false,true,true,true,null,false,false,true,true,false,false,null,6,6,6,10,7,10,8,8,"How as a student, making student wages, i can begin making money and saving money, and setting myself up for success. It's always said that it takes money to make money, well how do you get money to start turning it into more money? "]
["Sister","Palmer","Gary","Wormington",null,null,"Fall 2011","Junior","(None)","student90@gmail.com","student106","48-764-0485","Courtney","113-147-6144","Shaved Ice of Kansas City","Something with science",false,null,"Kansas City, Missouri","F",19,null,null,"none",null,null,false,false,false,false,false,true,true,false,false,false,true,null,null,null,false,false,true,true,false,false,"Learn how to manage money",false,false,false,false,false,true,null,8,7,10,8,7,3,6,9]
["Brother","Palmer","Mark","Bobert",null,null,"Fall 2005","Junior","(None)","student130@gmail.com","student140","67-217-7480",null,"384-125-8360"]
["Brother","Palmer","Brett","Stevenson",null,null,"Winter 2007","Senior","(None)","student93@gmail.com","student14","72-940-9138",null,"389-309-9667"]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Winter 2011","Sophomore","(None)","student139@gmail.com","student141","51-757-5184","Hyrum","222-414-4597","Mountain View Packaging","Facilities Property Manager",true,"Ashley","Orem","M",21,"Taiwan","2008-2010","Chinese",null,null,false,false,false,false,false,false,false,false,false,false,true,"Handyman","You name it, I fix it.","Food, Call center, Cement, Packaging",true,false,false,true,false,false,null,false,false,false,true,true,false,null,8,7,8,10,8,6,6,3,"Actual interest rates, best credit options, the smartest way to get into a house."]
["Brother","Stevenson","Mark","Bobert",null,null,"Winter 2012","Sophomore","Chinese","student27@gmail.com","student126","47-572-4288","will","334-661-1797","janiter","law",false,null,"las vegas","M",21,"brasil","got back 2 months ago","portuguese",null,null,false,false,false,true,false,false,false,true,false,false,false,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,6,4,10,10,9,10,8,7]
["Brother","Johnson","Sean","Johnson","Lin",null,"Fall 2012","Senior","Civil Engineering","student50@gmail.com","student140","79-033-9945","Rudy","678-193-3738","BYU Planning Department, Student Architect","Structural Engineer",false,null,"Mission Viejo, CA","M",22,"Salt Lake City South","2009-2011",null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Cabinetry",false,false,true,false,false,false,null,false,false,false,true,true,false,null,10,9,6,6,8,7,7,2]
["Brother","MarKowsky","Jessica","Palmer",null,null,"Fall 2007","Freshman","(None)","student155@gmail.com","student71","02-437-0636",null,"804-589-9237"]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Fall 2011","Senior","(None)","student32@gmail.com","student34","47-719-2055",null,"131-285-6184"]
["Brother","MarKowsky","Mark","Bobert",null,null,"Winter 2008","Senior","(None)","student31@gmail.com","student43","30-891-9657",null,"112-622-9177"]
["Brother","Bobert","Jessica","Palmer",null,null,"Fall 2010","Sophomore","(None)","student153@gmail.com","student29","16-431-9936","Weston","468-442-3955","Purchasing Card Specialist","Corporate Law",true,"Melissa","Las Vegas","M",22,"Lubbock, Texas","2006-2008","None",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Bass Pro Shop\r\nLaw Office Clerk\r\nShipping Clerk\r\nCustodial\r\nGrounds ",false,true,false,true,true,false,null,false,false,true,true,false,false,null,-1,8,6,10,9,10,9,8]
["Brother","Bobert","Brett","Stevenson",null,null,"Winter 2012","Junior","Middle East Studies / Arabic","student95@gmail.com","student78","92-177-1664","Will","750-510-3130","JFSB Custodial","CIA Intelligence Analyst",false,"none","Riverside, CA","M",21,"Germany, Berlin","June '09 - June '11","German",null,null,false,false,false,false,false,false,true,false,false,false,true,"none","none",null,false,false,true,true,false,false,null,false,false,true,true,true,false,null,7,3,8,5,7,2,5,2,"How can I overcome the innate human idea that \"if I just earned a little more money I would be happy?\"  Where can I strike a balance between feeling financially secure and living the gospel that will bring the most happiness to the lives of my family and I?"]
["Brother","Johnson","Mark","Bobert",null,null,"Fall 2009","Junior","(None)","student19@gmail.com","student57","17-234-3131","Trace","603-134-7515","BYU Library, self-employed","Entrepreneur in online stores.  Eventually be an investor in real estate.",false,null,"Wilsonville, OR","F",23,"Michigan Lansing Mission","April 2006 - April 2008","NA",null,null,true,false,false,false,true,true,false,false,true,false,false,"Business","Some business associates and I are establishing an LLC and are making online stores.","Construction, retail, fast food",false,false,false,true,false,false,"Learn skills that will promote financial independance",false,false,false,true,false,false,null,8,8,6,10,10,10,5,9,"I'd like to see a list of books that you would recommend for financial education, creative thinking and good P.R. and working with people.\r\n\r\nAlso, I'd like to learn how to work with other people's money and ways of getting investors.\r\n\r\nFinally, I want to know the requirements and dealings of owning a home.  I wish to purchase a house and rent it out as student housing.  In addition, I would like to learn how people go about purchasing homes when they don't have the finances to make a down payment."]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Winter 2007","Sophomore","(None)","student34@gmail.com","student130","38-717-5341",null,"596-460-5022"]
["Brother","Stevenson","Gary","Wormington",null,null,"Fall 2007","Sophomore","(None)","student24@gmail.com","student131","38-717-5341",null,"253-401-4572"]
["Sister","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2007","Junior","(None)","student58@gmail.com","student153","81-855-8986",null,"642-636-6063"]
["Brother","Johnson","Sean","Johnson",null,null,"Fall 2010","Senior","(None)","student142@gmail.com","student154","46-498-5629","Wyatt","659-324-8002","MTC?","Undecided",false,null,"Sandpoint, ID","M",21,"Utah Salt Lake City South","May '08 - May '10","Spanish",null,null,false,false,false,true,false,true,false,false,false,false,true,"Management",null,null,true,false,false,false,true,true,null,false,false,false,true,false,false,null,8,6,7,8,8,9,7,5]
["Brother","Palmer","Mark","Bobert",null,null,"Fall 2012","Senior","Communications Premajor","student47@gmail.com","student30","05-319-2878","Taylor","723-739-1548","Warehouse worker","Foreign Service, foreign relations",false,null,"Alpine, Utah","M",21,"Chicago, Illinois","June 2010-2012","none",null,null,true,false,false,false,false,false,true,true,false,false,false,null,null,"Warehouse work, call centers, landscaping",false,false,false,true,false,false,null,false,false,false,false,false,true,null,3,4,6,5,6,6,2,3,"No special requests, only a recognition that my parents have not taught me very much about finance, and I've seen how finances can become a tinderbox for relationships. "]
["Sister","Johansson","Brett","Stevenson",null,null,"Fall 2007","Senior","(None)","student57@gmail.com","student152","95-702-4379",null,"365-811-6184"]
["Brother","Johansson","Mark","Bobert",null,null,"Fall 2009","Senior","(None)","student63@gmail.com","student35","48-710-4222",null,"809-565-2587"]
["Brother","MarKowsky","Kim","Johansson",null,null,"Winter 2011","Senior","(None)","student90@gmail.com","student136","39-899-2725","Doug","483-163-5519","Life Science Computer Support BYU","I've got a job lined up with Protiviti",true,"Annelisa","Renton, WA","M",26,"Zimbabwe","2004-2006","-",null,null,true,true,true,false,false,true,false,false,false,false,false,null,null,null,false,false,false,false,true,true,"former student recommended",false,true,false,true,true,false,null,8,6,7,8,8,8,3,5,"good services/tools for investing and how to literally use them. types of investments such as money markets, and what to expect from them as far as return, risk, and commitment. "]
["Brother","Wormington","Kim","Johansson",null,null,"Winter 2008","Sophomore","(None)","student13@gmail.com","student43","39-539-6040",null,"278-829-3071"]
["Sister","Johansson","Jessica","Palmer",null,null,"Winter 2010","Senior","(None)","student75@gmail.com","student147","87-497-3205",null,"943-469-2457"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Winter 2010","Junior","(None)","student51@gmail.com","student96","00-800-4401","Tian","823-113-7804","None","Finance or Accounting",false,null,"Penang, Malaysia","M",23,"Australia Sydney South Mission ","March 06 - Feb. 08","Malay,Mandarin,Cantonese,Hokkien",null,null,false,false,false,false,false,false,false,false,true,false,false,null,null,"Book-keeping, custodian",false,false,false,true,false,false,null,false,false,false,true,false,false,null,8,7,7,8,7,7,7,5]
["Sister","Stevenson","Brett","Stevenson",null,null,"Fall 2011","Junior","(None)","student93@gmail.com","student68","37-298-0307","Holly","406-103-4389","LDS Philanthropies","English Teacher",false,"none","Cypress, CA","F",19,"none","none","none",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"None",true,false,true,true,false,false,null,false,false,true,true,true,false,null,4,2,4,10,10,8,7,1,"None"]
["Sister","Bobert","Jessica","Palmer",null,null,"Fall 2009","Senior","(None)","student87@gmail.com","student72","26-160-4487","Chanda","842-648-3088","BYU Women's Issue Attendent","Nursing",false,null,"Mesa, AZ","F",25,"Oregon Eugene","Sep 2006-Feb 2008",null,null,null,true,false,false,false,false,false,true,false,true,false,true,null,null,"Marketing Director",false,false,false,true,false,false,null,false,false,false,false,false,true,null,6,6,4,6,7,8,2,1]
["Brother","Johnson","Sarah","MarKowsky",null,null,"Winter 2012","Senior","(None)","student115@gmail.com","student91","72-567-4456","Karl","938-172-6048","Wymount Office","NSA or other intelligence agency",true,"Kathryn","Boise","M",25,"El Salvador San Salvador East","2006-2008","Spanish",null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"Real Estate Wholesale\r\nDental Marketing\r\nGrounds Crew",false,true,true,true,false,true,null,false,false,false,true,true,false,null,5,4,8,8,6,7,8,8]
["Sister","Johnson","Jessica","Palmer",null,null,"Winter 2010","Senior","(None)","student138@gmail.com","student64","60-289-8499","Keilyn","503-252-7768",null,"Occupational Therapy",false,null,"San Jose, CA","F",24,"Wisconsin, Milwaukee","2006-2008",null,null,null,false,false,false,false,false,false,true,true,true,false,false,"Dance","Polynesian, Hip-Hop/Jazz",null,false,false,true,true,false,true,null,false,false,true,true,true,false,null,5,5,8,6,8,9,9,4]
["Brother","Bobert","Sarah","MarKowsky",null,null,"Winter 2007","Junior","(None)","student75@gmail.com","student100","24-425-5094",null,"501-645-6822"]
["Sister","Palmer","Mark","Bobert",null,null,"Winter 2010","Junior","French Studies","student140@gmail.com","student56","53-571-4858","Lesa","394-989-1177","Cougar Creations at BYU","Humanitarian work",false,null,"Omaha, NE","F",19,null,null,"French",null,null,false,false,false,false,false,false,true,true,false,false,false,null,null,null,false,false,true,true,false,false,null,false,false,true,true,false,false,null,5,6,10,10,8,7,10,4]
["Sister","Wormington","Kim","Johansson",null,null,"Fall 2007","Sophomore","(None)","student49@gmail.com","student87","74-706-1148",null,"837-449-4506"]
["Sister","Palmer","Sean","Johnson",null,null,"Fall 2008","Sophomore","(None)","student135@gmail.com","student113","28-871-1278",null,"773-689-5411"]
["Brother","MarKowsky","Sean","Johnson",null,null,"Fall 2006","Senior","(None)","student105@gmail.com","student23","06-243-8884",null,"759-492-8581"]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Fall 2009","Sophomore","(None)","student126@gmail.com","student135","21-866-1382","Yuliya","806-241-8830","Cougareat","Translation for International companies",false,null,"Gorlovka, Ukraine","F",22,"None",null,"Ukrainian, Russian, French, German and English",null,null,false,false,false,false,false,false,true,true,false,false,false,null,null,"Web development\r\ninternational student advising",false,false,false,true,false,false,null,false,false,false,false,false,true,null,3,3,9,10,10,10,5,1]
["Sister","MarKowsky","Mark","Bobert",null,null,"Fall 2007","Senior","(None)","student67@gmail.com","student21","07-150-2900",null,"223-257-7786"]
["Sister","Stevenson","Sarah","MarKowsky",null,null,"Fall 2010","Junior","(None)","student139@gmail.com","student28","57-334-5198",null,"923-368-4152",null,null,false,null,"Hong Kong","F",20,null,null,"Cantonese",null,null,true,false,false,false,true,false,true,false,false,true,false,null,null,null,false,false,true,false,false,false,null,false,true,false,false,false,false,null,10,7,6,10,7,9,5,4]
["Brother","Wormington","Brett","Stevenson","Schroer",null,"Winter 2009","Junior","(None)","student42@gmail.com","student49","52-033-4308",null,"480-974-3122"]
["Brother","Stevenson","Brett","Stevenson",null,null,"Fall 2010","Junior","(None)","student16@gmail.com","student34","16-023-6109","Zach","723-401-8116","None","Law or Business",false,null,"Mesa, AZ","M",21,"California Roseville","May 2008 - 2010","None",null,null,true,false,false,false,false,false,true,false,false,false,true,"Law, History, & International Relations",null,"Warehouse, landscaping, foods, scouting store",true,false,false,false,true,false,"Manage money now",false,false,true,true,false,false,null,8,6,9,9,9,7,6,4]
["Brother","Johnson","Sean","Johnson",null,null,"Winter 2008","Senior","(None)","student104@gmail.com","student137","61-082-5319",null,"713-627-5587"]
["Brother","Johnson","Brett","Stevenson",null,null,"Winter 2011","Junior","Mechanical Engineering Pre-Professional","student130@gmail.com","student79","82-412-7893","Gabe","487-148-5711","none","entrepreneur",false,null,"Portland, OR","M",19,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Worked for family and friends (no \"real\" jobs)",false,false,false,true,true,false,"Have money that needs taking care of",false,false,false,false,false,true,null,9,9,7,8,8,9,8,7,"How to invest wisely in this economic recession"]
["Brother","Bobert","Jessica","Palmer",null,null,"Fall 2006","Senior","(None)","student16@gmail.com","student131","06-213-4058",null,"270-262-6473"]
["Brother","Wormington","Kim","Johansson",null,null,"Fall 2009","Junior","(None)","student111@gmail.com","student141","16-573-1000","Alex","429-512-1706","Event Staff",null,false,null,"North Salt Lake","M",21,"Mongolia","2007-2009","Mongolian",null,null,true,true,false,false,true,false,false,false,true,false,false,null,null,"Cookie Baker",false,false,false,true,false,false,null,false,false,false,false,false,true,null,9,5,7,10,10,10,5,2]
["Brother","Bobert","Sarah","MarKowsky",null,null,"Winter 2011","Junior","(None)","student32@gmail.com","student111","06-339-3042",null,"585-502-5559","Proz Pest Control","Dentistry",false,null,"Cardston","M",23,"South Carolina, Columbia Mission","May 2006-2008",null,null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,"Cabinet Work.\r\nManaging Kitchen at a restaurant. ",false,false,true,true,false,false,null,false,false,false,false,true,false,null,8,5,8,10,9,9,6,10]
["Brother","MarKowsky","Brett","Stevenson",null,null,"Fall 2011","Senior","Neuroscience","student43@gmail.com","student111","05-736-8971","Zed(ic)","223-494-5781","BYU - Office of IT","Business & Health Care",false,null,"Bountiful","M",26,"Bahia Blanca, Argentina","05 07","Spanish",null,null,true,true,true,true,false,false,true,false,false,false,true,"The science of the body","I love working with people and helping them heal spiritually, mentally, emotionally and physically","PT Aide, Sales, web design",false,false,true,true,true,true,"I am trying to weigh the financial impact of pursuing a higher education in medicine vs physical therapy vs business",false,false,false,true,true,false,"Scott Marsh's class is amazing. Essential, and critical to understand. a must take at BYU.",7,6,9,9,10,10,2,7,"YES!... I want to gain the financial education that many students got at home with their parents. I didn't. My parents didn't graduate from college(I love them though). I want to understand the basic/eternal principles of stewardship and wise management. I want to become self-reliant, financially independent, and then gain financial freedom. Most of all I want to learn how to live within my means NOW, prepare for marriage, and understand the financial implications of pursuing medical school, vs physical therapy vs a career in business and then set goals and move forward to achieving my \"Point of Choice\"!!....."]
["Brother","Bobert","Mark","Bobert",null,null,"Winter 2006","Freshman","(None)","student25@gmail.com","student114","66-422-9984",null,"962-113-6962"]
["Brother","Wormington","Sean","Johnson",null,null,"Fall 2011","Senior","(None)","student15@gmail.com","student105","26-508-3356","Brandon","195-912-4261","Research Assistant at BYU","International Law",false,null,"Marlborough, MA","M",24,"Geneva, Switzerland","2006-2008","French",null,null,false,false,false,true,false,true,true,true,false,false,false,"Snowboarding/Mountain Biking",null,"Sales and Marketing with Incite Marketing and Hebda Corp.",false,false,true,true,false,true,null,false,false,true,true,true,false,null,5,5,9,10,10,10,7,1,"Nothing that specifically comes to mind, other than wise money management and reaching my P.O.C. as soon as possible :)"]
["Sister","Johansson","Brett","Stevenson",null,null,"Winter 2009","Sophomore","(None)","student11@gmail.com","student37","97-875-7055",null,"542-781-7050"]
["Brother","Wormington","Brett","Stevenson",null,null,"Fall 2007","Sophomore","(None)","student54@gmail.com","student155","77-257-3262",null,"133-341-2495"]
["Brother","Johnson","Sean","Johnson",null,null,"Fall 2008","Junior","Pre-Management Core","student37@gmail.com","student41","64-538-0603",null,"370-668-8178"]
["Brother","Johnson","Brett","Stevenson",null,null,"Fall 2005","Junior","(None)","student65@gmail.com","student39","09-644-2870",null,"337-264-6866"]
["Brother","Palmer","Sean","Johnson",null,null,"Fall 2010","Senior","Information Technology","student146@gmail.com","student87","06-082-9500","Justin","141-568-7464","Web Designer - Cadence Preferred","Create my own consulting group that will create visual and written media for larger companies like Microsoft, Google, Dell, etc.",false,null,"Sammamish, WA","M",21,"Vitoria Brazil","July 2008-2010",null,null,null,true,true,true,true,false,false,false,false,true,false,false,null,null,"Dish Washer - Dream Dinners\r\nCourtesy Clerk - Albertsons",false,false,false,true,false,false,null,false,false,true,true,false,false,null,8,6,9,10,10,10,3,1,"I am really looking forward to everything in this class. I feel like I have a lot of potential to make good investments and I would like to know how to makes those now so that years down the road I don't kick myself and think, why didn't I think to invest in that years ago..."]
["Brother","Bobert","Kim","Johansson",null,null,"Winter 2007","Sophomore","Political Science","student139@gmail.com","student20","63-224-0164",null,"431-706-1872"]
["Brother","MarKowsky","Sarah","MarKowsky",null,null,"Fall 2008","Junior","(None)","student72@gmail.com","student152","77-626-9650",null,"597-393-5704"]
["Brother","Johnson","Mark","Bobert",null,null,"Fall 2009","Senior","(None)","student65@gmail.com","student147","25-906-4557","Michael","307-443-9376","Self-Employed contractor","International business ",true,"Karen","Snohomish WA","M",23,"Las Vegas West","Oct '05 - Oct '07","Spanish",null,null,true,false,false,true,false,false,true,false,false,false,true,"scuba diving, cliff jumping, jiu jitsu",null,"fireplace installer, painter, general construction, sales, basketball referee, after school program director/mentor",false,false,false,true,true,true,null,false,false,true,true,true,false,null,8,9,9,10,10,10,8,9,"I have been reading and studying on my own how to invest not just in stocks bonds, and the like, but all kinds of assets like businesses, real estate, rights.  I would like to learn more about that since it is another effective way to increase wealth and is often a form of \"good debt.\""]
["Brother","Johansson","Sean","Johnson",null,null,"Winter 2011","Senior","Chemical Engineering","student20@gmail.com","student25","00-323-6686","Zack","352-153-5576","MTC","Engineering management",false,null,"South Jordan, Utah","M",21,"Boston, Massachusetts","2008-2010","Portuguese",null,null,false,false,false,true,false,true,true,true,false,false,false,null,null,"County mosquito abatement\r\nConstruction",false,false,true,true,true,false,null,false,false,false,true,true,false,null,8,6,9,8,8,9,2,1,"I'd like to be able to know not only how to manage money, but also strategies that will help me be successful and consistent no matter how the economy falls. I don't want to just 'get by in life' I'd like to be able to make contributions and help society develop."]
["Sister","Johnson","Sarah","MarKowsky",null,null,"Winter 2006","Senior","(None)","student16@gmail.com","student99","71-795-5286",null,"967-857-4810"]
["Brother","Palmer","Jessica","Palmer",null,null,"Fall 2011","Sophomore","Pre-Management Core","student98@gmail.com","student93","70-408-6517","Zach","146-691-8006","not employed","Accounting/Business Management",false,"N/A","Salt Lake City","M",18,"N/A","N/A","N/A",null,null,true,false,false,false,false,true,true,false,false,false,false,"N/A",null,"Night Manager at local specialty foods store for four years",false,false,true,true,true,false,"Friend of your son Jordan from olympus and I have attended your classes at education week for the past two years and have thoroughly enjoyed them",false,false,true,true,false,false,null,7,7,10,9,9,8,9,8]
["Brother","Stevenson","Mark","Bobert",null,null,"Fall 2010","Senior","(None)","student54@gmail.com","student82","37-779-1637","Zack","628-679-5902",null,null,false,null,"thousand oaks, ca","M",24,"Mexico, Torreon","2005-2007","spanish",null,null,true,false,false,false,true,true,true,false,true,false,true,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,9,9,10,10,7,8,4,5]
["Brother","Johnson","Jessica","Palmer",null,null,"Winter 2010","Senior","(None)","student50@gmail.com","student91","06-228-0668","Zach","360-438-9137","MTC","Financial Planner/Entrepreneur",false,null,"Park City, Utah","M",23,"Chile, Osorno","Sept 2006-Sept 2008","Spanish",null,null,false,false,false,true,false,false,false,true,false,false,true,null,null,"IndustryPro-Industry Researcher; Guardian Home Inspections-Co-Founder, Co-Owner; Rancher",false,false,false,true,true,false,null,false,false,false,true,false,false,null,5,10,10,10,10,10,10,10,"I would love to start a business that teaches people how to set their affairs in order and recognize how to become financially independent. I have heard that a financial planner is more about selling financial products. Is there a career that would fit would I am hoping to do?"]
[null,"Bobert","Sarah","MarKowsky",null,null,null,"Sophomore","undeclared","student88@gmail.com","student30",null,"Scott","671-197-6679","Student","Doctor",false,null,"San Clemente","M",21,"Romania","2009-2011","Romanian",null,null,false,false,false,false,false,false,false,true,false,false,true,"Surfing","I love the beach.","chief",true,false,false,true,false,false,null,false,false,false,true,false,false,null,6,8,9,10,10,10,10,7]
[null,"Bobert","Brett","Stevenson",null,null,null,"Freshman","Business Management/Entrepreneurship","student131@gmail.com","student130",null,"Scott","828-956-6559","Work on ",null,false,null,"Lindon","M",20,"Catania/Rome Italy","July 2009 - July 2011","Italian",null,null,false,false,false,false,false,false,false,false,false,false,true,"Entrpreneur ","I love finding some common problem in society and then finding a solution to it and provide it to everyone else. ",null,false,false,false,false,false,false,null,false,false,false,false,false,false,null,-1,-1,-1,-1,-1,-1,-1,-1]
[null,"Stevenson","Brett","Stevenson",null,null,null,"Junior","Advertising","student122@gmail.com","student123",null,"Josh","397-119-8981","Dept. of Physics and Astronomy","Advertising",false,null,"Thoreau, NM","M",22,"Columbus, OH","2006-2008",null,null,null,true,false,false,false,true,false,true,true,true,false,false,null,null,"a lot",true,false,true,true,false,false,null,false,true,false,true,false,false,null,2,3,8,8,8,9,7,6,"Looking forward to learning more about stocks and mutual funds "]
[null,"Stevenson","Brett","Stevenson",null,null,null,"Sophomore","Neuroscience ","student93@gmail.com","student132",null,"Garrett","579-354-2834","Sales rep for Vantage Marketing ","Orthodontist/ Entrepreneur ",false,null,"Fallon, NV","M",22,"Ghana Cape Coast Mission","2010-2012","Twi",null,null,false,false,false,true,false,false,false,false,false,false,true,null,null,"farming on my fathers ranch. Assisted a a vet clinic.",false,false,false,true,false,false,"I want to be wealthy!",false,false,true,true,false,false,null,6,6,7,10,10,10,7,2,"If I were to make 30,000 dollars over this next summer what would be the best way to invest/save/and use this money at this stage in my life? I really want to know the answers to this question so that I can make my money work for me!!!"]
[null,"Stevenson","Sarah","MarKowsky",null,null,null,"Sophomore","Undecided","student71@gmail.com","student106",null,"Kim","999-961-1692","Nanny","Not sure",false,null,"Belle Mead","F",19,null,null,null,null,null,false,false,false,false,false,true,true,false,false,false,false,null,null,"Tanning Salon, Babysitting",false,false,true,true,false,false,null,false,false,true,true,true,false,null,7,5,4,8,6,3,6,2]
[null,"Palmer","Brett","Stevenson",null,null,null,"Sophomore","PDBIO","student99@gmail.com","student41",null,"Scott","952-431-5236","none","Medical Doctor",false,null,"Las Vegas","M",21,"Edmonton, Canada","Jan 2011-Jan 2013",null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,null,false,false,true,true,false,false,null,false,false,true,true,false,false,null,5,3,3,7,4,2,2,1,"I look forward to learning the language of personal finance."]
[null,"Palmer","Jessica","Palmer",null,null,null,"Junior",null,"student44@gmail.com","student23",null,"Chance","335-311-3175","Outdoors Unlimited BYU",null,true,"Anna Allen","Albuquerque","M",22,"Peru/Bolivia","2008-2010","Spanish",null,null,false,false,false,true,false,false,false,false,false,false,false,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,5,7,8,6,8,8,8,5]
[null,"Bobert","Sean","Johnson",null,null,null,"Sophomore","Elementary Education","student57@gmail.com","student106",null,"Becca","559-696-9147",null,"2nd grade Teacher",false,null,"Littleton, Colorado","F",19,null,null,null,null,null,false,false,false,false,false,false,true,true,true,true,false,null,null,"Server- Tucanos\r\nNanny",false,false,true,true,false,false,null,false,false,true,true,true,false,null,8,3,7,5,5,3,7,3]
[null,"MarKowsky","Sarah","MarKowsky",null,null,null,"Freshman","Pre-Business Management","student95@gmail.com","student110",null,"Lexi","675-429-4563",null,null,false,"n/a","Katy, Tx","F",18,"n/a","n/a","n/a",null,null,true,false,false,false,false,false,true,false,true,false,true,null,null,null,false,false,true,false,true,false,null,false,false,false,false,false,true,null,10,5,8,9,9,4,8,4]
[null,"Johnson","Mark","Bobert",null,null,null,"Senior","Public Relations","student139@gmail.com","student85",null,"Ashley","997-410-1321","Community Action Services and Food Bank Communications Intern and BYU Lacrosse PR Intern","Sports Public Relations and Journalism",false,null,"Provo, Utah","F",23,null,null,null,null,null,false,false,false,true,false,true,true,true,false,true,false,null,null,"ksl.com BYU Football Reporter, Administrative Assistant at law firm,",true,false,true,true,false,true,null,false,false,false,true,true,false,null,6,7,5,7,7,4,4,2]
[null,"Palmer","Jessica","Palmer",null,null,null,"Freshman","Undeclared","student110@gmail.com","student131",null,"Melanie","417-247-9381","None","No idea.",false,null,"Tyler, TX","F",19,null,null,"Country drawl",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Culinary Crossroads- helped manage a restaurant focused on nutrition.",false,false,true,true,false,false,null,false,true,true,true,false,false,null,5,4,2,6,7,5,7,1]
[null,"Johnson","Brett","Stevenson",null,null,null,"Junior","Business","student105@gmail.com","student124",null,"Josh","417-813-3835","General Laborer ","Anything with business",false,null,"Taber, Alberta","M",22,"Utah Provo Mission","March 06 - March 08",null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,"I played any sport I could growing up, specializing in Hockey.  I played for the BYU club team last year.","Farmer",false,false,true,true,false,false,null,false,false,true,true,true,false,null,8,8,7,8,8,9,8,5,"As I am looking forward to being married I feel this class can help me prepare to be ready, especially preparing financially to start a family."]
[null,"Bobert","Jessica","Palmer",null,null,null,"Sophomore","Business Management: entrepreneurship","student133@gmail.com","student80",null,"Ben","388-919-6032","HotSite Networks LLC","Start technical business",false,null,"Alpine","M",22,"Munich Germany/Austria Mission ","2006-2008","German",null,null,true,true,true,false,false,false,true,false,false,false,true,null,null,"programmer, wireless hardware builder, advertising, web designer",false,false,true,false,false,false,null,false,false,false,true,false,false,null,8,9,10,10,10,10,10,7]
[null,"Wormington","Brett","Stevenson",null,null,null,"Junior","Communications","student20@gmail.com","student43",null,"Mallory","622-698-4079","The Gap",null,false,null,"Orem, UT","F",21,null,null,"none",null,null,false,false,false,false,false,true,false,false,false,true,false,null,null,"Receptionist, Waitress",true,false,false,false,false,false,null,false,false,false,false,false,false,null,6,3,5,8,6,4,4,1]
[null,"Palmer","Kim","Johansson",null,null,null,"Freshman","Undecided","student91@gmail.com","student101",null,"Chanel","875-324-5049","Secretary","Law School\r\nNGO Director \r\nCollege Professor ",false,null,"Provo","F",18,null,null,null,null,null,true,false,false,false,false,true,true,true,true,true,true,null,null,"Cannon Center/Food Services\r\nOffice Assistant ",false,false,false,true,true,false,null,false,false,false,true,false,false,null,7,8,8,10,9,8,7,7,"How can one best handle loans to friends and family, when dealing with payments and interest, and still maintain relationships? "]
[null,"Stevenson","Kim","Johansson",null,null,null,"Freshman","Undecided","student13@gmail.com","student133",null,"Matthew","303-715-9039",null,null,false,null,"Twin Falls, ID","M",18,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,null,false,false,true,false,false,false,null,false,false,false,true,false,false,null,9,8,7,9,6,5,7,3]
[null,"Stevenson","Brett","Stevenson",null,null,null,"Senior","Accounting","student108@gmail.com","student129",null,"Stephanie","915-723-8612","BYU Engineering and Technology Advisement Center","File taxes!",true,"Kyle Atwood","Boise, ID","F",23,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,null,false,false,true,false,true,false,null,false,false,true,true,false,false,"Brother Marsh is amazing!",7,8,8,8,10,8,6,6]
[null,"Wormington","Kim","Johansson",null,null,null,"Sophomore","Recreational Management and Youth Leadership","student56@gmail.com","student100",null,"Nicole","685-669-6192","BYU Independent Study","Undecided",false,null,"Farmington, UT","F",19,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Iggy's Sports Grill\r\nBubba Gump Shrimp Co\r\nGary's Dry Cleaning\r\nJust Desserts\r\nTricks Gymnastics\r\nNanny",false,false,false,true,false,false,"Need to know how to manage money well",false,false,true,true,false,false,null,6,3,5,-1,5,8,3,2]
[null,"Stevenson","Brett","Stevenson",null,null,null,"Sophomore","Business Strategy","student72@gmail.com","student25",null,"Preston","135-484-8886","Custodial","Self Employment, Business Owner",false,null,"Dallas, Texas","M",22,"Korea, Seoul West","2008-2010","Korean",null,null,true,false,false,true,false,true,true,false,true,false,true,null,null,"College Works Painting, Zerorez Carpet Cleaning, Cinemark, Lifeguarding",false,false,false,true,true,false,null,false,false,false,false,false,true,null,6,7,8,10,10,10,7,10]
[null,"Stevenson","Brett","Stevenson",null,null,null,"Senior","Bioinformatics","student48@gmail.com","student75",null,"Matt","948-123-9512","BYU: Research Assistant","Research in industry or academia.",true,"Jerri","Alpine, UT","M",25,"Paris, FRANCE","2006-2008","French",null,null,true,true,false,false,false,false,false,false,false,false,false,"Research","Genetics and genomics","UofU research assistant; Assembly line worker, teachers assistant",false,true,true,true,false,false,null,false,false,true,true,false,false,null,10,7,2,5,6,7,1,1,"Investing is a foreign topic to me and I am eager to learn any tips you have to offer. "]
[null,"Johnson","Jessica","Palmer",null,null,null,"Freshman",null,"student82@gmail.com","student106",null,"Alex ","479-258-6153",null,null,false,null,"Henderson","M",23,null,null,"Spanish",null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,null,false,false,false,false,false,false,null,false,false,false,false,false,false,null,-1,-1,-1,-1,-1,-1,-1,-1]
[null,"Palmer","Kim","Johansson",null,null,null,"Senior","Public Health","student148@gmail.com","student148",null,"Jared","119-949-3566","Wilkinson Student Center","Epidemiologist",false,null,"Hickory","M",23,"Mexico City West","2008-2010","Spanish",null,null,false,false,false,true,false,false,true,true,false,false,true,null,null,"CNA, Country Director: HELP International, Lifeguard",true,false,true,true,false,true,null,false,false,true,true,true,false,null,8,7,7,8,10,10,9,4,"I would love to know how to best financially prepare myself for my future, and to be financially sound by age 50.  Also, what is the best way to make money in a steady methodical manner to provide secondary income for my family and our future."]
[null,"Johnson","Sean","Johnson",null,null,null,"Senior","Exercise Science","student86@gmail.com","student62",null,"Stephen","672-385-1015","FHSS Computer Support Tech","Healthcare, Audiology",true,"Kristen","Richland, WA","M",25,"Seoul, Korea","July 2006-2008","Korean",null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,"Auto Mechanic, Sales Support Rep",false,false,false,false,false,true,null,false,false,false,true,false,false,null,8,9,5,10,10,7,5,1]
[null,"Johnson","Gary","Wormington",null,null,null,"Junior","psychology","student146@gmail.com","student139",null,"Jena","645-459-8259","HHP LRC clerk","nurse",false,null,"Alpine","F",20,"none","none","none",null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"life guard",true,false,true,true,false,false,null,false,false,false,false,false,true,null,3,1,4,7,6,5,7,5,"No. Just looking forward to what's on the syllabus!"]
[null,"Stevenson","Jessica","Palmer",null,null,null,"Freshman","Possible Accounting, focus on Business Management.","student70@gmail.com","student68",null,"Taylor","386-284-1324","None/Searching","Business, Accounting, perhaps something to do with technology.",false,null,"Orem","M",18,"I do not know.","Hopefully Jan. 2011","Slight Spanish",null,null,true,false,false,false,false,true,true,true,false,true,true,"Cars","I love everything about cars. Being male, this is not difficult to imagine.  However I do have a special love of European cars.","Intern at Magleby Custom Homes. Laborer on work crew for Grain Storage Industries(GSI). ",false,false,true,false,false,false,null,false,false,false,true,false,false,null,7,6,9,10,10,10,8,8,"Which stocks should I invest my money in, were I to have $1500 dollars of otherwise unusable money to do so with?\r\n"]
[null,"Palmer","Kim","Johansson",null,null,null,"Sophomore","Marketing Managment","student118@gmail.com","student59",null,"Alec","689-223-9861","MTC Night Janitor","No Idea",false,null,"Issaquah","M",19,"N/A","N/A","None",null,null,true,false,false,false,false,true,true,false,false,false,false,"Skiing",null,"Lifeguard",false,false,true,true,true,true,null,false,false,true,true,false,false,null,4,5,7,8,7,8,6,3,"I am excited to learn how to better manage my money."]
[null,"Stevenson","Brett","Stevenson",null,null,null,"Junior","Public Relations/French Language","student72@gmail.com","student35",null,"Megan","930-775-5602",null,"Event Planning",false,null,"Eugene, Oregon","F",20,null,null,"French",null,null,false,false,false,true,false,true,true,true,true,false,true,"Traveling",null,"Tutor, Retail, Receptionist",true,false,true,true,false,false,"Getting Married ",false,true,true,true,true,false,null,1,1,4,7,7,7,6,1,"I would also really like to learn about family finance and budgeting"]
[null,"MarKowsky","Brett","Stevenson",null,null,null,"Senior","Exercise and Wellness","student18@gmail.com","student45",null,"Heather","467-781-4603","Secretary for the Dean of Students Office","Stay at home mother with a small home business",false,null,"Orem","F",23,"Canada Toronto Mission","June 2010-December 2011",null,null,null,false,false,false,false,false,false,true,false,false,false,false,"Crafts, cooking","I played the violin for eight years and have been in BYU Choirs all through college. I am currently in BYU Singers and it is an amazing experience.","Secretary for the Neal A. Maxwell Institute and the School of Family Life",true,false,false,true,false,true,"I want to plan for my future and learn how to make wise decisions with my money now so I will benefit later.",false,true,true,true,true,false,null,8,7,6,8,9,7,7,4,"It's hard for me to comprehend investments such as stocks. I know that you buy a certain amount of shares and they gain value, but at what point would you sell those shares to actually claim the money? \r\n\r\nWhen do you suggest getting life insurance? I would see absolutely no point in getting it before I have children or lots of my own assets."]
[null,"Bobert","Kim","Johansson",null,null,null,"Freshman","undecided","student33@gmail.com","student50",null,"BJ","687-319-2299","high school mentor","financial consultant",false,null,"Provo","M",22,"Florianopolis, Brazil","2007-2009","Portuguese",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"construction, sales, tech support",false,false,false,true,true,false,null,false,false,true,false,false,false,null,7,5,7,9,7,10,8,4]
[null,"Johnson","Sarah","MarKowsky",null,null,null,"Senior","Anthropology","student94@gmail.com","student67",null,"Marie","217-251-1831","BYU Museum of Peoples and Cultures","Museum Curator",false,null,"Olympia, WA","F",24,"UT- Salt Lake CIty","March 2010-Oct 2011","none",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"BYU bookstore, BYU testing center",false,false,true,true,false,true,null,false,true,false,true,false,false,null,1,1,3,6,4,3,4,1,"Please teach the very basics, I don't know anything about this subject but am excited to learn! I want to be able to help out with the finances in my future marriage but I have no clue what I'm talking about. Hopefully this class will help! Thanks!"]
[null,"Johnson","Kim","Johansson",null,null,null,"Senior","Psychology","student84@gmail.com","student99",null,"David","651-665-2415","Bookstore","Law",false,null,"Clovis, CA","F",23,"Cherry Hill, New Jersey","2007-2009","some spanish",null,null,true,false,false,false,false,false,false,false,false,false,false,null,null,"Lots",false,false,true,false,false,false,null,false,false,false,true,false,false,null,5,7,1,9,8,8,4,1]
[null,"Johansson","Brett","Stevenson",null,null,null,"Sophomore","Pre-Management","student86@gmail.com","student98",null,"Ben","428-418-7330","n/a","n/a",false,null,"Honolulu","M",21,"Tempe, AZ","2010-2012",null,null,null,false,false,false,true,false,false,false,false,true,false,true,null,null,"n/a",false,false,false,true,true,false,"not graduating school but just need to know how to manage money",false,false,true,true,false,false,"it's very applicable for everyone",5,7,9,9,8,7,6,6,"1) As a financial consultant I heard some are paid by different insurance companies, and others by their clients, what is the typical?\r\n2) what is the index universal life? does it really work?"]
[null,"Johansson","Gary","Wormington",null,null,null,"Senior","Business Management - Strategy","student109@gmail.com","student13",null,"Ryan","298-136-2741","Analyst at an alt.energy company","strategy consulting",false,null,"Bountiful, UT","M",24,"Taiwan, Kaohsiung","2007 - 2009","Mandarin, Chinese",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Tour Guide at BYU, MTC Teacher, Landscaper",false,false,true,false,false,false,null,false,false,false,false,true,false,null,7,6,3,8,8,9,8,6]
[null,"Stevenson","Sarah","MarKowsky",null,null,null,"Junior","Pre management","student87@gmail.com","student18",null,"Matt","427-422-7228","Boondocks Fun Center",null,false,null,"Lehi","M",23,"Mexico City West ","Feb 2008-Feb 2010","Spanish",null,null,true,false,false,false,false,false,false,false,false,false,false,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,false,null,9,8,10,10,8,7,9,5]
[null,"Wormington","Mark","Bobert",null,null,null,"Junior","Exercise Science","student125@gmail.com","student19",null,"Brian","441-632-7347",null,null,false,null,"Highlands Ranch","M",22,"Finland Helsinki","Oct. 2009-Nov. 2011","Finnish",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,null,false,false,false,true,false,false,null,false,false,false,true,true,false,null,7,5,3,9,7,3,5,2]
[null,"Bobert","Sarah","MarKowsky",null,null,null,"Senior","Economics","student23@gmail.com","student127",null,"America","671-548-4296",null,null,false,null,"Ica/Peru","F",0,null,null,"Spanish",null,null,true,false,false,false,false,false,true,true,true,false,false,null,null,null,false,false,false,false,false,false,"Required for my minor",false,false,false,false,false,true,null,2,3,9,7,4,5,3,2,"I think your survey asks a lot of personal questions. I am really interested in the class, looking forward to. I am sure I am going to learn a great deal!"]
[null,"Johansson","Mark","Bobert",null,null,null,"Sophomore","Civil Engineer","student127@gmail.com","student135",null,"Ryan","195-972-6261",null,null,false,null,"Boise","M",22,"Mexico Hermosillo Mission","2007-2009","Spanish",null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,"Construction",false,false,true,false,false,false,null,false,false,true,false,false,false,null,-1,10,6,9,8,10,8,7]
[null,"Bobert","Sean","Johnson",null,null,null,"Sophomore","open-major","student95@gmail.com","student37",null,"Brandyn","882-148-2956","Un-employed","Not sure",false,null,"Spanish Fork, UT","M",21,"San Antonio, Texas","Oct. 2008 - Oct. 2010","Spanish",null,null,true,true,true,true,true,true,true,true,true,true,true,null,null,"Self-employed Painter\r\nTutor for Success Education Center in Spanish Fork, UT\r\nPainter and Landscape Maintainer for Canyon View Medical Group in Spanish Fork, UT\r\nPainter for Steve Bird Painting Inc.",false,false,false,true,true,false,null,false,false,true,true,false,false,null,5,2,3,8,8,10,1,3]
[null,"Stevenson","Gary","Wormington",null,null,null,"Senior","Finance","student38@gmail.com","student130",null,"Dalton","779-445-3164","Security Service Federal Credit Union","Asset management\r\nInvestments",true,"Catherine Bennett","Roy, Utah","M",22,"Chile Santiago East","August 2009-2011","Spanish",null,null,false,false,false,true,false,false,false,false,true,false,true,null,null,"Tax preparer\r\nAccounts Executive",false,false,false,true,true,false,null,false,true,true,true,false,false,null,10,9,9,9,7,9,5,4]
[null,"Johansson","Gary","Wormington",null,null,null,"Sophomore","Psychology","student146@gmail.com","student81",null,"London","392-775-8609",null,null,true,"Bethany Elaine Jellison ","Prescott, AZ","M",22,"San Antonio, TX","2010-2012",null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,null,false,false,true,true,false,false,null,false,false,false,true,false,false,null,3,3,6,10,8,9,5,1]
[null,"Palmer","Kim","Johansson",null,null,null,"Junior","Industrial Design","student34@gmail.com","student33",null,"Steven","307-975-6019","Graphics Specialist at BYU Broadcasting","Design cars.",true,"Kristina","Maple Valley","M",23,"Utah, Salt Lake City","April 2009-2011","N/A",null,null,true,false,false,false,true,true,false,false,true,false,true,null,null,null,false,true,false,true,true,false,"Want to know how to make my money work for me.",false,false,true,true,false,false,null,5,7,8,10,10,10,6,7,"I would like to learn more about real estate investing, and how to make my money work for me."]
[null,"Bobert","Mark","Bobert",null,null,null,"Sophomore","International Business","student100@gmail.com","student40",null,"Mika","840-547-2656","Best Buy and Global Service Desk","International Business, Humanitarian, Photography",false,null,"American Fork, UT","F",19,null,null,"A few years of French, Spanish, and German. One year of Chinese",null,null,false,false,false,true,false,false,false,true,false,false,false,"Photography, Scuba Diving, Traveling, Languages",null,"My Princess Pearls",false,false,true,true,true,false,null,false,false,false,false,false,true,null,6,5,8,10,10,7,7,2]
[null,"Johnson","Brett","Stevenson",null,null,null,"Sophomore","Chinese","student83@gmail.com","student110",null,"Kyle","521-184-2962","Sales Rep @ Northridge Publishing","Chinese + International Business",false,null,"Bountiful, UT","M",22,"Taichung and Taibei Missions, Taiwan","2008-2010","Mandarin Chinese",null,null,false,false,false,true,false,false,true,true,false,false,true,"Smooching the ladies","Absolutely not.",null,false,false,true,true,false,false,null,false,false,true,true,false,false,null,1,2,10,10,10,10,8,1,"I like the formulas you told us because I can use them later when those problems come up. I like to make the most informed decisions I can, especially when it comes to finances."]
[null,"Johnson","Sean","Johnson",null,null,null,"Freshman","Music Education","student38@gmail.com","student118",null,"Kristen","289-434-5718",null,null,false,null,"Naperville, IL","F",18,null,null,"none",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,null,true,false,false,false,false,false,null,false,false,false,false,false,true,null,3,4,7,4,5,4,7,5]
[null,"Wormington","Gary","Wormington",null,null,null,"Junior","Exercise Science","student111@gmail.com","student138",null,"Ryan","117-397-3099","Official/Referee- Provo City Parks and Rec.","Orthodontics",true,"Nikki Blake","St. George, UT","M",22,"Scotland Edinburgh","Oct 2007- Oct 2009",null,null,null,false,false,false,true,false,false,true,false,false,false,true,null,null,"Referee, Patient Care Coordinator- Advanced Care Home Medical, Lifeguard, Basketball Coach",false,false,false,true,false,false,null,false,false,false,false,true,false,null,9,10,9,8,9,8,5,4]
[null,"MarKowsky","Gary","Wormington",null,null,null,"Sophomore","Biophysics","student140@gmail.com","student54",null,"Rae","377-765-3901","Student Custodian","Podiatrist",false,null,"Gaithersburg, MD","F",19,"N/A","N/A","Spanish",null,null,false,false,false,false,false,true,true,false,true,false,true,null,null,"Events Staff, Waiter, Camp counselor",false,false,true,true,false,false,null,true,false,true,true,false,false,null,9,7,9,10,8,7,-1,1,"Nope"]
[null,"Johnson","Brett","Stevenson",null,null,null,"Junior","chemical engineering","student18@gmail.com","student96",null,"matt","260-924-7691","fabricator/construction","entrepreneur in chemical engineering",false,null,"boise","M",24,"torreon, mexico","2006-2008","spanish",null,null,false,false,false,false,false,false,false,false,false,false,false,"fabrication","I work as a fabricator for off-road applications. roll cages, suspension links, bumbers, etc.","taxidermist\r\nfabricator\r\nwelder\r\napartment manager\r\nlandscape business \r\nmechanic\r\nautobody\r\n\r\n",false,false,false,true,false,false,null,false,false,false,false,false,true,null,8,7,4,7,8,9,4,4]
[null,"Johnson","Mark","Bobert",null,null,null,"Senior","Exercise and Wellness","student75@gmail.com","student81",null,"Skyler","578-562-9193","Self-Employed","Business",false,null,"Temecula, CA","M",22,"Georgia Atlanta Mission","FEB 22, 2006 - FEB 28, 2008",null,null,null,true,false,false,true,false,true,false,false,true,false,true,null,null,null,false,false,false,true,false,false,null,false,false,true,true,true,false,null,9,9,10,10,10,8,7,6]
[null,"MarKowsky","Brett","Stevenson",null,null,null,"Sophomore","undecided","student23@gmail.com","student100",null,"Darian","620-366-7234",null,"Trying to figure it out",false,null,"Bend, OR","M",21,"Pennsylvania, Philadelphia","2010-12",null,null,null,false,false,false,false,false,true,true,false,false,false,true,null,null,"Ben and Jerry's Ice Cream.",false,false,false,true,true,false,null,false,false,false,false,false,true,null,8,8,10,8,7,7,5,2]
[null,"Stevenson","Jessica","Palmer",null,null,null,"Junior","Recreation management","student67@gmail.com","student52",null,"Brendan","227-334-4521","Sales Rep",null,false,null,"Fresno","M",23,"Texas Lubbock Mission","Dec. 06-Dec. 08",null,null,null,false,false,false,true,false,false,false,false,false,false,true,null,"I plan to go into the business field someday and feel that this class will be useful in that regard as well as my everyday life. I love playing sports and they are definitely one of my biggest passions.",null,false,false,false,false,false,false,null,false,false,false,false,false,false,null,-1,-1,-1,-1,-1,-1,-1,-1]
[null,"Stevenson","Sean","Johnson",null,null,null,"Freshman",null,"student99@gmail.com","student124",null,"Da King","687-483-1765",null,null,false,null,null,"M",0,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,null,false,false,false,false,false,false,null,false,false,false,false,false,false,null,-1,-1,-1,-1,-1,-1,-1,-1]
[null,"Bobert","Jessica","Palmer",null,null,null,"Freshman","Undecided","student94@gmail.com","student149",null,"Justin","901-350-4715","N/A",null,false,"N/A","Logan,UT","M",18,"N/A","N/A","N/A",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,false,true,false,false,null,false,false,false,true,false,false,null,7,7,6,6,7,5,8,5]
[null,"Stevenson","Jessica","Palmer",null,null,null,"Freshman","Construction Management","student57@gmail.com","student101",null,"Jason","688-804-6128","Misc. Summer Jobs","Construction",false,null,"Boise","M",18,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Lawn mowing and Warehouse Management",true,false,false,true,false,false,null,false,false,false,false,false,false,"Heard it was a good class",5,7,10,7,7,6,10,10]
[null,"Stevenson","Mark","Bobert",null,null,null,"Sophomore","Pre-Management","student86@gmail.com","student133",null,"Kolby","503-591-4707","MTC Teacher","International Business",false,null,"Mapleton Utah","M",22,"Japan Tokyo","December 07-09","Japanese",null,null,false,false,false,true,false,true,true,true,false,false,true,null,null,"General Carpentry",false,false,false,true,true,false,null,false,false,true,true,true,false,null,8,6,9,10,9,9,8,8,"I'm just excited to learn a lot of life applicable concepts"]
[null,"Johnson","Kim","Johansson",null,null,null,"Senior","Communication Disorders","student96@gmail.com","student134",null,"Megan","107-844-5188","Receptionist (on campus)","Speech Language Pathologist",false,null,"Winthrop, WA","F",23,null,null,null,null,null,false,false,false,false,false,false,true,true,true,false,true,null,null,"Waitress, Nanny, Bookkeeper, Cashier",false,false,false,true,false,true,null,false,false,false,true,true,false,null,5,4,8,7,5,4,5,2,"I know this is a 'personal' finance class, but I'd like to see some application to 'family' finance: making smart financial decisions for your family, investments/savings accounts for your children, etc. "]
[null,"Bobert","Gary","Wormington",null,null,null,"Freshman",null,"student153@gmail.com","student115",null,"Paul","394-370-7979","student/lawn mower","Optometrist ",false,null,"Holladay","M",21,"Chile Vina del Mar","September 11 2010- August 17 2012","Spanish",null,null,false,false,false,false,false,true,true,false,false,false,true,null,null,"lawn mower/landscaper\r\n",true,false,false,true,false,false,null,false,false,false,false,false,true,null,7,6,7,10,8,6,8,5,"I would love to learn how to budget and manage money more efficiently."]
[null,"Johnson","Mark","Bobert",null,null,null,"Junior","OB/HR Management","student69@gmail.com","student36",null,"Tim","161-400-3706","Motor Coach Driver","? Helping organizations with finances",false,null,"Holladay","M",23,"Canada Montreal","Aug 2005-2007","French",null,null,true,false,true,false,false,true,true,false,false,false,true,null,null,"Teller, Meter Reader, Input data into quickbooks, etc. ",false,false,true,true,true,false,null,false,true,false,true,true,false,null,8,7,8,9,9,9,8,7]
[null,"Bobert","Sarah","MarKowsky",null,null,null,"Sophomore","Undeclared","student122@gmail.com","student98",null,"Ryan","257-102-1467","Black Jack Pizza","Dentistry",false,null,"Farmington, Ut","M",0,"San Antonio, Texas","2009-2011","Spanish",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Subway",false,false,true,true,true,false,null,false,true,true,true,true,false,null,7,6,10,7,8,6,8,1]
[null,"MarKowsky","Jessica","Palmer",null,null,null,"Freshman","Business Management","student50@gmail.com","student149",null,"Josh","970-609-2683","None",null,false,null,"Madison Mississippi","F",21,"Utah Salt Lake City South","2009-2011","none",null,null,true,false,false,true,false,true,false,false,false,true,true,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,7,8,8,7,9,9,7,6]
[null,"Bobert","Kim","Johansson",null,null,null,"Junior","Communications ","student42@gmail.com","student118",null,"Allison","914-831-1187",null,null,false,null,"Salt Lake City","F",20,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,true,"Traveling ",null,null,false,false,true,true,false,false,null,false,false,false,true,true,false,null,3,1,5,5,7,4,6,4]
[null,"Stevenson","Sean","Johnson",null,null,null,"Junior","pre animation","student33@gmail.com","student59",null,"E","601-233-6308","MTC Maitenence","To be able to have a job where I can sustain myself and my family and that would be fulfilling",false,null,"Rock Hill, SC","M",21,"Argentina Salta","2010-2012","s",null,null,true,false,true,true,true,true,true,true,true,false,true,null,null,"Henson's Handyman\r\nBYU Bookstore                        Custodial",true,false,false,false,false,false,null,false,false,false,false,false,true,null,3,3,8,7,5,5,3,2]
[null,"Palmer","Kim","Johansson",null,null,null,"Sophomore","Undeclared","student153@gmail.com","student125",null,"Alex","277-120-2600","MTC Teacher","Business! Not sure which area yet. Although I'm currently leaning towards marketing.",false,null,"Poway","M",21,"Durban, South Africa","August 2010-August 2012","None",null,null,false,false,false,true,false,true,true,true,false,false,true,null,null,"House Painter, Construction Worker, Landscape Worker",false,false,true,true,true,false,null,false,false,true,true,false,false,null,2,2,3,10,6,8,6,3]
[null,"Stevenson","Mark","Bobert",null,null,null,"Junior","pre animation","student110@gmail.com","student38",null,"Ethan","848-904-2477","MTC Maitenence","Something without a limit, and something that would require being inventive",false,null,"Rock Hill, SC","M",21,"Argentina Salta","Until a month ago...","Spanish",null,null,false,false,true,true,true,false,false,true,true,false,false,null,null,"BYU Bookstore Custodial\r\nHenson's Handyman as an assistant",true,false,false,false,false,false,null,false,false,false,false,false,true,null,2,2,7,8,6,5,2,1,"Well, upon reading the survey, if I know nothing about Personal Finance or struggle with mathematics, would it be recommendable that I take this class?"]
[null,"Wormington","Kim","Johansson",null,null,null,"Senior","Molecular Biology","student83@gmail.com","student102",null,"Josh","275-305-3080","TA","Politician",false,null,"Smyrna","M",23,"Oklahoma Tulsa Mission","2008-2010","none",null,null,false,false,false,false,false,false,true,true,false,false,true,null,null,"TA, research assistant",false,false,false,false,false,true,null,false,false,true,true,true,false,null,10,9,9,9,8,10,7,4]
[null,"Palmer","Jessica","Palmer",null,null,null,"Freshman","Manufacturing Engineering Technology","student46@gmail.com","student81",null,"Kitt","373-833-6973","BYU Rapid Prototyping Lab Assistant","Summer Employment",false,null,"Pima, AZ","F",18,null,null,null,null,null,true,false,false,false,false,false,true,false,false,false,true,null,null,"Receptionist for Country Financial, Animal caretaker, Babysitter",false,false,true,true,false,false,null,false,false,false,true,true,false,null,9,7,8,10,9,3,6,3]
[null,"Palmer","Sean","Johnson",null,null,null,"Sophomore","open","student56@gmail.com","student47",null,"Jason","830-602-7741",null,"Optometry",false,null,"Centennial, CO","M",21,"British Columbia, Canada","2010-2012",null,null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"Grounds maintenance for BYU and \r\nCherry Creek Schools in Colorado",false,false,false,true,false,false,null,false,false,false,false,false,true,null,5,4,9,10,7,7,6,4,"Learning about overall how I can most effectively use and manage my personal funds."]
[null,"Johnson","Brett","Stevenson",null,null,null,"Senior","History Teaching","student44@gmail.com","student28",null,"Becky","620-246-5718","river guide",null,false,null,"SLC","F",22,null,null,"none",null,null,false,false,false,false,false,false,true,false,false,true,false,"Outdoors","river rafting, fly-fishing, camping, hiking, etc.","farm maintenance, dental assistant,",true,false,false,true,false,false,null,false,false,false,false,false,true,null,1,2,7,5,7,2,7,1]
[null,"Stevenson","Gary","Wormington",null,null,null,"Sophomore","Nursing","student151@gmail.com","student100",null,"Haley","340-440-7647","Self-employed piano teacher and tennis instructor","Nurse Anesthetist",false,null,"Lindon, UT","F",19,"None","None","No",null,null,false,false,false,false,false,false,true,false,true,false,true,"Service","Joining clubs to help the school, church, and community..","Janitor, Lifeguard, Rec Center Tennis Coach, Tech Support for security systems",false,false,true,true,false,false,null,true,false,true,true,false,false,"The instructor is awesome",9,9,8,9,8,7,3,5,"I want to learn about investments--the ins and outs of how they work and how I can grow my money effectively. I want to learn about budgeting and how to do it properly.  I also want to learn about successful people and what they did to make their success."]
[null,"Stevenson","Brett","Stevenson",null,null,null,"Sophomore","Pre-Management","student89@gmail.com","student121",null,"Joe","772-427-6319","Assistant Manager Custodian",null,false,null,"Long Beach","M",21,"Brazil","Jan 2009- Dec 2010","Portuguese",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"Sales Representative, Clerk,",false,false,true,false,false,false,null,false,false,true,true,false,false,null,8,5,9,6,10,9,10,4]
[null,"Wormington","Sarah","MarKowsky",null,null,null,"Junior","Exercise Science","student25@gmail.com","student97",null,"Katherine","596-738-1890","L&T in the Cougareat","Physical Therapy",false,null,"Livermore","F",23,"Texas McAllem Mission","Sept 2012-Apr 2012",null,null,null,false,false,false,false,false,false,false,false,false,false,false,"Dance",null,"ProctorU\r\nSubway\r\nJcPenny\r\nDaycare",false,false,false,true,false,false,null,false,false,false,true,false,false,null,1,1,10,5,5,4,6,1]
[null,"Wormington","Sean","Johnson",null,null,null,"Senior","Molecular Biology","student115@gmail.com","student18",null,"Destinee","343-107-4724","BYU Alumni Records Office",null,false,null,"Midland, TX","F",24,"Argentina Buenos Aires South","July 2008-February 2010","Spanish, a little Italian",null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,"Custodial, Flag Football Ref, Librarian",false,false,true,true,false,false,null,false,false,false,true,false,false,null,9,7,6,8,10,8,6,2,"I don't know if this will be covered in class, but I have always wondered how the stock market really works and how it is run.  My dad was a stock broker when I was younger and so I learned a little about it but not the \"how's\".  I would also like to learn about saving money and the best ways to handle money."]
[null,"Wormington","Mark","Bobert",null,null,null,"Junior","Personal Finance","student128@gmail.com","student48",null,"Jon","684-533-5916","N/A","CFP",false,null,"Turner","M",25,"Argentina Buenos Aires North","2005-2007","Nope ",null,null,true,false,false,false,false,false,false,false,false,false,true,null,null,null,false,false,false,true,true,false,null,false,false,true,true,true,false,"I love the subject!!!",8,8,7,9,8,9,5,7]
[null,"Stevenson","Brett","Stevenson",null,null,null,"Sophomore","Pre-Comms Advertising","student80@gmail.com","student22",null,"Clint","967-761-3198","KLAS Enterprises as a Marketing Intern","Advertising",false,null,"Huntsville, Utah","M",23,"France Toulouse Mission","May 2007 - June 2009","French",null,null,true,false,false,true,false,true,true,true,true,false,true,null,null,"Technical Writing",false,false,true,true,false,false,null,false,false,false,true,true,false,null,8,5,5,7,4,2,8,1,"Where to start when creating a personal budget."]
[null,"Johansson","Gary","Wormington",null,null,null,"Senior","Geospatial Intelligence","student132@gmail.com","student10",null,"Ethan","518-580-9207","BYU Campus Security","U.S. Air Force pilot",false,null,"Colonia Juarez, Mexico","M",23,"Panama","2008 - 2010","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Secretary, worked on a farm growing up.",true,false,false,true,false,true,null,false,true,true,true,false,false,null,5,3,3,7,8,6,6,4]
[null,"Johnson","Gary","Wormington",null,null,null,"Senior","exercise science","student35@gmail.com","student150",null,"Elliott","757-802-2501","student","medical school",false,null,"DAnville","M",23,"mexico","2006-2008","english",null,null,false,false,false,false,false,false,false,false,false,false,true,null,null,"mtc",false,false,true,false,false,false,null,true,false,true,false,true,false,null,7,2,7,10,8,8,4,5]
[null,"Palmer","Brett","Stevenson",null,null,null,"Sophomore","Business Management","student28@gmail.com","student78",null,"Cory","552-651-7381",null,"Financial Advisor",false,null,"Eagle, ID","M",22,"Monterrey, Mexico","June 2008-June 2010","Spanish",null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,"Landscaping\r\nLow voltage electrical aprentice",false,false,false,true,true,false,null,false,false,true,true,false,false,null,9,9,9,10,10,10,9,7]
[null,"Johnson","Mark","Bobert",null,null,null,"Senior","Psychology","student97@gmail.com","student63",null,"Rachyl","977-647-3762","Marriott","Human Resources",false,null,"Rochester, Michigan","F",21,null,null,null,null,null,false,false,false,false,false,false,true,false,false,false,true,null,null,null,false,false,false,true,false,true,null,false,false,false,true,false,false,null,6,4,5,8,10,6,4,4]
[null,"Bobert","Sarah","MarKowsky",null,null,null,"Sophomore","German","student91@gmail.com","student36",null,"Jordan","176-796-5525","Teacher at MTC","?",false,null,"American Fork","M",22,"Switzerland Zurich Mission","May '09-May '11","German",null,null,false,false,false,false,false,true,true,false,false,false,true,null,null,"Concrete cutter, office assistant.",true,false,false,true,true,false,null,false,false,false,true,false,false,null,10,8,10,10,10,10,6,9]
[null,"Johnson","Mark","Bobert",null,null,null,"Senior","Graphic Design","student85@gmail.com","student92",null,"Carrie","710-289-1409",null,null,false,null,"Aurora","F",22,"Arizona Mesa Mission","June 2011-December2012",null,null,null,true,false,false,false,false,false,true,true,true,false,false,null,null,null,true,false,true,true,false,true,null,false,true,true,true,true,false,null,6,3,6,6,8,7,9,2,"I'm just looking forward to understanding how to avoid financial ruin. I met so many people, especially members, that were in debt for everything under the sun. So tips to stay out of financial ruin and how to wisely put money into investments will be wonderful."]
[null,"Johnson","Sean","Johnson",null,null,null,"Senior","Family Consumer Science Education","student134@gmail.com","student90",null,"Sarah","226-792-4439","BYU Catering","Teaching",true,"Todd Nielsen","Newtown","F",22,"none","none","none",null,null,false,false,false,false,false,false,false,false,false,false,true,"sewing, cooking, decorating, fashion",null,"too many",false,false,false,true,true,true,null,false,false,false,true,false,false,null,7,7,8,6,7,10,2,8]
[null,"Bobert","Brett","Stevenson",null,null,null,"Senior","Electrical Engineering","student124@gmail.com","student120",null,null,"377-673-4059","RA BYU Physics Dept.","PLC's, Embedded systems",false,null,"Midland, Tx","M",24,"Oakland, CA",2008,null,null,null,true,true,false,false,false,false,false,false,false,false,false,null,null,"TA Physics 121 & 123",false,false,true,true,false,true,null,false,false,true,true,true,false,null,8,8,6,9,7,6,5,3]
[null,"Palmer","Sean","Johnson",null,null,null,"Senior","Accounting","student149@gmail.com","student77",null,"Kyle","982-377-9271","BYU Custodial","Auditor",true,"Lindsey","Coeur d'Alene, Id","M",23,"Atlanta ga","Dec 06-08","Ebonics",null,null,false,false,false,false,false,false,false,false,false,false,true,"Surfing",null,"Wakeboard Instructor",false,false,false,true,false,false,null,false,false,false,true,false,false,null,10,9,8,10,10,10,7,9]
[null,"Stevenson","Mark","Bobert",null,null,null,"Senior","Nursing","student80@gmail.com","student135",null,"Lori","252-802-6776","Research Assistant for the College of Nursing","Nursing",true,"Curtis","Spokane","F",22,null,null,null,null,null,false,false,false,false,false,false,true,false,true,false,true,null,"I have run 2 half marathons, and have recently just run my first full marathon in mid-September. I play the piano and recently learned how to knit over Christmas break!","Personnel Secretary for the BYU Air Force ROTC Office",true,true,true,true,false,true,null,false,false,true,true,true,false,null,5,3,5,6,5,3,4,1,"I really want to know how the stock market works and how I can start saving now, even if I may be in student debt. I want to know in what ways I can make improvements and be smarter with the small amount of money that me and my husband share. I want to be able to learn the lingo of financial talk so I can talk with him about these things!"]
[null,"Johansson","Gary","Wormington",null,null,null,"Freshman","Business","student137@gmail.com","student68",null,"Ryan","525-321-4870","N/A",null,false,"N/A","Portland","M",18,"N/A","N/A","N/A",null,null,false,false,false,true,false,false,true,false,false,false,true,null,null,null,true,false,false,true,true,false,null,false,false,false,false,false,true,null,8,7,6,10,6,8,6,4,"I'm looking forward to learning about the best ways to invest money long term, and other ways to save money."]
[null,"MarKowsky","Jessica","Palmer",null,null,null,"Senior","Theatre art studies","student41@gmail.com","student40",null,"Jocelyn","898-461-5374","BYU costume studio","Costume designer",false,null,"Vancouver","F",21,null,null,null,null,null,false,false,false,false,false,true,true,false,true,false,false,null,null,"Dishwasher",false,false,true,true,false,true,null,false,false,false,true,false,false,null,5,2,7,9,8,4,5,2]
[null,"Johnson","Sean","Johnson",null,null,null,"Freshman","Undeclared","student69@gmail.com","student90",null,"Porter","960-444-7921","Kitchen Receiver at BYU Kitchen","I have always thought of the medical field, more specifically being a pediatrician, but am largely undecided as toward a career or a major.",false,null,"St. Anthony, Idaho","M",21,"Alabama Birmingham Mission","July 2009-July 2011","None",null,null,false,false,false,false,false,false,true,false,false,false,false,null,null,"I've had several employment opportunities; I've worked at a gas station for 3 years, I was employed by the State of Idaho as an Idaho Senate Page in 2009, I've worked at a telephone survey company, and at a local grocery store as a grocery bagger. ",true,false,false,true,false,false,null,false,false,false,false,false,true,null,8,5,5,10,5,5,6,1,"I feel like I am somewhat uninformed about the \"money world\" around me. I look forward to learning more about saving and financing and what to invest in and really in the basics of it all. I would like to learn how and why it's smart to invest and save. I look forward to the class starting soon!"]
[null,"Bobert","Jessica","Palmer",null,null,null,"Junior","Advertising","student153@gmail.com","student43",null,"Elise","915-795-3972","Quality Assurance Editor","Advertising/Marketing",false,null,"American Fork","F",21,null,null,"None",null,null,true,false,true,true,false,true,true,true,true,false,false,null,null,"Piano teacher, call center",false,false,false,true,false,false,null,false,false,false,false,false,true,null,7,7,5,10,8,5,5,1,"I want to learn how to feel satisfied with what I'm making and how to save appropriately for my retirement and my kids' future with college, etc. yet also be able to budget to spend money on things I enjoy/want in addition to basic needs. "]
[null,"Johansson","Sarah","MarKowsky",null,null,null,"Freshman",null,"student33@gmail.com","student91",null,"Sean","114-421-3896",null,null,false,null,"Southlake","M",22,null,null,"Spanish",null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,null,false,false,false,false,false,false,null,false,false,false,false,false,false,null,-1,-1,-1,-1,-1,-1,-1,-1]
[null,"Stevenson","Sarah","MarKowsky",null,null,null,"Junior","Communications Studies","student13@gmail.com","student108",null,"Sean","896-580-7302","BYUTV","Sales, broadcasting",false,null,"Southlake, TX","M",22,"Chicago","2013-09-11",null,null,null,false,false,false,false,false,true,false,true,false,true,false,null,null,null,false,false,false,true,false,false,"Love finance/investing",false,false,false,false,false,true,null,9,7,7,7,10,10,9,9]
[null,"Stevenson","Sean","Johnson",null,null,null,"Freshman","Electrical Engineering","student88@gmail.com","student90",null,"Bryan","899-899-1517",null,null,false,null,"Glendora, CA","M",19,null,null,"Spanish, learning Portuguese",null,null,false,false,false,false,false,false,false,false,false,false,false,null,null,null,false,false,false,true,false,false,null,false,false,false,false,false,true,null,9,9,10,10,7,7,8,6]
[null,"Palmer","Kim","Johansson",null,null,null,"Other",null,"student118@gmail.com","student79",null,"Heather","926-784-2725","Brigham Young University",null,true,null,"Provo, UT","F",24,null,null,null,null,null,false,false,false,false,false,true,true,false,false,false,false,null,null,null,false,true,false,true,false,false,null,false,false,false,true,false,false,null,5,7,10,10,10,7,10,10]
[null,"Stevenson","Sarah","MarKowsky",null,null,null,"Sophomore","Biology","student17@gmail.com","student111",null,"Paul","233-339-2068",null,"Not sure yet",false,null,"Sandy, Utah ","M",21,"Scotland Ireland Mission","2010-2012",null,null,null,false,false,false,false,false,false,true,false,false,false,true,"Skiing",null,"Rehab center, Chili's restaurant ",false,false,false,true,false,false,null,false,false,true,true,false,false,null,7,6,9,9,9,9,9,7]
[null,"Stevenson","Sean","Johnson",null,null,null,"Senior","Accounting","student52@gmail.com","student150",null,"Kendra","321-242-8672",null,"Accounting--maybe cost or industry; and being a mother (future)",false,null,"Libertyville, IL","F",21,null,null,"N/A",null,null,false,false,false,true,false,false,true,false,false,false,false,null,null,"Biology Research Summer Intern ",false,false,false,true,true,true,null,false,false,false,false,false,true,null,8,7,9,8,10,7,6,8,"newly engaged :) so any ideas on how to make the first part of life financially easier with 2 people.\r\n\r\nCan we sing a hymn in class everyday?"]
[null,"Bobert","Mark","Bobert",null,null,null,"Junior","Communications","student44@gmail.com","student107",null,"Daniel","780-429-3124","Student","Management",false,null,"Salt Lake City","M",23,"Washington Everett Mission","Jan 07-09","Spanish",null,null,true,false,false,true,false,true,true,false,false,false,true,null,null,null,false,false,false,true,true,true,null,false,false,false,false,true,false,null,7,4,-1,10,10,10,9,3,"I would like to learn more about stocks and options, and how they can be tools in Personal Finance."]
[null,"Johansson","Sean","Johnson",null,null,null,"Freshman","Open","student42@gmail.com","student136",null,"Jon","423-991-9453","BYU Conferences and Workshops","Work my way through school; eventually interested in practicing law",false,null,"Salt Lake City","M",22,"Sydney, Australia","2010-2012","some Spanish",null,null,false,false,false,false,false,false,true,true,false,true,false,"Outdoor Recreation","Camping, hiking, skiing, backpacking, rafting, snowshoeing, etc.","Delivery driver, camp counselor, customer service, etc.",true,false,true,true,false,false,null,false,false,true,true,false,false,null,2,3,3,5,7,6,6,4,"For a guy who's prone to spending (like me), where should I put my money? What's the best way to have some cash left over at the end of the month?"]
[null,"Johansson","Sean","Johnson",null,null,null,"Junior","Chemistry","student139@gmail.com","student107",null,"Megan","622-682-3060","research assistant in the Chemistry Department","Perfume developer",false,null,"Provo","F",21,null,null,null,null,null,false,false,false,false,false,false,false,true,false,true,false,null,null,null,false,false,true,true,false,false,null,false,true,true,true,false,false,null,7,7,9,10,6,8,8,1]
[null,"MarKowsky","Brett","Stevenson",null,null,null,"Junior","Economics","student128@gmail.com","student66",null,"James","894-856-5770","Econ 110 TA","Consulting",false,null,"North Potomac, MD","M",22,"Panama","2009-2011","Spanish",null,null,false,false,false,false,false,false,true,true,true,false,true,null,null,"Many",false,false,false,true,true,false,null,false,false,false,false,false,true,null,8,9,9,9,9,10,7,9,"How to do taxes!"]
[null,"Johansson","Brett","Stevenson",null,null,null,"Sophomore","undecided","student57@gmail.com","student120",null,"Carley","652-923-3928","Central Utah Clinic","Business Manager/office manager/ school administrator/ still have lots of options and interests :)",false,"N/A","Lethbridge Alberta Canada","F",19,"N/A","N/A","N/A",null,null,true,false,false,false,false,false,true,true,false,true,true,null,null,"Retail, Restaurant services",false,false,false,true,true,false,null,false,false,false,true,false,false,null,8,6,9,9,10,10,9,6]
[null,"Stevenson","Gary","Wormington",null,null,null,"Junior","International Relations","student56@gmail.com","student86",null,"Michael Sean","925-234-5848",null,null,false,null,"Alpine","M",22,"Ireland","2009-2011",null,null,null,false,false,false,true,false,false,false,true,false,false,true,"Politics","I love following politics, current events, and the presidential election!","Intern at D.C. Congressional Office, Intern at FranklinCovey",false,false,false,true,true,false,null,false,false,false,true,false,false,null,7,7,4,9,9,9,7,5,"The most important thing I want to learn this semester is how the stock market works. I want to know how to read the stock market prices and indexes! "]
[null,"Bobert","Mark","Bobert",null,null,null,"Junior",null,"student16@gmail.com","student137",null,"Courtney","341-473-3859","Receptionist/Aid at physical therapy office, lifeguard/swim teacher","Registered Nurse",false,null,"Orem, Utah","F",20,null,null,null,null,null,false,false,false,false,false,false,false,false,false,false,false,"medicine","I may or may not be a nurse one day.",null,false,false,true,false,false,false,null,false,false,false,false,false,true,null,2,1,4,10,4,3,4,1]
[null,"Johnson","Sarah","MarKowsky",null,null,null,"Junior","English Language","student127@gmail.com","student143",null,null,"699-704-6826",null,"Editing",false,null,"Twin Falls, ID","F",20,null,null,null,null,null,false,false,false,false,false,true,true,true,false,false,false,null,null,"Hospital Cafeteria",false,false,true,true,false,false,null,false,false,false,false,false,true,null,7,3,9,7,5,6,5,1]
[null,"Palmer","Brett","Stevenson",null,null,null,"Sophomore","Undecided","student152@gmail.com","student152",null,"Lexi","425-623-2398",null,"Education",false,null,"Bear Lake, Idaho","F",19,null,null,"no",null,null,false,false,false,false,false,false,true,true,false,false,false,null,null,"Washing windows, farm work",true,false,true,true,true,false,null,true,false,true,true,true,false,null,10,9,9,10,8,9,8,4]
[null,"Stevenson","Mark","Bobert",null,null,null,"Freshman","Visual Art- Illustration","student112@gmail.com","student22",null,"Sarah","356-134-6461","Self Employed (Sarah Croft Art) ",null,false,null,"Loomis, California","F",18,null,null,null,null,null,false,false,false,false,false,false,false,false,true,false,false,null,"I'm a portrait artist oil on canvas. New owner of a small business. ",null,true,false,false,true,false,false,"Art Business",false,false,true,true,true,false,null,1,1,8,10,10,10,6,2]
[null,"MarKowsky","Sean","Johnson",null,null,null,"Freshman","Mechanical Engineering","student128@gmail.com","student85",null,"Creytn","886-470-8200","None","Still exploring",false,null,"Forth Worth, TX","M",18,null,null,"None",null,null,true,false,false,true,false,false,true,false,false,false,true,"Acting",null,"Construction Worker\r\nActor",false,false,false,true,true,false,null,false,false,false,false,false,true,null,8,8,4,9,7,7,7,6,"401Ks, Stock Portfolios, Home Equity, Buying Gold, Saving options."]
[null,"Wormington","Sean","Johnson",null,null,null,"Junior","Linguistics","student32@gmail.com","student146",null,"Katie","494-260-8429","Teaching Assistant (BYU)","Editing",false,null,"Yorktown","F",20,null,null,"none",null,null,false,false,false,false,false,true,true,true,false,true,true,null,null,"Piano teacher\r\nWaitress\r\nCashier",false,false,false,true,false,true,null,false,false,false,true,true,false,null,6,5,6,6,5,4,8,2]
[null,"Stevenson","Sarah","MarKowsky",null,null,null,"Senior","Nursing","student167@gmail.com","student148",null,"Rachel","315-508-3599","none","Healthcare",false,null,"Evansville","F",21,"none",null,"none",null,null,false,false,false,false,false,false,true,false,true,false,true,null,null,"Dairy Queen\r\nMedical Transcriptionist\r\nPatient Care Technician ",false,false,true,true,false,true,null,false,false,false,true,false,false,null,6,7,8,9,7,8,5,2,"I  would like to learn about different types of investments and how to judge good investment's vs. bad ones."]

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["Alltel","message.alltel.com"]
["AT&T","txt.att.net"]
["Boost Mobile","myboostmobile.com"]
["Nextel","messaging.nextel.com"]
["Sprint","messaging.sprintpcs.com"]
["T-Mobile","tmomail.net "]
["US Cellular","email.uscc.net"]
["Verizon","vtext.com"]
["Virgin Mobile","vmobl.com "]